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CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
CASH FLOWS FROM OPERATING ACTIVITIES:      
Net income $ 110,682 $ 29,084 $ 96,094
Adjustments to reconcile net income to net cash provided by operating activities:      
Net (gain) loss on securities available-for-sale (163) 42,810 1,447
Loss (gain) on sale of other assets 1,228 (7,219) 22
Fair value change in equity securities and loans held for sale (200) 1,204 758
Gain on sale of loans held for sale (1,188) (632) (1,707)
Net depreciation, amortization and accretion 4,664 5,694 6,025
(Accretion) amortization of fair value hedge basis point adjustments (398) 1,607 561
Amortization of other intangible assets 958 1,163 1,425
Loss on extinguishment of debt   454  
Stock-based compensation 7,683 6,690 4,638
Provision for credit losses 43,030 36,113 2,770
Originations of loans held for sale (16,964) (12,531) (8,219)
Proceeds from sale of loans originated for sale 29,385 18,786 32,433
Increase in cash surrender value of BOLI (16,560) (10,376) (9,103)
Gain from death benefits from BOLI (834)   (645)
Decrease in other assets 91,331 9,224 10,332
Decrease in other liabilities (66,088) (23,015) (45,957)
Net cash provided by operating activities 186,566 99,056 90,874
CASH FLOWS FROM INVESTING ACTIVITIES:      
Proceeds from sales of securities available-for-sale 38,842 379,053 77,804
Purchases of securities available-for-sale (265,335) (335,167) (86,084)
Purchases of securities held-to-maturity (9,030) (67,560) (28,328)
Proceeds from calls and principal repayments of securities available-for-sale 140,259 172,767 76,858
Proceeds from calls and principal repayments of securities held-to-maturity 30,673 28,285 22,986
Purchase of BOLI (97,317) (15,000) (8,000)
Proceeds received from cash surrender value of BOLI 4,213   1,224
Loans purchased (10,628) (6,594)  
Proceeds from the sale of portfolio loans transferred to held for sale 38,826 18,310 5,000
Decrease (increase) in loans 60,266 (152,623) (259,805)
Purchases of fixed assets, net (4,131) (6,258) (5,721)
Proceeds from the sale of fixed assets and premises held for sale 2,004 19,268 25
Sales (purchases) of restricted stock, net 1,909 29,644 (10,005)
Net cash (used in) provided by investing activities (69,449) 64,125 (214,046)
CASH FLOWS FROM FINANCING ACTIVITIES:      
Increase in deposits 1,155,111 1,155,559 276,411
(Repayments) proceeds from FHLBNY advances, short-term, net (100,000) (615,000) 20,000
(Repayments) proceeds of FHLBNY advances, long-term   (150,000) 162,000
Proceeds (repayments) from FHLBNY advances, long-term   60,000 (1,360)
(Repayments) proceeds of other short-term borrowings, net (50,000) 50,000  
Proceeds from subordinated debentures issuance, net   72,084  
Proceeds from common stock issuance, net   135,764  
Release of stock for benefit plan awards 924 1,105 1,164
Payments related to tax withholding for equity awards (2,546) (1,347) (1,258)
Purchase of treasury stock     (947)
Cash dividends paid to preferred stockholders (7,286) (7,286) (7,286)
Cash dividends paid to common stockholders (42,925) (38,036) (37,302)
Net cash provided by financing activities 953,278 662,843 411,422
Increase in cash and cash equivalents 1,070,395 826,024 288,250
CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD 1,283,571 457,547 169,297
CASH AND CASH EQUIVALENTS, END OF PERIOD 2,353,966 1,283,571 457,547
SUPPLEMENTAL DISCLOSURE OF CASH FLOW INFORMATION:      
Cash paid for income taxes 53,836 28,828 37,910
Cash paid for interest 278,278 343,249 280,815
Loans transferred to loans held for sale 54,006 37,334 37,346
Loans transferred to loans held for investment 21,617 2,912  
Premises transferred to held for sale 255,000 9,227 905
Operating lease assets in exchange for operating lease liabilities $ 9,915 5,855 $ 6,333
Surrender of BOLI assets   $ 84,527