Loans and Allowance For Loan Losses: Loans and Leases Receivable Troubled Debt Restructuring Policy (Policies)	3 Months Ended
Jun. 30, 2012
Loans and Leases Receivable Troubled Debt Restructuring Policy:
Loans and Leases Receivable Troubled Debt Restructuring Policy	Included in certain loan categories in the impaired loans are troubled debt restructurings that were classified as impaired. Troubled debt restructurings are loans that are modified by granting concessions to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. The types of concessions made are factored into the estimation of the allowance for loan losses for troubled debt restructurings primarily using a discounted cash flows or collateral adequacy approach. At June 30, 2012, the Company had $5.9 million$5,900,000 of construction loans, $18.3 million$18,300,000 of single family and multi-family residential mortgage loans, $31.3 million$31,300,000 of commercial real estate loans, $2.8 million $2,800,000 of commercial business loans and $133,000 of consumer loans that were modified in troubled debt restructurings and impaired. Of the total troubled debt restructurings, $47.9 million$47,900,000 were accruing interest at June 30, 2012. At December 31, 2011, the Company had $9.0 million$9,000,000 of construction loans, $17.0 million$17,000,000 of residential mortgage loans, $31.3 million$31,300,000 of commercial real estate loans, $671,000 of commercial business loans and $156,000 of consumer loans that were modified in troubled debt restructurings and impaired. Of the total troubled debt restructurings, $50.8 million$50,800,000 were accruing interest at December 31, 2011.

Loans and Allowance For Loan Losses: Loans and Leases Receivable Troubled Debt Restructuring Policy (Policies)

3 Months Ended

Jun. 30, 2012

Loans and Leases Receivable Troubled Debt Restructuring Policy:

Loans and Leases Receivable Troubled Debt Restructuring Policy

Included in certain loan categories in the impaired loans are troubled debt restructurings that were classified as impaired. Troubled debt restructurings are loans that are modified by granting concessions to borrowers experiencing financial difficulties. These concessions could include a reduction in the interest rate on the loan, payment extensions, forgiveness of principal, forbearance or other actions intended to maximize collection. The types of concessions made are factored into the estimation of the allowance for loan losses for troubled debt restructurings primarily using a discounted cash flows or collateral adequacy approach.

At June 30, 2012, the Company had $5.9 million$5,900,000 of construction loans, $18.3 million$18,300,000 of single family and multi-family residential mortgage loans, $31.3 million$31,300,000 of commercial real estate loans, $2.8 million $2,800,000 of commercial business loans and $133,000 of consumer loans that were modified in troubled debt restructurings and impaired. Of the total troubled debt restructurings, $47.9 million$47,900,000 were accruing interest at June 30, 2012. At December 31, 2011, the Company had $9.0 million$9,000,000 of construction loans, $17.0 million$17,000,000 of residential mortgage loans, $31.3 million$31,300,000 of commercial real estate loans, $671,000 of commercial business loans and $156,000 of consumer loans that were modified in troubled debt restructurings and impaired. Of the total troubled debt restructurings, $50.8 million$50,800,000 were accruing interest at December 31, 2011.