Loans and Allowance for Losses and Concentrations of Credit Risk (Tables)

12 Months Ended

Dec. 31, 2012

Loans and Allowance for Losses [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

Loans

Farmer Mac classifies loans as either held for investment or held for sale. Loans held for investment are recorded at the unpaid principal balance, net of unamortized premium or discount and other cost adjustments. Loans held for sale are reported at the lower of cost or fair value determined on a pooled basis. The following table displays the composition of the loan balances as of December 31, 2012 and 2011:

	As of December 31,
	2012									2011
	Unsecuritized			In Consolidated Trusts			Total			Unsecuritized			In Consolidated Trusts			Total
	(in thousands)
Farm & Ranch	$	1,519,415		$	160,436		$	1,679,851		$	1,251,370		$	696,735		$	1,948,105
Rural Utilities	663,097			368,848			1,031,945			529,227			386,800			916,027
Total unpaid principal balance (1)	2,182,512			529,284			2,711,796			1,780,597			1,083,535			2,864,132
Unamortized premiums, discounts and other cost basis adjustments	981			34,291			35,272			2,161			38,024			40,185
Lower of cost or fair value adjustment on loans held for sale	(5,943		)	—			(5,943		)	—			—			—
Total loans	$	2,177,550		$	563,575		$	2,741,125		$	1,782,758		$	1,121,559		$	2,904,317
Loans held for investment, at amortized cost	$	1,503,559		$	563,575		$	2,067,134		$	1,241,311		$	1,121,559		$	2,362,870
Loans held for sale, at lower of cost or fair value	673,991			—			673,991			541,447			—			541,447
Total loans	2,177,550			563,575			2,741,125			1,782,758			1,121,559			2,904,317
Allowance for loan losses	(10,986		)	(365		)	(11,351		)	(9,421		)	(740		)	(10,161		)
Total loans, net of allowance	$	2,166,564		$	563,210		$	2,729,774		$	1,773,337		$	1,120,819		$	2,894,156

Allowance for Credit Losses on Financing Receivables [Table Text Block]

The following is a summary of the changes in the allowance for losses for each year in the three-year period ended December 31, 2012:

	Allowance for Loan Losses			Reserve for Losses			Total Allowance for Losses
	(in thousands)
Balance as of January 1, 2010	$	6,292		$	7,895		$	14,187
Provision for losses	1,893			2,417			4,310
Charge-offs	(605		)	—			(605		)
Recoveries	2,223			—			2,223
Balance as of December 31, 2010	$	9,803		$	10,312		$	20,115
Provision for/(release of) losses	610			(2,957		)	(2,347		)
Charge-offs	(252		)	—			(252		)
Balance as of December 31, 2011	$	10,161		$	7,355		$	17,516
Provision for/(release of) losses	3,691			(1,816		)	1,875
Charge-offs	(2,501		)	—			(2,501		)
Balance as of December 31, 2012	$	11,351		$	5,539		$	16,890

During 2012, Farmer Mac recorded provisions to its allowance for loan losses of $3.7 million and releases from its reserve for losses of $1.8 million. In fourth quarter 2012, Farmer Mac purchased one defaulted ethanol loan pursuant to the terms of an LTSPC agreement. This resulted in the reclassification of a specific allowance of $3.2 million from the reserve for losses to the allowance for loan losses. The provision for/(release of) losses for 2012 reflects this reclassification as well as an increase in the specific allowance for this loan during 2012 prior to purchase. Farmer Mac also recorded charge-offs of $2.5 million to its allowance for loan losses during 2012.

During 2011, Farmer Mac recorded provisions to its allowance for loan losses of $0.6 million and releases from its reserve for losses of $3.0 million. In 2011, Farmer Mac purchased two defaulted loans pursuant to the terms of an LTSPC agreement. This resulted in the reclassification of $1.8 million of specific allowance, which had been recorded in 2010, from the reserve for losses to allowance for loan losses. The provision for/(release of) losses for 2011 reflects this reclassification as well as the decline in the estimated probable losses related to Farmer Mac's exposure to the ethanol and dairy industries. Farmer Mac also recorded charge-offs of $0.3 million to its allowance for loan losses during 2011.

During 2010, Farmer Mac recorded provisions to its allowance for loan losses and its reserve for losses of $1.9 million and $2.4 million, respectively. These amounts include the reclassification of $2.0 million from the reserve for losses to the allowance for loan losses upon adoption of new consolidation guidance in first quarter 2010. Farmer Mac also recorded charge-offs of $0.6 million and recoveries of $2.2 million to its allowance for loan losses during 2010.

The following tables present the changes in the allowance for losses for the year ended December 31, 2012 and 2011 by commodity type:

	For the Year Ended December 31, 2012
	Crops			Permanent Plantings			Livestock			Part-time Farm			Ag. Storage and Processing (including ethanol facilities)		Other		Total
	(in thousands)
Beginning Balance	$	4,133		$	3,099		$	1,697		$	477		$	8,106	$	4	$	17,516
Provision for/(release of) losses	509			(408		)	(163		)	380			1,555		2		1,875
Charge-offs	(2,053		)	(375		)	—			(73		)	—		—		(2,501		)
Ending Balance	$	2,589		$	2,316		$	1,534		$	784		$	9,661	$	6	$	16,890

	For the Year Ended December 31, 2011
	Crops			Permanent Plantings			Livestock			Part-time Farm			Ag. Storage and Processing (including ethanol facilities)			Other			Total
	(in thousands)
Beginning Balance	$	3,572		$	3,537		$	2,749		$	445		$	9,797		$	15		$	20,115
Provision for/(release of) losses	737			(431		)	(988		)	37			(1,691		)	(11		)	(2,347		)
Charge-offs	(176		)	(7		)	(64		)	(5		)	—			—			(252		)
Ending Balance	$	4,133		$	3,099		$	1,697		$	477		$	8,106		$	4		$	17,516

Schedule of Allowance for Losses by Impairment Method and Commodity [Table Text Block]

The following tables present the ending balances of loans held and loans underlying LTSPCs and Farmer Mac Guaranteed Securities and the related allowance for losses by impairment method and commodity type as of December 31, 2012 and 2011:

	As of December 31, 2012
	Crops		Permanent Plantings		Livestock		Part-time Farm		Ag. Storage and Processing (including ethanol facilities)		Other		Total
	(in thousands)
Ending Balance:
Collectively evaluated for impairment:
On-balance sheet	$	977,564	$	260,047	$	268,869	$	50,287	$	42,812	$	—	$	1,599,579
Off-balance sheet	1,169,710		584,880		1,002,164		136,482		144,637		11,000		3,048,873
Total	$	2,147,274	$	844,927	$	1,271,033	$	186,769	$	187,449	$	11,000	$	4,648,452
Individually evaluated for impairment:
On-balance sheet	$	22,002	$	29,647	$	11,511	$	12,660	$	4,337	$	115	$	80,272
Off-balance sheet	2,073		7,958		5,197		2,436		—		901		18,565
Total	$	24,075	$	37,605	$	16,708	$	15,096	$	4,337	$	1,016	$	98,837
Total Farm & Ranch loans:
On-balance sheet	$	999,566	$	289,694	$	280,380	$	62,947	$	47,149	$	115	$	1,679,851
Off-balance sheet	1,171,783		592,838		1,007,361		138,918		144,637		11,901		3,067,438
Total	$	2,171,349	$	882,532	$	1,287,741	$	201,865	$	191,786	$	12,016	$	4,747,289
Allowance for Losses:
Collectively evaluated for impairment:
On-balance sheet	$	1,406	$	586	$	499	$	46	$	2,265	$	—	$	4,802
Off-balance sheet	476		215		680		57		3,996		5		5,429
Total	$	1,882	$	801	$	1,179	$	103	$	6,261	$	5	$	10,231
Individually evaluated for impairment:
On-balance sheet	$	684	$	1,465	$	335	$	665	$	3,400	$	—	$	6,549
Off-balance sheet	23		50		20		16		—		1		110
Total	$	707	$	1,515	$	355	$	681	$	3,400	$	1	$	6,659
Total Farmer Mac I loans:
On-balance sheet	$	2,090	$	2,051	$	834	$	711	$	5,665	$	—	$	11,351
Off-balance sheet	499		265		700		73		3,996		6		5,539
Total	$	2,589	$	2,316	$	1,534	$	784	$	9,661	$	6	$	16,890

	As of December 31, 2011
	Crops		Permanent Plantings		Livestock		Part-time Farm		Ag. Storage and Processing (including ethanol facilities)		Other		Total
	(in thousands)
Ending Balance:
Collectively evaluated for impairment:
On-balance sheet	$	902,236	$	454,341	$	410,635	$	72,557	$	56,282	$	1,722	$	1,897,773
Off-balance sheet	933,203		341,759		802,592		160,050		111,568		14,192		2,363,364
Total	$	1,835,439	$	796,100	$	1,213,227	$	232,607	$	167,850	$	15,914	$	4,261,137
Individually evaluated for impairment:
On-balance sheet	$	13,437	$	24,350	$	6,513	$	9,168	$	—	$	—	$	53,468
Off-balance sheet	16,083		3,895		4,371		3,345		5,842		1,022		34,558
Total	$	29,520	$	28,245	$	10,884	$	12,513	$	5,842	$	1,022	$	88,026
Total Farm & Ranch loans:
On-balance sheet	$	915,673	$	478,691	$	417,148	$	81,725	$	56,282	$	1,722	$	1,951,241
Off-balance sheet	949,286		345,654		806,963		163,395		117,410		15,214		2,397,922
Total	$	1,864,959	$	824,345	$	1,224,111	$	245,120	$	173,692	$	16,936	$	4,349,163
Allowance for Losses:
Collectively evaluated for impairment:
On-balance sheet	$	1,278	$	630	$	724	$	90	$	2,393	$	—	$	5,115
Off-balance sheet	445		145		566		82		3,863		4		5,105
Total	$	1,723	$	775	$	1,290	$	172	$	6,256	$	4	$	10,220
Individually evaluated for impairment:
On-balance sheet	$	2,118	$	2,318	$	397	$	213	$	—	$	—	$	5,046
Off-balance sheet	292		6		10		92		1,850		—		2,250
Total	$	2,410	$	2,324	$	407	$	305	$	1,850	$	—	$	7,296
Total Farmer Mac I loans:
On-balance sheet	$	3,396	$	2,948	$	1,121	$	303	$	2,393	$	—	$	10,161
Off-balance sheet	737		151		576		174		5,713		4		7,355
Total	$	4,133	$	3,099	$	1,697	$	477	$	8,106	$	4	$	17,516

Impaired Financing Receivables [Table Text Block]

The following tables present by commodity type the unpaid principal balances, recorded investment and specific allowance for losses related to impaired loans and the recorded investment in loans on nonaccrual status as of December 31, 2012 and 2011:

	As of December 31, 2012
	Crops		Permanent Plantings		Livestock		Part-time Farm		Ag. Storage and Processing (including  ethanol facilities)		Other		Total
	(in thousands)
Impaired Loans:
With no specific allowance:
Recorded investment	$	7,295	$	11,652	$	7,644	$	3,140	$	—	$	907	$	30,638
Unpaid principal balance	7,247		11,509		7,489		3,090		—		901		30,236
With a specific allowance:
Recorded investment	17,214		26,567		9,360		12,118		4,337		117		69,713
Unpaid principal balance	16,829		26,095		9,219		12,007		4,337		114		68,601
Associated allowance	706		1,515		355		682		3,400		1		6,659
Total:
Recorded investment	24,509		38,219		17,004		15,258		4,337		1,024		100,351
Unpaid principal balance	24,076		37,604		16,708		15,097		4,337		1,015		98,837
Associated allowance	706		1,515		355		682		3,400		1		6,659
Recorded investment of loans on nonaccrual status: (1)	$	11,888	$	15,789	$	5,141	$	8,180	$	4,337	$	—	$	45,335

(1) Includes $15.7 million of loans that are less than 90 days delinquent but which have not met Farmer Mac's performance criteria for returning to accrual status.

	As of December 31, 2011
	Crops		Permanent Plantings		Livestock		Part-time Farm		Ag. Storage and Processing (including  ethanol facilities)		Other		Total
	(in thousands)
Impaired Loans:
With no specific allowance:
Recorded investment	$	6,809	$	10,083	$	3,248	$	3,241	$	—	$	914	$	24,295
Unpaid principal balance	7,446		9,957		4,088		3,298		—		902		25,691
With a specific allowance:
Recorded investment	23,009		18,668		7,036		9,392		5,842		121		64,068
Unpaid principal balance	22,074		18,288		6,796		9,215		5,842		120		62,335
Associated allowance	2,410		2,324		407		305		1,850		—		7,296
Total:
Recorded investment	29,818		28,751		10,284		12,633		5,842		1,035		88,363
Unpaid principal balance	29,520		28,245		10,884		12,513		5,842		1,022		88,026
Associated allowance	2,410		2,324		407		305		1,850		—		7,296
Recorded investment of loans on nonaccrual status: (1)	$	9,214	$	25,710	$	3,483	$	6,931	$	—	$	—	$	45,338

(1) Includes $12.1 million of loans that are less than 90 days delinquent but which have not met Farmer Mac's performance criteria for returning to accrual status.

The following table presents by commodity type the average recorded investment and interest income recognized on impaired loans for the years ended December 31, 2012 and 2011:

	For the Year Ended December 31, 2012
	Crops		Permanent Plantings		Livestock		Part-time Farm		Ag. Storage and Processing (including  ethanol facilities)		Other		Total
	(in thousands)
Average recorded investment in impaired loans	$	28,568	$	35,071	$	15,379	$	15,953	$	4,695	$	1,033	$	100,699
Income recognized on impaired loans	293		1,823		263		315		—		—		2,694

	For the Year Ended December 31, 2011
	Crops		Permanent Plantings		Livestock		Part-time Farm		Ag. Storage and Processing (including  ethanol facilities)		Other		Total
	(in thousands)
Average recorded investment in impaired loans	$	30,400	$	29,806	$	12,732	$	10,329	$	6,319	$	824	$	90,410
Income recognized on impaired loans	549		1,009		426		185		377		—		2,546

Schedule of Certain Loans Acquired in Transfer Acquired During Period [Table Text Block]

During 2012, Farmer Mac purchased 15 defaulted loans having an unpaid principal balance of $17.0 million from pools underlying Farmer Mac I Guaranteed Securities and LTSPCs.  During 2011, Farmer Mac purchased 20 defaulted loans having an unpaid principal balance of $21.7 million from pools underlying Farmer Mac I Guaranteed Securities and LTSPCs. During 2010, Farmer Mac purchased 22 defaulted loans having an unpaid principal balance of $6.1 million from pools underlying Farmer Mac I Guaranteed Securities and LTSPCs.

The following tables present information related to Farmer Mac's acquisition of defaulted loans for years ended December 31, 2012, 2011, and 2010 and the outstanding balances and carrying amounts of all such loans as of December 31, 2012, 2011, and 2010:

	For the Year Ended December 31,
	2012		2011		2010
	(in thousands)
Unpaid principal balance at acquisition date:
Loans underlying LTSPCs	$	8,091	$	14,192	$	2,626
Loans underlying Farmer Mac Guaranteed Securities	8,933		7,471		3,456
Total unpaid principal balance at acquisition date	17,024		21,663		6,082
Contractually required payments receivable	17,432		21,715		6,200
Impairment recognized subsequent to acquisition	4,774		3,845		1,736
Recovery/release of allowance for defaulted loans	997		714		3,005

	As of December 31,
	2012		2011		2010
	(in thousands)
Outstanding balance	$	41,737	$	35,773	$	34,473
Carrying amount	33,798		29,461		30,365

Schedule of Certain Loans Acquired in Transfer Acquired During Period, Delinquencies and Credit Losses [Table Text Block]

Net credit losses and 90 days delinquencies as of and for the periods indicated for loans held and loans underlying Farmer Mac I Guaranteed Securities and LTSPCs are presented in the table below. Information is not presented for loans underlying AgVantage securities, USDA Guaranteed Securities, Farmer Mac II Guaranteed Securities, or rural utilities loans or underlying Farmer Mac Guaranteed Securities – Rural Utilities.  Each AgVantage security is a general obligation of an issuing institution approved by Farmer Mac and is secured by eligible loans in an amount at least equal to the outstanding principal amount of the security.  Farmer Mac excludes the loans that secure AgVantage securities from the credit risk metrics it discloses because of the credit quality of the issuing institutions, the collateralization level for the securities, and because delinquent loans are required to be removed from the pool of pledged loans and replaced with current eligible loans.  As of December 31, 2012, there were no probable losses inherent in Farmer Mac's AgVantage securities due to the credit quality of the obligors, as well as the underlying collateral.  To date, Farmer Mac has not experienced any credit losses on any Farmer Mac I AgVantage securities. The USDA-guaranteed portions presented as USDA Guaranteed Securities, as well as those that collateralize Farmer Mac II Guaranteed Securities, are guaranteed by the USDA. Each USDA guarantee is an obligation backed by the full faith and credit of the United States. As of December 31, 2012, neither Farmer Mac nor Farmer Mac II LLC had experienced any credit losses on any USDA Guaranteed Securities or Farmer Mac II Guaranteed Securities. As of December 31, 2012, there were no delinquencies and no probable losses inherent in the Farmer Mac's rural utilities loans held or in any Farmer Mac Guaranteed Securities – Rural Utilities.  As of December 31, 2012, Farmer Mac has not experienced any credit losses on any of those loans or securities.

	90-Day Delinquencies (1)				Net Credit Losses
	As of December 31,				For the Year Ended December 31,
	2012		2011		2012		2011		2010
	(in thousands)
On-balance sheet assets:
Farm & Ranch:
Loans	$	29,592	$	33,243	$	1,673	$	200	$	555
Total on-balance sheet	$	29,592	$	33,243	$	1,673	$	200	$	555
Off-balance sheet assets:
Farm & Ranch:
LTSPCs	$	3,671	$	7,379	$	—	$	—	$	—
Total off-balance sheet	$	3,671	$	7,379	$	—	$	—	$	—
Total	$	33,263	$	40,622	$	1,673	$	200	$	555

(1) Includes loans and loans underlying Farmer Mac I Guaranteed Securities and LTSPCs that are 90 days or more past due, in foreclosure, restructured after delinquency, and in bankruptcy, excluding loans performing under either their original loan terms or a court-approved bankruptcy plan.

Of the $29.6 million and $33.2 million of on-balance sheet loans reported as 90 days delinquent as of December 31, 2012 and December 31, 2011, respectively, $4.6 million and $5.6 million, respectively, are loans subject to "removal-of-account" provisions.

Financing Receivable Credit Quality Indicators [Table Text Block]

The following tables present credit quality indicators related to loans held and loans underlying LTSPCs and Farmer Mac I Guaranteed Securities (excluding AgVantage securities) as of December 31, 2012 and 2011:  

	As of December 31, 2012
	Crops		Permanent Plantings		Livestock		Part-time Farm		Ag. Storage and Processing (including ethanol facilities)		Other		Total
	(in thousands)
Credit risk profile by internally assigned grade (1)
On-balance sheet:
Acceptable	$	947,097	$	226,253	$	252,525	$	48,156	$	11,972	$	—	$	1,486,003
Other assets especially mentioned ("OAEM") (2)	30,466		33,794		16,344		2,131		19,981		—		102,716
Substandard (2)	22,003		29,647		11,511		12,660		15,196		115		91,132
Total on-balance sheet	$	999,566	$	289,694	$	280,380	$	62,947	$	47,149	$	115	$	1,679,851
Off-Balance Sheet:
Acceptable	$	1,143,790	$	567,064	$	922,254	$	130,557	$	114,983	$	10,287	$	2,888,935
Other assets especially mentioned ("OAEM") (2)	10,459		5,068		40,410		3,220		23,372		592		83,121
Substandard (2)	17,534		20,706		44,697		5,141		6,282		1,022		95,382
Total off-balance sheet	$	1,171,783	$	592,838	$	1,007,361	$	138,918	$	144,637	$	11,901	$	3,067,438
Total Ending Balance:
Acceptable	$	2,090,887	$	793,317	$	1,174,779	$	178,713	$	126,955	$	10,287	$	4,374,938
Other assets especially mentioned ("OAEM") (2)	40,925		38,862		56,754		5,351		43,353		592		185,837
Substandard (2)	39,537		50,353		56,208		17,801		21,478		1,137		186,514
Total	$	2,171,349	$	882,532	$	1,287,741	$	201,865	$	191,786	$	12,016	$	4,747,289
Commodity analysis of past due loans (1)
On-balance sheet	$	3,971	$	10,756	$	4,389	$	6,022	$	4,337	$	117	$	29,592
Off-balance sheet	697		45		2,833		96		—		—		3,671
90 days or more past due	$	4,668	$	10,801	$	7,222	$	6,118	$	4,337	$	117	$	33,263

(1) Amounts represent unpaid principal balance of risk-rated loans, which is the basis Farmer Mac uses to analyze its portfolio, and recorded investment of past due loans. 

(2) Assets in the OAEM category generally have potential weaknesses due to performance issues but are currently considered to be adequately secured.  Substandard assets have a well-defined weakness or weaknesses and there is a distinct possibility that some loss will be sustained if deficiencies are not corrected.

	As of December 31, 2011
	Crops		Permanent Plantings		Livestock		Part-time Farm		Ag. Storage and Processing (including ethanol facilities)		Other		Total
	(in thousands)
Credit risk profile by internally assigned grade (1)
On-balance sheet:
Acceptable	$	861,159	$	423,067	$	363,200	$	67,702	$	24,133	$	1,722	$	1,740,983
Other assets especially mentioned ("OAEM") (2)	34,951		17,926		31,304		2,531		21,278		—		107,990
Substandard (2)	19,563		37,698		22,644		11,492		10,871		—		102,268
Total on-balance sheet	$	915,673	$	478,691	$	417,148	$	81,725	$	56,282	$	1,722	$	1,951,241
Off-Balance Sheet
Acceptable	$	908,609	$	325,491	$	733,984	$	147,823	$	72,399	$	13,436	$	2,201,742
Other assets especially mentioned ("OAEM") (2)	25,125		2,516		43,655		4,572		24,395		641		100,904
Substandard (2)	15,552		17,647		29,324		11,000		20,616		1,137		95,276
Total off-balance sheet	$	949,286	$	345,654	$	806,963	$	163,395	$	117,410	$	15,214	$	2,397,922
Total Ending Balance:
Acceptable	$	1,769,768	$	748,558	$	1,097,184	$	215,525	$	96,532	$	15,158	$	3,942,725
Other assets especially mentioned ("OAEM") (2)	60,076		20,442		74,959		7,103		45,673		641		208,894
Substandard (2)	35,115		55,345		51,968		22,492		31,487		1,137		197,544
Total	$	1,864,959	$	824,345	$	1,224,111	$	245,120	$	173,692	$	16,936	$	4,349,163
Commodity analysis of past due loans (1)
On-balance sheet	$	7,125	$	18,456	$	2,474	$	5,188	$	—	$	—	$	33,243
Off-balance sheet	4,480		771		1		2,127		—		—		7,379
90 days or more past due	$	11,605	$	19,227	$	2,475	$	7,315	$	—	$	—	$	40,622

(1) Amounts represent unpaid principal balance of risk-rated loans, which is the basis Farmer Mac uses to analyze its portfolio, and recorded investment of past due loans.  

(2) Assets in the OAEM category generally have potential weaknesses due to performance issues but are currently considered to be adequately secured.  Substandard assets have a well-defined weakness or weaknesses and there is a distinct possibility that some loss will be sustained if deficiencies are not corrected.

Schedules of Concentration of Risk, by Risk Factor [Table Text Block]

The following table sets forth the geographic and commodity/collateral diversification, as well as the range of original loan-to-value ratios, for all loans held and loans underlying Farmer Mac I Guaranteed Securities (excluding AgVantage securities) and LTSPCs as of December 31, 2012 and 2011:

	December 31, 2012		December 31, 2011
	(in thousands)
By commodity/collateral type:
Crops	$	2,171,349	$	1,864,959
Permanent plantings	882,532		824,345
Livestock	1,287,741		1,224,111
Part-time farm	201,865		245,120
Ag. Storage and processing (including ethanol facilities)	191,786		173,692
Other	12,016		16,936
Total	$	4,747,289	$	4,349,163
By geographic region (1):
Northwest	$	840,693	$	761,078
Southwest	1,781,822		1,597,369
Mid-North	989,903		857,659
Mid-South	504,914		484,176
Northeast	261,756		294,854
Southeast	368,201		354,027
Total	$	4,747,289	$	4,349,163
By original loan-to-value ratio:
0.00% to 40.00%	$	1,338,715	$	1,104,617
40.01% to 50.00%	851,980		769,618
50.01% to 60.00%	1,296,225		1,225,939
60.01% to 70.00%	1,091,427		1,062,061
70.01% to 80.00%	122,259		135,985
80.01% to 90.00%	46,683		50,943
Total	$	4,747,289	$	4,349,163

(1) Geographic regions:  Northwest (AK, ID, MT, ND, NE, OR, SD, WA, WY); Southwest (AZ, CA, CO, HI, NM, NV, UT); Mid-North (IA, IL, IN, MI, MN, MO, WI); Mid-South (KS, OK, TX); Northeast (CT, DE, KY, MA, MD, ME, NC, NH, NJ, NY, OH, PA, RI, TN, VA, VT, WV); Southeast (AL, AR, FL, GA, LA, MS, SC).