CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (UNAUDITED) - USD ($) $ in Thousands	Mar. 31, 2025	Dec. 31, 2024
Assets:
Cash and due from banks	$ 1,030,702	$ 1,283,571
Securities available-for-sale, at fair value	710,579	690,693
Securities held-to-maturity	631,334	637,339
Loans held for sale	2,527	22,625
Loans held for investment, net of fees and costs	10,868,735	10,871,943
Allowance for credit losses	(90,455)	(88,751)
Total loans held for investment, net	10,778,280	10,783,192
Premises and fixed assets, net	33,650	34,858
Restricted stock	66,987	69,106
Bank Owned Life Insurance ("BOLI")	389,167	290,665
Goodwill	155,797	155,797
Other intangible assets	3,644	3,896
Operating lease assets	45,657	46,193
Derivative assets	98,740	116,496
Accrued interest receivable	56,044	55,970
Other assets	94,574	162,857
Total assets	14,097,682	14,353,258
Liabilities:
Interest-bearing deposits	8,282,373	8,275,591
Non-interest-bearing deposits	3,245,409	3,355,829
Deposits (excluding mortgage escrow deposits)	11,527,782	11,631,420
Non-interest-bearing mortgage escrow deposits	88,138	54,715
Interest-bearing mortgage escrow deposits	4	6
Total mortgage escrow deposits	88,142	54,721
Federal Home Loan Bank of New York ("FHLBNY") advances	508,000	608,000
Other short-term borrowings		50,000
Subordinated debt, net	272,370	272,325
Derivative cash collateral	85,230	112,420
Operating lease liabilities	48,432	48,993
Derivative liabilities	92,516	108,347
Other liabilities	63,197	70,515
Total liabilities	12,685,669	12,956,741
Commitments and contingencies
Stockholders' equity:
Preferred stock, Series A ($0.01 par, $25.00 liquidation value, 10,000,000 shares authorized and 5,299,200 shares issued and outstanding at March 31, 2025 and December 31, 2024)	116,569	116,569
Common stock ($0.01 par, 80,000,000 shares authorized, 46,141,361 shares issued at March 31, 2025 and December 31, 2024 respectively, and 43,799,076 shares and 43,622,292 shares outstanding at March 31, 2025 and December 31, 2024, respectively)	461	461
Additional paid-in capital	623,305	624,822
Retained earnings	803,202	794,526
Accumulated other comprehensive loss, net of deferred taxes	(39,045)	(45,018)
Unearned equity awards	(12,909)	(7,640)
Treasury stock, at cost (2,342,285 shares and 2,519,069 shares at March 31, 2025 and December 31, 2024, respectively)	(79,570)	(87,203)
Total stockholders' equity	1,412,013	1,396,517
Total liabilities and stockholders' equity	$ 14,097,682	$ 14,353,258