-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 EoT6PaUsIMnAKrdhuDoaqzttFCmCO8XgA8gR3vzKwQz3+F5dmxlEZVdMLMq80xYF
 gQ5PkUznY4n1VzN6v54c2g==

<SEC-DOCUMENT>0001502686-10-000002.txt : 20101105
<SEC-HEADER>0001502686-10-000002.hdr.sgml : 20101105
<ACCEPTANCE-DATETIME>20101105172016
ACCESSION NUMBER:		0001502686-10-000002
CONFORMED SUBMISSION TYPE:	4
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20100927
FILED AS OF DATE:		20101105
DATE AS OF CHANGE:		20101105

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			WIKILOAN INC.
		CENTRAL INDEX KEY:			0000846377
		STANDARD INDUSTRIAL CLASSIFICATION:	RETAIL-MISCELLANEOUS RETAIL [5900]
		IRS NUMBER:				581921737
		FISCAL YEAR END:			0131

	BUSINESS ADDRESS:	
		STREET 1:		1093 BROXTON AVENUE
		STREET 2:		SUITE 210
		CITY:			LOS ANGELES
		STATE:			CA
		ZIP:			90024
		BUSINESS PHONE:		310-443-9246

	MAIL ADDRESS:	
		STREET 1:		1093 BROXTON AVENUE
		STREET 2:		SUITE 210
		CITY:			LOS ANGELES
		STATE:			CA
		ZIP:			90024

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	SWAP-A-DEBT, INC.
		DATE OF NAME CHANGE:	20081001

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	5 FIFTY 5.COM, INC.
		DATE OF NAME CHANGE:	20060131

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	WINDSOR CAPITAL CORP
		DATE OF NAME CHANGE:	19940606

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			SITUATION X, LLC
		CENTRAL INDEX KEY:			0001502686
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		4
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	033-26828
		FILM NUMBER:		101169729

	BUSINESS ADDRESS:	
		STREET 1:		9200 SUNSET BLVD.
		STREET 2:		SUITE 625
		CITY:			LOS ANGELES
		STATE:			CA
		ZIP:			90069
		BUSINESS PHONE:		310-286-1664

	MAIL ADDRESS:	
		STREET 1:		9200 SUNSET BLVD.
		STREET 2:		SUITE 625
		CITY:			LOS ANGELES
		STATE:			CA
		ZIP:			90069
</SEC-HEADER>
<DOCUMENT>
<TYPE>4
<SEQUENCE>1
<FILENAME>primary_doc.xml
<DESCRIPTION>PRIMARY DOCUMENT
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0303</schemaVersion>

    <documentType>4</documentType>

    <periodOfReport>2010-09-27</periodOfReport>

    <notSubjectToSection16>0</notSubjectToSection16>

    <issuer>
        <issuerCik>0000846377</issuerCik>
        <issuerName>WIKILOAN INC.</issuerName>
        <issuerTradingSymbol>WKLI</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0001502686</rptOwnerCik>
            <rptOwnerName>SITUATION X, LLC</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>9200 SUNSET BLVD.</rptOwnerStreet1>
            <rptOwnerStreet2>SUITE 625</rptOwnerStreet2>
            <rptOwnerCity>LOS ANGELES</rptOwnerCity>
            <rptOwnerState>CA</rptOwnerState>
            <rptOwnerZipCode>90069</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>1</isDirector>
            <isOfficer>1</isOfficer>
            <isTenPercentOwner>0</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle>CEO</officerTitle>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <transactionDate>
                <value>2010-09-27</value>
            </transactionDate>
            <deemedExecutionDate>
                <value>2010-09-27</value>
            </deemedExecutionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>S</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>293173</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>117269</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>D</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>4806827</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
        <nonDerivativeTransaction>
            <securityTitle>
                <value>Common Stock</value>
            </securityTitle>
            <transactionDate>
                <value>2010-10-18</value>
            </transactionDate>
            <deemedExecutionDate>
                <value>2010-10-18</value>
            </deemedExecutionDate>
            <transactionCoding>
                <transactionFormType>4</transactionFormType>
                <transactionCode>S</transactionCode>
                <equitySwapInvolved>0</equitySwapInvolved>
            </transactionCoding>
            <transactionTimeliness>
                <value></value>
            </transactionTimeliness>
            <transactionAmounts>
                <transactionShares>
                    <value>50000</value>
                </transactionShares>
                <transactionPricePerShare>
                    <value>40000</value>
                </transactionPricePerShare>
                <transactionAcquiredDisposedCode>
                    <value>D</value>
                </transactionAcquiredDisposedCode>
            </transactionAmounts>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>4756827</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeTransaction>
    </nonDerivativeTable>

    <ownerSignature>
        <signatureName>Marco Garibaldi, Managing Member, Situation X LLC</signatureName>
        <signatureDate>2010-11-05</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----