Revenue Recognition (Tables)

9 Months Ended

Sep. 30, 2021

The following table sets forth the components of noninterest income for the three and nine months ended September 30, 2021 and 2020:


	For the Three Months Ended September 30,				For the Nine Months Ended September 30,
(in thousands)	2021		2020		2021		2020

Service charges on deposit accounts:
Debit card interchange income	$	1,585	$	1,472	$	4,603	$	3,910
Overdraft charges	647		533		1,785		1,935
ATM service charges	182		138		497		367
Demand deposit fees and charges	107		129		348		394
Savings service charges	15		16		44		57
Total	2,536		2,288		7,277		6,663
Commissions and fees:
Loan fees	376		510		1,367		1,063
Wire transfer charges	376		372		1,126		1,021
Investment services income	373		392		1,210		1,231
Merchant fees	270		184		729		598
Commissions from sales of checks	73		73		226		216
Safe deposit income	82		85		240		256
Other income	54		51		143		138
Total	1,604		1,667		5,041		4,523
Gains on sales of loans	550		1,437		1,865		2,562
Swap income	—		624		634		4,234
Other Income:
Title insurance income	43		46		87		126
Other income	99		200		262		370
Total	142		246		349		496
Revenue not from contracts with customers	637		511		1,331		1,787
Total Noninterest Income	$	5,469	$	6,773	$	16,497	$	20,265
Timing of Revenue Recognition:
Products and services transferred at a point in time	4,832		6,243		15,143		18,422
Products and services transferred over time	—		19		23		56
Revenue not from contracts with customers	637		511		1,331		1,787
Total Noninterest Income	$	5,469	$	6,773	$	16,497	$	20,265