NOTE 6: LOANS AND ALLOWANCE FOR LOAN LOSSES: Impaired Financing Receivables (Tables)

3 Months Ended

Mar. 31, 2019

Tables/Schedules

Impaired Financing Receivables

Impaired loans (excluding FDIC-assisted loans, net of discount), are summarized as follows:

	At or for the Three Months Ended March 31, 2019
				Average
		Unpaid		Investment	Interest
	Recorded	Principal	Specific	in Impaired	Income
	Balance	Balance	Allowance	Loans	Recognized
	(In Thousands)
One- to four-family residential construction	$                 —	$                 —	$                 —	$                 —	$                —
Subdivision construction	283	314	103	305	2
Land development	14	18	—	14	—
Commercial construction	—	—	—	—	—
Owner occupied one- to four-
family residential	3,115	3,421	255	3,355	37
Non-owner occupied one- to four-
family residential	919	1,118	24	1,776	13
Commercial real estate	5,927	6,083	946	4,876	50
Other residential	—	—	—	—	—
Commercial business	1,713	2,125	246	1,775	32
Industrial revenue bonds	—	—	—	—	—
Consumer auto	1,261	1,518	226	1,391	24
Consumer other	415	639	62	464	11
Home equity lines of credit	261	276	39	218	7
Total	$          13,908	$          15,512	$            1,901	$          14,174	$              176

	At or for the Year Ended December 31, 2018
				Average
		Unpaid		Investment	Interest
	Recorded	Principal	Specific	in Impaired	Income
	Balance	Balance	Allowance	Loans	Recognized
	(In Thousands)
One- to four-family residential   construction	$                 —	$                 —	$                 —	$                 —	$                —
Subdivision construction	318	318	105	321	17
Land development	14	18	—	14	1
Commercial construction	—	—	—	—	—
Owner occupied one- to four-
family residential	3,576	3,926	285	3,406	197
Non-owner occupied one- to four-
family residential	2,222	2,519	304	2,870	158
Commercial real estate	3,501	3,665	613	6,216	337
Other residential	—	—	—	1,026	20
Commercial business	1,844	2,207	309	2,932	362
Industrial revenue bonds	—	—	—	—	—
Consumer auto	1,874	2,114	336	2,069	167
Consumer other	479	684	72	738	59
Home equity lines of credit	111	128	17	412	28
Total	$          13,939	$          15,579	$            2,041	$          20,004	$           1,346

	At or for the Three Months Ended March 31, 2018
				Average
		Unpaid		Investment	Interest
	Recorded	Principal	Specific	in Impaired	Income
	Balance	Balance	Allowance	Loans	Recognized
	(In Thousands)
One- to four-family residential construction	$                 —	$                 —	$                 —	$                 —	$                —
Subdivision construction	343	363	112	370	6
Land development	15	18	—	15	—
Commercial construction	—	—	—	—	—
Owner occupied one- to four-
family residential	3,293	3,608	295	3,293	45
Non-owner occupied one- to four-
family residential	3,389	3,680	368	3,438	54
Commercial real estate	6,987	7,137	224	7,266	78
Other residential	1,025	1,025	—	2,411	10
Commercial business	4,187	4,840	2,176	3,691	31
Industrial revenue bonds	—	—	—	—	—
Consumer auto	2,463	2,655	444	2,461	41
Consumer other	904	1,011	136	868	19
Home equity lines of credit	560	601	86	567	19
Total	$          23,166	$          24,938	$            3,841	$          24,380	$              303