The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES CORP COM 002824100 1,330 12,238 SH   DFND   12,238 0 0
ABBOTT LABORATORIES CORP COM 002824100 2,397 22,060 SH   DFND 4 22,060 0 0
ACTIVISION BLIZZARD INC COM 00507V109 1,746 22,419 SH   DFND   22,419 0 0
ACTIVISION BLIZZARD INC COM 00507V109 3,665 47,071 SH   DFND 4 47,071 0 0
AIR PRODUCTS AND CHEMICALS INC COM 009158106 875 3,639 SH   DFND 4 3,639 0 0
ALPHABET INC CAP STK CL A 02079K305 1,493 685 SH   DFND   685 0 0
ALPHABET INC CAP STK CL A 02079K305 4,775 2,191 SH   DFND 4 2,191 0 0
ALPHABET INC CAP STK CL C 02079K107 492 225 SH   DFND   225 0 0
ALPHABET INC CAP STK CL C 02079K107 284 130 SH   DFND 4 130 0 0
AMERICAN EXPRESS COMPANY COM 025816109 1,306 9,423 SH   DFND   9,423 0 0
AMERICAN EXPRESS COMPANY COM 025816109 4,924 35,519 SH   DFND 4 35,519 0 0
AMGEN INC COM 031162100 1,950 8,013 SH   DFND   8,013 0 0
AMGEN INC COM 031162100 2,549 10,477 SH   DFND 4 10,477 0 0
APPLE INC COM 037833100 1,844 13,485 SH   DFND   13,485 0 0
APPLE INC COM 037833100 8,464 61,911 SH   DFND 4 61,911 0 0
BERKSHIRE HATHAWAY INC CL B NEW 084670702 335 1,228 SH   DFND 4 1,228 0 0
BROADCOM INC COM 11135F101 1,482 3,050 SH   DFND   3,050 0 0
BROADCOM INC COM 11135F101 3,000 6,176 SH   DFND 4 6,176 0 0
CANADIAN NATURAL RESOURCES LTD COM 136385101 218 4,061 SH   DFND   4,061 0 0
CF INDUSTRIES HOLDINGS INC COM 125269100 1,970 22,983 SH   DFND   22,983 0 0
CF INDUSTRIES HOLDINGS INC COM 125269100 4,455 51,970 SH   DFND 4 51,970 0 0
CHUBB LTD (SWITZERLAND) COM H1467J104 403 2,050 SH   DFND 4 2,050 0 0
CINTAS CORP COM 172908105 1,782 4,770 SH   DFND   4,770 0 0
CINTAS CORP COM 172908105 5,390 14,429 SH   DFND 4 14,429 0 0
CISCO SYSTEMS INC COM 17275R102 1,016 23,826 SH   DFND   23,826 0 0
CISCO SYSTEMS INC COM 17275R102 1,164 27,310 SH   DFND 4 27,310 0 0
CME GROUP INC COM 12572Q105 12,282 60,001 SH   DFND   60,001 0 0
COMCAST CORP CL A 20030N101 314 7,990 SH   DFND 4 7,990 0 0
CONOCOPHILLIPS COM 20825C104 309 3,439 SH   DFND 4 3,439 0 0
COSTCO WHOLESALE CORP COM 22160K105 1,695 3,536 SH   DFND   3,536 0 0
COSTCO WHOLESALE CORP COM 22160K105 4,982 10,395 SH   DFND 4 10,395 0 0
EBAY INC COM 278642103 494 11,864 SH   DFND   11,864 0 0
EBAY INC COM 278642103 1,022 24,515 SH   DFND 4 24,515 0 0
ESTEE LAUDER COMPANIES INC (THE) CL A 518439104 1,543 6,057 SH   DFND   6,057 0 0
ESTEE LAUDER COMPANIES INC (THE) CL A 518439104 3,085 12,114 SH   DFND 4 12,114 0 0
F5 INC COM 315616102 268 1,750 SH   DFND 4 1,750 0 0
GILEAD SCIENCES INC COM 375558103 71 1,150 SH   DFND   1,150 0 0
GILEAD SCIENCES INC COM 375558103 288 4,656 SH   DFND 4 4,656 0 0
INTEL CORPORATION COM 458140100 214 5,725 SH   DFND 4 5,725 0 0
INTUIT INC COM 461202103 1,044 2,708 SH   DFND   2,708 0 0
INTUIT INC COM 461202103 2,519 6,535 SH   DFND 4 6,535 0 0
ISHARES TRUST CORE S&P500 ETF 464287200 5,305 13,991 SH   DFND 4 13,991 0 0
JOHNSON & JOHNSON COM 478160104 289 1,628 SH   DFND 4 1,628 0 0
JP MORGAN CHASE & COMPANY COM 46625H100 1,148 10,197 SH   DFND   10,197 0 0
JP MORGAN CHASE & COMPANY COM 46625H100 3,177 28,213 SH   DFND 4 28,213 0 0
KLA CORPORATION COM NEW 482480100 1,615 5,062 SH   DFND   5,062 0 0
KLA CORPORATION COM NEW 482480100 4,809 15,072 SH   DFND 4 15,072 0 0
KROGER COMPANY (THE) COM 501044101 858 18,124 SH   DFND 4 18,124 0 0
LINDE PLC SHS G5494J103 876 3,047 SH   DFND   3,047 0 0
LINDE PLC SHS G5494J103 1,398 4,861 SH   DFND 4 4,861 0 0
MCDONALD'S CORP COM 580135101 1,474 5,972 SH   DFND   5,972 0 0
MCDONALD'S CORP COM 580135101 3,129 12,675 SH   DFND 4 12,675 0 0
MCKESSON CORPORATION COM 58155Q103 587 1,800 SH   DFND   1,800 0 0
METTLER-TOLEDO INTERNATIONAL INC COM 592688105 368 320 SH   DFND 4 320 0 0
MICROSOFT CORP COM 594918104 1,600 6,230 SH   DFND   6,230 0 0
MICROSOFT CORP COM 594918104 10,998 42,824 SH   DFND 4 42,824 0 0
NIKE INC CL B 654106103 1,347 13,181 SH   DFND   13,181 0 0
NIKE INC CL B 654106103 4,478 43,815 SH   DFND 4 43,815 0 0
NVIDIA CORPORATION COM 67066G104 1,131 7,461 SH   DFND   7,461 0 0
NVIDIA CORPORATION COM 67066G104 2,812 18,553 SH   DFND 4 18,553 0 0
O'REILLY AUTOMOTIVE INC COM 67103H107 1,758 2,782 SH   DFND   2,782 0 0
O'REILLY AUTOMOTIVE INC COM 67103H107 5,967 9,445 SH   DFND 4 9,445 0 0
PHILIP MORRIS INTERNATIONAL INC COM 718172109 217 2,200 SH   DFND 4 2,200 0 0
ROSS STORES INC COM 778296103 502 7,148 SH   DFND   7,148 0 0
ROSS STORES INC COM 778296103 1,234 17,576 SH   DFND 4 17,576 0 0
SVB FINANCIAL GROUP COM 78486Q101 840 2,126 SH   DFND   2,126 0 0
SVB FINANCIAL GROUP COM 78486Q101 1,885 4,772 SH   DFND 4 4,772 0 0
UBS GROUP AG SHS H42097107 727 44,831 SH   DFND   44,831 0 0
UBS GROUP AG SHS H42097107 2,747 169,360 SH   DFND 4 169,360 0 0
UNION PACIFIC CORP COM 907818108 1,583 7,423 SH   DFND   7,423 0 0
UNION PACIFIC CORP COM 907818108 3,710 17,394 SH   DFND 4 17,394 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,976 3,847 SH   DFND   3,847 0 0
UNITEDHEALTH GROUP INC COM 91324P102 5,408 10,529 SH   DFND 4 10,529 0 0
VANGUARD INDEX FUNDS S&P 500 ETF SHS 922908363 164 472 SH   DFND   472 0 0
VANGUARD INDEX FUNDS S&P 500 ETF SHS 922908363 1,935 5,579 SH   DFND 4 5,579 0 0
WASTE MANAGEMENT INC COM 94106L109 1,566 10,239 SH   DFND 4 10,239 0 0
WELLS FARGO & COMPANY COM 949746101 1,299 33,171 SH   DFND   33,171 0 0
WELLS FARGO & COMPANY COM 949746101 3,803 97,082 SH   DFND 4 97,082 0 0
XCEL ENERGY INC COM 98389B100 695 9,827 SH   DFND   9,827 0 0
XCEL ENERGY INC COM 98389B100 1,106 15,630 SH   DFND 4 15,630 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 265 2,525 SH   DFND 4 2,525 0 0