CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2024	Sep. 30, 2023	Sep. 30, 2024	Sep. 30, 2023
Interest income:
Loans	$ 151,828	$ 142,995	$ 442,492	$ 409,744
Securities	7,766	7,916	23,553	24,261
Other short-term investments	4,645	6,930	18,621	16,599
Total interest income	164,239	157,841	484,666	450,604
Interest expense:
Deposits and escrow	74,025	62,507	219,972	152,395
Borrowed funds	8,764	16,925	32,494	50,855
Derivative cash collateral	1,526	1,930	5,244	4,904
Total interest expense	84,315	81,362	257,710	208,154
Net interest income	79,924	76,479	226,956	242,450
Provision (recovery) for credit losses	11,603	1,806	22,398	(950)
Net interest income after provision (recovery) for credit losses	68,321	74,673	204,558	243,400
Non-interest income:
Service charges and other fees	4,267	3,963	12,783	12,633
Title fees	190	291	617	829
Loan level derivative income	132	783	1,623	6,353
BOLI income	2,606	2,317	7,551	7,332
Gain on sale of SBA loans	19	335	385	1,061
Gain on sale of residential loans	38	21	142	103
Fair value change in equity securities and loans held for sale	39	(299)	(1,219)	(1,079)
Net loss on sale of securities				(1,447)
Gain (loss) on sale of other assets	2	(22)	6,665	(22)
Other	338	539	1,359	1,571
Total non-interest income	7,631	7,928	29,906	27,334
Non-interest expense:
Salaries and employee benefits	36,132	30,520	100,353	87,054
Severance		8,562	42	9,068
Occupancy and equipment	7,448	7,277	22,225	21,794
Data processing costs	4,544	4,309	13,262	12,744
Marketing	1,629	2,079	4,763	5,016
Professional services	2,036	1,277	6,269	4,876
Federal deposit insurance premiums	2,105	1,866	6,594	5,613
Loss from extinguishment of debt for FHLBNY advances	1		454
Amortization of other intangible assets	286	349	878	1,075
Other	3,548	3,284	11,094	11,944
Total non-interest expense	57,729	59,523	165,934	159,184
Income before income taxes	18,223	23,078	68,530	111,550
Income tax expense	4,896	8,093	19,033	31,764
Net income	13,327	14,985	49,497	79,786
Preferred stock dividends	1,822	1,822	5,465	5,465
Net income available to common stockholders	$ 11,505	$ 13,163	$ 44,032	$ 74,321
Earnings per common share:
Basic (in dollars per share)	$ 0.29	$ 0.34	$ 1.13	$ 1.92
Diluted (in dollars per share)	$ 0.29	$ 0.34	$ 1.13	$ 1.92