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Intangible assets - Assumptions (Details) - GBP (£)
£ in Millions
12 Months Ended
Dec. 31, 2020
Dec. 31, 2019
Disclosure of information for cash-generating units    
Goodwill £ 5,607  
Forecast period for average cost:income ratio 5 years  
Commercial Banking    
Disclosure of information for cash-generating units    
Goodwill £ 2,606  
Terminal growth rate 1.60%  
Pre-tax discount rate 13.70%  
Recoverable amount exceeded carrying value £ 1,500  
Pre-tax discount rate (in amount) (1,500)  
Terminal growth rate (in amount) (500)  
Forecast income (in amounts) (1,800)  
Forecast cost £ (900)  
Cost Income Ratio 53.70%  
Commercial and Private Banking (CPB)    
Disclosure of information for cash-generating units    
Goodwill   £ 2,600
Terminal growth rate   1.60%
Pre-tax discount rate   13.40%
Recoverable amount exceeded carrying value   £ 4,100
Pre-tax discount rate (in amount)   (1,800)
Terminal growth rate (in amount)   (700)
Forecast income (in amounts)   (2,100)
Forecast cost   £ (1,100)
Cost Income Ratio   53.80%
Retail & Business Banking    
Disclosure of information for cash-generating units    
Goodwill   £ 2,700
Terminal growth rate   1.60%
Pre-tax discount rate   13.30%
Recoverable amount exceeded carrying value   £ 8,700
Pre-tax discount rate (in amount)   (2,200)
Terminal growth rate (in amount)   (1,000)
Forecast income (in amounts)   (2,100)
Forecast cost   £ (900)
Cost Income Ratio   47.90%
Retail Banking    
Disclosure of information for cash-generating units    
Goodwill £ 2,692  
Terminal growth rate 1.60%  
Pre-tax discount rate 13.70%  
Recoverable amount exceeded carrying value £ 5,900  
Pre-tax discount rate (in amount) (1,800)  
Terminal growth rate (in amount) (800)  
Forecast income (in amounts) (2,000)  
Forecast cost £ (900)  
Cost Income Ratio 48.30%  
RBS International    
Disclosure of information for cash-generating units    
Goodwill £ 300 £ 300
Terminal growth rate 1.60% 1.60%
Pre-tax discount rate 12.10% 12.00%
Recoverable amount exceeded carrying value £ 1,100 £ 2,100
Pre-tax discount rate (in amount) (400) (500)
Terminal growth rate (in amount) (200) (300)
Forecast income (in amounts) (300) (400)
Forecast cost £ (100) £ (100)
Cost Income Ratio 42.70% 37.50%