SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the

Securities Exchange Act of 1934

Date of Report (Date of earliest event reported) January 16, 2003

Lakeland Bancorp, Inc.

(Exact name of registrant as specified in its charter)

New Jersey	33-27312	22-2953275
(State of incorporation)	(Commission File Number)	(IRS Employer Identification No.)
250 Oak Ridge Road, Oak Ridge, New Jersey		07438
(Address of principal executive offices)		(Zip Code)

973-697-2000

(Registrant’s telephone number,

including area code)

Not Applicable

(Former name or former address, if changed since last report)

Item 5.    Other Events.

On January 16,2003, Lakeland Bancorp, Inc. disseminated a press release reporting Fourth Quarter 2002 earnings which is being filed with this Current Report on Form 8-K as Exhibit 99.1.

Item 7.    Exhibits.

99.1 Press Release, dated January 16, 2003

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SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

	LAKELAND BANCORP, INC.
By:	/s/    Roger Bosma
	Name:    Roger Bosma
	Title:      President and Chief Executive Officer

Date: January 16, 2003

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EXHIBIT INDEX

Exhibit No.	Description
99.1	Press Release, dated January 16, 2003

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