XML 76 R53.htm IDEA: XBRL DOCUMENT

REGULATORY CAPITAL MATTERS (Tables)

12 Months Ended

Dec. 31, 2024

REGULATORY CAPITAL MATTERS

Schedule of the Company's and Bank's actual capital amounts and ratios

The following tables present actual capital levels and minimum required levels for the Company and the Bank under Basel III rules at December 31, 2024 and 2023:

At December 31, 2024

For Capital

To Be Categorized

Actual

Adequacy Purposes⁽¹⁾

as “Well Capitalized”⁽¹⁾

Minimum

Minimum

(Dollars in thousands)

Amount

Ratio

Amount

Ratio

Amount

Ratio

Tier 1 capital / % of average total assets

Bank

$

1,469,047

10.7

%

$

546,759

4.0

%

$

683,449

5.0

%

Consolidated Company

1,283,038

9.4

547,024

4.0

N/A

N/A

Common equity Tier 1 capital / % of risk-weighted assets

Bank

1,469,047

13.9

474,269

4.5

685,055

6.5

Consolidated Company

1,166,469

11.1

474,521

4.5

N/A

N/A

Tier 1 capital / % of risk-weighted assets

Bank

1,469,047

13.9

632,358

6.0

843,144

8.0

Consolidated Company

1,283,038

12.2

632,694

6.0

N/A

N/A

Total capital / % of risk-weighted assets

Bank

1,560,876

14.8

843,144

8.0

1,053,931

10.0

Consolidated Company

1,649,617

15.6

843,592

8.0

N/A

N/A

(1)	In accordance with the Basel III rules.


		At December 31, 2023
								For Capital						To Be Categorized
		Actual						Adequacy Purposes⁽¹⁾						as “Well Capitalized”⁽¹⁾
											Minimum						Minimum
(Dollars in thousands)		Amount			Ratio			Amount			Ratio			Amount			Ratio
Tier 1 capital / % of average total assets
Bank		$	1,331,676		9.8	%		$	544,254		4.0	%		$	680,318		5.0	%
Consolidated Company			1,158,455		8.5				544,529		4.0				N/A		N/A
Common equity Tier 1 capital / % of risk-weighted assets
Bank			1,331,676		12.6				476,168		4.5				687,798		6.5
Consolidated Company			1,041,886		9.8				476,341		4.5				N/A		N/A
Tier 1 capital / % of risk-weighted assets
Bank			1,331,676		12.6				634,890		6.0				846,520		8.0
Consolidated Company			1,158,455		10.9				635,122		6.0				N/A		N/A
Total capital / % of risk-weighted assets
Bank			1,406,581		13.3				846,520		8.0				1,058,151		10.0
Consolidated Company			1,433,361		13.5				846,829		8.0				N/A		N/A

(1)	In accordance with the Basel III rules.