Loans and Allowance For Loan Losses: Schedule of Impaired Loans (Tables)

3 Months Ended

Jun. 30, 2012

Schedule of Impaired Loans:

Schedule of Impaired Loans

	June 30, 2012
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
One- to four-family residential construction	$687	$687	$251
Subdivision construction	3,810	5,486	262
Land development	19,233	20,710	3,842
Commercial construction	1,530	1,530	134
Owner occupied one- to four-family residential	4,856	5,309	488
Non-owner occupied one- to four-family residential	10,965	11,402	1,028
Commercial real estate	39,634	41,887	1,045
Other residential	17,335	18,600	246
Commercial business	3,447	4,365	517
Industrial revenue bonds	3,508	3,588	98
Consumer auto	158	180	25
Consumer other	669	774	99
Home equity lines of credit	90	98	23
Total	$105,922	$114,616	$8,058

	June 30, 2011
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
One- to four-family residential construction	$2,106	$2,197	$121
Subdivision construction	8,543	9,467	1,498
Land development	7,330	7,995	1,288
Commercial construction	--	--	--
Owner occupied one- to four-family residential	3,960	4,529	601
Non-owner occupied one- to four-family residential	9,126	9,323	1,074
Commercial real estate	22,038	24,641	1,795
Other residential	8,330	9,266	369
Commercial business	2,366	3,212	502
Industrial revenue bonds	2,110	2,190	105
Consumer auto	121	141	6
Consumer other	550	615	63
Home equity lines of credit	120	129	17
Total	$66,700	$73,705	$7,439

	December 31, 2011
		Unpaid
	Recorded	Principal	Specific
	Balance	Balance	Allowance
One- to four-family residential construction	$873	$917	$12
Subdivision construction	12,999	14,730	2,953
Land development	7,150	7,317	594
Commercial construction	--	--	--
Owner occupied one- to four-family residential	5,481	6,105	776
Non-owner occupied one- to four-family residential	11,259	11,768	1,249
Commercial real estate	49,961	55,233	3,562
Other residential	12,102	12,102	89
Commercial business	4,679	5,483	736
Industrial revenue bonds	2,110	2,190	22
Consumer auto	147	168	3
Consumer other	579	680	22
Home equity lines of credit	174	184	12
Total	$107,514	$116,877	$10,030