Note 21: Stock Option Plan: Schedule of Fair Value Option Pricing Model Assumptions (Tables)

12 Months Ended

Dec. 31, 2013

Tables/Schedules

Schedule of Fair Value Option Pricing Model Assumptions

The fair value of each option award is estimated on the date of the grant using the Black-Scholes option pricing model with the following assumptions:

	December 31,	December 31,	December 31,
	2013	2012	2011
Expected dividends per share	$0.72	$0.72	$0.72
Risk-free interest rate	1.53%	0.65%	0.93%
Expected life of options	5 years	5 years	5 years
Expected volatility	24.80%	28.83%	27.99%
Weighted average fair value of
options granted during year	$5.22	$4.55	$3.15