ALLOWANCE FOR CREDIT LOSSES (Tables)

9 Months Ended

Sep. 30, 2022

ALLOWANCE FOR CREDIT LOSSES

Schedule of allowance for credit losses

Below is a roll forward of the Company’s allowance for credit losses for the three and nine months ended September 30, 2022 and 2021 (in thousands).

	Allowance for Credit Losses
	Trade		Financed		Total
	Receivables		Receivables		Receivables
Balance at June 30, 2022	$	13,666	$	4,554	$	18,220
Provision for expected credit losses		3,842		1,316		5,158
Write-offs charged against the allowance		(5,095)		(970)		(6,065)
Recoveries collected		1,370		—		1,370
Balance at September 30, 2022	$	13,783	$	4,900	$	18,683

	Allowance for Credit Losses
	Trade		Financed		Total
	Receivables		Receivables		Receivables
Balance at June 30, 2021	$	13,863	$	4,341	$	18,204
Provision for expected credit losses		3,526		323		3,849
Write-offs charged against the allowance		(5,163)		(657)		(5,820)
Recoveries collected		1,247		—		1,247
Balance at September 30, 2021	$	13,473	$	4,007	$	17,480

	Allowance for Credit Losses
	Trade		Financed		Total
	Receivables		Receivables		Receivables
Balance at December 31, 2021	$	13,885	$	3,985	$	17,870
Provision for expected credit losses		9,396		4,195		13,591
Write-offs charged against the allowance		(13,561)		(3,280)		(16,841)
Recoveries collected		4,063		—		4,063
Balance at September 30, 2022	$	13,783	$	4,900	$	18,683

	Allowance for Credit Losses
	Trade		Financed		Total
	Receivables		Receivables		Receivables
Balance at December 31, 2020	$	16,854	$	3,231	$	20,085
Provision for expected credit losses		5,760		2,762		8,522
Write-offs charged against the allowance		(12,912)		(1,986)		(14,898)
Recoveries collected		3,771		—		3,771
Balance at September 30, 2021	$	13,473	$	4,007	$	17,480