CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Dec. 31, 2024	Dec. 31, 2023
Assets:
Cash and due from banks	$ 1,283,571	$ 457,547
Securities available-for-sale, at fair value	690,693	886,240
Securities held-to-maturity	637,339	594,639
Loans held for sale	22,625	10,159
Loans held for investment, net of fees and costs	10,871,943	10,773,428
Allowance for credit losses	(88,751)	(71,743)
Total loans held for investment, net	10,783,192	10,701,685
Premises and fixed assets, net	34,858	44,868
Premises held for sale		905
Restricted stock	69,106	98,750
BOLI	290,665	349,816
Goodwill	155,797	155,797
Other intangible assets	3,896	5,059
Operating lease assets	46,193	52,729
Derivative assets	116,496	122,132
Accrued interest receivable	55,970	55,666
Other assets	162,857	100,013
Total assets	14,353,258	13,636,005
Liabilities:
Interest-bearing deposits	8,275,591	7,585,020
Non-interest-bearing deposits	3,355,829	2,884,378
Deposits (excluding mortgage escrow deposits)	11,631,420	10,469,398
Non-interest-bearing mortgage escrow deposits	54,715	61,121
Interest-bearing mortgage escrow deposits	6	136
Total mortgage escrow deposits	54,721	61,257
FHLBNY advances	608,000	1,313,000
Other short-term borrowings	50,000
Subordinated debt, net	272,325	200,196
Derivative cash collateral	112,420	108,100
Operating lease liabilities	48,993	55,454
Derivative liabilities	108,347	121,265
Other liabilities	70,515	81,110
Total liabilities	12,956,741	12,409,780
Commitments and contingencies
Stockholders' equity:
Preferred stock, Series A ($0.01 par, $25.00 liquidation value, 10,000,000 shares authorized and 5,299,200 shares issued and outstanding at December 31, 2024 and December 31, 2023)	116,569	116,569
Common stock ($0.01 par, 80,000,000 shares authorized, 46,141,361 shares and 41,637,256 shares issued at December 31, 2024 and December 31, 2023 respectively, and 43,622,292 shares and 38,822,654 shares outstanding at December 31, 2024 and December 31, 2023, respectively)	461	416
Additional paid-in capital	624,822	494,454
Retained earnings	794,526	813,007
Accumulated other comprehensive loss, net of deferred taxes	(45,018)	(91,579)
Unearned equity awards	(7,640)	(8,622)
Treasury stock, at cost (2,519,069 shares and 2,814,602 shares at December 31, 2024 and December 31, 2023, respectively)	(87,203)	(98,020)
Total stockholders' equity	1,396,517	1,226,225
Total liabilities and stockholders' equity	$ 14,353,258	$ 13,636,005