XML 47 R40.htm IDEA: XBRL DOCUMENT v3.23.2
Segmental analysis - Operating profit or (loss) before tax (Details) - GBP (£)
£ in Millions
6 Months Ended
Jun. 30, 2023
Jun. 30, 2022
Segmental analysis    
Net interest income £ 5,726 £ 4,334
Net fees and commissions 1,144 1,124
Other non-interest income 857 761
Total income 7,727 6,219
Depreciation and amortisation (469) (413)
Other operating expenses (3,446) (3,240)
Impairment (losses)/releases (223) 54
Operating profit before tax 3,589 2,620
Retail Banking    
Segmental analysis    
Net interest income 2,908 2,340
Net fees and commissions 206 219
Other non-interest income 6 (5)
Total income 3,120 2,554
Other operating expenses (1,367) (1,242)
Impairment (losses)/releases (193) (26)
Operating profit before tax 1,560 1,286
Private Banking    
Segmental analysis    
Net interest income 428 315
Net fees and commissions 125 131
Other non-interest income 14 15
Total income 567 461
Other operating expenses (322) (285)
Impairment (losses)/releases (11) 11
Operating profit before tax 234 187
Commercial & Institutional    
Segmental analysis    
Net interest income 2,504 1,764
Net fees and commissions 821 753
Other non-interest income 423 420
Total income 3,748 2,937
Depreciation and amortisation (78) (82)
Other operating expenses (1,909) (1,738)
Impairment (losses)/releases (20) 59
Operating profit before tax 1,741 1,176
Central Items and other    
Segmental analysis    
Net interest income (114) (85)
Net fees and commissions (8) 21
Other non-interest income 414 331
Total income 292 267
Depreciation and amortisation (391) (331)
Other operating expenses 152 25
Impairment (losses)/releases 1 10
Operating profit before tax £ 54 £ (29)