The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Co COM 88579Y101   313,533 3,349 SH   DFND NONE 2,436 0 913
3M Co COM 88579Y101   1,554,279 16,602 SH   SOLE NONE 16,579 0 23
ADVANCED MICRO DEV COM 007903107   56,551 550 SH   DFND NONE 0 0 550
ADVANCED MICRO DEV COM 007903107   45,241 440 SH   OTR NONE 0 0 440
ADVANCED MICRO DEV COM 007903107   137,368 1,336 SH   SOLE NONE 1,336 0 0
AES CORP COM 00130H105   162,564 10,695 SH   DFND NONE 10,695 0 0
AGILENT TECHS INC COM 00846U101   334,565 2,992 SH   DFND NONE 2,992 0 0
AGILENT TECHS INC COM 00846U101   68,098 609 SH   SOLE NONE 609 0 0
ALPHABET INC CAP STK CL A 02079K305   603,919 4,615 SH   DFND NONE 2,815 0 1,800
ALPHABET INC CAP STK CL A 02079K305   31,406 240 SH   OTR NONE 240 0 0
ALPHABET INC CAP STK CL A 02079K305   58,393,265 446,227 SH   SOLE NONE 416,025 0 30,202
ALTRIA GROUP INC COM 02209S103   4,205 100 SH   DFND NONE 0 0 100
ALTRIA GROUP INC COM 02209S103   339,344 8,070 SH   SOLE NONE 8,070 0 0
AMER EXPRESS CO COM 025816109   52,217 350 SH   DFND NONE 308 0 42
AMER EXPRESS CO COM 025816109   201,407 1,350 SH   OTR NONE 0 0 1,350
AMER EXPRESS CO COM 025816109   1,761,785 11,809 SH   SOLE NONE 11,304 0 505
AMER INTL GRP COM NEW 026874784   7,586,393 125,188 SH   SOLE NONE 125,188 0 0
APPLIED MATERIALS COM 038222105   322,589 2,330 SH   DFND NONE 2,330 0 0
APPLIED MATERIALS COM 038222105   127,236 919 SH   SOLE NONE 919 0 0
AT&T INC COM 00206R102   17,513 1,166 SH   DFND NONE 565 0 601
AT&T INC COM 00206R102   321,638 21,414 SH   OTR NONE 21,236 0 178
AT&T INC COM 00206R102   278,936 18,571 SH   SOLE NONE 18,221 0 350
AUTOMATIC DATA PROCESSING COM 053015103   393,108 1,634 SH   DFND NONE 1,605 0 29
AUTOMATIC DATA PROCESSING COM 053015103   162,392 675 SH   OTR NONE 75 0 600
AUTOMATIC DATA PROCESSING COM 053015103   28,058,845 116,630 SH   SOLE NONE 109,737 0 6,893
AVERY DENNISON CORP COM 053611109   307,616 1,684 SH   SOLE NONE 1,684 0 0
AbbVie Inc COM 00287Y109   2,214,435 14,856 SH   DFND NONE 13,446 0 1,410
AbbVie Inc COM 00287Y109   4,690,024 31,464 SH   SOLE NONE 31,050 0 414
Abbott Laboratories COM 002824100   1,130,724 11,675 SH   DFND NONE 11,675 0 0
Abbott Laboratories COM 002824100   59,272 612 SH   OTR NONE 612 0 0
Abbott Laboratories COM 002824100   7,707,420 79,581 SH   SOLE NONE 79,331 0 250
Accenture PLC SHS CLASS A G1151C101   7,678 25 SH   DFND NONE 25 0 0
Accenture PLC SHS CLASS A G1151C101   25,183 82 SH   OTR NONE 82 0 0
Accenture PLC SHS CLASS A G1151C101   18,870,988 61,447 SH   SOLE NONE 57,985 0 3,462
Adobe Inc COM 00724F101   563,949 1,106 SH   SOLE NONE 1,106 0 0
Aflac Inc COM 001055102   318,513 4,150 SH   DFND NONE 4,150 0 0
Aflac Inc COM 001055102   560,198 7,299 SH   SOLE NONE 3,949 0 3,350
Air Products and Chemicals Inc COM 009158106   5,385 19 SH   DFND NONE 19 0 0
Air Products and Chemicals Inc COM 009158106   220,202 777 SH   SOLE NONE 685 0 92
Akamai Technologies Inc COM 00971T101   259,745 2,438 SH   DFND NONE 2,438 0 0
Alphabet Inc CAP STK CL C 02079K107   431,150 3,270 SH   DFND NONE 1,270 0 2,000
Alphabet Inc CAP STK CL C 02079K107   52,740 400 SH   OTR NONE 400 0 0
Alphabet Inc CAP STK CL C 02079K107   2,261,755 17,154 SH   SOLE NONE 16,154 0 1,000
Amazon.com Inc COM 023135106   687,719 5,410 SH   DFND NONE 4,010 0 1,400
Amazon.com Inc COM 023135106   213,562 1,680 SH   OTR NONE 1,680 0 0
Amazon.com Inc COM 023135106   1,319,506 10,380 SH   SOLE NONE 8,180 0 2,200
Ameriprise Financial Inc COM 03076C106   148,356 450 SH   OTR NONE 0 0 450
Ameriprise Financial Inc COM 03076C106   132,202 401 SH   SOLE NONE 401 0 0
Amgen Inc COM 031162100   245,915 915 SH   DFND NONE 915 0 0
Amgen Inc COM 031162100   26,876 100 SH   OTR NONE 100 0 0
Amgen Inc COM 031162100   537,520 2,000 SH   SOLE NONE 1,912 0 88
Amphenol Corp CL A 032095101   444,895 5,297 SH   SOLE NONE 5,244 0 53
Apple Inc COM 037833100   3,449,882 20,150 SH   DFND NONE 4,861 0 15,289
Apple Inc COM 037833100   2,511,993 14,672 SH   OTR NONE 1,931 0 12,741
Apple Inc COM 037833100   38,089,602 222,473 SH   SOLE NONE 164,443 0 58,030
BAKER HUGHES INC CL A 05722G100   276,096 7,817 SH   DFND NONE 7,817 0 0
BAKER HUGHES INC CL A 05722G100   5,651 160 SH   SOLE NONE 160 0 0
BECTON DICKINSON COM 075887109   83,505 323 SH   DFND NONE 323 0 0
BECTON DICKINSON COM 075887109   505,426 1,955 SH   SOLE NONE 1,955 0 0
BEST BUY CO INC COM 086516101   666,981 9,601 SH   SOLE NONE 9,601 0 0
BK OF AMERICA CORP COM 060505104   5,476 200 SH   DFND NONE 200 0 0
BK OF AMERICA CORP COM 060505104   305,314 11,151 SH   OTR NONE 9,151 0 2,000
BK OF AMERICA CORP COM 060505104   8,478,190 309,649 SH   SOLE NONE 309,649 0 0
BLOCK(H&R)INC COM 093671105   717,638 16,666 SH   SOLE NONE 16,666 0 0
BOEING CO COM 097023105   19,168 100 SH   DFND NONE 0 0 100
BOEING CO COM 097023105   1,066,508 5,564 SH   OTR NONE 564 0 5,000
BOEING CO COM 097023105   394,286 2,057 SH   SOLE NONE 1,957 0 100
BRISTOL-MYRS SQUIB COM 110122108   236,803 4,080 SH   DFND NONE 2,500 0 1,580
BRISTOL-MYRS SQUIB COM 110122108   7,597,784 130,906 SH   SOLE NONE 130,906 0 0
BROADRIDGE FIN SOL COM 11133T103   160,608 897 SH   DFND NONE 500 0 397
BROADRIDGE FIN SOL COM 11133T103   110,116 615 SH   SOLE NONE 615 0 0
BUNGE LIMITED COM G16962105   254,929 2,355 SH   DFND NONE 2,355 0 0
Berkshire Hathaway Inc CL B NEW 084670702   549,621 1,569 SH   DFND NONE 1,523 0 46
Berkshire Hathaway Inc CL B NEW 084670702   963,325 2,750 SH   OTR NONE 750 0 2,000
Berkshire Hathaway Inc CL B NEW 084670702   32,014,618 91,392 SH   SOLE NONE 85,124 0 6,268
BlackRock Fund Advisors MORNINGSTR US EQ 464287127   682,423 11,587 SH   SOLE NONE 11,587 0 0
BlackRock Fund Advisors MSCI EAFE ETF 464287465   131,086 1,902 SH   DFND NONE 1,902 0 0
BlackRock Fund Advisors MSCI EAFE ETF 464287465   1,645,465 23,875 SH   SOLE NONE 23,875 0 0
BlackRock Fund Advisors RUS MDCP VAL ETF 464287473   522,639 5,009 SH   SOLE NONE 5,009 0 0
BlackRock Fund Advisors RUS MD CP GR ETF 464287481   631,229 6,910 SH   SOLE NONE 6,910 0 0
BlackRock Fund Advisors CORE S&P MCP ETF 464287507   127,917 513 SH   DFND NONE 513 0 0
BlackRock Fund Advisors CORE S&P MCP ETF 464287507   1,908,525 7,654 SH   SOLE NONE 7,564 0 90
BlackRock Fund Advisors CORE S&P SCP ETF 464287804   59,994 636 SH   DFND NONE 636 0 0
BlackRock Fund Advisors CORE S&P SCP ETF 464287804   942,074 9,987 SH   SOLE NONE 6,987 0 3,000
BlackRock Fund Advisors MBS ETF 464288588   42,192,787 475,144 SH   SOLE NONE 475,144 0 0
BlackRock Fund Advisors USD INV GRDE ETF 464288620   643,225 13,381 SH   SOLE NONE 13,381 0 0
BlackRock Fund Advisors EAFE GRWTH ETF 464288885   566,818 6,568 SH   SOLE NONE 6,568 0 0
BlackRock Fund Advisors 0-5 YR TIPS ETF 46429B747   19,110,201 197,175 SH   SOLE NONE 197,175 0 0
BlackRock Funds/Closed-End/USA COM 091941104   155,007 12,853 SH   SOLE NONE 12,853 0 0
BlackRock Inc COM 09247X101   15,516 24 SH   DFND NONE 24 0 0
BlackRock Inc COM 09247X101   12,905,233 19,962 SH   SOLE NONE 18,486 0 1,476
Booking Holdings Inc COM 09857L108   262,136 85 SH   DFND NONE 0 0 85
Broadcom Inc COM 11135F101   1,181,085 1,422 SH   SOLE NONE 1,422 0 0
CARLISLE COS INC COM 142339100   253,556 978 SH   SOLE NONE 978 0 0
CARRIER GLOBAL CORP COM 14448C104   93,840 1,700 SH   DFND NONE 200 0 1,500
CARRIER GLOBAL CORP COM 14448C104   82,800 1,500 SH   OTR NONE 0 0 1,500
CARRIER GLOBAL CORP COM 14448C104   265,402 4,808 SH   SOLE NONE 4,808 0 0
CHUBB LIMITED COM COM H1467J104   6,454 31 SH   DFND NONE 31 0 0
CHUBB LIMITED COM COM H1467J104   25,435,016 122,178 SH   SOLE NONE 116,126 0 6,052
CINTAS CORP COM 172908105   2,886,060 6,000 SH   DFND NONE 6,000 0 0
CINTAS CORP COM 172908105   32,228 67 SH   OTR NONE 67 0 0
CINTAS CORP COM 172908105   301,593 627 SH   SOLE NONE 627 0 0
CISCO SYSTEMS COM 17275R102   408,361 7,596 SH   DFND NONE 7,596 0 0
CISCO SYSTEMS COM 17275R102   594,693 11,062 SH   SOLE NONE 11,062 0 0
COLGATE-PALMOLIVE COM 194162103   53,759 756 SH   DFND NONE 633 0 123
COLGATE-PALMOLIVE COM 194162103   22,672,001 318,830 SH   SOLE NONE 310,838 0 7,992
CONOCOPHILLIPS COM 20825C104   386,954 3,230 SH   DFND NONE 3,230 0 0
CONOCOPHILLIPS COM 20825C104   629,070 5,251 SH   SOLE NONE 4,955 0 296
CUMMINS INC COM 231021106   244,452 1,070 SH   DFND NONE 1,070 0 0
CUMMINS INC COM 231021106   530,713 2,323 SH   SOLE NONE 2,323 0 0
CVS Health Corp COM 126650100   65,491 938 SH   DFND NONE 200 0 738
CVS Health Corp COM 126650100   39,378 564 SH   OTR NONE 564 0 0
CVS Health Corp COM 126650100   539,150 7,722 SH   SOLE NONE 5,872 0 1,850
Capital One Financial Corp COM 14040H105   281,930 2,905 SH   DFND NONE 2,905 0 0
Capital One Financial Corp COM 14040H105   53,378 550 SH   SOLE NONE 550 0 0
Cardinal Health Inc COM 14149Y108   501,386 5,775 SH   DFND NONE 5,775 0 0
Cardinal Health Inc COM 14149Y108   667,038 7,683 SH   SOLE NONE 7,683 0 0
Caterpillar Inc COM 149123101   303,303 1,111 SH   DFND NONE 1,111 0 0
Caterpillar Inc COM 149123101   122,577 449 SH   OTR NONE 449 0 0
Caterpillar Inc COM 149123101   1,498,770 5,490 SH   SOLE NONE 5,490 0 0
ChampionX Corp COM 15872M104   272,564 7,652 SH   DFND NONE 7,652 0 0
Chevron Corp COM 166764100   945,790 5,609 SH   DFND NONE 3,401 0 2,208
Chevron Corp COM 166764100   2,529 15 SH   OTR NONE 15 0 0
Chevron Corp COM 166764100   6,339,943 37,599 SH   SOLE NONE 35,187 0 2,412
Cigna Group/The COM 125523100   488,321 1,707 SH   DFND NONE 1,707 0 0
Cigna Group/The COM 125523100   16,878 59 SH   OTR NONE 9 0 50
Cigna Group/The COM 125523100   46,343 162 SH   SOLE NONE 162 0 0
Clorox Co/The COM 189054109   28,178 215 SH   DFND NONE 215 0 0
Clorox Co/The COM 189054109   946,253 7,220 SH   SOLE NONE 3,469 0 3,751
Coca-Cola Co/The COM 191216100   481,428 8,600 SH   DFND NONE 6,200 0 2,400
Coca-Cola Co/The COM 191216100   62,026 1,108 SH   OTR NONE 0 0 1,108
Coca-Cola Co/The COM 191216100   9,257,301 165,368 SH   SOLE NONE 155,276 0 10,092
Comcast Corp CL A 20030N101   347,847 7,845 SH   DFND NONE 7,665 0 180
Comcast Corp CL A 20030N101   228,307 5,149 SH   OTR NONE 5,095 0 54
Comcast Corp CL A 20030N101   943,200 21,272 SH   SOLE NONE 18,275 0 2,997
Consolidated Edison Inc COM 209115104   100,498 1,175 SH   OTR NONE 632 0 543
Consolidated Edison Inc COM 209115104   7,842,759 91,696 SH   SOLE NONE 91,696 0 0
Copart Inc COM 217204106   38,953 904 SH   DFND NONE 724 0 180
Copart Inc COM 217204106   13,418,528 311,407 SH   SOLE NONE 289,500 0 21,907
Costco Wholesale Corp COM 22160K105   344,626 610 SH   DFND NONE 610 0 0
Costco Wholesale Corp COM 22160K105   96,043 170 SH   OTR NONE 75 0 95
Costco Wholesale Corp COM 22160K105   823,147 1,457 SH   SOLE NONE 1,450 0 7
DUKE ENERGY CORP COM NEW 26441C204   152,513 1,728 SH   DFND NONE 1,267 0 461
DUKE ENERGY CORP COM NEW 26441C204   174,578 1,978 SH   SOLE NONE 1,978 0 0
Danaher Corp COM 235851102   323,026 1,302 SH   DFND NONE 1,266 0 36
Danaher Corp COM 235851102   23,952,318 96,543 SH   SOLE NONE 94,462 0 2,081
Devon Energy Corp COM 25179M103   204,633 4,290 SH   DFND NONE 4,290 0 0
Domino's Pizza Inc COM 25754A201   357,957 945 SH   SOLE NONE 938 0 7
Dover Corp COM 260003108   209,265 1,500 SH   DFND NONE 1,500 0 0
Dover Corp COM 260003108   1,969,184 14,115 SH   SOLE NONE 14,115 0 0
ECOLAB INC COM 278865100   20,328 120 SH   DFND NONE 120 0 0
ECOLAB INC COM 278865100   9,770,314 57,676 SH   SOLE NONE 53,429 0 4,247
EMERSON ELECTRIC COM 291011104   494,342 5,119 SH   DFND NONE 3,378 0 1,741
EMERSON ELECTRIC COM 291011104   10,506,237 108,794 SH   SOLE NONE 108,794 0 0
EOG Resources Inc COM 26875P101   4,563 36 SH   DFND NONE 0 0 36
EOG Resources Inc COM 26875P101   24,833,678 195,911 SH   SOLE NONE 180,789 0 15,122
EXPEDTRS INTL WASH COM 302130109   300,674 2,623 SH   DFND NONE 2,623 0 0
EXPEDTRS INTL WASH COM 302130109   33,701 294 SH   SOLE NONE 294 0 0
Eastern Bankshares Inc COM 27627N105   241,709 19,275 SH   OTR NONE 12,925 0 6,350
Eastern Bankshares Inc COM 27627N105   6,270 500 SH   SOLE NONE 500 0 0
Edwards Lifesciences Corp COM 28176E108   570,105 8,229 SH   SOLE NONE 495 0 7,734
Elevance Health Inc COM 036752103   211,179 485 SH   SOLE NONE 485 0 0
Eli Lilly & Co COM 532457108   201,424 375 SH   OTR NONE 375 0 0
Eli Lilly & Co COM 532457108   10,084,079 18,774 SH   SOLE NONE 18,510 0 264
Equifax Inc COM 294429105   1,318,896 7,200 SH   DFND NONE 7,200 0 0
Essential Utilities Inc COM 29670G102   18,882 550 SH   DFND NONE 0 0 550
Essential Utilities Inc COM 29670G102   263,483 7,675 SH   SOLE NONE 5,740 0 1,935
Eversource Energy COM 30040W108   309,998 5,331 SH   DFND NONE 5,181 0 150
Eversource Energy COM 30040W108   482,645 8,300 SH   SOLE NONE 7,758 0 542
Exxon Mobil Corp COM 30231G102   864,801 7,355 SH   DFND NONE 7,251 0 104
Exxon Mobil Corp COM 30231G102   243,038 2,067 SH   OTR NONE 566 0 1,501
Exxon Mobil Corp COM 30231G102   28,701,043 244,098 SH   SOLE NONE 229,957 0 14,141
FACEBOOK INC CL A 30303M102   111,378 371 SH   DFND NONE 371 0 0
FACEBOOK INC CL A 30303M102   16,512 55 SH   OTR NONE 55 0 0
FACEBOOK INC CL A 30303M102   25,945,949 86,426 SH   SOLE NONE 78,978 0 7,448
FIRST TRUST ADVISORS LP SHS 336917109   249,128 7,450 SH   SOLE NONE 7,450 0 0
FactSet Research Systems Inc COM 303075105   415,397 950 SH   SOLE NONE 942 0 8
Fastenal Co COM 311900104   101,740 1,862 SH   DFND NONE 0 0 1,862
Fastenal Co COM 311900104   512,414 9,378 SH   SOLE NONE 9,170 0 208
Fidelity Management & Research Co LLC TOTAL BD ETF 316188309   101,495 2,330 SH   DFND NONE 2,330 0 0
Fidelity Management & Research Co LLC TOTAL BD ETF 316188309   1,283,887 29,474 SH   SOLE NONE 29,474 0 0
Fidelity National Financial In FNF GROUP COM 31620R303   55,549 1,345 SH   DFND NONE 508 0 837
Fidelity National Financial In FNF GROUP COM 31620R303   543,962 13,171 SH   SOLE NONE 13,171 0 0
Fidelity National Information COM 31620M106   198,972 3,600 SH   DFND NONE 3,600 0 0
Fidelity National Information COM 31620M106   6,964 126 SH   SOLE NONE 126 0 0
First Trust ETFs/USA MUNI HI INCM ETF 33739P301   7,245,003 160,750 SH   SOLE NONE 151,557 0 9,193
Franklin Resources Inc COM 354613101   549,535 22,357 SH   SOLE NONE 22,357 0 0
GEN DYNAMICS CORP COM 369550108   16,573 75 SH   DFND NONE 75 0 0
GEN DYNAMICS CORP COM 369550108   150,702 682 SH   OTR NONE 682 0 0
GEN DYNAMICS CORP COM 369550108   160,424 726 SH   SOLE NONE 726 0 0
GENERAL MILLS INC COM 370334104   16,829 263 SH   DFND NONE 0 0 263
GENERAL MILLS INC COM 370334104   6,959,360 108,757 SH   SOLE NONE 108,757 0 0
GOLDMAN SACHS GRP COM 38141G104   413,846 1,279 SH   DFND NONE 779 0 500
GOLDMAN SACHS GRP COM 38141G104   67,950 210 SH   SOLE NONE 210 0 0
Garmin Ltd SHS H2906T109   360,836 3,430 SH   SOLE NONE 3,430 0 0
General Electric Co COM NEW 369604301   366,142 3,312 SH   DFND NONE 3,312 0 0
General Electric Co COM NEW 369604301   65,446 592 SH   OTR NONE 592 0 0
General Electric Co COM NEW 369604301   143,604 1,299 SH   SOLE NONE 1,299 0 0
Genuine Parts Co COM 372460105   411,627 2,851 SH   SOLE NONE 2,810 0 41
Gilead Sciences Inc COM 375558103   200,614 2,677 SH   DFND NONE 2,677 0 0
Gilead Sciences Inc COM 375558103   144,859 1,933 SH   SOLE NONE 1,933 0 0
Global X Management Co LLC GLBL X MLP ETF 37954Y343   2,054,796 46,082 SH   SOLE NONE 44,143 0 1,939
Graco Inc COM 384109104   58,596 804 SH   DFND NONE 0 0 804
Graco Inc COM 384109104   720,054 9,880 SH   SOLE NONE 9,880 0 0
HP Inc COM 40434L105   185,040 7,200 SH   DFND NONE 7,200 0 0
HP Inc COM 40434L105   5,955,769 231,742 SH   SOLE NONE 231,742 0 0
Home Depot Inc/The COM 437076102   213,325 706 SH   DFND NONE 217 0 489
Home Depot Inc/The COM 437076102   137,181 454 SH   OTR NONE 454 0 0
Home Depot Inc/The COM 437076102   34,274,311 113,431 SH   SOLE NONE 106,247 0 7,184
Honeywell International Inc COM 438516106   7,390 40 SH   OTR NONE 40 0 0
Honeywell International Inc COM 438516106   362,645 1,963 SH   SOLE NONE 1,963 0 0
Huntington Bancshares Inc/OH COM 446150104   794,726 76,416 SH   SOLE NONE 76,416 0 0
IDEXX Laboratories Inc COM 45168D104   174,908 400 SH   DFND NONE 0 0 400
IDEXX Laboratories Inc COM 45168D104   30,609 70 SH   OTR NONE 70 0 0
IDEXX Laboratories Inc COM 45168D104   30,609 70 SH   SOLE NONE 70 0 0
ILLINOIS TOOL WKS COM 452308109   8,752 38 SH   DFND NONE 38 0 0
ILLINOIS TOOL WKS COM 452308109   1,005,073 4,364 SH   SOLE NONE 4,164 0 200
INTL BUSINESS MCHN COM 459200101   621,248 4,428 SH   DFND NONE 3,900 0 528
INTL BUSINESS MCHN COM 459200101   5,612 40 SH   OTR NONE 0 0 40
INTL BUSINESS MCHN COM 459200101   1,660,310 11,834 SH   SOLE NONE 11,834 0 0
IPATH ETNS/USA DJUBS CMDT ETN36 06738C778   202,482 6,300 SH   SOLE NONE 6,300 0 0
ISHARES SELECT DIVID ETF 464287168   263,180 2,445 SH   SOLE NONE 2,445 0 0
ISHARES CORE S&P500 ETF 464287200   2,881,905 6,711 SH   SOLE NONE 6,711 0 0
ISHARES GBL COMM SVC ETF 464287275   3,181,333 46,572 SH   SOLE NONE 43,047 0 3,525
ISHARES RUSSELL 2000 ETF 464287655   129,904 735 SH   DFND NONE 160 0 575
ISHARES RUSSELL 2000 ETF 464287655   93,495 529 SH   SOLE NONE 529 0 0
ISHARES U.S. TECH ETF 464287721   495,747 4,725 SH   SOLE NONE 4,325 0 400
ISHARES U.S. ENERGY ETF 464287796   1,341,510 28,284 SH   SOLE NONE 28,284 0 0
ISHARES EAFE VALUE ETF 464288877   4,342,048 88,740 SH   SOLE NONE 88,046 0 694
ISHARES CORE MSCI EAFE 46432F842   330,373 5,134 SH   SOLE NONE 5,134 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   199,275 5,251 SH   DFND NONE 1,261 0 3,990
ISHARES TR MSCI EMG MKT ETF 464287234   1,234,362 32,526 SH   SOLE NONE 25,257 0 7,269
ISHARES TRUST TIPS BD ETF 464287176   212,419 2,048 SH   SOLE NONE 2,048 0 0
ISHARES TRUST 1 3 YR TREAS BD 464287457   908,321 11,218 SH   SOLE NONE 11,218 0 0
ISHARES TRUST RUS 1000 VAL ETF 464287598   294,531 1,940 SH   SOLE NONE 1,940 0 0
ISHARES/USA RUS 1000 GRW ETF 464287614   600,871 2,259 SH   SOLE NONE 2,259 0 0
Independent Bank Corp COM 453836108   9,193,275 187,274 SH   DFND NONE 0 0 187,274
Independent Bank Corp COM 453836108   22,904,013 466,572 SH   OTR NONE 0 0 466,572
Intel Corp COM 458140100   705,312 19,840 SH   DFND NONE 19,840 0 0
Intel Corp COM 458140100   666,491 18,748 SH   SOLE NONE 17,733 0 1,015
Interpublic Group of Cos Inc/T COM 460690100   12,152 424 SH   DFND NONE 424 0 0
Interpublic Group of Cos Inc/T COM 460690100   782,561 27,305 SH   SOLE NONE 27,305 0 0
Intuit Inc COM 461202103   9,708 19 SH   DFND NONE 19 0 0
Intuit Inc COM 461202103   18,361,651 35,937 SH   SOLE NONE 33,742 0 2,195
Invesco Advisers Inc - US XTRACK USD HIGH 233051432   3,831 113 SH   DFND NONE 113 0 0
Invesco Advisers Inc - US XTRACK USD HIGH 233051432   721,494 21,283 SH   SOLE NONE 21,283 0 0
Invesco Capital Management LLC FINL PFD ETF 46137V621   164,432 11,695 SH   SOLE NONE 11,695 0 0
Invesco Capital Management LLC PFD ETF 46138E511   468,474 42,783 SH   SOLE NONE 42,783 0 0
Invesco Capital Management LLC KBW BK ETF 46138E628   1,002,271 25,013 SH   SOLE NONE 23,940 0 1,073
Invesco Capital Management LLC EMRNG MKT SVRG 46138E784   313,349 17,151 SH   SOLE NONE 17,151 0 0
Invesco ETFs/USA TOTAL RETURN 46090A804   12,853 288 SH   DFND NONE 288 0 0
Invesco ETFs/USA TOTAL RETURN 46090A804   1,244,374 27,882 SH   SOLE NONE 27,882 0 0
Invesco ETFs/USA UNIT SER 1 46090E103   385,140 1,075 SH   OTR NONE 200 0 875
Invesco ETFs/USA UNIT SER 1 46090E103   446,046 1,245 SH   SOLE NONE 1,245 0 0
JABIL CIRCUIT INC COM 466313103   567,452 4,472 SH   DFND NONE 4,472 0 0
JP Morgan ETFs/USA MKT EXPN ENHNCD 46641Q118   1,648 34 SH   DFND NONE 0 0 34
JP Morgan ETFs/USA MKT EXPN ENHNCD 46641Q118   4,257,198 87,855 SH   SOLE NONE 86,809 0 1,046
JP Morgan ETFs/USA BETBULD MSCI 46641Q738   305,442 3,927 SH   SOLE NONE 3,927 0 0
JP Morgan ETNs/USA ALERIAN ML ETN 46625H365   9,855 399 SH   DFND NONE 399 0 0
JP Morgan ETNs/USA ALERIAN ML ETN 46625H365   4,223,972 171,011 SH   SOLE NONE 166,011 0 5,000
JPMorgan Chase & Co COM 46625H100   834,880 5,757 SH   DFND NONE 2,979 0 2,778
JPMorgan Chase & Co COM 46625H100   87,012 600 SH   OTR NONE 600 0 0
JPMorgan Chase & Co COM 46625H100   28,883,633 199,170 SH   SOLE NONE 185,589 0 13,581
Johnson & Johnson COM 478160104   1,114,859 7,158 SH   DFND NONE 6,158 0 1,000
Johnson & Johnson COM 478160104   63,858 410 SH   OTR NONE 0 0 410
Johnson & Johnson COM 478160104   17,570,002 112,809 SH   SOLE NONE 108,096 0 4,713
KELLOGG CO COM 487836108   667,762 11,221 SH   SOLE NONE 11,221 0 0
KIMBERLY-CLARK CP COM 494368103   15,106 125 SH   DFND NONE 125 0 0
KIMBERLY-CLARK CP COM 494368103   10,049,282 83,155 SH   SOLE NONE 77,085 0 6,070
KRAFT FOODS INC CL A 609207105   24,984 360 SH   DFND NONE 260 0 100
KRAFT FOODS INC CL A 609207105   617,868 8,903 SH   SOLE NONE 8,903 0 0
Kraft Heinz Co/The COM 500754106   9,621 286 SH   DFND NONE 286 0 0
Kraft Heinz Co/The COM 500754106   359,914 10,699 SH   SOLE NONE 10,699 0 0
LOWE'S COS INC COM 548661107   145,488 700 SH   DFND NONE 0 0 700
LOWE'S COS INC COM 548661107   933,617 4,492 SH   SOLE NONE 3,992 0 500
Lam Research Corp COM 512807108   265,750 424 SH   DFND NONE 424 0 0
Lam Research Corp COM 512807108   47,635 76 SH   SOLE NONE 0 0 76
Lightwave Logic Inc COM 532275104   65,933 14,750 SH   SOLE NONE 14,750 0 0
Linde PLC SHS G54950103   368,254 989 SH   DFND NONE 71 0 918
Linde PLC SHS G54950103   22,030,088 59,165 SH   SOLE NONE 55,206 0 3,959
Lockheed Martin Corp COM 539830109   40,896 100 SH   DFND NONE 100 0 0
Lockheed Martin Corp COM 539830109   89,971 220 SH   OTR NONE 220 0 0
Lockheed Martin Corp COM 539830109   96,106 235 SH   SOLE NONE 200 0 35
LyondellBasell Industries NV SHS - A - N53745100   1,252,502 13,226 SH   SOLE NONE 13,226 0 0
MARSH & MCLENNAN COM 571748102   245,106 1,288 SH   SOLE NONE 1,288 0 0
MASTERCARD INC CL A 57636Q104   9,502 24 SH   DFND NONE 4 0 20
MASTERCARD INC CL A 57636Q104   25,317,653 63,948 SH   SOLE NONE 59,452 0 4,496
MCCORMICK & CO INC COM NON VTG 579780206   2,421,388 32,012 SH   DFND NONE 32,012 0 0
MCCORMICK & CO INC COM NON VTG 579780206   318,066 4,205 SH   SOLE NONE 4,015 0 190
MCDONALD'S CORP COM 580135101   1,762,414 6,690 SH   DFND NONE 6,690 0 0
MCDONALD'S CORP COM 580135101   51,107 194 SH   OTR NONE 100 0 94
MCDONALD'S CORP COM 580135101   10,242,811 38,881 SH   SOLE NONE 38,599 0 282
MICROSOFT CORP COM 594918104   6,105,658 19,337 SH   DFND NONE 18,918 0 419
MICROSOFT CORP COM 594918104   126,300 400 SH   OTR NONE 400 0 0
MICROSOFT CORP COM 594918104   74,086,317 234,636 SH   SOLE NONE 218,463 0 16,173
MOTOROLA INC COM NEW 620076307   279,318 1,026 SH   DFND NONE 1,026 0 0
MSC Industrial Direct Co Inc CL A 553530106   1,024,980 10,443 SH   SOLE NONE 10,365 0 78
Marathon Petroleum Corp COM 56585A102   47,521 314 SH   DFND NONE 100 0 214
Marathon Petroleum Corp COM 56585A102   197,953 1,308 SH   SOLE NONE 1,308 0 0
Marriott International Inc/MD CL A 571903202   275,184 1,400 SH   DFND NONE 0 0 1,400
Marriott International Inc/MD CL A 571903202   66,830 340 SH   OTR NONE 0 0 340
Marriott International Inc/MD CL A 571903202   2,359 12 SH   SOLE NONE 12 0 0
Medtronic PLC SHS G5960L103   107,667 1,374 SH   DFND NONE 1,374 0 0
Medtronic PLC SHS G5960L103   1,341,602 17,121 SH   SOLE NONE 7,469 0 9,652
Merck & Co Inc COM 58933Y105   4,061,275 39,449 SH   DFND NONE 39,202 0 247
Merck & Co Inc COM 58933Y105   20,590 200 SH   OTR NONE 200 0 0
Merck & Co Inc COM 58933Y105   36,749,238 356,962 SH   SOLE NONE 349,115 0 7,847
Microchip Technology Inc COM 595017104   234,774 3,008 SH   DFND NONE 3,008 0 0
Microchip Technology Inc COM 595017104   45,269 580 SH   SOLE NONE 580 0 0
Micron Technology Inc COM 595112103   264,365 3,886 SH   DFND NONE 3,886 0 0
Micron Technology Inc COM 595112103   35,852 527 SH   SOLE NONE 527 0 0
NEWMONT MINING CP COM 651639106   225,395 6,100 SH   DFND NONE 6,100 0 0
NEWMONT MINING CP COM 651639106   517 14 SH   SOLE NONE 14 0 0
NEXTERA ENERGY COM 65339F101   32,483 567 SH   DFND NONE 317 0 250
NEXTERA ENERGY COM 65339F101   10,733,740 187,358 SH   SOLE NONE 174,588 0 12,770
NIKE INC CL B 654106103   7,172 75 SH   DFND NONE 75 0 0
NIKE INC CL B 654106103   10,233,444 107,022 SH   SOLE NONE 102,058 0 4,964
NORTHROP GRUMMAN COM 666807102   14,086 32 SH   DFND NONE 32 0 0
NORTHROP GRUMMAN COM 666807102   198,086 450 SH   OTR NONE 450 0 0
NORTHROP GRUMMAN COM 666807102   14,086 32 SH   SOLE NONE 32 0 0
NVIDIA Corp COM 67066G104   434,990 1,000 SH   DFND NONE 0 0 1,000
NVIDIA Corp COM 67066G104   86,998 200 SH   OTR NONE 200 0 0
NVIDIA Corp COM 67066G104   1,464,611 3,367 SH   SOLE NONE 3,367 0 0
Norfolk Southern Corp COM 655844108   295,395 1,500 SH   DFND NONE 600 0 900
Norfolk Southern Corp COM 655844108   24,616 125 SH   OTR NONE 125 0 0
Norfolk Southern Corp COM 655844108   215,638 1,095 SH   SOLE NONE 1,095 0 0
Nuveen Asset Management LLC NUVEEN BLMBRG SH 78468R739   589,849 12,759 SH   SOLE NONE 12,419 0 340
O'Reilly Automotive Inc COM 67103H107   8,180 9 SH   DFND NONE 9 0 0
O'Reilly Automotive Inc COM 67103H107   5,655,836 6,223 SH   SOLE NONE 5,317 0 906
OGE Energy Corp COM 670837103   6,666 200 SH   DFND NONE 0 0 200
OGE Energy Corp COM 670837103   1,072,193 32,169 SH   SOLE NONE 32,069 0 100
ORACLE CORP COM 68389X105   46,605 440 SH   DFND NONE 440 0 0
ORACLE CORP COM 68389X105   668,461 6,311 SH   SOLE NONE 6,311 0 0
Occidental Petroleum Corp COM 674599105   8,110 125 SH   DFND NONE 0 0 125
Occidental Petroleum Corp COM 674599105   233,633 3,601 SH   OTR NONE 3,601 0 0
Occidental Petroleum Corp COM 674599105   3,114 48 SH   SOLE NONE 48 0 0
Old Dominion Freight Line Inc COM 679580100   525,336 1,284 SH   SOLE NONE 1,271 0 13
Otis Worldwide Corp COM 68902V107   68,264 850 SH   DFND NONE 100 0 750
Otis Worldwide Corp COM 68902V107   60,233 750 SH   OTR NONE 0 0 750
Otis Worldwide Corp COM 68902V107   1,941,173 24,171 SH   SOLE NONE 21,216 0 2,955
PARKER-HANNIFIN COM 701094104   389,520 1,000 SH   DFND NONE 0 0 1,000
PARKER-HANNIFIN COM 701094104   66,608 171 SH   SOLE NONE 171 0 0
PEPSICO INC COM 713448108   1,027,484 6,064 SH   DFND NONE 6,064 0 0
PEPSICO INC COM 713448108   135,552 800 SH   OTR NONE 0 0 800
PEPSICO INC COM 713448108   33,467,789 197,520 SH   SOLE NONE 190,845 0 6,675
PHILIP MORRIS INTL COM 718172109   1,728,839 18,674 SH   SOLE NONE 18,674 0 0
PNC Financial Services Group I COM 693475105   45,302 369 SH   OTR NONE 369 0 0
PNC Financial Services Group I COM 693475105   1,168,402 9,517 SH   SOLE NONE 9,517 0 0
Packaging Corp of America COM 695156109   258,271 1,682 SH   DFND NONE 1,682 0 0
Packaging Corp of America COM 695156109   743,950 4,845 SH   SOLE NONE 4,845 0 0
Palo Alto Networks Inc COM 697435105   362,913 1,548 SH   DFND NONE 1,548 0 0
Palo Alto Networks Inc COM 697435105   42,199 180 SH   SOLE NONE 180 0 0
Pangaea Logistics Solutions Lt SHS G6891L105   50,234,334 8,543,254 SH   OTR NONE 0 0 8,543,254
Paychex Inc COM 704326107   62,394 541 SH   DFND NONE 0 0 541
Paychex Inc COM 704326107   983,650 8,529 SH   SOLE NONE 8,505 0 24
Pfizer Inc COM 717081103   634,144 19,118 SH   DFND NONE 15,842 0 3,276
Pfizer Inc COM 717081103   12,936 390 SH   OTR NONE 300 0 90
Pfizer Inc COM 717081103   10,387,650 313,164 SH   SOLE NONE 312,713 0 451
Pfizer Inc CL A 98978V103   1,338,080 7,691 SH   SOLE NONE 1,474 0 6,217
Pimco ETF Trust INTER MUN BD ACT 72201R866   2,161,472 43,169 SH   SOLE NONE 40,715 0 2,454
Pinnacle West Capital Corp COM 723484101   975,597 13,241 SH   SOLE NONE 13,199 0 42
Principal Financial Group Inc COM 74251V102   937,775 13,012 SH   SOLE NONE 12,925 0 87
ProShare Advisors LLC S&P 500 DV ARIST 74348A467   27,628 312 SH   DFND NONE 312 0 0
ProShare Advisors LLC S&P 500 DV ARIST 74348A467   221,375 2,500 SH   SOLE NONE 2,500 0 0
Procter & Gamble Co/The COM 742718109   1,567,995 10,750 SH   DFND NONE 10,750 0 0
Procter & Gamble Co/The COM 742718109   780,643 5,352 SH   OTR NONE 4,052 0 1,300
Procter & Gamble Co/The COM 742718109   14,118,081 96,792 SH   SOLE NONE 95,680 0 1,112
Quanta Services Inc COM 74762E102   395,840 2,116 SH   DFND NONE 2,116 0 0
Quanta Services Inc COM 74762E102   7,483 40 SH   SOLE NONE 40 0 0
Quest Diagnostics Inc COM 74834L100   315,130 2,586 SH   SOLE NONE 2,562 0 24
ROCKWELL AUTOMATION COM 773903109   351,620 1,230 SH   DFND NONE 1,230 0 0
ROCKWELL AUTOMATION COM 773903109   7,161,901 25,053 SH   SOLE NONE 25,053 0 0
ROPER INDUSTRIES INC COM 776696106   41,164 85 SH   DFND NONE 58 0 27
ROPER INDUSTRIES INC COM 776696106   16,249,531 33,554 SH   SOLE NONE 31,318 0 2,236
RPM INTERNATIONAL COM 749685103   583,082 6,150 SH   DFND NONE 6,150 0 0
RTX Corp COM 75513E101   122,349 1,700 SH   DFND NONE 200 0 1,500
RTX Corp COM 75513E101   107,955 1,500 SH   OTR NONE 0 0 1,500
RTX Corp COM 75513E101   714,158 9,923 SH   SOLE NONE 8,422 0 1,501
Rambus Inc COM 750917106   278,727 4,996 SH   SOLE NONE 4,996 0 0
Revvity Inc COM 714046109   221,400 2,000 SH   DFND NONE 0 0 2,000
Revvity Inc COM 714046109   354,240 3,200 SH   SOLE NONE 3,200 0 0
Rio Tinto PLC SPONSORED ADR 767204100   225,604 3,545 SH   DFND NONE 3,545 0 0
S&P Global Inc COM 78409V104   731 2 SH   DFND NONE 2 0 0
S&P Global Inc COM 78409V104   9,693,231 26,527 SH   SOLE NONE 24,924 0 1,603
SELECT SECTOR SPDR SBI MATERIALS 81369Y100   670,110 8,531 SH   SOLE NONE 6,431 0 2,100
SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209   157,707 1,225 SH   DFND NONE 1,225 0 0
SELECT SECTOR SPDR SBI HEALTHCARE 81369Y209   551,265 4,282 SH   SOLE NONE 4,282 0 0
SELECT SECTOR SPDR SBI CONS DISCR 81369Y407   128,784 800 SH   DFND NONE 800 0 0
SELECT SECTOR SPDR SBI CONS DISCR 81369Y407   152,287 946 SH   SOLE NONE 946 0 0
SELECT SECTOR SPDR ENERGY 81369Y506   3,212,370 35,539 SH   SOLE NONE 33,388 0 2,151
SELECT SECTOR SPDR FINANCIAL 81369Y605   167,011 5,035 SH   DFND NONE 5,035 0 0
SELECT SECTOR SPDR FINANCIAL 81369Y605   3,787,516 114,185 SH   SOLE NONE 111,343 0 2,842
SELECT SECTOR SPDR TECHNOLOGY 81369Y803   125,406 765 SH   DFND NONE 765 0 0
SELECT SECTOR SPDR TECHNOLOGY 81369Y803   9,442,204 57,599 SH   SOLE NONE 53,838 0 3,761
SEMPRA ENERGY COM 816851109   16,463 242 SH   DFND NONE 242 0 0
SEMPRA ENERGY COM 816851109   4,626 68 SH   OTR NONE 68 0 0
SEMPRA ENERGY COM 816851109   16,237,060 238,675 SH   SOLE NONE 223,219 0 15,456
SIMON PROP GROUP COM 828806109   221,462 2,050 SH   DFND NONE 0 0 2,050
SPDR GOLD TRUST GOLD SHS 78463V107   90,526 528 SH   DFND NONE 528 0 0
SPDR GOLD TRUST GOLD SHS 78463V107   15,259 89 SH   OTR NONE 89 0 0
SPDR GOLD TRUST GOLD SHS 78463V107   66,542,317 388,115 SH   SOLE NONE 372,614 0 15,501
SPDR SERIES TRUST BBG CONV SEC ETF 78464A359   363,205 5,357 SH   SOLE NONE 4,312 0 1,045
SSGA FUNDS MANAGEMENT INC PORTFOLIO LN COR 78464A367   26,347,647 1,240,473 SH   SOLE NONE 1,228,362 0 12,111
SSGA FUNDS MANAGEMENT INC BLOOMBERG SHT TE 78468R408   641,561 26,229 SH   SOLE NONE 26,229 0 0
SSgA Funds Management Inc COMMUNICATION 81369Y852   405,485 6,184 SH   SOLE NONE 6,184 0 0
STARBUCKS CORP COM 855244109   156,984 1,720 SH   DFND NONE 420 0 1,300
STARBUCKS CORP COM 855244109   1,571,761 17,221 SH   SOLE NONE 14,507 0 2,714
STATE STREET ETF/USA UTSER1 S&PDCRP 78467Y107   910,997 1,995 SH   SOLE NONE 1,345 0 650
Schlumberger NV COM STK 806857108   1,772,203 30,398 SH   SOLE NONE 24,448 0 5,950
Sherwin-Williams Co/The COM 824348106   1,816,721 7,123 SH   SOLE NONE 5,323 0 1,800
Southern Co/The COM 842587107   48,540 750 SH   DFND NONE 750 0 0
Southern Co/The COM 842587107   10,374,745 160,302 SH   SOLE NONE 159,961 0 341
Stanley Black & Decker Inc COM 854502101   2,090 25 SH   DFND NONE 25 0 0
Stanley Black & Decker Inc COM 854502101   798,690 9,556 SH   SOLE NONE 9,556 0 0
State Street Corp COM 857477103   470,260 7,023 SH   OTR NONE 2,018 0 5,005
State Street Corp COM 857477103   79,682 1,190 SH   SOLE NONE 1,190 0 0
State Street ETF/USA TR UNIT 78462F103   4,147,838 9,703 SH   SOLE NONE 9,703 0 0
State Street Global Advisors Inc PORT MTG BK ETF 78464A383   3,598 173 SH   DFND NONE 173 0 0
State Street Global Advisors Inc PORT MTG BK ETF 78464A383   698,589 33,586 SH   SOLE NONE 33,586 0 0
State Street Global Advisors Inc SBI INT-INDS 81369Y704   222,935 2,199 SH   DFND NONE 2,199 0 0
State Street Global Advisors Inc SBI INT-INDS 81369Y704   1,033,062 10,190 SH   SOLE NONE 8,461 0 1,729
Stryker Corp COM 863667101   856,975 3,136 SH   SOLE NONE 2,786 0 350
Sysco Corp COM 871829107   15,522 235 SH   DFND NONE 235 0 0
Sysco Corp COM 871829107   313,143 4,741 SH   SOLE NONE 4,532 0 209
T Rowe Price Group Inc COM 74144T108   3,670 35 SH   DFND NONE 35 0 0
T Rowe Price Group Inc COM 74144T108   3,987,891 38,027 SH   SOLE NONE 35,435 0 2,592
TEXAS INSTRUMENTS COM 882508104   60,424 380 SH   DFND NONE 149 0 231
TEXAS INSTRUMENTS COM 882508104   740,033 4,654 SH   OTR NONE 0 0 4,654
TEXAS INSTRUMENTS COM 882508104   17,808,325 111,995 SH   SOLE NONE 105,948 0 6,047
TJX Cos Inc/The COM 872540109   191,803 2,158 SH   DFND NONE 76 0 2,082
TJX Cos Inc/The COM 872540109   18,697,597 210,369 SH   SOLE NONE 198,396 0 11,973
TTWF LP COM 960413102   266,170 2,135 SH   DFND NONE 2,135 0 0
Target Corp COM 87612E106   22,777 206 SH   OTR NONE 206 0 0
Target Corp COM 87612E106   943,604 8,534 SH   SOLE NONE 8,019 0 515
Teradyne Inc COM 880770102   248,839 2,477 SH   DFND NONE 2,477 0 0
Teradyne Inc COM 880770102   31,344 312 SH   SOLE NONE 312 0 0
Tesla Inc COM 88160R101   6,005 24 SH   OTR NONE 24 0 0
Tesla Inc COM 88160R101   220,444 881 SH   SOLE NONE 781 0 100
Thermo Fisher Scientific Inc COM 883556102   48,592 96 SH   DFND NONE 91 0 5
Thermo Fisher Scientific Inc COM 883556102   227,777 450 SH   OTR NONE 450 0 0
Thermo Fisher Scientific Inc COM 883556102   13,221,667 26,121 SH   SOLE NONE 24,778 0 1,343
Toro Co/The COM 891092108   1,247 15 SH   DFND NONE 15 0 0
Toro Co/The COM 891092108   137,946 1,660 SH   OTR NONE 0 0 1,660
Toro Co/The COM 891092108   12,044,015 144,934 SH   SOLE NONE 136,005 0 8,929
Trane Technologies PLC SHS G8994E103   219,752 1,083 SH   SOLE NONE 1,083 0 0
Twist Bioscience Corp COM 90184D100   780,010 38,500 SH   OTR NONE 0 0 38,500
US Bancorp COM NEW 902973304   4,959 150 SH   DFND NONE 150 0 0
US Bancorp COM NEW 902973304   701,599 21,222 SH   SOLE NONE 21,222 0 0
UTD PARCEL SERV CL B 911312106   109,109 700 SH   DFND NONE 0 0 700
UTD PARCEL SERV CL B 911312106   1,937,152 12,428 SH   SOLE NONE 12,248 0 180
Unilever PLC SPON ADR NEW 904767704   7,626,026 154,373 SH   SOLE NONE 154,373 0 0
Union Pacific Corp COM 907818108   1,116,096 5,481 SH   DFND NONE 4,481 0 1,000
Union Pacific Corp COM 907818108   17,535,597 86,115 SH   SOLE NONE 80,025 0 6,090
UnitedHealth Group Inc COM 91324P102   401,335 796 SH   DFND NONE 770 0 26
UnitedHealth Group Inc COM 91324P102   77,141 153 SH   OTR NONE 0 0 153
UnitedHealth Group Inc COM 91324P102   34,750,287 68,923 SH   SOLE NONE 67,075 0 1,848
VANGUARD S&P 500 ETF SHS 922908363   4,534,900 11,548 SH   SOLE NONE 11,548 0 0
VANGUARD ETF/USA DIV APP ETF 921908844   1,026,751 6,608 SH   SOLE NONE 6,608 0 0
VANGUARD ETF/USA FTSE EMR MKT ETF 922042858   11,567 295 SH   DFND NONE 295 0 0
VANGUARD ETF/USA FTSE EMR MKT ETF 922042858   1,768,959 45,115 SH   SOLE NONE 6,337 0 38,778
VANGUARD ETF/USA INF TECH ETF 92204A702   792,044 1,909 SH   SOLE NONE 1,909 0 0
VANGUARD ETF/USA INT-TERM CORP 92206C870   1,349,253 17,758 SH   DFND NONE 17,758 0 0
VANGUARD GROUP INC/THE TOTAL INT BD ETF 92203J407   3,731 78 SH   DFND NONE 78 0 0
VANGUARD GROUP INC/THE TOTAL INT BD ETF 92203J407   2,073,048 43,342 SH   SOLE NONE 22,595 0 20,747
VANGUARD GROUP INC/THE LG-TERM COR BD 92206C813   1,382,123 19,298 SH   DFND NONE 19,298 0 0
VANGUARD GROUP INC/THE LG-TERM COR BD 92206C813   395,056 5,516 SH   SOLE NONE 5,516 0 0
VANGUARD WHITEHALL HIGH DIV YLD 921946406   1,071,945 10,375 SH   SOLE NONE 8,711 0 1,664
VERIZON COMMUN COM 92343V104   162,439 5,012 SH   DFND NONE 4,213 0 799
VERIZON COMMUN COM 92343V104   341,439 10,535 SH   OTR NONE 10,126 0 409
VERIZON COMMUN COM 92343V104   13,273,321 409,544 SH   SOLE NONE 387,882 0 21,662
VISA INC COM CL A 92826C839   50,832 221 SH   DFND NONE 163 0 58
VISA INC COM CL A 92826C839   37,262 162 SH   OTR NONE 162 0 0
VISA INC COM CL A 92826C839   30,426,873 132,285 SH   SOLE NONE 123,554 0 8,731
Valero Energy Corp COM 91913Y100   829,570 5,854 SH   SOLE NONE 5,854 0 0
Van Eck Associates Corp GOLD MINERS ETF 92189F106   8,073 300 SH   DFND NONE 300 0 0
Van Eck Associates Corp GOLD MINERS ETF 92189F106   421,707 15,671 SH   SOLE NONE 15,671 0 0
Van Eck Associates Corp OIL SERVICES ETF 92189H607   20,702 60 SH   DFND NONE 60 0 0
Van Eck Associates Corp OIL SERVICES ETF 92189H607   1,643,426 4,763 SH   SOLE NONE 4,723 0 40
Vanguard ETF/USA MIDCP 400 VAL 921932844   7,012 90 SH   DFND NONE 90 0 0
Vanguard ETF/USA MIDCP 400 VAL 921932844   8,960 115 SH   OTR NONE 115 0 0
Vanguard ETF/USA MIDCP 400 VAL 921932844   62,058,505 796,498 SH   SOLE NONE 764,120 0 32,378
Vanguard ETF/USA VAN FTSE DEV MKT 921943858   12,023 275 SH   DFND NONE 275 0 0
Vanguard ETF/USA VAN FTSE DEV MKT 921943858   194,073 4,439 SH   SOLE NONE 4,439 0 0
Vanguard ETF/USA HEALTH CAR ETF 92204A504   254,378 1,082 SH   SOLE NONE 1,082 0 0
Vanguard ETF/USA REAL ESTATE ETF 922908553   10,063 133 SH   DFND NONE 133 0 0
Vanguard ETF/USA REAL ESTATE ETF 922908553   4,567,140 60,364 SH   SOLE NONE 39,294 0 21,070
Vanguard ETF/USA SML CP GRW ETF 922908595   62,112 290 SH   DFND NONE 290 0 0
Vanguard ETF/USA SML CP GRW ETF 922908595   164,919 770 SH   SOLE NONE 770 0 0
Vanguard ETF/USA MID CAP ETF 922908629   145,768 700 SH   DFND NONE 700 0 0
Vanguard ETF/USA MID CAP ETF 922908629   765,698 3,677 SH   SOLE NONE 3,677 0 0
Vanguard Group Inc/The MTG-BKD SECS ETF 92206C771   857,431 19,585 SH   SOLE NONE 18,929 0 656
Vanguard Group Inc/The TAX EXEMPT BD 922907746   2,980,468 61,964 SH   SOLE NONE 60,939 0 1,025
Veeva Systems Inc CL A COM 922475108   31,128 153 SH   DFND NONE 113 0 40
Veeva Systems Inc CL A COM 922475108   15,850,993 77,911 SH   SOLE NONE 69,767 0 8,144
WASTE MANAGEMENT COM 94106L109   269,209 1,766 SH   SOLE NONE 1,766 0 0
WEC Energy Group Inc COM 92939U106   88,605 1,100 SH   DFND NONE 950 0 150
WEC Energy Group Inc COM 92939U106   440,609 5,470 SH   SOLE NONE 3,109 0 2,361
WELLS FARGO & CO COM 949746101   35,753 875 SH   DFND NONE 875 0 0
WELLS FARGO & CO COM 949746101   533,754 13,063 SH   SOLE NONE 10,063 0 3,000
WESTERN UNION COMP COM 959802109   448,977 34,065 SH   SOLE NONE 34,065 0 0
WISDOMTREE ASSET MANAGEMENT INC US LARGECAP FUND 97717W588   2,311,427 50,523 SH   SOLE NONE 50,523 0 0
WW Grainger Inc COM 384802104   300,259 434 SH   SOLE NONE 407 0 27
Walgreens Boots Alliance Inc COM 931427108   504,448 22,682 SH   SOLE NONE 22,682 0 0
Walmart Inc COM 931142103   634,922 3,970 SH   DFND NONE 3,970 0 0
Walmart Inc COM 931142103   22,178,293 138,675 SH   SOLE NONE 133,163 0 5,512
Walt Disney Co/The COM 254687106   172,880 2,133 SH   DFND NONE 2,133 0 0
Walt Disney Co/The COM 254687106   18,723 231 SH   OTR NONE 60 0 171
Walt Disney Co/The COM 254687106   752,873 9,289 SH   SOLE NONE 8,814 0 475
Waters Corp COM 941848103   192,221 701 SH   OTR NONE 200 0 501
Waters Corp COM 941848103   46,341 169 SH   SOLE NONE 169 0 0
West Pharmaceutical Services I COM 955306105   37,521 100 SH   DFND NONE 78 0 22
West Pharmaceutical Services I COM 955306105   19,394,980 51,691 SH   SOLE NONE 47,764 0 3,927
Whirlpool Corp COM 963320106   777,466 5,815 SH   SOLE NONE 5,740 0 75
Willis Towers Watson PLC SHS G96629103   264,543 1,266 SH   SOLE NONE 1,266 0 0
WisdomTree Asset Management Inc US LARGECAP DIVD 97717W307   349,263 5,680 SH   SOLE NONE 5,680 0 0
Woodward Inc COM 980745103   372,780 3,000 SH   SOLE NONE 3,000 0 0
iShares ETFs/USA CORE US AGGBD ET 464287226   35,171 374 SH   DFND NONE 374 0 0
iShares ETFs/USA CORE US AGGBD ET 464287226   537,815 5,719 SH   SOLE NONE 5,719 0 0
iShares ETFs/USA JPMORGAN USD EMG 464288281   21,373 259 SH   DFND NONE 259 0 0
iShares ETFs/USA JPMORGAN USD EMG 464288281   694,571 8,417 SH   SOLE NONE 8,417 0 0
iShares ETFs/USA 3 7 YR TREAS BD 464288661   673,076 5,948 SH   SOLE NONE 5,948 0 0