CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (UNAUDITED) - USD ($) $ in Thousands	Jun. 30, 2025	Dec. 31, 2024
Assets:
Cash and due from banks	$ 1,156,754	$ 1,283,571
Securities available-for-sale, at fair value	703,461	690,693
Securities held-to-maturity	625,188	637,339
Loans held for sale	13,617	22,625
Loans held for investment, net of fees and costs	10,870,872	10,871,943
Allowance for credit losses	(93,189)	(88,751)
Total loans held for investment, net	10,777,683	10,783,192
Premises and fixed assets, net	33,957	34,858
Restricted stock	67,110	69,106
Bank Owned Life Insurance ("BOLI")	393,345	290,665
Goodwill	155,797	155,797
Other intangible assets	3,409	3,896
Operating lease assets	44,717	46,193
Derivative assets	90,966	116,496
Accrued interest receivable	55,418	55,970
Other assets	86,513	162,857
Total assets	14,207,935	14,353,258
Liabilities:
Interest-bearing deposits	8,262,170	8,275,591
Non-interest-bearing deposits	3,432,667	3,355,829
Deposits (excluding mortgage escrow deposits)	11,694,837	11,631,420
Non-interest-bearing mortgage escrow deposits	45,256	54,715
Interest-bearing mortgage escrow deposits	2	6
Total mortgage escrow deposits	45,258	54,721
Federal Home Loan Bank of New York ("FHLBNY") advances	508,000	608,000
Other short-term borrowings		50,000
Subordinated debt, net	272,414	272,325
Derivative cash collateral	69,840	112,420
Operating lease liabilities	47,559	48,993
Derivative liabilities	86,110	108,347
Other liabilities	52,911	70,515
Total liabilities	12,776,929	12,956,741
Commitments and contingencies
Stockholders' equity:
Preferred stock, Series A ($0.01 par, $25.00 liquidation value, 10,000,000 shares authorized and 5,299,200 shares issued and outstanding at June 30, 2025 and December 31, 2024)	116,569	116,569
Common stock ($0.01 par, 80,000,000 shares authorized, 46,146,806 shares and 46,141,361 shares issued at June 30, 2025 and December 31, 2024 respectively, and 43,888,938 shares and 43,622,292 shares outstanding at June 30, 2025 and December 31, 2024, respectively)	461	461
Additional paid-in capital	622,660	624,822
Retained earnings	820,221	794,526
Accumulated other comprehensive loss, net of deferred taxes	(37,937)	(45,018)
Unearned equity awards	(13,525)	(7,640)
Treasury stock, at cost (2,257,868 shares and 2,519,069 shares at June 30, 2025 and December 31, 2024, respectively)	(77,443)	(87,203)
Total stockholders' equity	1,431,006	1,396,517
Total liabilities and stockholders' equity	$ 14,207,935	$ 14,353,258