Free Writing Prospectus

Filed Pursuant to Rule 433 Relating to

Prospectus dated December 19, 2011

Registration Statement No. 333-177282

DFIHX DFA Short Term Fixed DFGBX DFA Global Bond DIPSX DFA Inflation-Protected Securities I DFGFX DFA Two-Year Global Fixed-Income I PTTDX PIMCO Total Return SWBDX Schwab Short-Term Bond Market Fund™ SWLBX Schwab Total Bond Market Fund™ TGCFX TCW Core Fixed Income TGLMX TCW Total Return Bond VFSTX Vanguard Short Term Investment Grade VBMFX Vanguard Total Bond Market The RetireOne Transamerica Solution Transamerica Advisors Life Insurance Company | Securities Offered Through Protected Investors of America, Member FINRA/SIPC, registered in all 50 states. ROTA-EA-0212 Ticker Fund Name Core Fixed Allocation Range = 20-100% Ticker Fund Name DFIVX DFA International Value SWISX Schwab International Index Fund SFNNX Schwab Fundamental International Large Company Index Fund VGTSX Vanguard Total International Stock Index International Allocation Range = 0—25% Ticker Fund Name IEF iShares Barclays 7-10 Year Treasury Bond SHY iShares Barclays 1-3 Year Treasury Bond AGG iShares Barclays Aggregate Bond GVI iShares Barclays Interm Govt/Credit Bond SHV iShares Barclays Short Treasury TIP iShares Barclays TIPS Bond CF SCHR Schwab Intermediate-Term U.S. Treasury ETF SCHO Schwab Short-Term U.S. Treasury ETF SCHP Schwab U.S. TIPS ETF BSV Vanguard Short Term Bond CF BND Vanguard Total Bond Market CF BLV Vanguard Long-Term Bond Index ETF Core Fixed Allocation Range = 20-100% Ticker Fund Name EFA iShares MSCI EAFE Index SCHA Schwab U.S. Small-Cap ETF SCHM Schwab U.S. Mid-Cap ETF SCHF Schwab International Equity ETF International Allocation Range = 0—25% Ticker Fund Name BRLIX Bridgeway Blue Chip 35 Index DFLVX DFA US Large Cap Value SNXFX Schwab 1000 Index Fund SFLNX Schwab Fundamental US Large Company Index Fund SWPPX Schwab S&P 500 Index Fund SWTSX Schwab Total Stock Market Index Fund TICRX TIAA-CREF Social Choice Eq Retail VBINX Vanguard Balanced Index VIGRX Vanguard Growth Index VFINX Vanguard Equity (S&P 500) Index Core Equity Allocation Range = 0-80% Ticker Fund Name ISI iShares S&P 1500 Index Fund IVE iShares S&P 500 Value Index Fund IVV iShares S&P 500 IVW iShares S&P 500 Growth Index Fund IWF iShares Russell 1000 Growth IWD iShares Russell 1000 Value IWB iShares Russell 1000 Index SCHB Schwab U.S. Broad Market ETF SCHX Schwab U.S. Large-Cap ETF SCHG Schwab U.S. Large-Cap Growth ETF SCHV Schwab U.S. Large-Cap Value ETF VOO Vanguard S&P 500 Index ETF VTV Vanguard Value ETF VUG Vanguard Growth Core Equity Allocation Range = 0-80% 60% 40% Core Equity Small & Mid Cap International Alternative Core Fixed 50% 50% Core Equity Small & Mid Cap International Alternative Core Fixed Core Equity Small & Mid Market International Alternative 70% 30% Core Fixed Cap 80% 20% Core Equity Small & Mid Cap International Alternative Core Fixed Work with your RIA to build your portfolio FUNDS ETFs 222 South First Street Suite 600 Louisville KY 40202 855-575-ARIA (2742)

The RetireOne Transamerica Solution Page 2 Transamerica Advisors Life Insurance Company | Securities O_ered Through Protected Investors of America, Member FINRA/SIPC, registered in all 50 states. Small and Mid-Cap Ticker Fund Name BOSVX Bridgeway Omni Small Value DFTCX DFA T.A. US Core Equity 2 DFFVX DFA US Targeted Value FMDCX Federated Mid-Cap Index VIMSX Vanguard Mid-Cap Index VISGX Vanguard Small-Cap Growth Index SWSSX Schwab Small-Cap Index Fund Allocation Range = 0 -10% Alternative Ticker Fund Name AEPFX American Funds Europacific CAIFX American Funds Capital Income Builder WGIFX American Funds Capital World Growth & Income BERIX Berwyn Income Fund CRATX CRA Qualified Investment CRA DFEVX DFA Emerging Markets Value DFISX DFA International Small DISVX DFA International Small-Cap Value DFTWX DFA T.A. World ex US Core Equity DSBFX Domini Social Bond Inv GADVX Gabelli ABC Fund ITIP International Inflation-Linked Bond ACWX MSCI ACWI ex US Index Fund OAKBX Oakmark Equity and Income PAXWX Pax World Balanced Individual Inv PAXHX Pax World High Yield Bond Individual Inv PFBDX PIMCO Foreign Bond UH Institutional PHYDX PIMCO High Yield Institutional PFGAX PIMCO Long Term US Government SFSNX Schwab Fundamental US SMID Company Index Fund SFILX Schwab Fundamental International SMID Company Index Fund SFENX Schwab Fundamental Emerging Markets Index Fund PRWCX T. Rowe Price Capital Appreciation Fund TIRTX TIAA-CREF Large-Cap Growth Index VEIEX Vanguard Emerging Markets Stock Index VFTSX Vanguard FTSE Social Index Inv VWIGX Vanguard International Growth VGSIX Vanguard REIT Allocation Range = 0-5% Ticker Fund Name MBB iShares Barclays MBS Bond ICF iShares Cohen & Steers Realty Majors IDV iShares Dow Jones International Select Dividend Index Fund HDV iShares High Dividend Equity Fund IAU iShares Gold Trust HYG iShares iBoxx $ High Yield Corporate Bond LQD iShares iBoxx Investment Grade Corporate EMB iShares JP Morgan EM Bond EEM iShares MSCI Emerging Markets Index SCZ iShares MSCI EAFE Small Cap Index Fund IWC iShares Russell Microcap Index IGOV iShares S&P Citigroup International Treasury Bond DBC PowerShares DB Commodity Index Tracking SCHE Schwab Emerging Markets Equity ETF SCHC Schwab International Small-Cap Equity ETF SCHH Schwab U.S. REIT ETF JNK SPDR BarCap High Yield Bond VWO Vanguard Emerging Mkts ETF VNQ Vanguard REIT E Alternative Allocation Range = 0-5% Ticker Fund Name IWO iShares Russell 2000 Growth IWM iShares Russell 2000 Index IWN iShares Russel 2000 Value IWP iShares Russell Midcap Growth Index IJK iShares S&P MidCap 400 Growth Index Fund IJH iShares S&P Midcap 400 Index Fund IJJ iShares S&P MidCap 400 Value Index Fund IJT iShares S&P SmallCap 600 Growth Index Fund IJR iShares S&P SmallCap 600 Index Fund IJS iShares S&P SmallCap 600 Value Index Fund VO Vanguard Mid-Cap Index VOE Vanguard Mid-Cap Value VBK Vanguard Small-Cap Growth Small and Mid-Cap Allocation Range = 0 -10% FUNDS ETFs Aria is always looking to expand the list of eligible Mutual Funds and ETFs. We welcome your suggestions!

222 South First Street Suite 600 Louisville KY 40202 855-575-ARIA (2742) IMPORTANT INFORMATION ABOUT SALBs Annuities that work like a Standalone Living Benefit (“SALB”) can play an important role in your retirement plan, but they are not for everyone. Before investing, you and your Aria representative should discuss aspects that affect the appropriateness for your situation, including cost, investment timeframe, and other retirement assets you may have. An Aria registered representative can help you determine whether this annuity may be appropriate for you. IMPORTANT INFORMATION ABOUT RETIREONE TRANSAMERICA The RetireOne Transamerica annuity is a fixed contingent annuity issued by Transamerica Advisors Life Insurance Company of Little Rock, AR. Restrictions, Coverage Amount, Coverage Base, Fees and Taxation The RetireOne Transamerica solution requires an investor’s holdings to remain fully invested in certain specified investments (“Eligible Assets”). It does not guarantee Eligible Asset performance and does not guarantee against a loss of principal. Ownership of the Eligible Assets on which the guarantee is based remains with the investor and can be accessed at any time, but withdrawals in excess of those permitted under the certificate terms will diminish or eliminate future guarantees An investor’s initial coverage amount is established when they select a Lock-In Date. It may be no earlier than the date the investor or, if applicable, the investor’s spouse (if younger) attains age 60. The Coverage Base on the Lock-In Date determines the initial Coverage Amount. Prior to the Lock-In Date, the Coverage Base will be the greater of 1) the current Coverage Base; 2) the value of the Covered Asset Pool on the Certificate Anniversary; or 3) if there have been no withdrawals during the preceding Certificate Year, the value of your Covered Asset Pool as of any Quarterversary during the immediate preceding Certificate Year. After the Lock-In Date, but before the insured event, the Coverage Amount is calculated on each Certificate Anniversary and is the greater of 1) the current coverage amount or 2) the current value of the Covered Asset Pool on the Certificate Anniversary multiplied by the current coverage percentage. The insured event is when the value of the Covered Asset Pool is depleted according to the terms of the Certificate. The RetireOne Transamerica annuity fee ranges from 1% to 1.75% annually depending on your investment profile and is based on the aggregate value of the Covered Assets. The fee is assessed quarterly. The fee can increase with in-force policies (subject to a maximum range of 1.75% to 2.50%). This fee is in addition to any charges that are imposed in connection with advisory and other services or charges (including sales loads or brokerage commissions) imposed by (or in connection with) the Eligible Assets in which you are invested as well as any fees that apply if used with an IRA. Benefit payments are subject to ordinary income tax. If the investor’s Covered Asset Pool is depleted to zero, Transamerica Advisors Life Insurance Company makes payments based solely on its claims-paying ability, provided that the purchaser honors the terms of the annuity. The annuity has no cash value, surrender value or death benefit. You may never receive the benefits available under the annuity, because the Eligible Assets may perform well enough that it is never reduced to zero. The annuity will terminate and no benefit payments will be made if 1) withdrawals are made in excess of those permitted; which reduces the Coverage Base or Coverage Amount to zero; 2) the annuity fee is not paid; or 3) assets are not allocated exclusively to Eligible Assets. See prospectus for more information on termination of the annuity. IMPORTANT INFORMATION The guaranteed lifetime payments are backed by the claims-paying ability of Transamerica Advisors Life Insurance Company. They are not backed by any other entity, including the administrator, the broker/dealer from which this annuity is purchased, the insurance agency from which this annuity is purchased, or any affiliates of those entities. In addition, none make any representations or guarantees regarding the claims-paying ability of Transamerica Advisors Life Insurance Company. Guarantees do not apply to the mutual funds or ETFs. The RetireOne Transamerica annuity is underwritten by Transamerica Capital, Inc. The annuity may not be available in all states or markets. Features and benefits may vary by state and market. In some states the annuity is issued as an individual contract instead of a group certificate. Certificate Form SALB-CERT-DE0811 and Contract Form SALB-IC-0811 (may vary by state). Annuities may lose value and are not bank deposits, are not FDIC insured, and are not insured or endorsed by a bank or any government agency. The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR and the SEC Web site at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling toll-free 1-877-575-ARIA (2742). Securities offered through Protected Investors of America. Member: SIPC, FINRA. Protected Investors of America is licensed as a broker/dealer in all 50 states. 222 South First Street Suite 600 Louisville KY 40202 855-575-ARIA (2742) Page 3