Exhibit 21

Horace Mann Educators Corporation

Insurance Subsidiaries, Other Significant Subsidiaries and

Their Respective States of Incorporation or Organization

December 31, 2022

Insurance Subsidiaries:

Educators Life Insurance Company of America - Illinois

Horace Mann Insurance Company - Illinois

Horace Mann Life Insurance Company - Illinois

Horace Mann Lloyds - Texas

Horace Mann Property & Casualty Insurance Company - Illinois

Madison National Life Insurance Company, Inc. - Wisconsin

National Teachers Associates Life Insurance Company - Texas

NTA Life Insurance Company of New York - New York

Teachers Insurance Company - Illinois

Other Subsidiaries:

ABM Service Corporation - Delaware

BCG Securities, Inc. - Pennsylvania

Benefit Consultants Group, Inc. - Pennsylvania

Horace Mann Employer Services Corporation - Delaware

Horace Mann General Agency Corporation - Delaware

Horace Mann Investors, Inc. - Maryland

Horace Mann Lloyds Management Corporation - Texas

Horace Mann MGA and Brokerage of Florida, Inc. - Florida

Horace Mann Service Corporation - Illinois

National Teacher Associates of New York, Inc. - New York

NTA Life Enterprises, LLC - Texas

NTA Life Holdings, Inc. - Texas

NTA Life Management, Inc. - Texas

NTA Life Marketing, Inc. - Delaware

NTA Life Micronix, Inc. - Texas