Exhibit 12.1

STATEMENT OF RATIOS OF EARNINGS TO FIXED CHARGES

Ratio of earnings to fixed charges	Year ended December 31,
	2016		2015		2014		2013		2012
	(Dollars in thousands)
Earnings:
Income from continuing operations before taxes	$	62,839	$	48,648	$	46,288	$	37,419	$	31,838
Fixed charges excluding deposits and preferred stock dividends:		8,206		6,015		4,764		4,402		7,815
Subtotal		71,045		54,663		51,052		41,821		39,653
Interest on deposits		10,512		5,755		5,064		6,089		8,344
Total	$	81,557	$	60,418	$	56,116	$	47,910	$	47,997
Fixed charges:
Interest excluding deposits	$	7,135	$	5,118	$	3,873	$	3,568	$	7,102
Interest component on rentals*		1,071		897		891		834		713
Preferred stock dividends		—		—		—		—		620
Subtotal		8,206		6,015		4,764		4,402		8,435
Interest on deposits		10,512		5,755		5,064		6,089		8,344
Total	$	18,718	$	11,770	$	9,828	$	10,491	$	16,779
Ratio of earnings to fixed charges:
Excluding interest on deposits		8.66		9.09		10.72		9.50		4.70
Including interest on deposits		4.36		5.13		5.71		4.57		2.86

* Interest component on rentals estimated to be one-third of rentals.