Exhibit (4)(c)(i)

ADDITIONAL BENEFITS SPECIFICATIONS

GUARANTEED LIVING WITHDRAWAL BENEFIT RIDER:

[Marketing Name]

Covered Person:	[John Doe]
Joint Covered Person:	[Jane Doe]
Effective Date:	[Issue Date]
Bonus Period:	[10] Contract Years
Bonus Rate:	[7.0]%
GLWB Maximum Annual
Purchase Payment Amount:	[$50,000.00]
Annual Rider Fee Rate:	[1.25]%

The above-listed Rider Fee Rate is guaranteed for the life of the Rider unless you elect a Step-Up as described in the Rider. The Rider Fee Rate will never exceed the Maximum Annual Rider Fee Rate indicated below.

Maximum Annual Rider Fee Rate:            [1.95%]%

Maximum Withdrawal Benefit Base:     [$5,000,000]

Maximum Lifetime Withdrawal Percentages:

Attained Age of Covered	Benefit Percentage
or Joint Covered Person	Single Life			Joint Life
[55 – 59]		[4.00	]%		[3.60	]%
[60 – 64]		[4.50	]%		[4.10	]%
[65 – 69]		[5.50	]%		[5.10	]%
[70 – 75]		[5.75	]%		[5.35	]%
[75 – 79]		[6.00	]%		[5.60	]%
[80 – 84]		[6.25	]%		[5.85	]%
[85-89]		[6.50	]%		[6.10	]%
[90+]		[6.50	]%		[6.10	]%

ICC20-VATRAD-ABPGLWB-02 [3-E]

Designated Investment Option Subaccount Listing:

[AB VPS Balanced Wealth Strategy

American Funds IS^® Asset Allocation

American Funds IS^® Global Balanced

BlackRock iShares Dynamic Allocation V.I.

BlackRock Global Allocation V.I.

Columbia VP Balanced

First Trust/Dow Jones Dividend & Income Allocation

Franklin Allocation VIP

Franklin Income VIP

Invesco Oppenheimer VI Conservative Balanced

Invesco VI Core Plus Bond

Janus Henderson VIT Balanced

JPMorgan Insurance Trust Income Builder

MFS^® VIT III Conservative Allocation

MFS^® VIT III Moderate Allocation

MFS^® VIT Total Return

Morgan Stanley VIF Global Strategist

Putnam VT George Putnam Balanced

Putnam VT Global Asset Allocation

QS Variable Conservative Growth]

ICC20-VATRAD-ABPGLWB-02 [3-E]