Revenue Recognition (Tables)

9 Months Ended

Sep. 30, 2023

Revenue from Contract with Customer [Abstract]

Disaggregation of Revenue

The following table sets forth the components of noninterest income for the three and nine months ended September 30, 2023 and 2022:

	For the Three Months Ended September 30,				For the Nine Months Ended September 30,
(in thousands)	2023		2022		2023		2022
Deposit-Related Fees and Charges
Debit card interchange income	$	744	$	1,686	$	4,077	$	4,995
Overdraft charges	875		802		2,476		2,327
ATM service charges	205		220		580		599
Demand deposit fees and charges	150		79		429		166
Savings service charges	22		21		67		58
Total deposit-related fees and charges	1,996		2,808		7,629		8,145
Commissions and fees
Loan fees	513		712		1,637		2,302
Wire transfer charges	480		502		1,386		1,484
Investment services income	200		457		911		1,562
Merchant fees	303		300		898		853
Commissions from sales of checks	89		88		268		263
Safe deposit income	108		105		314		258
Other income	30		42		87		129
Total commissions and fees	1,723		2,206		5,501		6,851
Gains on sales of loans held for sale	349		355		1,008		2,496
Other income
Gains on customer swap transactions	697		711		1,114		1,110
Title insurance income	—		44		19		46
Other income	87		82		673		870
Total other income	784		837		1,806		2,026
Revenue not from contracts with customers	566		1,027		2,408		1,558
Total Noninterest Income	$	5,418	$	7,233	$	18,352	$	21,076
Timing of Revenue Recognition:
Products and services transferred at a point in time	4,852		6,206		15,944		19,518
Revenue not from contracts with customers	566		1,027		2,408		1,558
Total Noninterest Income	$	5,418	$	7,233	$	18,352	$	21,076