The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIR PRODUCTS AND CHEMICALS INC COM 009158106 1,017 4,326 SH   DFND   4,326 0 0
AMERICAN EXPRESS COMPANY COM 025816109 17,740 142,501 SH   DFND 4 142,501 0 0
SOUTHWEST AIRLINES CO COM 844741108 420 7,775 SH   DFND 4 7,775 0 0
STRYKER CORP COM 863667101 1,805 8,600 SH   DFND   8,600 0 0
SYSCO CORP COM 871829107 581 6,791 SH   DFND   5,860 931 0
TECHNIPFMC PLC COM G87110105 210 9,794 SH   DFND   9,794 0 0
TECHNIPFMC PLC COM G87110105 1,745 81,386 SH   DFND 4 81,386 0 0
UBS GROUP AG SHS H42097107 396 31,500 SH   DFND 4 31,500 0 0
UNITED TECHNOLOGIES CORP COM 913017109 83 555 SH   DFND   555 0 0
UNITED TECHNOLOGIES CORP COM 913017109 985 6,578 SH   DFND 4 6,578 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,984 6,748 SH   DFND 4 6,748 0 0
VALERO ENERGY CORP COM 91913Y100 175 1,870 SH   DFND   1,870 0 0
AON PLC SHS CL A G0408V102 327 1,568 SH   DFND 4 1,568 0 0
VALERO ENERGY CORP COM 91913Y100 960 10,247 SH   DFND 4 10,247 0 0
VANGUARD INDEX FUNDS S&P 500 ETF SHS 922908363 5,054 17,087 SH   DFND   17,087 0 0
VANGUARD INDEX FUNDS S&P 500 ETF SHS 922908363 16,614 56,165 SH   DFND 4 56,165 0 0
VANGUARD INTL EQUITY INDEX FUND INC FTSE EMR MKT ETF 922042858 1,032 23,212 SH   DFND   23,212 0 0
VANGUARD INTL EQUITY INDEX FUND INC FTSE EMR MKT ETF 922042858 8,717 196,026 SH   DFND 4 196,026 0 0
VANGUARD INTL EQUITY INDEX FUND INC FTSE EUROPE ETF 922042874 1,454 24,813 SH   DFND   24,813 0 0
VANGUARD INTL EQUITY INDEX FUND INC FTSE EUROPE ETF 922042874 6,342 108,231 SH   DFND 4 108,231 0 0
VANGUARD INTL EQUITY INDEX FUND INC FTSE PACIFIC ETF 922042866 944 13,570 SH   DFND   13,570 0 0
VANGUARD INTL EQUITY INDEX FUND INC FTSE PACIFIC ETF 922042866 8,348 119,984 SH   DFND 4 119,984 0 0
VANGUARD INTL EQUITY INDEX FUND INC GLB EX US ETF 922042676 200 3,385 SH   DFND   3,385 0 0
APPLE INC COM 037833100 1,403 4,777 SH   DFND   4,777 0 0
VANGUARD INTL EQUITY INDEX FUND INC GLB EX US ETF 922042676 1,116 18,886 SH   DFND 4 18,886 0 0
VANGUARD SPECIALIZED FUNDS REAL ESTATE ETF 922908553 54 582 SH   DFND   582 0 0
VANGUARD SPECIALIZED FUNDS REAL ESTATE ETF 922908553 2,380 25,652 SH   DFND 4 25,652 0 0
VANGUARD WORLD FUNDS HEALTH CAR ETF 92204A504 3,781 19,721 SH   DFND 4 19,721 0 0
VANGUARD WORLD FUNDS INF TECH ETF 92204A702 339 1,385 SH   DFND   1,385 0 0
VANGUARD WORLD FUNDS INF TECH ETF 92204A702 2,112 8,625 SH   DFND 4 8,625 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 537 9,100 SH   DFND   8,850 250 0
WALT DISNEY COMPANY (THE) COM DISNEY 254687106 2,645 18,285 SH   DFND   18,285 0 0
WASTE MANAGEMENT INC COM 94106L109 1,003 8,802 SH   DFND   8,802 0 0
WASTE MANAGEMENT INC COM 94106L109 18,032 158,232 SH   DFND 4 158,232 0 0
APPLE INC COM 037833100 14,679 49,988 SH   DFND 4 49,988 0 0
XCEL ENERGY INC COM 98389B100 254 4,000 SH   DFND   4,000 0 0
XCEL ENERGY INC COM 98389B100 469 7,382 SH   DFND 4 7,382 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 137 918 SH   DFND   918 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 1,000 6,681 SH   DFND 4 6,681 0 0
BOEING COMPANY (THE) COM 097023105 350 1,074 SH   DFND   1,074 0 0
BOEING COMPANY (THE) COM 097023105 3,279 10,066 SH   DFND 4 10,066 0 0
CHUBB LTD (SWITZERLAND) COM H1467J104 584 3,753 SH   DFND 4 3,753 0 0
CINTAS CORP COM 172908105 951 3,536 SH   DFND   3,536 0 0
CINTAS CORP COM 172908105 20,790 77,263 SH   DFND 4 77,263 0 0
CISCO SYSTEMS INC COM 17275R102 432 9,000 SH   DFND   9,000 0 0
AIR PRODUCTS AND CHEMICALS INC COM 009158106 16,971 72,218 SH   DFND 4 72,218 0 0
CISCO SYSTEMS INC COM 17275R102 3,923 81,793 SH   DFND 4 81,793 0 0
CME GROUP INC COM 12572Q105 15,269 76,073 SH   DFND   76,073 0 0
COLGATE-PALMOLIVE CO COM 194162103 135 1,960 SH   DFND   1,960 0 0
COLGATE-PALMOLIVE CO COM 194162103 559 8,127 SH   DFND 4 8,127 0 0
COMCAST CORPORATION CL A 20030N101 2,510 55,813 SH   DFND 4 55,813 0 0
CONOCOPHILLIPS COM 20825C104 980 15,069 SH   DFND   14,479 590 0
CONOCOPHILLIPS COM 20825C104 17,974 276,400 SH   DFND 4 276,400 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 720 2,450 SH   DFND   2,450 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 17,379 59,130 SH   DFND 4 59,130 0 0
CUMMINS INC COM 231021106 247 1,380 SH   DFND   1,380 0 0
ALPHABET INC CAP STK CL A 02079K305 904 675 SH   DFND   675 0 0
CUMMINS INC COM 231021106 1,190 6,648 SH   DFND 4 6,648 0 0
DANAOS CORPORATION SHS Y1968P121 23,106 2,517,010 SH   DFND   2,517,010 0 0
DISCOVER FINANCIAL SERVICES INC COM 254709108 5,856 69,038 SH   DFND   69,038 0 0
EBAY INC COM 278642103 682 18,875 SH   DFND   18,875 0 0
EBAY INC COM 278642103 12,014 332,704 SH   DFND 4 332,704 0 0
ELI LILLY AND COMPANY COM 532457108 21 163 SH   DFND   163 0 0
ELI LILLY AND COMPANY COM 532457108 759 5,773 SH   DFND 4 5,773 0 0
EOG RESOURCES INC COM 26875P101 126 1,500 SH   DFND   1,500 0 0
EOG RESOURCES INC COM 26875P101 252 3,006 SH   DFND 4 3,006 0 0
EQUIFAX INC COM 294429105 227 1,623 SH   DFND 4 1,623 0 0
ALPHABET INC CAP STK CL A 02079K305 6,526 4,872 SH   DFND 4 4,872 0 0
ESTEE LAUDER COMPANIES INC (THE) CL A 518439104 966 4,675 SH   DFND   4,675 0 0
ESTEE LAUDER COMPANIES INC (THE) CL A 518439104 17,178 83,171 SH   DFND 4 83,171 0 0
F5 NETWORKS INC COM 315616102 273 1,954 SH   DFND 4 1,954 0 0
FEDEX CORPORATION COM 31428X106 151 1,000 SH   DFND   1,000 0 0
FEDEX CORPORATION COM 31428X106 379 2,507 SH   DFND 4 2,507 0 0
FIDELITY NATL INFORMATION SERVICES COM 31620M106 7,434 53,447 SH   DFND   53,447 0 0
FLIR SYSTEMS INC COM 302445101 910 17,472 SH   DFND   17,472 0 0
FRANCO-NEVADA CORPORATION COM 351858105 207 2,000 SH   DFND   2,000 0 0
GILEAD SCIENCES INC COM 375558103 322 4,950 SH   DFND   4,950 0 0
GILEAD SCIENCES INC COM 375558103 1,542 23,735 SH   DFND 4 23,735 0 0
ALPHABET INC CAP STK CL C 02079K107 967 723 SH   DFND   673 50 0
HOME DEPOT INC (THE) COM 437076102 1,186 5,432 SH   DFND   5,432 0 0
HOME DEPOT INC (THE) COM 437076102 2,253 10,316 SH   DFND 4 10,316 0 0
ILLINOIS TOOL WORKS INC COM 452308109 1,563 8,700 SH   DFND   8,700 0 0
INTEL CORPORATION COM 458140100 1,204 20,110 SH   DFND   18,990 1,120 0
INTEL CORPORATION COM 458140100 21,810 364,416 SH   DFND 4 364,416 0 0
INTERCONTINENTAL EXCHANGE INC COM 45866F104 1,463 15,810 SH   DFND   15,810 0 0
INTUIT INC COM 461202103 328 1,251 SH   DFND 4 1,251 0 0
INVESCO LTD SHS G491BT108 184 10,211 SH   DFND 4 10,211 0 0
ISHARES INC MSCI EURZONE ETF 464286608 162 3,865 SH   DFND   3,865 0 0
ISHARES INC MSCI EURZONE ETF 464286608 382 9,118 SH   DFND 4 9,118 0 0
ALPHABET INC CAP STK CL C 02079K107 2,191 1,639 SH   DFND 4 1,639 0 0
ISHARES INC MSCI GERMANY ETF 464286806 237 8,060 SH   DFND   8,060 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 56 950 SH   DFND   950 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 2,591 43,734 SH   DFND 4 43,734 0 0
ISHARES INC MSCI PAC JP ETF 464286665 1,815 39,211 SH   DFND 4 39,211 0 0
ISHARES TRUST CORE S&P500 ETF 464287200 2,062 6,380 SH   DFND   6,380 0 0
ISHARES TRUST CORE S&P500 ETF 464287200 7,291 22,556 SH   DFND 4 22,556 0 0
ISHARES TRUST MSCI EMG MKT ETF 464287234 811 18,067 SH   DFND 4 18,067 0 0
JACOBS ENGINEERING GROUP INC COM 469814107 840 9,346 SH   DFND   9,346 0 0
JOHNSON & JOHNSON COM 478160104 1,773 12,152 SH   DFND   12,152 0 0
JOHNSON & JOHNSON COM 478160104 1,543 10,580 SH   DFND 4 10,580 0 0
AMAZON.COM INC COM 023135106 159 86 SH   DFND   86 0 0
JOHNSON CONTROLS INTERNATIONAL PLC SHS G51502105 477 11,715 SH   DFND 4 11,715 0 0
JPMORGAN CHASE & CO. COM 46625H100 1,321 9,474 SH   DFND   9,474 0 0
JPMORGAN CHASE & CO. COM 46625H100 8,362 59,985 SH   DFND 4 59,985 0 0
KANSAS CITY SOUTHERN COM NEW 485170302 527 3,441 SH   DFND 4 3,441 0 0
KLA CORPORATION COM NEW 482480100 473 2,655 SH   DFND 4 2,655 0 0
KROGER COMPANY (THE) COM 501044101 432 14,900 SH   DFND   14,900 0 0
KROGER COMPANY (THE) COM 501044101 1,343 46,311 SH   DFND 4 46,311 0 0
MARSH & MCLENNAN COMPANIES INC COM 571748102 1,253 11,247 SH   DFND   11,247 0 0
MCDONALD'S CORPORATION COM 580135101 1,814 9,178 SH   DFND 4 9,178 0 0
MCKESSON CORPORATION COM 58155Q103 263 1,902 SH   DFND   1,902 0 0
AMAZON.COM INC COM 023135106 2,607 1,411 SH   DFND 4 1,411 0 0
MCKESSON CORPORATION COM 58155Q103 197 1,424 SH   DFND 4 1,424 0 0
MEDTRONIC PLC SHS G5960L103 961 8,467 SH   DFND 4 8,467 0 0
METTLER-TOLEDO INTERNATIONAL INC COM 592688105 254 320 SH   DFND   320 0 0
METTLER-TOLEDO INTERNATIONAL INC COM 592688105 528 665 SH   DFND 4 665 0 0
MICROSOFT CORP COM 594918104 5,730 36,337 SH   DFND   36,337 0 0
MICROSOFT CORP COM 594918104 29,024 184,044 SH   DFND 4 184,044 0 0
MORGAN STANLEY COM NEW 617446448 611 11,950 SH   DFND   11,950 0 0
MORGAN STANLEY COM NEW 617446448 715 13,996 SH   DFND 4 13,996 0 0
NIKE INC CL B 654106103 253 2,500 SH   DFND   2,500 0 0
NIKE INC CL B 654106103 3,087 30,467 SH   DFND 4 30,467 0 0
AMERICAN EXPRESS COMPANY COM 025816109 770 6,182 SH   DFND   6,182 0 0
OREILLY AUTOMOTIVE INC NEW COM 67103H107 865 1,973 SH   DFND   1,973 0 0
OREILLY AUTOMOTIVE INC NEW COM 67103H107 18,176 41,472 SH   DFND 4 41,472 0 0
PFIZER INC COM 717081103 68 1,736 SH   DFND   1,736 0 0
PFIZER INC COM 717081103 1,722 43,955 SH   DFND 4 43,955 0 0
PHILIP MORRIS INTERNATIONAL INC COM 718172109 48 560 SH   DFND   120 440 0
PHILIP MORRIS INTERNATIONAL INC COM 718172109 627 7,363 SH   DFND 4 7,363 0 0
ROSS STORES INC COM 778296103 558 4,794 SH   DFND   4,794 0 0
ROSS STORES INC COM 778296103 16,914 145,281 SH   DFND 4 145,281 0 0
SCHLUMBERGER LTD/NV COM 806857108 1,831 45,538 SH   DFND   45,538 0 0
SOUTHWEST AIRLINES CO COM 844741108 437 8,100 SH   DFND   8,100 0 0