CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Dec. 31, 2025	Dec. 31, 2024
Assets:
Cash and due from banks	$ 2,353,966	$ 1,283,571
Securities available-for-sale, at fair value	797,935	690,693
Securities held-to-maturity	618,901	637,339
Loans held for sale	1,989	22,625
Loans held for investment, net of fees and costs	10,758,208	10,871,943
Allowance for credit losses	(97,372)	(88,751)
Total loans held for investment, net	10,660,836	10,783,192
Premises and fixed assets, net	31,255	34,858
Restricted stock	67,197	69,106
BOLI	401,163	290,665
Goodwill	155,797	155,797
Other intangible assets	2,938	3,896
Operating lease assets	42,876	46,193
Derivative assets	76,315	116,496
Accrued interest receivable	55,572	55,970
Other assets	74,891	162,857
Total assets	15,341,631	14,353,258
Liabilities:
Interest-bearing deposits	8,879,114	8,275,591
Non-interest-bearing deposits	3,915,081	3,355,829
Deposits (excluding mortgage escrow deposits)	12,794,195	11,631,420
Non-interest-bearing mortgage escrow deposits	47,051	54,715
Interest-bearing mortgage escrow deposits		6
Total mortgage escrow deposits	47,051	54,721
Total deposits (including mortgage escrow deposits)	12,841,246	11,686,141
FHLBNY advances	508,000	608,000
Other short-term borrowings		50,000
Subordinated debt, net	272,503	272,325
Derivative cash collateral	52,400	112,420
Operating lease liabilities	45,729	48,993
Derivative liabilities	73,573	108,347
Other liabilities	72,411	70,515
Total liabilities	13,865,862	12,956,741
Commitments and contingencies
Stockholders' equity:
Preferred stock, Series A ($0.01 par, $25.00 liquidation value, 10,000,000 shares authorized and 5,299,200 shares issued and outstanding at December 31, 2025 and December 31, 2024)	116,569	116,569
Common stock ($0.01 par, 80,000,000 shares authorized, 46,151,302 shares and 46,141,361 shares issued at December 31, 2025 and December 31, 2024 respectively, and 43,862,327 shares and 43,622,292 shares outstanding at December 31, 2025 and December 31, 2024, respectively)	462	461
Additional paid-in capital	623,041	624,822
Retained earnings	854,167	794,526
Accumulated other comprehensive loss, net of deferred taxes	(31,468)	(45,018)
Unearned equity awards	(8,661)	(7,640)
Treasury stock, at cost (2,288,975 shares and 2,519,069 shares at December 31, 2025 and December 31, 2024, respectively)	(78,341)	(87,203)
Total stockholders' equity	1,475,769	1,396,517
Total liabilities and stockholders' equity	$ 15,341,631	$ 14,353,258