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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR 1 3 YR TREAS BD 464287457   341,563 4,208 SH   SOLE   0 0 4,208
ISHARES TR ISHS 1-5YR INVS 464288646   442,202 8,876 SH   SOLE   0 0 8,876
SPDR SER TR BLOOMBERG HIGH Y 78468R622   3,600,000 40,000 SH   SOLE   40,000 0 0
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   2,873,107 17,565 SH   SOLE   17,565 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   6,605,029 157,375 SH   SOLE   0 0 157,375
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,008,250 51,520 SH   SOLE   0 0 51,520
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   7,743,121 116,298 SH   SOLE   116,298 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   33,671,372 95,837 SH   SOLE   28,720 0 67,117
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   458,589 5,560 SH   SOLE   0 0 5,560
VANGUARD INDEX FDS MID CAP ETF 922908629   4,091,486 20,075 SH   SOLE   0 0 20,075
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,834,482 9,995 SH   SOLE   0 0 9,995