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Schedule IV Reinsurance
 12 Months Ended
Dec. 31, 2025
SEC Schedule, 12-17, Insurance Companies, Reinsurance [Abstract]  
Schedule IV Reinsurance
HORACE MANN EDUCATORS CORPORATION
 REINSURANCE
 ($ in millions)
Column AColumn BColumn CColumn DColumn EColumn F
 
Direct(1)
Amount
Ceded to
Other
Companies		Assumed
from Other
Companies		Net
Amount		Percentage
of Amount
Assumed to Net
 
Year Ended December 31, 2025     
Life insurance in force$46,536.6 $11,578.7 $— $34,957.9 — 
Premiums
Property & Casualty$806.8 $20.9 $16.7 $802.6 2.1 %
Life & Retirement165.3 6.7 — 158.6 — 
Supplemental & Group Benefits286.6 30.7 11.3 267.2 4.2 %
Total premiums$1,258.7 $58.3 $28.0 $1,228.4 2.3 %
Year Ended December 31, 2024     
Life insurance in force$37,107.3 $10,012.3 $— $27,095.0 — 
Premiums 
Property & Casualty$743.9 $20.5 $13.1 $736.5 1.8 %
Life & Retirement 161.2 6.6 — 154.6 — 
Supplemental & Group Benefits283.7 43.8 15.0 254.9 5.9 %
Total premiums$1,188.8 $70.9 $28.1 $1,146.0 2.5 %
Year Ended December 31, 2023     
Life insurance in force$40,422.9 $9,597.7 $— $30,825.2 — 
Premiums 
Property & Casualty$653.0 $18.1 $10.7 $645.6 1.7 %
Life & Retirement 166.5 14.8 — 151.7 — 
Supplemental & Group Benefits278.1 43.4 25.1 259.8 9.7 %
Total premiums$1,097.6 $76.3 $35.8 $1,057.1 3.4 %
Note: Premiums above include insurance premiums earned and contract charges earned.
 (1) Direct amount is net of the annuity reinsurance agreement accounted for using the deposit method that is discussed in Note 8.

















See accompanying Report of Independent Registered Public Accounting Firm.