Termination Amendment

to the

AUTOMATIC AND FACULTATIVE

YEARLY RENEWABLE TERM REINSURANCE AGREEMENT

EFFECTIVE April 30, 2000

Between

PRUDENTIAL INSURANCE COMPANY OF AMERlCA (formerly Pruco Life

Insurance Company) hereinafter ("THE COMPANY")

AND

TRANSAMERlCA FINANCIAL LIFE .INSURANCE COMPANY (formerly Ausa Life

Insurance Company, Inc.) hereinafter ("THE REINSURER")

The parties hereby agree to the following:

1.

This Agreement is terminated for new business effective as of January I. 2005.

2.

                                                                                                The parties shall remain liable after the termination for all reinsurance which

                                                                                                     became effective prior to termination of this Agreement.

This Amendment does not alter, amend or modify the Agreement other than as set forth

in this Amendment, and it is subject otherwise to all the terms and conditions of the

Agreement together with all amendments and supplements thereto.

Executed induplicate by                                                                                                                  Executed in duplicate by

THE PRUDENTIAL INSURANCE                                                                                                TRANSAMERICA FINANCIAL

COMPANY OF AMERICA                                                                                                            LIFE INSURANCE COMPANY

on March 18, 2005                                                                                                                           on February 8, 2005

By: /s/ Nicholas M. Simonelli                                                                                                        By: /s/ Glenn Cunningham

Title  VP & Actuary                                                                                                        Title  Vice President

By: /s/ Phillip J. Grigg                                                                                                                     By: /s/ Susan E. Mack

Title  VP & Actuary                                                                                                        Title  Vice President & Corporate Counsel

5940-22A                                                                                                                                                                                                  apn

(formerly 5934-03)