CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2025	Mar. 31, 2024
Interest income:
Loans	$ 142,705	$ 143,565
Securities	11,323	7,880
Other short-term investments	7,837	9,564
Total interest income	161,865	161,009
Interest expense:
Deposits and escrow	58,074	73,069
Borrowed funds	8,381	14,697
Derivative cash collateral	1,197	1,713
Total interest expense	67,652	89,479
Net interest income	94,213	71,530
Provision for credit losses	9,626	5,210
Net interest income after provision for credit losses	84,587	66,320
Non-interest income:
Service charges and other fees	4,643	4,544
Title fees	98	133
Loan level derivative income	61	406
BOLI income	3,993	2,461
Gain on sale of SBA Loans	82	253
Gain on sale of residential loans	32	77
Fair value change in equity securities and loans held for sale	18	(842)
Gain on sale of other assets		2,968
Other	706	467
Total non-interest income	9,633	10,467
Non-interest expense:
Salaries and employee benefits	35,651	32,037
Severance	76	42
Occupancy and equipment	8,002	7,368
Data processing costs	4,794	4,313
Marketing	1,666	1,497
Professional services	2,116	1,467
Federal deposit insurance premiums	2,047	2,239
Loss from extinguishment of debt for FHLBNY advances		453
Loss due to pension settlement	7,231
Amortization of other intangible assets	252	307
Other	3,676	2,788
Total non-interest expense	65,511	52,511
Income before income taxes	28,709	24,276
Income tax expense	7,251	6,585
Net income	21,458	17,691
Preferred stock dividends	1,822	1,821
Net income available to common stockholders	$ 19,636	$ 15,870
Earnings per common share:
Basic (in dollars per share)	$ 0.45	$ 0.41
Diluted (in dollars per share)	$ 0.45	$ 0.41