ALLOWANCE FOR CREDIT LOSSES (Tables)

6 Months Ended

Jun. 30, 2022

ALLOWANCE FOR CREDIT LOSSES

Schedule of allowance for credit losses

Below is a roll forward of the Company’s allowance for credit losses for the three and six months ended June 30, 2022 and 2021 (in thousands).

	Allowance for Credit Losses
	Trade		Financed		Total
	Receivables		Receivables		Receivables
Balance at March 31, 2022	$	14,170	$	3,850	$	18,020
Provision for expected credit losses		2,350		1,825		4,175
Write-offs charged against the allowance		(4,218)		(1,121)		(5,339)
Recoveries collected		1,364		—		1,364
Balance at June 30, 2022	$	13,666	$	4,554	$	18,220

	Allowance for Credit Losses
	Trade		Financed		Total
	Receivables		Receivables		Receivables
Balance at March 31, 2021	$	15,731	$	3,370	$	19,101
Provision for expected credit losses		369		1,618		1,987
Write-offs charged against the allowance		(3,650)		(645)		(4,295)
Recoveries collected		1,413		(2)		1,411
Balance at June 30, 2021	$	13,863	$	4,341	$	18,204

	Allowance for Credit Losses
	Trade		Financed		Total
	Receivables		Receivables		Receivables
Balance at December 31, 2021	$	13,885	$	3,985	$	17,870
Provision for expected credit losses		5,554		2,879		8,433
Write-offs charged against the allowance		(8,466)		(2,310)		(10,776)
Recoveries collected		2,693		—		2,693
Balance at June 30, 2022	$	13,666	$	4,554	$	18,220

	Allowance for Credit Losses
	Trade		Financed		Total
	Receivables		Receivables		Receivables
Balance at December 31, 2020	$	16,854	$	3,231	$	20,085
Provision for expected credit losses		2,234		2,439		4,673
Write-offs charged against the allowance		(7,749)		(1,326)		(9,075)
Recoveries collected		2,524		(3)		2,521
Balance at June 30, 2021	$	13,863	$	4,341	$	18,204