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LOANS HELD FOR INVESTMENT, NET - Amortized Cost of Loans Modified (Details) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2024
Dec. 31, 2023
Financing Receivable, Allowance for Credit Loss [Line Items]    
Total loans that have been modified $ 86,149 $ 42,281
% of Total Class of Financing Receivable 0.80% 0.40%
Term Extension    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Total loans that have been modified $ 19,668 $ 1,789
Significant Payment Delay    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Total loans that have been modified 65,371 39,582
Term Extension and Significant Payment Delay    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Total loans that have been modified 187 612
Significant Payment Delay and Interest Rate Reduction    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Total loans that have been modified 27 298
Term Extension and Interest Rate Reductions    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Total loans that have been modified 896  
Business Loans    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Total loans that have been modified $ 20,064 $ 14,627
% of Total Class of Financing Receivable 0.70% 0.60%
Business Loans | Term Extension    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Total loans that have been modified $ 19,668 $ 1,789
Business Loans | Significant Payment Delay    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Total loans that have been modified 182 12,020
Business Loans | Term Extension and Significant Payment Delay    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Total loans that have been modified 187 520
Business Loans | Significant Payment Delay and Interest Rate Reduction    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Total loans that have been modified 27 298
One-to-Four Family Residential and Cooperative/Condominium Apartment    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Total loans that have been modified $ 896 $ 2,948
% of Total Class of Financing Receivable 0.10% 0.30%
One-to-Four Family Residential and Cooperative/Condominium Apartment | Significant Payment Delay    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Total loans that have been modified   $ 2,856
One-to-Four Family Residential and Cooperative/Condominium Apartment | Term Extension and Significant Payment Delay    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Total loans that have been modified   92
One-to-Four Family Residential and Cooperative/Condominium Apartment | Term Extension and Interest Rate Reductions    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Total loans that have been modified $ 896  
Multifamily Residential and Residential Mixed-Use    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Total loans that have been modified $ 34,087  
% of Total Class of Financing Receivable 0.90%  
Multifamily Residential and Residential Mixed-Use | Significant Payment Delay    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Total loans that have been modified $ 34,087  
Non-Owner-Occupied Commercial Real Estate    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Total loans that have been modified $ 31,102 $ 24,706
% of Total Class of Financing Receivable 1.00% 0.70%
Non-Owner-Occupied Commercial Real Estate | Significant Payment Delay    
Financing Receivable, Allowance for Credit Loss [Line Items]    
Total loans that have been modified $ 31,102 $ 24,706