The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AETNA INC NEW COM 00817Y108 4,807 41,634 SH   DFND 4 41,634 0 0
AETNA INC NEW COM 00817Y108 404 3,500 SH   DFND 7 3,500 0 0
ALLIANCE ONE INTL INC COM NEW 018772301 313 16,360 SH   DFND 7 16,360 0 0
ALPHABET INC CAP STK CL C 02079K107 3,828 4,925 SH   DFND 4 4,925 0 0
ALPHABET INC CAP STK CL C 02079K107 1,579 2,032 SH   DFND 7 2,032 0 0
ALPHABET INC CAP STK CL C 02079K107 39 50 SH   DFND 9 0 50 0
ALPHABET INC CAP STK CL A 02079K305 12,461 15,497 SH   DFND 4 15,497 0 0
ALPHABET INC CAP STK CL A 02079K305 1,049 1,305 SH   DFND 7 1,305 0 0
AMAZON COM INC COM 023135106 3,686 4,402 SH   DFND 7 4,402 0 0
AMBEV SA SPONSORED ADR 02319V103 108 17,782 SH   DFND 7 17,782 0 0
APPLE INC COM 037833100 9,564 84,603 SH   DFND 4 84,603 0 0
APPLE INC COM 037833100 183 1,620 SH   DFND 7 1,620 0 0
ASANKO GOLD INC COM 04341Y105 56 13,224 SH   DFND 7 13,224 0 0
BANCO BRADESCO S A SP ADR PFD NEW 059460303 105 11,592 SH   DFND 7 11,592 0 0
BANK AMER CORP COM 060505104 352 22,507 SH   DFND 7 22,507 0 0
BECTON DICKINSON & CO COM 075887109 539 3,000 SH   DFND 7 3,000 0 0
BED BATH & BEYOND INC COM 075896100 8,071 187,216 SH   DFND 4 187,216 0 0
BED BATH & BEYOND INC COM 075896100 345 8,000 SH   DFND 7 8,000 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 477 3,300 SH   DFND 4 3,300 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,451 10,047 SH   DFND 7 10,047 0 0
BIOGEN INC COM 09062X103 575 1,837 SH   DFND 4 1,837 0 0
BIOGEN INC COM 09062X103 548 1,750 SH   DFND 7 1,750 0 0
BOEING CO COM 097023105 4,347 32,999 SH   DFND 4 32,999 0 0
BOEING CO COM 097023105 153 1,160 SH   DFND 7 1,160 0 0
CME GROUP INC COM 12572Q105 3,136 30,000 SH   DFND 7 30,000 0 0
CAPITAL ONE FINL CORP COM 14040H105 10,612 147,738 SH   DFND 4 147,738 0 0
CAPITAL ONE FINL CORP COM 14040H105 431 5,998 SH   DFND 7 5,998 0 0
CATERPILLAR INC DEL COM 149123101 4,182 47,111 SH   DFND 7 47,111 0 0
CATERPILLAR INC DEL COM 149123101 42 470 SH   DFND 9 470 0 0
CHEVRON CORP NEW COM 166764100 118 1,150 SH   DFND 4 1,150 0 0
CHEVRON CORP NEW COM 166764100 660 6,410 SH   DFND 7 6,410 0 0
CISCO SYS INC COM 17275R102 11,888 374,789 SH   DFND 4 374,789 0 0
CISCO SYS INC COM 17275R102 510 16,082 SH   DFND 7 16,082 0 0
CINTAS CORP COM 172908105 9,323 82,795 SH   DFND 4 82,795 0 0
CINTAS CORP COM 172908105 8,106 71,991 SH   DFND 7 71,991 0 0
COBALT INTL ENERGY INC COM 19075F106 30 23,968 SH   DFND 7 23,968 0 0
COCA COLA CO COM 191216100 327 7,734 SH   DFND 7 7,734 0 0
COLGATE PALMOLIVE CO COM 194162103 3,017 40,687 SH   DFND 4 40,687 0 0
COLGATE PALMOLIVE CO COM 194162103 460 6,200 SH   DFND 7 6,200 0 0
COMCAST CORP NEW CL A 20030N101 3,066 46,216 SH   DFND 4 46,216 0 0
COMCAST CORP NEW CL A 20030N101 980 14,777 SH   DFND 7 14,777 0 0
CONOCOPHILLIPS COM 20825C104 669 15,390 SH   DFND 7 15,390 0 0
CONOCOPHILLIPS COM 20825C104 26 590 SH   DFND 9 590 0 0
CUMMINS INC COM 231021106 5,245 40,932 SH   DFND 4 40,932 0 0
CUMMINS INC COM 231021106 449 3,500 SH   DFND 7 3,500 0 0
DISCOVER FINL SVCS COM 254709108 5,742 101,540 SH   DFND 7 101,540 0 0
DR PEPPER SNAPPLE GROUP INC COM 26138E109 147 1,615 SH   DFND 7 1,615 0 0
DR PEPPER SNAPPLE GROUP INC COM 26138E109 219 2,400 SH   DFND 9 2,400 0 0
EQUIFAX INC COM 294429105 5,866 43,586 SH   DFND 4 43,586 0 0
EXXON MOBIL CORP COM 30231G102 292 3,343 SH   DFND 4 3,343 0 0
EXXON MOBIL CORP COM 30231G102 363 4,160 SH   DFND 7 4,160 0 0
FLIR SYS INC COM 302445101 1,021 32,500 SH   DFND 7 32,500 0 0
FEDEX CORP COM 31428X106 4,352 24,914 SH   DFND 4 24,914 0 0
FEDEX CORP COM 31428X106 2,970 17,000 SH   DFND 7 17,000 0 0
F5 NETWORKS INC COM 315616102 287 2,300 SH   DFND 4 2,300 0 0
F5 NETWORKS INC COM 315616102 2,721 21,831 SH   DFND 7 21,831 0 0
FLOWSERVE CORP COM 34354P105 468 9,702 SH   DFND 4 9,702 0 0
FLOWSERVE CORP COM 34354P105 159 3,297 SH   DFND 7 3,297 0 0
GAMESTOP CORP NEW CL A 36467W109 385 13,965 SH   DFND 4 13,965 0 0
GAMESTOP CORP NEW CL A 36467W109 55 2,000 SH   DFND 7 2,000 0 0
GENERAL ELECTRIC CO COM 369604103 400 13,516 SH   DFND 7 13,516 0 0
GENERAL ELECTRIC CO COM 369604103 30 999 SH   DFND 9 999 0 0
GILEAD SCIENCES INC COM 375558103 12,042 152,202 SH   DFND 4 152,202 0 0
GILEAD SCIENCES INC COM 375558103 1,768 22,350 SH   DFND 7 22,350 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 2,519 15,622 SH   DFND 7 15,622 0 0
HOME DEPOT INC COM 437076102 699 5,432 SH   DFND 7 5,432 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,197 9,988 SH   DFND 7 9,988 0 0
ILLINOIS TOOL WKS INC COM 452308109 46 380 SH   DFND 9 380 0 0
INTEL CORP COM 458140100 17,097 452,912 SH   DFND 4 452,912 0 0
INTEL CORP COM 458140100 134 3,544 SH   DFND 7 3,544 0 0
INTEL CORP COM 458140100 42 1,120 SH   DFND 9 1,120 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 14,985 94,334 SH   DFND 7 94,334 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 59 373 SH   DFND 9 373 0 0
INTUIT COM 461202103 1,779 16,173 SH   DFND 4 16,173 0 0
INTUIT COM 461202103 73 660 SH   DFND 7 660 0 0
IRON MTN INC NEW COM 46284V101 1,145 30,496 SH   DFND 7 30,496 0 0
ISHARES MSCI EURZONE ETF 464286608 194 5,629 SH   DFND 4 5,629 0 0
ISHARES MSCI EURZONE ETF 464286608 110 3,200 SH   DFND 7 3,200 0 0
ISHARES MSCI PAC JP ETF 464286665 2,079 49,163 SH   DFND 4 49,163 0 0
ISHARES MSCI PAC JP ETF 464286665 898 21,240 SH   DFND 7 21,240 0 0
ISHARES MSCI TAIWAN ETF 464286731 444 28,290 SH   DFND 4 28,290 0 0
ISHARES MSCI STH KOR ETF 464286772 291 5,000 SH   DFND 4 5,000 0 0
ISHARES MSCI JAPAN ETF 464286848 3,960 315,829 SH   DFND 4 315,829 0 0
ISHARES MSCI JAPAN ETF 464286848 51 4,050 SH   DFND 7 4,050 0 0
ISHARES TR SELECT DIVID ETF 464287168 5,147 60,068 SH   DFND 7 60,068 0 0
ISHARES TR TIPS BD ETF 464287176 524 4,500 SH   DFND 4 4,500 0 0
ISHARES TR CORE S&P500 ETF 464287200 10,200 46,883 SH   DFND 4 46,883 0 0
ISHARES TR CORE S&P500 ETF 464287200 387 1,780 SH   DFND 7 1,780 0 0
ISHARES TR CORE US AGGBD ET 464287226 898 7,990 SH   DFND 7 7,990 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,127 30,089 SH   DFND 4 30,089 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 20,905 558,202 SH   DFND 7 558,202 0 0
ISHARES TR IBOXX INV CP ETF 464287242 3,458 28,069 SH   DFND 7 28,069 0 0
ISHARES TR GLOBAL FINLS ETF 464287333 219 4,285 SH   DFND 7 4,285 0 0
ISHARES TR 7-10 Y TR BD ETF 464287440 722 6,450 SH   DFND 4 6,450 0 0
ISHARES TR MSCI EAFE ETF 464287465 5,221 88,300 SH   DFND 7 88,300 0 0
ISHARES TR U.S. FINLS ETF 464287788 630 7,000 SH   DFND 4 7,000 0 0
ISHARES TR MSCI AC ASIA ETF 464288182 1,574 26,000 SH   DFND 4 26,000 0 0
ISHARES TR MSCI AC ASIA ETF 464288182 67 1,100 SH   DFND 7 1,100 0 0
ISHARES TR JP MOR EM MK ETF 464288281 352 3,000 SH   DFND 7 3,000 0 0
ISHARES TR CORE US CR BD 464288620 649 5,705 SH   DFND 7 5,705 0 0
ISHARES TR 3-7 YR TR BD ETF 464288661 224 1,772 SH   DFND 4 1,772 0 0
ISHARES TR 3-7 YR TR BD ETF 464288661 234 1,850 SH   DFND 7 1,850 0 0
ISHARES TR MSCI INDIA ETF 46429B598 376 12,800 SH   DFND 7 12,800 0 0
ISHARES TR MSCI UTD KNGDM 46434V548 381 24,063 SH   DFND 4 24,063 0 0
ISHARES TR MSCI UTD KNGDM 46434V548 24 1,500 SH   DFND 7 1,500 0 0
ISHARES TR CUR HD EURZN ETF 46434V639 389 15,700 SH   DFND 7 15,700 0 0
ITAU UNIBANCO HLDG SA SPON ADR REP PFD 465562106 134 12,275 SH   DFND 7 12,275 0 0
JPMORGAN CHASE & CO COM 46625H100 20,177 303,004 SH   DFND 4 303,004 0 0
JPMORGAN CHASE & CO COM 46625H100 183 2,743 SH   DFND 7 2,743 0 0
JPMORGAN CHASE & CO COM 46625H100 61 919 SH   DFND 9 419 500 0
JABIL CIRCUIT INC COM 466313103 595 27,258 SH   DFND 4 27,258 0 0
JACOBS ENGR GROUP INC DEL COM 469814107 662 12,800 SH   DFND 7 12,800 0 0
JOHNSON & JOHNSON COM 478160104 2,042 17,287 SH   DFND 7 17,287 0 0
KANSAS CITY SOUTHERN COM NEW 485170302 3,997 42,835 SH   DFND 4 42,835 0 0
KRAFT HEINZ CO COM 500754106 1,044 11,659 SH   DFND 4 11,659 0 0
KRAFT HEINZ CO COM 500754106 242 2,699 SH   DFND 7 2,699 0 0
KRAFT HEINZ CO COM 500754106 70 782 SH   DFND 9 782 0 0
KROGER CO COM 501044101 12,150 409,380 SH   DFND 4 409,380 0 0
KROGER CO COM 501044101 95 3,200 SH   DFND 7 3,200 0 0
LILLY ELI & CO COM 532457108 5,038 62,765 SH   DFND 4 62,765 0 0
LILLY ELI & CO COM 532457108 4,377 54,539 SH   DFND 7 54,539 0 0
LUXOTTICA GROUP S P A SPONSORED ADR 55068R202 425 8,880 SH   DFND 7 8,880 0 0
MARSH & MCLENNAN COS INC COM 571748102 756 11,247 SH   DFND 9 11,247 0 0
MCKESSON CORP COM 58155Q103 14,676 88,014 SH   DFND 4 88,014 0 0
MCKESSON CORP COM 58155Q103 500 3,000 SH   DFND 7 3,000 0 0
METLIFE INC COM 59156R108 248 5,589 SH   DFND 9 5,019 570 0
MICROSOFT CORP COM 594918104 13,920 241,667 SH   DFND 4 241,667 0 0
MICROSOFT CORP COM 594918104 1,991 34,563 SH   DFND 7 34,563 0 0
MONSANTO CO NEW COM 61166W101 3,853 37,696 SH   DFND 7 37,696 0 0
MORGAN STANLEY COM NEW 617446448 9,367 292,159 SH   DFND 4 292,159 0 0
MORGAN STANLEY COM NEW 617446448 464 14,465 SH   DFND 7 14,465 0 0
NEVSUN RES LTD COM 64156L101 43 14,267 SH   DFND 7 14,267 0 0
NEWMONT MINING CORP COM 651639106 1,087 27,665 SH   DFND 7 27,665 0 0
NIKE INC CL B 654106103 7,670 145,681 SH   DFND 4 145,681 0 0
NIKE INC CL B 654106103 60 1,135 SH   DFND 7 1,135 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 1,590 21,810 SH   DFND 7 21,810 0 0
PFIZER INC COM 717081103 59 1,744 SH   DFND 4 1,744 0 0
PFIZER INC COM 717081103 268 7,925 SH   DFND 7 7,925 0 0
PHILIP MORRIS INTL INC COM 718172109 1,484 15,269 SH   DFND 4 15,269 0 0
PHILIP MORRIS INTL INC COM 718172109 7,121 73,245 SH   DFND 7 73,245 0 0
PHILIP MORRIS INTL INC COM 718172109 43 440 SH   DFND 9 440 0 0
PHILLIPS 66 COM 718546104 485 6,020 SH   DFND 7 6,020 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 712 6,000 SH   DFND 4 6,000 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 208 1,750 SH   DFND 7 1,750 0 0
PROCTER AND GAMBLE CO COM 742718109 216 2,403 SH   DFND 7 2,403 0 0
REPUBLIC SVCS INC COM 760759100 669 13,255 SH   DFND 4 13,255 0 0
REPUBLIC SVCS INC COM 760759100 2,155 42,707 SH   DFND 7 42,707 0 0
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 862 10,308 SH   DFND 7 10,308 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,249 5,775 SH   DFND 4 5,775 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 469 2,170 SH   DFND 7 2,170 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 199 1,585 SH   DFND 4 1,585 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 172 1,370 SH   DFND 7 1,370 0 0
SPDR INDEX SHS FDS ASIA PACIF ETF 78463X301 251 3,050 SH   DFND 7 3,050 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 343 4,060 SH   DFND 7 4,060 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 334 1,830 SH   DFND 7 1,830 0 0
SCHLUMBERGER LTD COM 806857108 3,029 38,523 SH   DFND 7 38,523 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 554 28,700 SH   DFND 4 28,700 0 0
SOUTHWEST AIRLS CO COM 844741108 7,609 195,645 SH   DFND 4 195,645 0 0
SOUTHWEST AIRLS CO COM 844741108 36 930 SH   DFND 7 930 0 0
STARBUCKS CORP COM 855244109 1,794 33,139 SH   DFND 7 33,139 0 0
STRYKER CORP COM 863667101 1,385 11,900 SH   DFND 7 11,900 0 0
SYSCO CORP COM 871829107 341 6,950 SH   DFND 7 6,950 0 0
SYSCO CORP COM 871829107 46 931 SH   DFND 9 931 0 0
TESLA MTRS INC COM 88160R101 44 215 SH   DFND 4 215 0 0
TESLA MTRS INC COM 88160R101 408 2,000 SH   DFND 7 2,000 0 0
UNITED TECHNOLOGIES CORP COM 913017109 805 7,928 SH   DFND 4 7,928 0 0
UNITED TECHNOLOGIES CORP COM 913017109 71 701 SH   DFND 7 701 0 0
VALERO ENERGY CORP NEW COM 91913Y100 10,153 191,571 SH   DFND 4 191,571 0 0
VALERO ENERGY CORP NEW COM 91913Y100 66 1,250 SH   DFND 7 1,250 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 541 20,469 SH   DFND 7 20,469 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 428 11,386 SH   DFND 4 11,386 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 297 4,908 SH   DFND 4 4,908 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 369 7,573 SH   DFND 4 7,573 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 782 3,936 SH   DFND 4 3,936 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 378 7,266 SH   DFND 4 7,266 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 26 492 SH   DFND 7 492 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 264 5,070 SH   DFND 9 4,829 241 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,172 14,543 SH   DFND 7 14,543 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 20 250 SH   DFND 9 250 0 0
WILLIAMS COS INC DEL COM 969457100 426 13,865 SH   DFND 4 13,865 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 7,201 55,387 SH   DFND 4 55,387 0 0
KOSMOS ENERGY LTD SHS G5315B107 66 10,232 SH   DFND 7 10,232 0 0
LAZARD LTD SHS A G54050102 1,677 46,134 SH   DFND 4 46,134 0 0