CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (UNAUDITED) - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
Assets:
Cash and due from banks	$ 626,056	$ 457,547
Securities available-for-sale, at fair value	774,608	886,240
Securities held-to-maturity	592,414	594,639
Loans held for sale	13,098	10,159
Loans held for investment, net of fees and costs	10,892,044	10,773,428
Allowance for credit losses	(85,221)	(71,743)
Total loans held for investment, net	10,806,823	10,701,685
Premises and fixed assets, net	35,066	44,868
Premises held for sale		905
Restricted stock	64,235	98,750
Bank Owned Life Insurance ("BOLI")	372,367	349,816
Goodwill	155,797	155,797
Other intangible assets	4,181	5,059
Operating lease assets	48,537	52,729
Derivative assets	105,636	122,132
Accrued interest receivable	54,578	55,666
Other assets	93,133	100,013
Total assets	13,746,529	13,636,005
Liabilities:
Interest-bearing deposits	8,098,312	7,585,020
Non-interest-bearing deposits	3,231,160	2,884,378
Deposits (excluding mortgage escrow deposits)	11,329,472	10,469,398
Non-interest-bearing mortgage escrow deposits	87,841	61,121
Interest-bearing mortgage escrow deposits	5	136
Mortgage escrow deposits	87,846	61,257
Federal Home Loan Bank of New York ("FHLBNY") advances	508,000	1,313,000
Subordinated debt, net	272,300	200,196
Derivative cash collateral	68,960	108,100
Operating lease liabilities	51,362	55,454
Derivative liabilities	98,108	121,265
Other liabilities	66,552	81,110
Total liabilities	12,482,600	12,409,780
Commitments and contingencies
Stockholders' equity:
Preferred stock, Series A ($0.01 par, $25.00 liquidation value, 10,000,000 shares authorized and 5,299,200 shares issued and outstanding at September 30, 2024 and December 31, 2023)	116,569	116,569
Common stock ($0.01 par, 80,000,000 shares authorized, 41,644,395 shares and 41,637,256 shares issued at September 30, 2024 and December 31, 2023 respectively, and 39,151,650 shares and 38,822,654 shares outstanding at September 30, 2024 and December 31, 2023, respectively)	416	416
Additional paid-in capital	488,607	494,454
Retained earnings	827,690	813,007
Accumulated other comprehensive loss, net of deferred taxes	(72,970)	(91,579)
Unearned equity awards	(10,111)	(8,622)
Treasury stock, at cost (2,492,745 shares and 2,814,602 shares at September 30, 2024 and December 31, 2023, respectively)	(86,272)	(98,020)
Total stockholders' equity	1,263,929	1,226,225
Total liabilities and stockholders' equity	$ 13,746,529	$ 13,636,005