June 30,

December 31,

2012

2011

One- to four-family residential construction

$27,183

$23,976

Subdivision construction

40,555

61,140

Land development

68,533

68,771

Commercial construction

102,640

119,589

Owner occupied one- to four-family residential

89,881

91,994

Non-owner occupied one- to four-family residential

148,024

145,781

Commercial real estate

620,023

639,857

Other residential

286,076

243,742

Commercial business

232,650

236,384

Industrial revenue bonds

45,337

59,750

Consumer auto

65,812

59,368

Consumer other

81,210

77,540

Home equity lines of credit

49,205

47,114

FDIC-supported loans, net of discounts (TeamBank)

91,407

128,875

FDIC-supported loans, net of discounts (Vantus Bank)

107,485

123,036

FDIC-supported loans, net of discounts (Sun Security Bank)

110,478

144,626

FDIC-supported loans, net of discounts (InterBank)

276,976

--

Total gross loans receivable

2,443,475

2,271,543

Undisbursed portion of loans in process

(91,639)

(103,424)

Allowance for loan losses

(40,722)

(41,232)

Deferred loan fees and gains, net

(2,438)

(2,726)

Total net loans

$2,308,676

$2,124,161

Weighted average interest rate

5.60%

5.86%