The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P SCP ETF 464287804 4,033 54,126 SH   SOLE NONE 0 0 54,126
ISHARES TR SP SMCP600VL ETF 464287879 527 3,675 SH   SOLE NONE 0 0 3,675
ISHARES TR S&P 500 VAL ETF 464287408 1,097 10,263 SH   SOLE NONE 0 0 10,263
ISHARES TR CORE S&P500 ETF 464287200 5,181 19,561 SH   SOLE NONE 0 0 19,561
ISHARES TR U.S. REAL ES ETF 464287739 3,010 37,890 SH   SOLE NONE 0 0 37,890
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 313 963 SH   SOLE NONE 0 0 963
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,117 8,039 SH   SOLE NONE 0 0 8,039
AT&T INC COM 00206R102 306 9,918 SH   SOLE NONE 0 0 9,918
BB&T CORP COM 054937107 445 9,000 SH   SOLE NONE 0 0 9,000
CISCO SYS INC COM 17275R102 266 5,847 SH   SOLE NONE 0 0 5,847
INTERNATIONAL BUSINESS MACHS COM 459200101 235 1,767 SH   SOLE NONE 0 0 1,767
COCA COLA CO COM 191216100 309 6,400 SH   SOLE NONE 0 0 6,400
VERIZON COMMUNICATIONS INC COM 92343V104 214 3,712 SH   SOLE NONE 0 0 3,712
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 2,550 43,578 SH   SOLE NONE 0 0 43,578
GILEAD SCIENCES INC COM 375558103 223 3,267 SH   SOLE NONE 0 0 3,267
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,406 10,423 SH   SOLE NONE 0 0 10,423
APPLE INC COM 037833100 1,185 7,701 SH   SOLE NONE 0 0 7,701
CATERPILLAR INC DEL COM 149123101 237 1,800 SH   SOLE NONE 0 0 1,800
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,898 71,991 SH   SOLE NONE 0 0 71,991
ISHARES TR CORE US AGGBD ET 464287226 13,253 124,381 SH   SOLE NONE 0 0 124,381
ISHARES TR TIPS BD ETF 464287176 4,457 40,632 SH   SOLE NONE 0 0 40,632
ALPHABET INC CAP STK CL A 02079K305 381 351 SH   SOLE NONE 0 0 351
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 567 7,164 SH   SOLE NONE 0 0 7,164
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,497 17,498 SH   SOLE NONE 0 0 17,498
8X8 INC NEW COM 282914100 376 18,788 SH   SOLE NONE 0 0 18,788
DOLBY LABORATORIES INC COM 25659T107 586 9,305 SH   SOLE NONE 0 0 9,305
VANGUARD INDEX FDS LARGE CAP ETF 922908637 3,912 32,325 SH   SOLE NONE 0 0 32,325
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 5,616 149,987 SH   SOLE NONE 0 0 149,987
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 235 4,927 SH   SOLE NONE 0 0 4,927
ISHARES TR SH TR CRPORT ETF 464288646 961 18,486 SH   SOLE NONE 0 0 18,486
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 342 4,315 SH   SOLE NONE 0 0 4,315
ISHARES TR INTL SEL DIV ETF 464288448 556 18,408 SH   SOLE NONE 0 0 18,408
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,650 42,349 SH   SOLE NONE 0 0 42,349
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 12,323 124,483 SH   SOLE NONE 0 0 124,483
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 8,365 308,668 SH   SOLE NONE 0 0 308,668
ISHARES TR JPMORGAN USD EMG 464288281 6,909 64,406 SH   SOLE NONE 0 0 64,406
ISHARES TR INTL DEV RE ETF 464288489 710 24,816 SH   SOLE NONE 0 0 24,816
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 393 6,206 SH   SOLE NONE 0 0 6,206
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 7,268 244,469 SH   SOLE NONE 0 0 244,469
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 18,491 293,926 SH   SOLE NONE 0 0 293,926
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 40,987 522,331 SH   SOLE NONE 0 0 522,331
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 9,818 149,272 SH   SOLE NONE 0 0 149,272
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 3,896 75,138 SH   SOLE NONE 0 0 75,138
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 1,188 38,696 SH   SOLE NONE 0 0 38,696
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 8,803 354,369 SH   SOLE NONE 0 0 354,369
SCHWAB STRATEGIC TR US TIPS ETF 808524870 6,170 115,592 SH   SOLE NONE 0 0 115,592
SCHWAB STRATEGIC TR US REIT ETF 808524847 8,029 196,684 SH   SOLE NONE 0 0 196,684
INVESCO EXCHNG TRADED FD TR SR LN ETF 46138G508 21,186 944,124 SH   SOLE NONE 0 0 944,124
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 15,980 315,059 SH   SOLE NONE 0 0 315,059
INVESCO EXCH TRD SLF IDX FD BULSHS 2019 CB 46138J304 1,093 51,845 SH   SOLE NONE 0 0 51,845
SPLUNK INC COM 848637104 711 5,951 SH   SOLE NONE 0 0 5,951
ISHARES INC CORE MSCI EMKT 46434G103 3,838 77,385 SH   SOLE NONE 0 0 77,385
ISHARES TR CORE MSCI EAFE 46432F842 2,793 48,543 SH   SOLE NONE 0 0 48,543
SSGA ACTIVE ETF TR BLKSTN GSOSRLN 78467V608 703 15,348 SH   SOLE NONE 0 0 15,348
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 9,402 172,489 SH   SOLE NONE 0 0 172,489
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,842 69,603 SH   SOLE NONE 0 0 69,603
ALPHABET INC CAP STK CL C 02079K107 340 316 SH   SOLE NONE 0 0 316
ISHARES TR CORE TOTAL USD 46434V613 2,558 51,719 SH   SOLE NONE 0 0 51,719
SNAP INC CL A 83304A106 103 17,152 SH   SOLE NONE 0 0 17,152