The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AETNA INC NEW COM 00817Y108 1,996 10,880 SH   DFND 4 10,880 0 0
AETNA INC NEW COM 00817Y108 947 5,160 SH   DFND 7 5,160 0 0
AIR PRODS & CHEMS INC COM 009158106 17,220 110,579 SH   DFND 4 110,579 0 0
AIR PRODS & CHEMS INC COM 009158106 878 5,639 SH   DFND 7 5,639 0 0
AIR PRODS & CHEMS INC COM 009158106 42 270 SH   DFND 9 270 0 0
ALPHABET INC CAP STK CL C 02079K107 1,021 915 SH   DFND 4 915 0 0
ALPHABET INC CAP STK CL C 02079K107 995 892 SH   DFND 7 892 0 0
ALPHABET INC CAP STK CL C 02079K107 56 50 SH   DFND 9 50 0 0
ALPHABET INC CAP STK CL A 02079K305 5,365 4,751 SH   DFND 4 4,751 0 0
ALPHABET INC CAP STK CL A 02079K305 866 767 SH   DFND 7 767 0 0
AMERICAN EXPRESS CO COM 025816109 21,517 219,557 SH   DFND 4 219,557 0 0
AMERICAN EXPRESS CO COM 025816109 796 8,121 SH   DFND 7 8,121 0 0
AMERICAN EXPRESS CO COM 025816109 45 459 SH   DFND 9 459 0 0
APPLE INC COM 037833100 7,713 41,666 SH   DFND 4 41,666 0 0
APPLE INC COM 037833100 1,279 6,910 SH   DFND 7 6,910 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 280 1,500 SH   DFND 4 1,500 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 52 277 SH   DFND 7 277 0 0
BIOGEN INC COM 09062X103 247 852 SH   DFND 4 852 0 0
BOEING CO COM 097023105 3,202 9,545 SH   DFND 4 9,545 0 0
BOEING CO COM 097023105 210 627 SH   DFND 7 627 0 0
CME GROUP INC COM CL A 12572Q105 5,842 35,639 SH   DFND 7 35,639 0 0
CISCO SYS INC COM 17275R102 2,600 60,428 SH   DFND 4 60,428 0 0
CINTAS CORP COM 172908105 26,514 143,264 SH   DFND 4 143,264 0 0
CINTAS CORP COM 172908105 1,062 5,740 SH   DFND 7 5,740 0 0
CINTAS CORP COM 172908105 50 269 SH   DFND 9 269 0 0
COLGATE PALMOLIVE CO COM 194162103 876 13,520 SH   DFND 4 13,520 0 0
COLGATE PALMOLIVE CO COM 194162103 299 4,610 SH   DFND 7 4,610 0 0
COMCAST CORP NEW CL A 20030N101 1,582 48,230 SH   DFND 4 48,230 0 0
COMCAST CORP NEW CL A 20030N101 354 10,785 SH   DFND 7 10,785 0 0
CONOCOPHILLIPS COM 20825C104 27,049 388,521 SH   DFND 4 388,521 0 0
CONOCOPHILLIPS COM 20825C104 886 12,725 SH   DFND 7 12,725 0 0
CONOCOPHILLIPS COM 20825C104 97 1,388 SH   DFND 9 1,388 0 0
COSTCO WHSL CORP NEW COM 22160K105 387 1,850 SH   DFND 4 1,850 0 0
CUMMINS INC COM 231021106 810 6,090 SH   DFND 4 6,090 0 0
DISCOVER FINL SVCS COM 254709108 5,474 77,748 SH   DFND 7 77,748 0 0
DR PEPPER SNAPPLE GROUP INC COM 26138E109 197 1,615 SH   DFND 7 1,615 0 0
DR PEPPER SNAPPLE GROUP INC COM 26138E109 285 2,340 SH   DFND 9 2,340 0 0
EOG RES INC COM 26875P101 154 1,238 SH   DFND 4 1,238 0 0
EOG RES INC COM 26875P101 477 3,830 SH   DFND 7 3,830 0 0
EQUIFAX INC COM 294429105 1,096 8,759 SH   DFND 4 8,759 0 0
FLIR SYS INC COM 302445101 908 17,472 SH   DFND 7 17,472 0 0
FEDEX CORP COM 31428X106 4,488 19,764 SH   DFND 4 19,764 0 0
FEDEX CORP COM 31428X106 904 3,980 SH   DFND 7 3,980 0 0
F5 NETWORKS INC COM 315616102 328 1,900 SH   DFND 4 1,900 0 0
GILEAD SCIENCES INC COM 375558103 19,404 273,906 SH   DFND 4 273,906 0 0
GILEAD SCIENCES INC COM 375558103 634 8,945 SH   DFND 7 8,945 0 0
GILEAD SCIENCES INC COM 375558103 43 601 SH   DFND 9 601 0 0
HOME DEPOT INC COM 437076102 1,060 5,432 SH   DFND 7 5,432 0 0
ILLINOIS TOOL WKS INC COM 452308109 1,305 9,420 SH   DFND 7 9,420 0 0
INTEL CORP COM 458140100 27,990 563,065 SH   DFND 4 563,065 0 0
INTEL CORP COM 458140100 1,259 25,324 SH   DFND 7 25,324 0 0
INTEL CORP COM 458140100 104 2,094 SH   DFND 9 2,094 0 0
ISHARES INC MSCI EURZONE ETF 464286608 434 10,584 SH   DFND 4 10,584 0 0
ISHARES INC MSCI EURZONE ETF 464286608 591 14,415 SH   DFND 7 14,415 0 0
ISHARES INC MSCI PAC JP ETF 464286665 1,809 39,318 SH   DFND 4 39,318 0 0
ISHARES INC MSCI PAC JP ETF 464286665 28 619 SH   DFND 7 619 0 0
ISHARES INC MSCI GERMANY ETF 464286806 242 8,060 SH   DFND 7 8,060 0 0
ISHARES TR CORE S&P500 ETF 464287200 9,716 35,582 SH   DFND 4 35,582 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,001 7,328 SH   DFND 7 7,328 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 778 17,961 SH   DFND 4 17,961 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 36 836 SH   DFND 7 836 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 264 4,670 SH   DFND 7 4,670 0 0
ISHARES TR MSCI AC ASIA ETF 464288182 2,831 39,500 SH   DFND 4 39,500 0 0
ISHARES TR MSCI AC ASIA ETF 464288182 151 2,100 SH   DFND 7 2,100 0 0
ISHARES TR JPMORGAN USD EMG 464288281 240 2,245 SH   DFND 7 2,245 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 327 3,280 SH   DFND 4 3,280 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 4,030 69,587 SH   DFND 4 69,587 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 274 4,740 SH   DFND 7 4,740 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 252 7,250 SH   DFND 4 7,250 0 0
ISHARES TR MSCI UK ETF NEW 46435G334 267 7,675 SH   DFND 7 7,675 0 0
JPMORGAN CHASE & CO COM 46625H100 39,783 381,799 SH   DFND 4 381,799 0 0
JPMORGAN CHASE & CO COM 46625H100 1,638 15,718 SH   DFND 7 15,718 0 0
JPMORGAN CHASE & CO COM 46625H100 86 827 SH   DFND 9 827 0 0
JACOBS ENGR GROUP INC DEL COM 469814107 593 9,346 SH   DFND 7 9,346 0 0
JOHNSON & JOHNSON COM 478160104 1,213 10,000 SH   DFND 4 10,000 0 0
JOHNSON & JOHNSON COM 478160104 1,045 8,612 SH   DFND 7 8,612 0 0
KLA-TENCOR CORP COM 482480100 21,137 206,153 SH   DFND 4 206,153 0 0
KLA-TENCOR CORP COM 482480100 761 7,423 SH   DFND 7 7,423 0 0
KLA-TENCOR CORP COM 482480100 43 416 SH   DFND 9 416 0 0
KANSAS CITY SOUTHERN COM NEW 485170302 529 4,990 SH   DFND 4 4,990 0 0
KIMBERLY CLARK CORP COM 494368103 1,053 10,000 SH   DFND 4 10,000 0 0
KRAFT HEINZ CO COM 500754106 279 4,440 SH   DFND 4 4,440 0 0
KRAFT HEINZ CO COM 500754106 109 1,739 SH   DFND 7 1,739 0 0
KRAFT HEINZ CO COM 500754106 30 477 SH   DFND 9 477 0 0
KROGER CO COM 501044101 1,746 61,360 SH   DFND 4 61,360 0 0
KROGER CO COM 501044101 364 12,800 SH   DFND 7 12,800 0 0
LAUDER ESTEE COS INC CL A 518439104 25,040 175,487 SH   DFND 4 175,487 0 0
LAUDER ESTEE COS INC CL A 518439104 1,125 7,884 SH   DFND 7 7,884 0 0
LAUDER ESTEE COS INC CL A 518439104 46 319 SH   DFND 9 319 0 0
LILLY ELI & CO COM 532457108 814 9,539 SH   DFND 4 9,539 0 0
LILLY ELI & CO COM 532457108 267 3,130 SH   DFND 7 3,130 0 0
MARSH & MCLENNAN COS INC COM 571748102 922 11,247 SH   DFND 9 11,247 0 0
MCKESSON CORP COM 58155Q103 244 1,827 SH   DFND 4 1,827 0 0
MCKESSON CORP COM 58155Q103 320 2,400 SH   DFND 7 2,400 0 0
MICROSOFT CORP COM 594918104 28,297 286,957 SH   DFND 4 286,957 0 0
MICROSOFT CORP COM 594918104 3,863 39,174 SH   DFND 7 39,174 0 0
MICROSOFT CORP COM 594918104 50 503 SH   DFND 9 503 0 0
MORGAN STANLEY COM NEW 617446448 12,095 255,164 SH   DFND 4 255,164 0 0
MORGAN STANLEY COM NEW 617446448 721 15,210 SH   DFND 7 15,210 0 0
NIKE INC CL B 654106103 940 11,800 SH   DFND 4 11,800 0 0
PHILIP MORRIS INTL INC COM 718172109 610 7,553 SH   DFND 4 7,553 0 0
PHILIP MORRIS INTL INC COM 718172109 163 2,020 SH   DFND 7 2,020 0 0
PHILIP MORRIS INTL INC COM 718172109 36 440 SH   DFND 9 440 0 0
REPUBLIC SVCS INC COM 760759100 455 6,660 SH   DFND 4 6,660 0 0
REPUBLIC SVCS INC COM 760759100 148 2,170 SH   DFND 7 2,170 0 0
SCHLUMBERGER LTD COM 806857108 2,984 44,516 SH   DFND 7 44,516 0 0
SOUTHWEST AIRLS CO COM 844741108 16,610 326,446 SH   DFND 4 326,446 0 0
SOUTHWEST AIRLS CO COM 844741108 663 13,037 SH   DFND 7 13,037 0 0
SOUTHWEST AIRLS CO COM 844741108 41 799 SH   DFND 9 799 0 0
STRYKER CORP COM 863667101 1,537 9,100 SH   DFND 7 9,100 0 0
SYSCO CORP COM 871829107 458 6,710 SH   DFND 7 6,710 0 0
SYSCO CORP COM 871829107 64 931 SH   DFND 9 931 0 0
UNITED TECHNOLOGIES CORP COM 913017109 696 5,570 SH   DFND 4 5,570 0 0
UNITED TECHNOLOGIES CORP COM 913017109 55 441 SH   DFND 7 441 0 0
VALERO ENERGY CORP NEW COM 91913Y100 28,829 260,117 SH   DFND 4 260,117 0 0
VALERO ENERGY CORP NEW COM 91913Y100 1,209 10,913 SH   DFND 7 10,913 0 0
VALERO ENERGY CORP NEW COM 91913Y100 50 448 SH   DFND 9 448 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 957 16,469 SH   DFND 4 16,469 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 181 3,115 SH   DFND 7 3,115 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 7,880 186,734 SH   DFND 4 186,734 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,162 27,545 SH   DFND 7 27,545 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 7,898 112,860 SH   DFND 4 112,860 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1,279 18,275 SH   DFND 7 18,275 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 5,869 104,558 SH   DFND 4 104,558 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,773 31,580 SH   DFND 7 31,580 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 3,282 48,665 SH   DFND 4 48,665 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 809 11,995 SH   DFND 7 11,995 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 4,200 26,392 SH   DFND 4 26,392 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 641 4,030 SH   DFND 7 4,030 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 3,200 17,639 SH   DFND 4 17,639 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 620 3,420 SH   DFND 7 3,420 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 10,392 41,648 SH   DFND 4 41,648 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,559 10,255 SH   DFND 7 10,255 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,879 23,071 SH   DFND 4 23,071 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 531 8,850 SH   DFND 7 8,850 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 15 250 SH   DFND 9 250 0 0
WASTE MGMT INC DEL COM 94106L109 796 9,790 SH   DFND 4 9,790 0 0
WORLDPAY INC CL A 981558109 4,574 55,927 SH   DFND 7 55,927 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 1,180 10,593 SH   DFND 4 10,593 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 290 2,600 SH   DFND 7 2,600 0 0
LAZARD LTD SHS A G54050102 841 17,195 SH   DFND 4 17,195 0 0