Loans and Allowance For Loan Losses: Schedule of Allowance for Loan Losses by Portfolio Segment (Tables)

3 Months Ended

Jun. 30, 2012

Schedule of Allowance for Loan Losses by Portfolio Segment:

Schedule of Allowance for Loan Losses by Portfolio Segment

	One- to Four-
	Family
	Residential and	Other	Commercial	Commercial	Commercial
	Construction	Residential	Real Estate	Construction	Business	Consumer	Total
Allowance for loan losses
Balance April 1, 2012	$9,413	$4,023	$20,109	$3,155	$3,059	$1,773	$41,532
Provision charged to expense	598	2,924	3,191	8,689	680	1,518	17,600
Losses charged off	(2,135)	(3,252)	(7,795)	(5,132)	(512)	(727)	(19,553)
Recoveries	23	317	87	217	114	385	1,143
Balance June 30, 2012	$7,899	$4,012	$15,592	$6,929	$3,341	$2,949	$40,722
Balance January 1, 2012	$11,424	$3,088	$18,390	$2,982	$2,974	$2,374	$41,232
Provision charged to expense	(1,106)	3,857	9,316	13,298	1,246	1,066	27,677
Losses charged off	(2,494)	(3,252)	(12,205)	(9,592)	(1,053)	(962)	(29,558)
Recoveries	75	319	91	241	174	471	1,371
Balance June 30, 2012	$7,899	$4,012	$15,592	$6,929	$3,341	$2,949	$40,722
Allowance for loan losses
Balance April 1, 2011	$11,546	$3,798	$15,807	$5,235	$3,010	$2,438	$41,834
Provision charged to expense	772	1,756	2,673	2,348	38	844	8,431
Losses charged off	(758)	(1,926)	(3,526)	(2,433)	(924)	(917)	(10,484)
Recoveries	2	1	49	5	200	449	706
Balance June 30, 2011	$11,562	$3,629	$15,003	$5,155	$%2,324	$2,814	$40,487
Balance January 1, 2011	11,483	$3,866	$14,336	$5,852	$3,281	$2,669	$41,487
Provision charged to expense	4,010	2,649	5,885	3,145	8	934	16,631
Losses charged off	(3,959)	(2,888)	(5,269)	(3,851)	(1,716)	(1,807)	(19,490)
Recoveries	28	2	51	9	751	1,018	1,859
Balance June 30, 2011	$11,562	$3,629	$15,003	$5,155	$2,324	$2,814	$40,487
Ending balance:
Individually evaluated for
impairment	$2,029	$246	$1,143	$3,976	$517	$147	$8,058
Collectively evaluated for
impairment	$5,870	$3,766	$14,449	$2,942	$2,825	$2,802	$32,654
Loans acquired and
accounted for under ASC 310-30	$--	$--	$--	$10	$--	$--	$10
Loans
Individually evaluated for
impairment	$20,318	$17,335	$39,634	$20,763	$6,955	$917	$105,922
Collectively evaluated for
impairment	$285,325	$268,741	$625,726	$150,410	$225,695	$195,310	$1,751,207
Loans acquired and
accounted for under ASC 310-30	$300,122	$60,216	$164,276	$1,787	$19,559	$40,386	$586,346