The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COMMON STOCK 002824100 4,388 71,945 SH   DFND 0 71,945 0 0
ABBVIE INC COMMON STOCK 00287Y109 1,055 11,387 SH   DFND 0 11,247 0 140
ADOBE SYS INC COMMON STOCK 00724F101 700 2,871 SH   DFND 0 2,871 0 0
AFLAC INC COMMON STOCK 001055102 772 17,934 SH   DFND 0 17,934 0 0
AIR PRODUCTS & CHEMICALS INC COMMON STOCK 009158106 215 1,382 SH   DFND 0 1,382 0 0
ALPHABET INC CL A COMMON STOCK 02079K305 17,593 15,580 SH   DFND 0 15,518 0 62
ALPHABET INC CL C COMMON STOCK 02079K107 1,632 1,463 SH   DFND 0 1,463 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 4,001 70,449 SH   DFND 0 70,449 0 0
AMAZON.COM INC COMMON STOCK 023135106 3,995 2,350 SH   DFND 0 2,350 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 522 5,331 SH   DFND 0 3,731 0 1,600
AMGEN INC COMMON STOCK 031162100 722 3,914 SH   DFND 0 3,914 0 0
APERGY CORP COMMON STOCK 03755L104 288 6,908 SH   DFND 0 6,908 0 0
APPLE INC COMMON STOCK 037833100 3,854 20,820 SH   DFND 0 20,820 0 0
AQUA AMERICA INC COMMON STOCK 03836W103 9,359 266,045 SH   DFND 0 265,024 0 1,021
AT & T INC COMMON STOCK 00206R102 16,493 513,628 SH   DFND 0 505,329 0 8,299
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 838 6,244 SH   DFND 0 6,244 0 0
BANK AMERICA CORP COMMON STOCK 060505104 3,917 138,958 SH   DFND 0 136,958 0 2,000
BB&T CORPORATION COMMON STOCK 054937107 320 6,337 SH   DFND 0 6,337 0 0
BECTON DICKINSON COMMON STOCK 075887109 371 1,547 SH   DFND 0 1,547 0 0
BERKSHIRE HATHAWAY INC-CL B COMMON STOCK 084670702 1,076 5,764 SH   DFND 0 5,764 0 0
BLACKROCK INC COMMON STOCK 09247X101 6,985 13,996 SH   DFND 0 13,942 0 54
BLOCK H & R INC COMMON STOCK 093671105 1,388 60,938 SH   DFND 0 60,938 0 0
BOEING CO COMMON STOCK 097023105 508 1,513 SH   DFND 0 1,513 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 3,772 68,152 SH   DFND 0 68,152 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 762 15,599 SH   DFND 0 15,599 0 0
CATERPILLAR INC COMMON STOCK 149123101 430 3,166 SH   DFND 0 3,166 0 0
CERNER CORP COMMON STOCK 156782104 9,898 165,544 SH   DFND 0 164,829 0 715
CH ROBINSON WORLDWIDE INC COMMON STOCK 12541W209 9,010 107,693 SH   DFND 0 107,288 0 405
CHEVRON CORPORATION COMMON STOCK 166764100 20,786 164,409 SH   DFND 0 163,750 0 659
CHUBB LTD COMMON STOCK H1467J104 9,273 73,003 SH   DFND 0 72,604 0 399
CHURCH & DWIGHT INC COMMON STOCK 171340102 273 5,135 SH   DFND 0 5,135 0 0
CISCO SYSTEMS INC COMMON STOCK 17275R102 916 21,298 SH   DFND 0 21,223 0 75
CITIGROUP INC COMMON STOCK 172967424 262 3,919 SH   DFND 0 3,919 0 0
COCA COLA CO COMMON STOCK 191216100 4,990 113,770 SH   DFND 0 113,770 0 0
COGNIZANT TECHNOLOGY SOLUTIONS COMMON STOCK 192446102 10,066 127,439 SH   DFND 0 126,904 0 535
COMCAST CORP-CL A COMMON STOCK 20030N101 12,934 394,213 SH   DFND 0 391,646 0 2,567
CONSOLIDATED EDISON INC COMMON STOCK 209115104 4,520 57,967 SH   DFND 0 57,967 0 0
CONSUMER STAPLES SELECT SECTOR COMMON STOCK 81369Y308 254 4,929 SH   DFND 0 4,929 0 0
COSTCO WHOLESALE CORP NEW COMMON STOCK 22160K105 357 1,710 SH   DFND 0 1,710 0 0
CUMMINS INC COMMON STOCK 231021106 972 7,310 SH   DFND 0 7,310 0 0
CVS HEALTH CORP COMMON STOCK 126650100 13,899 215,987 SH   DFND 0 215,242 0 745
DANAHER CORP COMMON STOCK 235851102 3,848 38,998 SH   DFND 0 38,718 0 280
DISNEY WALT CO NEW COMMON STOCK 254687106 1,140 10,880 SH   DFND 0 10,880 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 364 5,332 SH   DFND 0 5,332 0 0
DOVER CORP COMMON STOCK 260003108 1,011 13,817 SH   DFND 0 13,817 0 0
DOWDUPONT INC COMMON STOCK 26078J100 520 7,884 SH   DFND 0 7,884 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 369 4,666 SH   DFND 0 4,666 0 0
ECOLAB INC COMMON STOCK 278865100 10,466 74,580 SH   DFND 0 74,275 0 305
EMERSON ELEC CO COMMON STOCK 291011104 4,796 69,367 SH   DFND 0 69,367 0 0
ENERGY SELECT SECTOR SPDR COMMON STOCK 81369Y506 934 12,300 SH   DFND 0 12,300 0 0
EVERGY INC COMMON STOCK 30034W106 9,484 168,898 SH   DFND 0 168,313 0 585
EVERSOURCE ENERGY COMMON STOCK 30040W108 1,536 26,201 SH   DFND 0 9,734 0 16,467
EXXON MOBIL CORPORATION COMMON STOCK 30231G102 14,000 169,228 SH   DFND 0 168,003 0 1,225
FACEBOOK INC-A COMMON STOCK 30303M102 11,001 56,614 SH   DFND 0 56,359 0 255
FINANCIAL SELECT SECTOR SPDR COMMON STOCK 81369Y605 260 9,782 SH   DFND 0 9,722 0 60
FORD MOTOR CO DEL 'NEW' COMMON STOCK 345370860 280 25,278 SH   DFND 0 25,086 0 192
GARMIN LTD COMMON STOCK H2906T109 1,328 21,777 SH   DFND 0 21,777 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 293 1,570 SH   DFND 0 1,570 0 0
GENERAL ELECTRIC CORP COMMON STOCK 369604103 3,530 259,372 SH   DFND 0 258,827 0 545
GENERAL MLS INC COMMON STOCK 370334104 3,609 81,531 SH   DFND 0 81,531 0 0
GRACO INC COMMON STOCK 384109104 542 11,975 SH   DFND 0 11,975 0 0
HALLIBURTON CO COMMON STOCK 406216101 456 10,117 SH   DFND 0 10,117 0 0
HEALTH CARE SELECT SECTOR SPDR COMMON STOCK 81369Y209 413 4,952 SH   DFND 0 4,952 0 0
HELMERICH & PAYNE INC COMMON STOCK 423452101 970 15,212 SH   DFND 0 15,212 0 0
HOLLYFRONTIER CORPORATION COMMON STOCK 436106108 405 5,912 SH   DFND 0 5,912 0 0
HOME DEPOT INC COMMON STOCK 437076102 18,597 95,319 SH   DFND 0 94,904 0 415
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 303 2,103 SH   DFND 0 2,103 0 0
HP INC COMMON STOCK 40434L105 2,840 125,159 SH   DFND 0 125,159 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 467 3,374 SH   DFND 0 3,374 0 0
INDEPENDENT BK CORP MASS COMMON STOCK 453836108 29,079 550,963 SH   DFND 0 0 0 550,963
INDUSTRIAL SELECT SECTOR SPDR COMMON STOCK 81369Y704 4,954 69,162 SH   DFND 0 68,852 0 310
INTEL CORP COMMON STOCK 458140100 860 17,310 SH   DFND 0 16,665 0 645
INTERNATIONAL BUSINESS MACHINE COMMON STOCK 459200101 1,583 11,328 SH   DFND 0 11,328 0 0
INVESCO LIMITED COMMON STOCK G491BT108 1,452 54,661 SH   DFND 0 54,661 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 18,285 150,695 SH   DFND 0 149,490 0 1,205
JP MORGAN CHASE & CO COMMON STOCK 46625H100 1,585 15,212 SH   DFND 0 15,212 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 2,658 25,237 SH   DFND 0 25,237 0 0
LILLY ELI & CO COMMON STOCK 532457108 3,718 43,577 SH   DFND 0 43,577 0 0
M & T BANK CORP COMMON STOCK 55261F104 992 5,833 SH   DFND 0 5,833 0 0
MACY'S INC COMMON STOCK 55616P104 1,969 52,611 SH   DFND 0 52,611 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 658 5,194 SH   DFND 0 5,194 0 0
MARTIN MARIETTA MATLS INC COMMON STOCK 573284106 15,196 68,045 SH   DFND 0 67,760 0 285
MASTERCARD INC CL A COMMON STOCK 57636Q104 12,369 62,938 SH   DFND 0 62,645 0 293
MATERIALS SELECT SPDR FUND COMMON STOCK 81369Y100 443 7,630 SH   DFND 0 7,630 0 0
MCCORMICK & CO INC COMMON STOCK 579780206 4,533 39,051 SH   DFND 0 38,886 0 165
MCDONALDS CORP COMMON STOCK 580135101 4,122 26,306 SH   DFND 0 26,256 0 50
MCKESSON CORP COMMON STOCK 58155Q103 7,929 59,436 SH   DFND 0 59,192 0 244
MERCK & CO INC COMMON STOCK 58933Y105 3,949 65,057 SH   DFND 0 65,057 0 0
MICROSOFT CORP COMMON STOCK 594918104 4,189 42,480 SH   DFND 0 42,230 0 250
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 237 5,772 SH   DFND 0 5,772 0 0
NEUROCRINE BIOSCIENCES INC COMMON STOCK 64125C109 264 2,685 SH   DFND 0 2,685 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 14,504 86,832 SH   DFND 0 86,477 0 355
NIKE INC-CLASS B COMMON STOCK 654106103 10,171 127,647 SH   DFND 0 126,987 0 660
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 689 4,569 SH   DFND 0 4,569 0 0
NORTHERN TR CORP COMMON STOCK 665859104 408 3,961 SH   DFND 0 3,961 0 0
NORTHROP GRUMMAN CORP COMMON STOCK 666807102 222 722 SH   DFND 0 722 0 0
O'REILLY AUTOMOTIVE INC COMMON STOCK 67103H107 11,951 43,687 SH   DFND 0 43,566 0 121
OCCIDENTAL PETE CORP COMMON STOCK 674599105 282 3,372 SH   DFND 0 922 0 2,450
OGE ENERGY CORP COMMON STOCK 670837103 1,120 31,815 SH   DFND 0 31,815 0 0
OLD REPUBLIC INTERNATIONAL COR COMMON STOCK 680223104 1,146 57,582 SH   DFND 0 57,582 0 0
PAYCHEX INC COMMON STOCK 704326107 396 5,799 SH   DFND 0 5,799 0 0
PEPSICO INC COMMON STOCK 713448108 16,613 152,598 SH   DFND 0 152,040 0 558
PFIZER INC COMMON STOCK 717081103 6,721 185,241 SH   DFND 0 185,241 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 2,139 26,491 SH   DFND 0 26,491 0 0
PNC FINANCIAL SERVICES GROUP COMMON STOCK 693475105 541 4,006 SH   DFND 0 4,006 0 0
PRAXAIR INC COMMON STOCK 74005P104 10,887 68,837 SH   DFND 0 68,557 0 280
PRINCIPAL FINANCIAL GROUP COMMON STOCK 74251V102 1,016 19,195 SH   DFND 0 19,195 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 7,544 96,638 SH   DFND 0 91,067 0 5,571
PROVIDENT BANCORP INC COMMON STOCK 74383X109 481 18,350 SH   DFND 0 3,350 0 15,000
QUALCOMM INC COMMON STOCK 747525103 1,369 24,394 SH   DFND 0 24,394 0 0
RANDOLPH BANCORP INC COMMON STOCK 752378109 237 14,079 SH   DFND 0 1,579 0 12,500
RAYTHEON COMPANY COMMON STOCK 755111507 278 1,440 SH   DFND 0 1,440 0 0
RESMED INC COMMON STOCK 761152107 277 2,676 SH   DFND 0 2,676 0 0
ROCKWELL AUTOMATION INC COMMON STOCK 773903109 2,564 15,425 SH   DFND 0 15,425 0 0
ROGERS COMMUNICATIONS-CL B COMMON STOCK 775109200 1,144 24,099 SH   DFND 0 24,099 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108 14,617 218,060 SH   DFND 0 217,295 0 765
SEMPRA ENERGY COMMON STOCK 816851109 13,681 117,831 SH   DFND 0 117,406 0 425
SHERWIN WILLIAMS CO COMMON STOCK 824348106 11,268 27,647 SH   DFND 0 27,535 0 112
SOUTHERN COMPANY COMMON STOCK 842587107 6,205 133,989 SH   DFND 0 133,839 0 150
STARBUCKS CORP COMMON STOCK 855244109 9,178 187,875 SH   DFND 0 187,104 0 771
STATE STREET CORP COMMON STOCK 857477103 690 7,413 SH   DFND 0 2,213 0 5,200
STRYKER CORP COMMON STOCK 863667101 645 3,818 SH   DFND 0 3,818 0 0
SYSCO CORP COMMON STOCK 871829107 212 3,103 SH   DFND 0 3,103 0 0
T ROWE PRICE GROUP INC COMMON STOCK 74144T108 10,637 91,626 SH   DFND 0 91,111 0 515
TARGET CORP COMMON STOCK 87612E106 1,219 16,017 SH   DFND 0 16,017 0 0
TECHNOLOGY SELECT SECTOR SPDR COMMON STOCK 81369Y803 222 3,191 SH   DFND 0 3,191 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 526 4,775 SH   DFND 0 4,775 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 13,118 63,330 SH   DFND 0 63,093 0 237
TJX COS INC COMMON STOCK 872540109 230 2,415 SH   DFND 0 2,415 0 0
TORO CO COMMON STOCK 891092108 208 3,457 SH   DFND 0 3,457 0 0
UNION PAC CORP COMMON STOCK 907818108 16,682 117,742 SH   DFND 0 117,213 0 529
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 12,452 99,596 SH   DFND 0 99,236 0 360
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 205 834 SH   DFND 0 834 0 0
US BANCORP NEW COMMON STOCK 902973304 828 16,550 SH   DFND 0 16,550 0 0
V.F. CORP COMMON STOCK 918204108 393 4,826 SH   DFND 0 4,826 0 0
VALERO ENERGY CORP COMMON STOCK 91913Y100 1,276 11,514 SH   DFND 0 11,514 0 0
VANGUARD INFO TECH ETF COMMON STOCK 92204A702 497 2,739 SH   DFND 0 2,739 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 21,604 429,410 SH   DFND 0 426,792 0 2,618
VISA INC CL A COMMON STOCK 92826C839 263 1,987 SH   DFND 0 1,987 0 0
WALMART INC COMMON STOCK 931142103 13,329 155,619 SH   DFND 0 154,964 0 655
WASTE MANAGEMENT INTERNATIONAL COMMON STOCK 94106L109 253 3,113 SH   DFND 0 1,313 0 1,800
WEC ENERGY GROUP INC COMMON STOCK 92939U106 805 12,451 SH   DFND 0 12,451 0 0
WELLS FARGO & CO COMMON STOCK 949746101 18,996 342,638 SH   DFND 0 341,348 0 1,290
WESTERN UNION CO COMMON STOCK 959802109 1,079 53,062 SH   DFND 0 53,062 0 0
WOODWARD, INC COMMON STOCK 980745103 642 8,350 SH   DFND 0 8,350 0 0
ZOETIS INC COMMON STOCK 98978V103 393 4,614 SH   DFND 0 4,614 0 0
3M CO COMMON STOCK 88579Y101 2,045 10,393 SH   DFND 0 10,393 0 0
ACCENTURE PLC CL A COMMON STOCK G1151C101 651 3,978 SH   DFND 0 3,978 0 0
ALIBABA GROUP HOLDING LTD SPON COMMON STOCK 01609W102 800 4,312 SH   DFND 0 4,312 0 0
BP PLC SPONS ADR COMMON STOCK 055622104 387 8,476 SH   DFND 0 8,476 0 0
DIAGEO PLC ADR COMMON STOCK 25243Q205 200 1,391 SH   DFND 0 1,391 0 0
PANGAEA LOGISTICS SOLUTIONS COMMON STOCK G6891L105 28,119 9,341,886 SH   DFND 0 35,000 0 9,306,886
ROYAL DUTCH-ADR A COMMON STOCK 780259206 356 5,137 SH   DFND 0 5,137 0 0
TAIWAN SEMICONDUCTOR SPONS ADR COMMON STOCK 874039100 311 8,520 SH   DFND 0 8,520 0 0
ALPS EQUAL SECTOR WEIGHT ETF OTHER 00162Q205 286 4,097 SH   DFND 0 0 0 0
INVESCO INTERNATIONAL DIVIDEND OTHER 46137V548 329 21,082 SH   DFND 0 0 0 0
INVESCO QQQ TRUST SERIES 1 OTHER 46090E103 335 1,949 SH   DFND 0 0 0 0
IPATH BLOOMBERG COMMODITY IN OTHER 06738C778 887 36,411 SH   DFND 0 0 0 0
ISHARES COMEX GOLD TRUST OTHER 464285105 1,632 135,766 SH   DFND 0 0 0 0
ISHARES CORE MSCI EAFE ETF OTHER 46432F842 2,067 32,612 SH   DFND 0 0 0 0
ISHARES CORE MSCI EMERGING OTHER 46434G103 806 15,357 SH   DFND 0 0 0 0
ISHARES CORE S&P MID-CAP ETF OTHER 464287507 2,174 11,159 SH   DFND 0 0 0 0
ISHARES CORE S&P SMALL-CAP ETF OTHER 464287804 1,322 15,838 SH   DFND 0 0 0 0
ISHARES CORE S&P 500 ETF OTHER 464287200 1,637 5,997 SH   DFND 0 0 0 0
ISHARES DJ SELECT DIVIDEND ETF OTHER 464287168 256 2,623 SH   DFND 0 0 0 0
ISHARES MSCI EAFE ETF OTHER 464287465 4,607 68,787 SH   DFND 0 0 0 0
ISHARES MSCI EMERGING MKT ETF OTHER 464287234 517 11,937 SH   DFND 0 0 0 0
ISHARES RUSSELL MIDCAP GRWTH E OTHER 464287481 877 6,923 SH   DFND 0 0 0 0
ISHARES RUSSELL MIDCAP VALUE E OTHER 464287473 12,648 142,929 SH   DFND 0 0 0 0
ISHARES RUSSELL 1000 GROWTH ET OTHER 464287614 288 2,000 SH   DFND 0 0 0 0
ISHARES RUSSELL 1000 VALUE ETF OTHER 464287598 243 2,000 SH   DFND 0 0 0 0
ISHARES RUSSELL 2000 ETF OTHER 464287655 857 5,234 SH   DFND 0 0 0 0
ISHARES S&P PREF STK ETF OTHER 464288687 1,269 33,661 SH   DFND 0 0 0 0
JPMORGAN ALERIAN MLP INDEX FUN OTHER 46625H365 1,343 50,545 SH   DFND 0 0 0 0
SPDR DJ WILSHIRE INTL REAL EST OTHER 78463X863 538 13,758 SH   DFND 0 0 0 0
SPDR GOLD TRUST OTHER 78463V107 236 1,990 SH   DFND 0 0 0 0
SPDR S&P MIDCAP 400 ETF TRUST OTHER 78467Y107 1,305 3,677 SH   DFND 0 0 0 0
SPDR S&P 500 ETF TRUST OTHER 78462F103 2,494 9,194 SH   DFND 0 0 0 0
VANECK VECTORS GOLD MINERS ETF OTHER 92189F106 288 12,927 SH   DFND 0 0 0 0
VANGUARD DIVIDEND APPREC ETF OTHER 921908844 283 2,780 SH   DFND 0 0 0 0
VANGUARD FTSE EMERGING MARKETS OTHER 922042858 4,053 96,033 SH   DFND 0 0 0 0
VANGUARD HIGH DVD YIELD ETF OTHER 921946406 1,901 22,888 SH   DFND 0 0 0 0
VANGUARD REAL ESTATE ETF OTHER 922908553 8,692 106,717 SH   DFND 0 0 0 0
VANGUARD S&P 500 ETF OTHER 922908363 967 3,876 SH   DFND 0 0 0 0
VANGUARD TOTAL STOCK MARKET ET OTHER 922908769 263 1,875 SH   DFND 0 0 0 0
BLACKROCK GLBL FLT RT INC TR OTHER 091941104 1,024 78,318 SH   DFND 0 0 0 0
INVESCO FINANCIAL PREFERRED ET OTHER 46137V621 1,122 60,767 SH   DFND 0 0 0 0
ISHARES BARCLAYS MBS BOND ETF OTHER 464288588 6,933 66,553 SH   DFND 0 0 0 0
ISHARES BARCLAYS TIPS BOND ETF OTHER 464287176 686 6,076 SH   DFND 0 0 0 0
ISHARES BARCLAYS 1-3 YEAR CR E OTHER 464288646 539 5,200 SH   DFND 0 0 0 0
ISHARES BARCLAYS 1-3 YEAR TR E OTHER 464287457 209 2,509 SH   DFND 0 0 0 0
ISHARES IBOXX USD HIGH YIELD OTHER 464288513 249 2,928 SH   DFND 0 0 0 0
ISHARES U.S. CREDIT BOND ETF OTHER 464288620 1,065 9,944 SH   DFND 0 0 0 0
ISHARES 0-5 YEAR TIPS BOND ETF OTHER 46429B747 3,610 36,215 SH   DFND 0 0 0 0
ISHARES 3-7 YEAR TREASURY BOND OTHER 464288661 461 3,840 SH   DFND 0 0 0 0
SPDR BLOOMBERG BARCLAYS HIGH Y OTHER 78464A417 740 20,845 SH   DFND 0 0 0 0
VANGUARD LONG-TERM BOND ETF OTHER 921937793 1,540 17,376 SH   DFND 0 0 0 0
VANGUARD SHORT TERM CORP BOND OTHER 92206C409 231 2,958 SH   DFND 0 0 0 0
VANGUARD TOTAL INTERNATIONAL OTHER 92203J407 3,084 56,362 SH   DFND 0 0 0 0
BLACKROCK MUNICIPAL INC TRST OTHER 09248F109 184 14,265 SH   DFND 0 0 0 0