Revenue Recognition (Tables)

9 Months Ended

Sep. 30, 2020

The following table sets forth the components of noninterest income for the three and nine months ended September 30, 2020 and 2019:


	For the Three Months Ended September 30,				For the Nine Months Ended September 30,
(in thousands)	2020		2019		2020		2019

Deposit Related Fees and Charges:
Debit card interchange income	$	1,472	$	1,429	$	3,910	$	4,059
Overdraft charges	533		1,047		1,935		3,024
ATM service charges	138		226		367		626
Demand deposit fees and charges	129		124		394		389
Savings service charges	16		25		57		81
Total	2,288		2,851		6,663		8,179
Commissions and Fees:
Loan fees	510		303		1,063		1,182
Wire transfer charges	372		316		1,021		888
Investment services income	392		474		1,231		1,253
Merchant fees	184		202		598		586
Commissions from sales of checks	73		85		216		299
Safe deposit income	85		94		256		275
Other income	51		66		138		187
Total	1,667		1,540		4,523		4,670
Gains on sales of loans	1,437		486		2,562		1,285
Other Income:
Gains on customer swap transactions	624		730		4,234		1,585
Title insurance income	46		9		126		128
Other income	200		627		370		755
Total	870		1,366		4,730		2,468
Revenue not from contracts with customers	511		457		1,787		2,210
Total Noninterest Income	$	6,773	$	6,700	$	20,265	$	18,812
Timing of Revenue Recognition:
Products and services transferred at a point in time	6,243		6,224		18,422		16,546
Products and services transferred over time	19		19		56		56
Revenue not from contracts with customers	511		457		1,787		2,210
Total Noninterest Income	$	6,773	$	6,700	$	20,265	$	18,812