<?xml version="1.0" encoding="UTF-8"?><edgarSubmission xmlns="http://www.sec.gov/edgar/ownership" xmlns:com="http://www.sec.gov/edgar/common">
  <headerData>
    <submissionType>144</submissionType>
    <filerInfo>
      <filer>
        <filerCredentials>
          <cik>0001198960</cik>
          <ccc>XXXXXXXX</ccc>
        </filerCredentials>
      </filer>
      <liveTestFlag>LIVE</liveTestFlag>



    </filerInfo>
  </headerData>
  <formData>
    <issuerInfo>
      <issuerCik>0000850141</issuerCik>
      <issuerName>HORACE MANN EDUCATORS CORP /DE/</issuerName>
      <secFileNumber>001-10890</secFileNumber>
      <issuerAddress>
        <com:street1>1 HORACE MANN PLZ</com:street1>
        <com:city>SPRINGFIELD</com:city>
        <com:stateOrCountry>IL</com:stateOrCountry>
        <com:zipCode>62715-0001</com:zipCode>
      </issuerAddress>
      <issuerContactPhone>2177892500</issuerContactPhone>
      <nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>ZURAITIS MARITA</nameOfPersonForWhoseAccountTheSecuritiesAreToBeSold>
      <relationshipsToIssuer>
        <relationshipToIssuer>Officer</relationshipToIssuer>
        <relationshipToIssuer>Director</relationshipToIssuer>
      </relationshipsToIssuer>
    </issuerInfo>
    <securitiesInformation>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <brokerOrMarketmakerDetails>
        <name>Fidelity Brokerage Services LLC</name>
        <address>
          <com:street1>900 Salem Street</com:street1>
          <com:city>Smithfield</com:city>
          <com:stateOrCountry>RI</com:stateOrCountry>
          <com:zipCode>02917</com:zipCode>
        </address>
      </brokerOrMarketmakerDetails>
      <noOfUnitsSold>2</noOfUnitsSold>
      <aggregateMarketValue>92.29</aggregateMarketValue>
      <noOfUnitsOutstanding>40449550</noOfUnitsOutstanding>
      <approxSaleDate>05/06/2026</approxSaleDate>
      <securitiesExchangeName>NYSE</securitiesExchangeName>
    </securitiesInformation>
    <securitiesToBeSold>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <acquiredDate>03/05/2025</acquiredDate>
      <natureOfAcquisitionTransaction>Restricted Stock Vesting</natureOfAcquisitionTransaction>
      <nameOfPersonfromWhomAcquired>Issuer</nameOfPersonfromWhomAcquired>
      <isGiftTransaction>N</isGiftTransaction>
      <amountOfSecuritiesAcquired>2</amountOfSecuritiesAcquired>
      <paymentDate>03/05/2025</paymentDate>
      <natureOfPayment>Compensation</natureOfPayment>
    </securitiesToBeSold>
    <nothingToReportFlagOnSecuritiesSoldInPast3Months>N</nothingToReportFlagOnSecuritiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Marita Zuraitis</name>
        <address>
          <com:street1>1 Horace Mann Plaza</com:street1>
          <com:city>Springfield</com:city>
          <com:stateOrCountry>IL</com:stateOrCountry>
          <com:zipCode>62715-0001</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <saleDate>04/23/2026</saleDate>
      <amountOfSecuritiesSold>7500</amountOfSecuritiesSold>
      <grossProceeds>346213.32</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Marita Zuraitis</name>
        <address>
          <com:street1>1 Horace Mann Plaza</com:street1>
          <com:city>Springfield</com:city>
          <com:stateOrCountry>IL</com:stateOrCountry>
          <com:zipCode>62715-0001</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <saleDate>05/01/2026</saleDate>
      <amountOfSecuritiesSold>6815</amountOfSecuritiesSold>
      <grossProceeds>314602.29</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Marita Zuraitis</name>
        <address>
          <com:street1>1 Horace Mann Plaza</com:street1>
          <com:city>Springfield</com:city>
          <com:stateOrCountry>IL</com:stateOrCountry>
          <com:zipCode>62715-0001</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <saleDate>05/04/2026</saleDate>
      <amountOfSecuritiesSold>266</amountOfSecuritiesSold>
      <grossProceeds>12277.74</grossProceeds>
    </securitiesSoldInPast3Months>
    <securitiesSoldInPast3Months>
      <sellerDetails>
        <name>Marita Zuraitis</name>
        <address>
          <com:street1>1 Horace Mann Plaza</com:street1>
          <com:city>Springfield</com:city>
          <com:stateOrCountry>IL</com:stateOrCountry>
          <com:zipCode>62715-0001</com:zipCode>
        </address>
      </sellerDetails>
      <securitiesClassTitle>Common</securitiesClassTitle>
      <saleDate>05/05/2026</saleDate>
      <amountOfSecuritiesSold>403</amountOfSecuritiesSold>
      <grossProceeds>18548.18</grossProceeds>
    </securitiesSoldInPast3Months>
    <noticeSignature>
      <noticeDate>05/06/2026</noticeDate>
      <planAdoptionDates>
        <planAdoptionDate>12/23/2025</planAdoptionDate>
      </planAdoptionDates>
      <signature>/s/ Adam Gehring, as a duly authorized representative of Fidelity Brokerage Services LLC, as attorney-in-fact for Marita Zuraitis</signature>
    </noticeSignature>
  </formData>
</edgarSubmission>
