The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACTIVISION BLIZZARD INC COM 00507V109 3,959 42,569 SH   DFND   42,569 0 0
AMERICAN EXPRESS COMPANY COM 025816109 1,033 7,304 SH   DFND   7,304 0 0
VANGUARD SPECIALIZED FUNDS REAL ESTATE ETF 922908553 241 2,627 SH   DFND 4 2,627 0 0
VANGUARD WORLD FUND FINANCIALS ETF 92204A405 77 912 SH   DFND   912 0 0
VANGUARD WORLD FUND FINANCIALS ETF 92204A405 328 3,882 SH   DFND 4 3,882 0 0
VANGUARD WORLD FUND HEALTH CAR ETF 92204A504 343 1,500 SH   DFND 4 1,500 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 500 9,100 SH   DFND   8,850 250 0
WALT DISNEY CO (THE) COM 254687106 4,713 25,543 SH   DFND   25,543 0 0
WASTE MANAGEMENT INC COM 94106L109 1,191 9,232 SH   DFND   9,232 0 0
WASTE MANAGEMENT INC COM 94106L109 5,112 39,623 SH   DFND 4 39,623 0 0
XCEL ENERGY INC COM 98389B100 559 8,398 SH   DFND   8,398 0 0
XCEL ENERGY INC COM 98389B100 782 11,764 SH   DFND 4 11,764 0 0
AMERICAN EXPRESS COMPANY COM 025816109 4,988 35,266 SH   DFND 4 35,266 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 484 3,025 SH   DFND 4 3,025 0 0
AMGEN INC COM 031162100 930 3,737 SH   DFND   3,737 0 0
AMGEN INC COM 031162100 485 1,949 SH   DFND 4 1,949 0 0
APPLE INC COM 037833100 2,652 21,708 SH   DFND   21,708 0 0
APPLE INC COM 037833100 5,889 48,211 SH   DFND 4 48,211 0 0
BOEING COMPANY (THE) COM 097023105 255 1,000 SH   DFND 4 1,000 0 0
CHUBB LTD (SWITZERLAND) COM H1467J104 324 2,050 SH   DFND 4 2,050 0 0
CINTAS CORP COM 172908105 1,726 5,058 SH   DFND   5,058 0 0
CINTAS CORP COM 172908105 5,800 16,994 SH   DFND 4 16,994 0 0
ACTIVISION BLIZZARD INC COM 00507V109 1,338 14,385 SH   DFND 4 14,385 0 0
CISCO SYSTEMS INC COM 17275R102 1,152 22,270 SH   DFND   22,270 0 0
CISCO SYSTEMS INC COM 17275R102 1,718 33,226 SH   DFND 4 33,226 0 0
CME GROUP INC COM 12572Q105 18,495 90,559 SH   DFND   90,559 0 0
COLGATE-PALMOLIVE CO COM 194162103 139 1,760 SH   DFND   1,760 0 0
COLGATE-PALMOLIVE CO COM 194162103 95 1,200 SH   DFND 4 1,200 0 0
COMCAST CORPORATION CL A 20030N101 449 8,290 SH   DFND 4 8,290 0 0
CONOCOPHILLIPS COM 20825C104 214 4,031 SH   DFND   3,441 590 0
CONOCOPHILLIPS COM 20825C104 193 3,637 SH   DFND 4 3,637 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 1,211 3,435 SH   DFND   3,435 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 3,592 10,191 SH   DFND 4 10,191 0 0
AIR PRODUCTS AND CHEMICALS INC COM 009158106 1,287 4,575 SH   DFND   4,575 0 0
CUMMINS INC COM 231021106 916 3,537 SH   DFND   3,537 0 0
CUMMINS INC COM 231021106 1,243 4,797 SH   DFND 4 4,797 0 0
DISCOVER FINANCIAL SERVICES INC COM 254709108 5,172 54,446 SH   DFND   54,446 0 0
EBAY INC COM 278642103 1,051 17,170 SH   DFND   17,170 0 0
EBAY INC COM 278642103 3,692 60,290 SH   DFND 4 60,290 0 0
ESTEE LAUDER COMPANIES INC (THE) CL A 518439104 1,762 6,059 SH   DFND   6,059 0 0
ESTEE LAUDER COMPANIES INC (THE) CL A 518439104 1,612 5,544 SH   DFND 4 5,544 0 0
F5 NETWORKS INC COM 315616102 365 1,750 SH   DFND 4 1,750 0 0
FEDEX CORP COM 31428X106 284 1,000 SH   DFND   1,000 0 0
FIDELITY NATIONAL INFORMATION SERVICES INC COM 31620M106 7,388 52,541 SH   DFND   52,541 0 0
AIR PRODUCTS AND CHEMICALS INC COM 009158106 4,284 15,226 SH   DFND 4 15,226 0 0
FRANCO-NEVADA CORPORATION COM 351858105 251 2,000 SH   DFND   2,000 0 0
GILEAD SCIENCES INC COM 375558103 690 10,677 SH   DFND   10,677 0 0
GILEAD SCIENCES INC COM 375558103 1,477 22,846 SH   DFND 4 22,846 0 0
HOME DEPOT INC (THE) COM 437076102 1,297 4,250 SH   DFND   4,250 0 0
ILLINOIS TOOL WORKS INC COM 452308109 1,839 8,300 SH   DFND   8,300 0 0
INTEL CORPORATION COM 458140100 324 5,062 SH   DFND   3,942 1,120 0
INTEL CORPORATION COM 458140100 592 9,252 SH   DFND 4 9,252 0 0
INTUIT INC COM 461202103 809 2,111 SH   DFND   2,111 0 0
INTUIT INC COM 461202103 794 2,073 SH   DFND 4 2,073 0 0
ISHARES INC MSCI EURZONE ETF 464286608 414 8,906 SH   DFND 4 8,906 0 0
ALPHABET INC CAP STK CL A 02079K305 2,071 1,004 SH   DFND   1,004 0 0
ISHARES TRUST CORE S&P500 ETF 464287200 1,989 5,000 SH   DFND   5,000 0 0
ISHARES TRUST CORE S&P500 ETF 464287200 8,485 21,328 SH   DFND 4 21,328 0 0
JACOBS ENGINEERING GROUP INC COM 469814107 950 7,346 SH   DFND   7,346 0 0
JOHNSON & JOHNSON COM 478160104 1,701 10,350 SH   DFND   10,350 0 0
JOHNSON & JOHNSON COM 478160104 412 2,507 SH   DFND 4 2,507 0 0
JOHNSON CONTROLS INTERNATIONAL PLC SHS G51502105 214 3,593 SH   DFND 4 3,593 0 0
JP MORGAN CHASE & COMPANY COM 46625H100 1,856 12,191 SH   DFND   12,191 0 0
JP MORGAN CHASE & COMPANY COM 46625H100 2,407 15,812 SH   DFND 4 15,812 0 0
KANSAS CITY SOUTHERN COM NEW 485170302 201 760 SH   DFND 4 760 0 0
KLA CORPORATION COM NEW 482480100 1,538 4,655 SH   DFND   4,655 0 0
ALPHABET INC CAP STK CL A 02079K305 3,583 1,737 SH   DFND 4 1,737 0 0
KLA CORPORATION COM NEW 482480100 5,219 15,795 SH   DFND 4 15,795 0 0
KROGER COMPANY (THE) COM 501044101 738 20,508 SH   DFND   20,508 0 0
KROGER COMPANY (THE) COM 501044101 1,727 47,990 SH   DFND 4 47,990 0 0
LINDE PLC SHS G5494J103 103 368 SH   DFND   368 0 0
LINDE PLC SHS G5494J103 294 1,048 SH   DFND 4 1,048 0 0
MARSH & MCLENNAN COMPANIES INC COM 571748102 784 6,440 SH   DFND   6,440 0 0
MCDONALD'S CORP COM 580135101 354 1,580 SH   DFND 4 1,580 0 0
MCKESSON CORPORATION COM 58155Q103 351 1,800 SH   DFND   1,800 0 0
MCKESSON CORPORATION COM 58155Q103 156 800 SH   DFND 4 800 0 0
METTLER-TOLEDO INTERNATIONAL INC COM 592688105 1,055 913 SH   DFND   913 0 0
ALPHABET INC CAP STK CL C 02079K107 569 275 SH   DFND   225 50 0
METTLER-TOLEDO INTERNATIONAL INC COM 592688105 1,395 1,207 SH   DFND 4 1,207 0 0
MICROSOFT CORP COM 594918104 7,586 32,177 SH   DFND   32,177 0 0
MICROSOFT CORP COM 594918104 10,169 43,131 SH   DFND 4 43,131 0 0
MORGAN STANLEY COM NEW 617446448 928 11,950 SH   DFND   11,950 0 0
NASDAQ INC COM 631103108 1,024 6,942 SH   DFND   6,942 0 0
NASDAQ INC COM 631103108 3,626 24,592 SH   DFND 4 24,592 0 0
NIKE INC CL B 654106103 1,344 10,114 SH   DFND   10,114 0 0
NIKE INC CL B 654106103 4,304 32,385 SH   DFND 4 32,385 0 0
O'REILLY AUTOMOTIVE INC COM 67103H107 1,055 2,079 SH   DFND   2,079 0 0
O'REILLY AUTOMOTIVE INC COM 67103H107 4,354 8,584 SH   DFND 4 8,584 0 0
ALPHABET INC CAP STK CL C 02079K107 401 194 SH   DFND 4 194 0 0
PHILIP MORRIS INTERNATIONAL INC COM 718172109 39 440 SH   DFND   0 440 0
PHILIP MORRIS INTERNATIONAL INC COM 718172109 195 2,200 SH   DFND 4 2,200 0 0
ROSS STORES INC COM 778296103 1,008 8,405 SH   DFND   8,405 0 0
ROSS STORES INC COM 778296103 3,187 26,576 SH   DFND 4 26,576 0 0
SCHLUMBERGER LTD/NV COM 806857108 867 31,891 SH   DFND   31,891 0 0
SOUTHWEST AIRLINES CO COM 844741108 531 8,703 SH   DFND   8,703 0 0
SOUTHWEST AIRLINES CO COM 844741108 414 6,787 SH   DFND 4 6,787 0 0
SPOTIFY TECHNOLOGY SA SHS L8681T102 201 750 SH   DFND 4 750 0 0
STRYKER CORP COM 863667101 2,095 8,600 SH   DFND   8,600 0 0
SYSCO CORP COM 871829107 483 6,136 SH   DFND   5,205 931 0
AMAZON.COM INC COM 023135106 486 157 SH   DFND 4 157 0 0
VANGUARD INDEX FUNDS S&P 500 ETF SHS 922908363 4,816 13,221 SH   DFND   13,221 0 0
VANGUARD INDEX FUNDS S&P 500 ETF SHS 922908363 5,593 15,354 SH   DFND 4 15,354 0 0
VANGUARD INTERNATIONAL EQUITY INDEX FUNDS FTSE EMR MKT ETF 922042858 1,310 25,162 SH   DFND   25,162 0 0
VANGUARD INTERNATIONAL EQUITY INDEX FUNDS FTSE EMR MKT ETF 922042858 1,147 22,040 SH   DFND 4 22,040 0 0
VANGUARD INTERNATIONAL EQUITY INDEX FUNDS FTSE EUROPE ETF 922042874 1,102 17,490 SH   DFND   17,490 0 0
VANGUARD INTERNATIONAL EQUITY INDEX FUNDS FTSE EUROPE ETF 922042874 687 10,902 SH   DFND 4 10,902 0 0
VANGUARD INTERNATIONAL EQUITY INDEX FUNDS FTSE PACIFIC ETF 922042866 695 8,506 SH   DFND   8,506 0 0
VANGUARD INTERNATIONAL EQUITY INDEX FUNDS FTSE PACIFIC ETF 922042866 461 5,648 SH   DFND 4 5,648 0 0
VANGUARD SCOTTSDALE FUNDS TOTAL WLD BD ETF 92206C565 433 5,441 SH   DFND   5,441 0 0
VANGUARD SPECIALIZED FUNDS REAL ESTATE ETF 922908553 25 272 SH   DFND   272 0 0