Note 5. Operations and Concentrations

9 Months Ended

Sep. 30, 2017

Notes to Financial Statements

Operations and Concentrations

For the three and nine-month periods ended September 30, 2017 and 2016, we generated revenues (as a percentage of total revenues) in the following categories:

	Three months ended						Nine months ended
	September 30,						September 30,
Revenue Streams	2017			2016			2017			2016
Platform and Technology		55.24	%		36.04	%		51.32	%		33.47	%
Services		44.76	%		63.96	%		48.68	%		66.53	%
Total		100.00	%		100.00	%		100.00	%		100.00	%

No customers accounted for more than 10% of revenues during the three and nine-month periods ended September 30, 2017 or 2016. We did not have any customers that comprised more than 10% of our total accounts receivable balance at September 30, 2017 or December 31, 2016.

We believe we did not have any financial instruments that could have potentially subjected us to significant concentrations of credit risk. Since a portion of the revenues are paid at the beginning of the month via credit card or advance by check, the remaining accounts receivable amounts are generally due within 30 days, none of which is collateralized.