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Reinsurance and Catastrophes (Tables)
12 Months Ended
Dec. 31, 2013
Reinsurance and Catastrophes and Statutory Surplus and Subsidiary Dividend Restrictions [Abstract]  
Summary of reinsurance recoverable on unpaid insurance reserves
The total amounts of reinsurance recoverable on unpaid insurance reserves classified as assets and reported in Other Assets in the Consolidated Balance Sheets were as follows:
 
 
 
December 31,
 
 
 
2013
 
2012
 
Reinsurance recoverables on reserves and unpaid claims
 
 
 
 
 
 
 
Property and casualty
 
 
 
 
 
 
 
Reinsurance companies
 
$
10,152
 
$
10,419
 
State insurance facilities
 
 
3,955
 
 
3,286
 
Life and health
 
 
10,395
 
 
10,344
 
Total
 
$
24,502
 
$
24,049
 
Effects of reinsurance on premiums and benefits
The effects of reinsurance on premiums written and contract deposits; premiums and contract charges earned; and benefits, claims and settlement expenses were as follows:
 
 
 
 
 
Ceded to
 
Assumed
 
 
 
 
 
Gross
 
Other
 
from Other
 
Net
 
 
 
Amount
 
Companies
 
Companies
 
Amount
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Year ended December 31, 2013
 
 
 
 
 
 
 
 
 
 
 
 
 
Premiums written and contract deposits
 
$
1,120,852
 
$
30,115
 
$
3,456
 
$
1,094,193
 
Premiums and contract charges earned
 
 
717,494
 
 
29,990
 
 
3,434
 
 
690,938
 
Benefits, claims and settlement expenses
 
 
455,298
 
 
10,018
 
 
3,037
 
 
448,317
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Year ended December 31, 2012
 
 
 
 
 
 
 
 
 
 
 
 
 
Premiums written and contract deposits
 
 
1,093,937
 
 
29,691
 
 
3,481
 
 
1,067,727
 
Premiums and contract charges earned
 
 
696,721
 
 
29,634
 
 
3,440
 
 
670,527
 
Benefits, claims and settlement expenses
 
 
457,332
 
 
12,177
 
 
3,095
 
 
448,250
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Year ended December 31, 2011
 
 
 
 
 
 
 
 
 
 
 
 
 
Premiums written and contract deposits
 
 
1,106,012
 
 
31,271
 
 
3,708
 
 
1,078,449
 
Premiums and contract charges earned
 
 
695,264
 
 
31,940
 
 
3,796
 
 
667,120
 
Benefits, claims and settlement expenses
 
 
519,935
 
 
20,767
 
 
3,266
 
 
502,434