Note 14: Income Taxes: Schedule of Effective Income Tax Rate Reconciliation (Tables)

9 Months Ended

Sep. 30, 2020

Tables/Schedules

Schedule of Effective Income Tax Rate Reconciliation

	Three Months Ended September 30,
	2020		2019
Tax at statutory rate	21.0	%	21.0	%
Nontaxable interest and dividends	(0.6	)	(0.5	)
Tax credits	(3.8	)	(3.9	)
State taxes	5.0		1.0
Other	(0.1	)	(0.1	)
	21.5	%	17.5	%

	Nine Months Ended September 30,
	2020		2019
Tax at statutory rate	21.0	%	21.0	%
Nontaxable interest and dividends	(0.5	)	(0.5	)
Tax credits	(3.9	)	(4.2	)
State taxes	1.6		1.2
Other	0.6		0.1
	18.8	%	17.6	%