The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101   3,533,321 34,576 SH   DFND   27,401 0 7,175
ABBOTT LABS COM 002824100   10,390,792 99,998 SH   DFND   93,623 0 6,375
ABBVIE INC. COM 00287Y109   16,306,749 95,072 SH   DFND   80,470 0 14,602
ACCENTURE LTD SHS CLASS A G1151C101   234,579,481 773,144 SH   DFND   677,213 0 95,931
ADOBE SYSTEMS COM 00724F101   3,191,577 5,745 SH   DFND   5,000 0 745
ADVANCED MICRO DEVICES COM 007903107   236,340 1,457 SH   DFND   1,457 0 0
AFLAC COM 001055102   680,364 7,618 SH   DFND   7,618 0 0
AGILENT TECHNOLOGIES INC COM COM 00846U101   578,409 4,462 SH   DFND   3,681 0 781
AIR PRODUCTS & CHEMICALS INC COM 009158106   107,358,440 416,037 SH   DFND   373,839 0 42,198
ALLSTATE CORP COM 020002101   1,771,428 11,095 SH   DFND   11,095 0 0
ALPHABET INC - CL A CAP STK CL A 02079K305   121,935,050 669,421 SH   DFND   609,714 0 59,707
ALPHABET INC CL C CAP STK CL C 02079K107   18,599,522 101,404 SH   DFND   99,904 0 1,500
ALTRIA GROUP INC COM COM 02209S103   2,312,574 50,770 SH   DFND   50,648 0 122
AMAZON.COM INC COM 023135106   14,303,785 74,017 SH   DFND   65,495 0 8,522
AMERICAN ELECTRIC POWER COM 025537101   12,686,590 144,593 SH   DFND   142,896 0 1,697
AMERICAN EXPRESS CO COM 025816109   4,089,868 17,663 SH   DFND   16,893 0 770
AMERICAN TOWER CORP COM 03027X100   36,591,452 188,247 SH   DFND   187,257 0 990
AMERICAN WTR WK COM 030420103   634,305 4,911 SH   DFND   2,136 0 2,775
AMETEK INC COM 031100100   520,135 3,120 SH   DFND   3,120 0 0
AMGEN INC COM 031162100   13,286,624 42,524 SH   DFND   41,863 0 661
ANALOG DEVICES COM 032654105   790,236 3,462 SH   DFND   3,462 0 0
AON PLC SHS CL A G0403H108   98,628,113 335,950 SH   DFND   297,175 0 38,775
APPLE INC COM 037833100   527,273,836 2,503,437 SH   DFND   2,255,455 0 247,982
APPLIED MATLS INC COM 038222105   625,138 2,649 SH   DFND   2,649 0 0
ARCH CAPITAL GROUP LTD ORD G0450A105   222,866 2,209 SH   DFND   2,209 0 0
ARTHUR J GALLAGHER & CO COM 363576109   883,210 3,406 SH   DFND   3,406 0 0
ASML HOLDINGS N.V. N Y REGISTRY SHS N07059210   32,985,088 32,252 SH   DFND   31,941 0 311
ASTRA ZENECA PLC ADR SPONSORED ADR 046353108   474,023 6,078 SH   DFND   6,078 0 0
AT&T INC COM 00206R102   1,013,900 53,056 SH   DFND   52,104 0 952
AUTODESK INC COM 052769106   332,078 1,342 SH   DFND   1,124 0 218
AUTOMATIC DATA PROCESSING COM 053015103   61,938,285 259,493 SH   DFND   257,034 0 2,459
AVANTIS EMERGING MARKETS EQ AVANTIS EMGMKT 025072604   136,556,288 2,235,330 SH   DFND   2,134,577 0 100,753
AVANTIS INTERNATIONAL SMALL CAP VALUE INTL SMCP VLU 025072802   105,964,561 1,631,479 SH   DFND   1,576,832 0 54,647
BANK OF AMERICA COM 060505104   1,285,685 32,328 SH   DFND   32,328 0 0
BAXTER INTL INC COM 071813109   450,170 13,458 SH   DFND   13,348 0 110
BECTON DICKINSON COM 075887109   12,601,948 53,921 SH   DFND   44,076 0 9,845
BERKSHIRE HATHAWAY INC DEL CL A 084670108   23,265,158 38 SH   DFND   38 0 0
BERKSHIRE HATHAWAY INC DEL CL B CL B NEW 084670702   17,722,242 43,565 SH   DFND   41,965 0 1,600
BLACKROCK INC COM 09247X101   252,516,936 320,730 SH   DFND   287,404 0 33,326
BOEING CO COM 097023105   517,272 2,842 SH   DFND   2,842 0 0
BOOKING HOLDINGS INC. COM 09857L108   732,878 185 SH   DFND   185 0 0
BRISTOL MYERS SQUIBB CO COM 110122108   2,776,156 66,847 SH   DFND   63,264 0 3,583
BROADCOM LTD COM 11135F101   3,276,887 2,041 SH   DFND   2,041 0 0
CANADIAN NATL RAILWAY CO COM 136375102   853,253 7,223 SH   DFND   7,223 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   1,286,763 16,344 SH   DFND   16,344 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   15,494,611 471,104 SH   DFND   382,094 0 89,010
CAPITAL ONE FINL CORP COM 14040H105   312,066 2,254 SH   DFND   2,254 0 0
CARRIER GLOBAL CORP COM 14448C104   506,911 8,036 SH   DFND   8,036 0 0
CATERPILLAR INC COM 149123101   1,972,285 5,921 SH   DFND   5,506 0 415
CENCORA INC COM 03073E105   267,169 1,172 SH   DFND   1,172 0 0
CHEMOURS COMPANY COM 163851108   1,035,038 45,859 SH   DFND   45,859 0 0
CHEVRON CORPORATION COM 166764100   157,444,734 1,006,551 SH   DFND   945,233 0 61,318
CHUBB LTD COM H1467J104   2,344,185 9,190 SH   DFND   9,190 0 0
CHURCH & DWIGHT CO COM 171340102   520,370 5,019 SH   DFND   5,019 0 0
CIGNA CORP COM 125523100   751,055 2,272 SH   DFND   2,272 0 0
CINCINNATI FINANCIAL CORP COM 172062101   2,568,911 21,752 SH   DFND   21,752 0 0
CINTAS CORP COM 172908105   451,668 645 SH   DFND   645 0 0
CISCO SYS INC COM 17275R102   57,387,614 1,207,906 SH   DFND   1,201,040 0 6,866
CITIGROUP INC COM NEW 172967424   852,395 13,432 SH   DFND   13,432 0 0
CLOROX CO COM 189054109   514,901 3,773 SH   DFND   3,773 0 0
CME GROUP INC. COM 12572Q105   14,187,049 72,162 SH   DFND   72,122 0 40
COCA-COLA CO COM 191216100   91,135,552 1,431,823 SH   DFND   1,237,433 0 194,390
COLGATE-PALMOLIVE CO COM 194162103   5,147,778 53,048 SH   DFND   43,268 0 9,780
COMCAST CORP NEW COM CL A CL A 20030N101   4,676,761 119,427 SH   DFND   119,427 0 0
COMM SERV SELECT SECTOR SPDR COMMUNICATION 81369Y852   1,290,982 15,071 SH   DFND   15,071 0 0
CONAGRA BRANDS INC COM 205887102   238,870 8,405 SH   DFND   8,405 0 0
CONOCOPHILLIPS COM 20825C104   3,174,388 27,753 SH   DFND   26,922 0 831
CONSOLIDATED EDISON INC COM 209115104   304,654 3,407 SH   DFND   3,407 0 0
CONSTELLATION BRANDS INC CL A 21036P108   799,369 3,107 SH   DFND   3,107 0 0
CONSTELLATION ENERGY CORP COM 21037T109   703,549 3,513 SH   DFND   3,513 0 0
COPART, INC COM 217204106   654,307 12,081 SH   DFND   12,081 0 0
CORTEVA INC COM 22052L104   3,844,304 71,270 SH   DFND   71,270 0 0
COSTCO WHSL CORP NEW COM COM 22160K105   258,997,265 304,706 SH   DFND   271,056 0 33,650
CUMMINS INC COM 231021106   453,611 1,638 SH   DFND   1,638 0 0
CVS HEALTH CORPORATION COM 126650100   8,134,393 137,731 SH   DFND   117,066 0 20,665
DANAHER CORP COM 235851102   3,607,584 14,439 SH   DFND   14,439 0 0
DEERE & CO. COM 244199105   1,549,817 4,148 SH   DFND   3,893 0 255
DIAGEO PLC - SPONSORED ADR SPON ADR NEW 25243Q205   1,354,351 10,742 SH   DFND   10,742 0 0
DIAMONDBACK ENERGY INC COM 25278X109   305,690 1,527 SH   DFND   97 0 1,430
DIMENSIONSAL U.S. CORE EQUITY 2 ETF US CORE EQUITY 2 25434V708   233,385 7,239 SH   DFND   7,239 0 0
DISCOVER FINANCIAL SERVICES COM 254709108   304,002 2,324 SH   DFND   2,324 0 0
DISNEY WALT PRODUCTIONS COM DISNEY 254687106   6,865,705 69,148 SH   DFND   66,338 0 2,810
DOLLAR GENERAL CORP COM 256677105   574,143 4,342 SH   DFND   4,342 0 0
DOMINION ENERGY INC COM 25746U109   915,565 18,685 SH   DFND   18,685 0 0
DOVER CORP COM 260003108   841,619 4,664 SH   DFND   4,664 0 0
DOW INC COM 260557103   27,391,519 516,334 SH   DFND   515,654 0 680
DUKE ENERGY CORP COM NEW 26441C204   1,165,675 11,630 SH   DFND   11,630 0 0
DUPONT DE NEMOURS INC COM 26614N102   11,555,466 143,564 SH   DFND   136,332 0 7,232
EATON CORP, PLC SHS G29183103   120,072,652 382,946 SH   DFND   352,306 0 30,640
ECOLAB INC COM 278865100   335,580 1,410 SH   DFND   1,410 0 0
ELEVANCE HEALTH INC COM 036752103   1,775,675 3,277 SH   DFND   3,277 0 0
EMERSON ELECTRIC CO COM 291011104   5,133,236 46,598 SH   DFND   42,128 0 4,470
ENBRIDGE INC. COM 29250N105   788,781 22,163 SH   DFND   22,163 0 0
ENERGY SELECT SECTOR SPDR ENERGY 81369Y506   1,002,468 10,998 SH   DFND   10,998 0 0
ENERGY TRANSFER COM UT LTD PTN 29273V100   1,646,346 101,501 SH   DFND   101,501 0 0
ENTERPRISE PRODUCTS PARTNERS COM 293792107   2,125,944 73,359 SH   DFND   68,399 0 4,960
EOG RESOURCES INC COM 26875P101   284,592 2,261 SH   DFND   1,677 0 584
EQUITY RESIDENTIAL SH BEN INT 29476L107   794,775 11,462 SH   DFND   11,462 0 0
ESSENTIAL UTILITIES INC COM 29670G102   1,227,896 32,893 SH   DFND   30,179 0 2,714
ESTEE LAUDER COS INC CL A CL A 518439104   341,331 3,208 SH   DFND   3,208 0 0
EXELON CORP COM 30161N101   359,979 10,401 SH   DFND   10,401 0 0
EXXON MOBIL CORP COM 30231G102   16,990,331 147,588 SH   DFND   142,429 0 5,159
FACTSET RESEARCH COM 303075105   332,740 815 SH   DFND   815 0 0
FASTENAL COMPANY COM 311900104   956,676 15,224 SH   DFND   15,224 0 0
FEDEX CORP COM 31428X106   514,226 1,715 SH   DFND   1,715 0 0
FIFTH 3RD BANCORP COM 316773100   1,235,624 33,862 SH   DFND   33,862 0 0
FISERV INC COM 337738108   1,161,916 7,796 SH   DFND   7,577 0 219
GARTNER INC COM 366651107   331,855 739 SH   DFND   739 0 0
GE AEROSPACE COM NEW 369604301   2,017,488 12,691 SH   DFND   12,691 0 0
GE HEALTHCARE TECHNOLOGY INC COMMON STOCK 36266G107   421,158 5,405 SH   DFND   5,405 0 0
GE VERNOVA INC COM 36828A101   536,998 3,131 SH   DFND   3,131 0 0
GENERAL DYNAMICS CORP COM 369550108   10,088,168 34,770 SH   DFND   34,175 0 595
GENERAL MILLS INC COM 370334104   488,557 7,723 SH   DFND   7,723 0 0
GENTEX CORP COM 371901109   15,245,145 452,244 SH   DFND   447,869 0 4,375
GENUINE PARTS CO COM 372460105   15,626,669 112,975 SH   DFND   112,920 0 55
GILEAD SCIENCES INC COM 375558103   811,107 11,822 SH   DFND   5,638 0 6,184
GLATFELTER CORP COM 377320106   146,854 105,650 SH   DFND   105,650 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W204   3,004,579 78,041 SH   DFND   37,430 0 40,611
GLOBAL PAYMENTS INC COM 37940X102   257,222 2,660 SH   DFND   2,310 0 350
GLOBAL X S&P 500 CATHOLIC VALUES ETF S&P 500 CATHOLIC 37954Y889   6,133,081 93,778 SH   DFND   93,778 0 0
GLOBE LIFE INC COM 37959E102   428,432 5,207 SH   DFND   5,207 0 0
GOLDMAN SACHS ACCESS INV GRADE CORP BOND ETF ACCESS INVT GR 381430479   899,525 19,879 SH   DFND   19,879 0 0
GOLDMAN SACHS ACTIVEBETA EMERGING MARKETS ACTIVEBETA EME 381430206   350,418 10,726 SH   DFND   5,310 0 5,416
GOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF ACTIVEBETA INT 381430107   226,498 6,731 SH   DFND   6,731 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104   976,559 2,159 SH   DFND   1,975 0 184
GOLDMAN SACHS TREAS ACC ETF ACCES TREASURY 381430529   261,809 2,616 SH   DFND   2,616 0 0
HALEON PLC SPON ADS 405552100   203,510 24,638 SH   DFND   524 0 24,114
HEICO CORPORATION CL A 422806208   460,664 2,595 SH   DFND   2,595 0 0
HILTON WORLDWIDE HLD COM 43300A203   313,335 1,436 SH   DFND   1,436 0 0
HOME DEPOT INC COM 437076102   38,559,699 112,014 SH   DFND   110,769 0 1,245
HONEYWELL INTERNATIONAL, INC. COM 438516106   202,733,301 949,393 SH   DFND   861,343 0 88,050
HUBBELL INC COM 443510607   402,393 1,101 SH   DFND   1,101 0 0
IDEXX LABORATORIES COM 45168D104   228,010 468 SH   DFND   468 0 0
IISHARES CORE S&P TOTAL US CORE S&P TTL STK 464287150   315,955 2,660 SH   DFND   2,660 0 0
ILLINOIS TOOL WKS INC COM 452308109   40,750,011 171,970 SH   DFND   170,646 0 1,324
INCYTE CORP COM 45337C102   464,410 7,661 SH   DFND   7,661 0 0
INDUSTRIAL SELECT SECT SPDR INDL 81369Y704   349,523 2,868 SH   DFND   2,868 0 0
INTEL CORP COM 458140100   1,793,906 57,924 SH   DFND   57,624 0 300
INTERCONTINENTAL EXCHANGE COM 45866F104   494,173 3,610 SH   DFND   3,610 0 0
INTERNATIONAL BUSINESS MACHINES COM 459200101   3,136,102 18,133 SH   DFND   18,133 0 0
INTL FLAVORS & FRAGRANCES COM 459506101   625,530 6,570 SH   DFND   6,570 0 0
INTUIT INC COM 461202103   34,528,499 52,538 SH   DFND   52,143 0 395
INVESCO QQQ TRUST SERIES 1 UNIT SER 1 46090E103   10,927,062 22,807 SH   DFND   22,443 0 364
INVESCO S&P 500 EQUAL WEIGHT S&P500 EQL TEC 46137V282   403,260 11,000 SH   DFND   11,000 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF S&P500 EQL WGT 46137V357   7,371,403 44,871 SH   DFND   32,389 0 12,482
INVESCO S&P 500 HIGH DIVIDEND LOW VOL ETF S&P500 HDL VOL 46138E362   266,580 6,000 SH   DFND   6,000 0 0
ISHARES 0-3 MONTH TREASURY BOND ETF 0-3 MNTH TREASRY 46436E718   2,125,988 21,110 SH   DFND   21,110 0 0
ISHARES 0-5 YEAR TIPS BOND ETF 0-5 YR TIPS ETF 46429B747   58,314,675 586,136 SH   DFND   574,957 0 11,179
ISHARES 1-3 YEAR TREASURY BOND ETF 1 3 YR TREAS BD 464287457   25,258,420 309,350 SH   DFND   298,668 0 10,682
ISHARES BARCLAYS 3-7 YEAR TREASURY BOND FUND 3 7 YR TREAS BD 464288661   14,514,764 125,702 SH   DFND   119,855 0 5,847
ISHARES BARCLAYS 7-10 YEAR TREASURY BOND FUND 7-10 Y TR BD ETF 464287440   12,668,597 135,276 SH   DFND   130,526 0 4,750
ISHARES BARCLAYS INTERMEDIATE GOVERNMENT/CREDIT BO INTRM GOV/CR ETF 464288612   2,530,286 24,393 SH   DFND   16,228 0 8,165
ISHARES BARCLAYS MBS BOND FUND MBS ETF 464288588   4,343,623 47,311 SH   DFND   39,452 0 7,859
ISHARES CORE DIVIDEND GROWTH ETF CORE DIV GRWTH 46434V621   1,674,838 29,072 SH   DFND   27,152 0 1,920
ISHARES CORE MSCI ACMI CORE MSCI TOTAL 46432F834   2,253,802 33,360 SH   DFND   33,360 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842   199,530,210 2,746,837 SH   DFND   2,636,185 0 110,651
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103   180,534,030 3,372,577 SH   DFND   3,255,462 0 117,115
ISHARES CORE S&P 500 ETF CORE S&P ETF 464287200   186,015,318 339,922 SH   DFND   331,510 0 8,412
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507   146,620,059 2,505,469 SH   DFND   2,443,904 0 61,565
ISHARES CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804   185,701,366 1,741,059 SH   DFND   1,668,553 0 72,506
ISHARES CORE TOTAL U.S. BOND MARKET ETF CORE US AGGBD ETF 464287226   603,096 6,213 SH   DFND   6,213 0 0
ISHARES DJ SELECT DIVIDEND INDEX FUND SELECT DIVID ETF 464287168   2,711,041 22,409 SH   DFND   22,409 0 0
ISHARES DJ US HEALTH CARE SECTOR INDEX FUND US HLTHCARE ETF 464287762   874,323 14,270 SH   DFND   14,270 0 0
ISHARES DJ US INDUSTRIAL SECTOR INDEX FUND US INDUSTRIALS 464287754   476,327 3,988 SH   DFND   3,988 0 0
ISHARES DJ US TECHNOLOGY SECTOR INDEX FUND U.S. TECH ETF 464287721   2,767,996 18,392 SH   DFND   18,392 0 0
ISHARES DOW JONES INTERNATIONAL SELECT DIVIDEND IN INTL SEL DIV ETF 464288448   380,186 13,740 SH   DFND   13,740 0 0
ISHARES EDGE MSCI USA MOMENT MSCI USA MMENTM 46432F396   5,169,706 26,529 SH   DFND   23,772 0 2,757
ISHARES EDGE MSCI USA QUALIT MSCI USA QLT FCT 46432F339   210,561,253 1,233,083 SH   DFND   1,200,185 0 32,898
ISHARES EDGE MSCI USA VALUE FACTO MSCI USA VALUE 46432F388   9,311,814 90,004 SH   DFND   76,997 0 13,007
ISHARES ESG MSCI USA SMALL- CAP ESG AWARE MSCI 46435U663   1,259,682 32,719 SH   DFND   32,719 0 0
ISHARES FLOATING RATE BOND E FLTG RATE NT ETF 46429B655   58,843,138 1,151,755 SH   DFND   1,128,461 0 23,294
ISHARES IBOXX $ INVESTOP INVESTMENT GRADE BOND FUN IBOXX INV CP ETF 464287242   369,350 3,448 SH   DFND   3,448 0 0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF IBOXX HI YD ETF 464288513   387,474 5,023 SH   DFND   5,023 0 0
ISHARES INTERMEDIATE TERM CORP BOND ETF INTERM CR BD ETF 464288638   56,214,986 1,096,664 SH   DFND   1,057,826 0 38,838
ISHARES MORNINGSTAR MID-CAP ETF MRGSTR MD CP ETF 464288208   456,804 6,517 SH   DFND   6,517 0 0
ISHARES MSC EAFE ESG ESG AW MSCI EAFE 46435G516   1,097,484 13,931 SH   DFND   13,931 0 0
ISHARES MSCI ACWI ETF MSCI ACWI ETF 464288257   1,636,769 14,562 SH   DFND   14,562 0 0
ISHARES MSCI EAFE GROWTH INDEX FUND EAFE GRWTH ETF 464288885   388,433 3,797 SH   DFND   3,040 0 757
ISHARES MSCI EAFE INDEX FUND MSCI EAFE ETF 464287465   1,145,185 14,620 SH   DFND   14,620 0 0
ISHARES MSCI EM ESG OP ESG AWR MSCI EM 46434G863   1,089,859 32,504 SH   DFND   32,504 0 0
ISHARES MSCI EM MKTS EX CHINA MSCI EMRG CHN 46434G764   602,893 10,184 SH   DFND   10,184 0 0
ISHARES MSCI EMERGING MARKETS INDEX FUND MSCI EMG MKT ETF 464287234   595,067 13,972 SH   DFND   13,972 0 0
ISHARES MSCI USA ESG OP ESG AWR MSCI USA 46435G425   361,301 3,028 SH   DFND   3,028 0 0
ISHARES MSCI USA ESG SELECT MSCI USA ESG SLC 464288802   952,898 8,480 SH   DFND   8,480 0 0
ISHARES MSCI USA MINIMUM VOL MSCI USA MIN VOL 46429B697   4,232,675 50,413 SH   DFND   18,929 0 31,484
ISHARES NASDAQ BIOTECHNOLOGY ISHARES BIOTECH 464287556   710,595 5,177 SH   DFND   4,830 0 347
ISHARES NATIONAL AMT-FREE MUNICIPAL BOND FUND NATIONAL MUN ETF 464288414   346,820 3,255 SH   DFND   3,255 0 0
ISHARES NORTH AMERICAN TECH-SOFTWARE ETF EXPANDED TECH 464287515   423,638 4,875 SH   DFND   4,875 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND RUS 1000 GRW ETF 464287614   22,304,932 61,192 SH   DFND   38,860 0 22,332
ISHARES RUSSELL 1000 INDEX FUND RUS 1000 ETF 464287622   3,044,727 10,233 SH   DFND   10,233 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND RUS 1000 VAL ETF 464287598   11,167,073 64,006 SH   DFND   35,751 0 28,254
ISHARES RUSSELL 2000 GROWTH INDEX FUND RUS 2000 GRW ETF 464287648   1,578,068 6,011 SH   DFND   2,526 0 3,485
ISHARES RUSSELL 2000 INDEX FUND RUSSELL 2000 ETF 464287655   2,418,855 11,922 SH   DFND   11,922 0 0
ISHARES RUSSELL 2000 VALUE INDEX FUND RUS 2000 VAL ETF 464287630   793,483 5,210 SH   DFND   1,437 0 3,773
ISHARES RUSSELL 3000 INDEX FUND RUSSELL 3000 ETF 464287689   432,138 1,400 SH   DFND   1,400 0 0
ISHARES RUSSELL MID CAP GROWTH INDEX FUND RUS MDCP VAL ETF 464287481   745,414 6,755 SH   DFND   6,755 0 0
ISHARES RUSSELL MID CAP INDEX FUND RUS MID-CAP ETF 464287499   8,297,808 102,341 SH   DFND   97,391 0 4,950
ISHARES RUSSELL MID CAP VALUE INDEX FUND RUS MDCP VAL ETF 464287473   201,153 1,666 SH   DFND   1,666 0 0
ISHARES S&P 500 GROWTH INDEX FUND S&P 500 GRWT ETF 464287309   3,333,568 36,023 SH   DFND   36,023 0 0
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408   383,677 2,108 SH   DFND   2,108 0 0
ISHARES S&P MID CAP 400 GROWTH INDEX FUND S&P MC 400GR ETF 464287606   440,198 4,996 SH   DFND   4,996 0 0
ISHARES S&P MID CAP 400 VALUE INDEX FUND S&P MC 400VL ETF 464287705   276,275 2,435 SH   DFND   2,435 0 0
ISHARES S&P SHORT TERM NATIONAL AMT-FREE MUNICIPAL SHRT NAT MUN ETF 464288158   478,107 4,573 SH   DFND   4,573 0 0
ISHARES S&P US PREFERRED STOCK INDEX FUND U.S. PFD STK ETF 464288687   902,772 28,614 SH   DFND   28,614 0 0
ISHARES SHORT-TERM CORPORATE BOND ETF 1-3 YR CR BD ETF 464288646   96,550,362 1,884,277 SH   DFND   1,822,880 0 61,397
ISHARES SILVER TRUST ISHARES 46428Q109   239,130 9,000 SH   DFND   9,000 0 0
ISHARES TR MSCI INTL QUALTY 46434V456   5,759,602 147,493 SH   DFND   146,883 0 610
ISHARES TREASURY FLOATING RATE TRS FLT RT BD 46434V860   1,849,394 36,506 SH   DFND   36,506 0 0
ISHARES TRUST ISHARES MSCI ACWI EX US INDEX FUND MSCI ACWI US ETF 464288240   2,489,300 46,853 SH   DFND   46,853 0 0
ISHARES ULTRA SHORT-TERM BOND ULTR SH TRM BD 46434V878   8,021,941 158,756 SH   DFND   128,496 0 30,260
ISHARES US CONSUMER DISCRETIONARY ETF US CONSUM DISCRE 464287580   680,314 8,370 SH   DFND   8,370 0 0
ISHARES US FINANCIALS ETF U.S. FINLS ETF 464287788   665,867 7,041 SH   DFND   7,041 0 0
ISHARES US HEALTH CARE PROVIDERS ETF US HLTHCR PR ETF 464288828   386,073 7,365 SH   DFND   7,365 0 0
ISHARES US TECH INDEPENDENCE FOCUSED ETF U.S. TECH INDEPD 46431W648   234,186 3,115 SH   DFND   3,115 0 0
J.P. MORGAN CHASE & CO COM 46625H100   302,287,402 1,494,549 SH   DFND   1,341,641 0 152,908
JACOBS SOLUTIONS INC COM 46982L108   294,229 2,106 SH   DFND   2,106 0 0
JANUS DETROIT STR TR HENDERSON AAA CL 47103U845   15,266,544 300,050 SH   DFND   300,050 0 0
JANUS HENDERSON MORTGAGE-BACKED SECURITIES ETF HENDERSON MTG 47103U852   50,124,452 1,122,608 SH   DFND   1,111,282 0 11,326
JOHNSON & JOHNSON COM 478160104   176,870,377 1,210,115 SH   DFND   1,078,968 0 131,147
JOHNSON CONTROLS INTERNATIONAL PLC SHS G51502105   19,573,022 294,464 SH   DFND   294,339 0 125
JP MORGAN EQUITY PREMIUM INCOME ETF EQUITY PREMIUM 46641Q332   860,516 15,182 SH   DFND   3,192 0 11,990
JP MORGAN ULTRA SHORT INCOME ETF ULTRA SHRT INC 46641Q837   320,485 6,350 SH   DFND   6,350 0 0
KENVUE INC COM 49177J102   7,981,467 439,025 SH   DFND   439,005 0 20
KEYCORP COM 493267108   727,921 51,226 SH   DFND   51,226 0 0
KIMBERLY CLARK CORP COM 494368103   3,330,896 24,102 SH   DFND   21,707 0 2,395
KKR & CO INC - A COM 48251W104   252,681 2,401 SH   DFND   2,135 0 266
KLA - TENCOR CORPROATION COM NEW 482480100   1,741,365 2,112 SH   DFND   2,112 0 0
KROGER CO COM 501044101   386,558 7,742 SH   DFND   7,628 0 114
L3HARRIS TECHNOLOGIES INC COM 502431109   219,639 978 SH   DFND   978 0 0
LAM RESEARCH CP COM 512807108   532,425 500 SH   DFND   500 0 0
LAMB WESTON HOLDINGS INC COM 513272104   493,466 5,869 SH   DFND   5,869 0 0
LILLY, ELI & COMPANY COM 532457108   3,154,344 3,484 SH   DFND   3,484 0 0
LINDE PLC SHS G54950103   4,309,114 9,820 SH   DFND   9,690 0 130
LITHIA MOTORS INC CL A CL A 536797103   252,198 999 SH   DFND   999 0 0
LOCKHEED MARTIN CORP COM 539830109   18,265,946 39,105 SH   DFND   38,350 0 755
LOWES COS INC COM 548661107   204,263,229 926,532 SH   DFND   812,337 0 114,195
M & T BK CORP COM 55261F104   619,971 4,096 SH   DFND   4,096 0 0
MARATHON PETROLEUM CORP COM 56585A102   1,021,450 5,888 SH   DFND   5,888 0 0
MARKEL CORP COM 570535104   367,129 233 SH   DFND   233 0 0
MARRIOTT INTL INC NEW CL A CL A 571903202   1,007,456 4,167 SH   DFND   4,167 0 0
MARSH MCLENNAN COM 571748102   297,958 1,414 SH   DFND   1,357 0 57
MASCO CORP COM 574599106   30,414,254 456,191 SH   DFND   451,111 0 5,080
MASTERCARD CLA 57636Q104   273,587,004 620,154 SH   DFND   547,896 0 72,258
MCCORMICK & CO COM NON VTG 579780206   25,526,340 359,830 SH   DFND   358,175 0 1,655
MCDONALDS CORP COM 580135101   63,483,187 249,110 SH   DFND   234,383 0 14,727
MCKESSON CORP COM 58155Q103   82,381,805 141,055 SH   DFND   121,865 0 19,190
MEDTRONIC PLC SHS G5960L103   106,354,503 1,351,220 SH   DFND   1,225,027 0 126,193
MERCK & CO COM 58933Y105   100,200,833 809,377 SH   DFND   799,424 0 9,953
META PLATFORMS, INC. CLASS A CL A 30303M102   3,349,029 6,642 SH   DFND   6,527 0 115
MICROCHIP TECHNOLOGY COM 595017104   802,821 8,774 SH   DFND   8,774 0 0
MICRON TECHNOLOGY INC COM 595112103   302,651 2,301 SH   DFND   2,301 0 0
MICROSOFT CORP COM 594918104   552,181,636 1,235,444 SH   DFND   1,133,637 0 101,807
MIDCAP SPDR TRUST SERIES 1 UTSER1 S&PDCRP 78467Y107   3,798,533 7,099 SH   DFND   6,861 0 238
MONDELEZ INTERNATIONAL INC CL A CL A 609207105   1,576,777 24,095 SH   DFND   24,095 0 0
MOODYS CORP COM COM 615369105   505,537 1,201 SH   DFND   1,201 0 0
MORGAN STANLEY COM NEW 617446448   2,896,845 29,806 SH   DFND   29,806 0 0
NESTLE S A SPON ADR REG COM 641069406   3,374,088 32,934 SH   DFND   28,022 0 4,912
NETFLIX INC COM 64110L106   961,704 1,425 SH   DFND   1,425 0 0
NEXTERA ENERGY, INC. COM 65339F101   108,885,373 1,537,712 SH   DFND   1,427,064 0 110,648
NIKE INC CL B CL B 654106103   4,291,191 56,935 SH   DFND   50,430 0 6,505
NORFOLK SOUTHERN CORP COM 655844108   3,035,287 14,138 SH   DFND   14,138 0 0
NORTHERN TR CORP COM 665859104   230,189 2,741 SH   DFND   2,741 0 0
NORTHROP GRUMMAN CORP COM 666807102   886,286 2,033 SH   DFND   2,033 0 0
NOVARTIS AG - ADR SPONSORED ADR 66987V109   3,904,633 36,677 SH   DFND   36,677 0 0
NOVO-NORDISK A/S SPONS ADR ADR 670100205   3,916,500 27,438 SH   DFND   27,438 0 0
NUVEEN ESG EMERGING MARKETS NUVEEN ESG EMRGN 67092P888   573,400 20,000 SH   DFND   20,000 0 0
NUVEEN PA INVT QUALITY MUN FD COM 670972108   180,133 14,765 SH   DFND   14,765 0 0
nVENT ELECTRIC PLC SHS G6700G107   40,594,873 529,890 SH   DFND   523,239 0 6,651
NVIDIA CORP COM 67066G104   62,841,339 508,672 SH   DFND   482,142 0 26,530
ONEOK INC COM 682680103   811,423 9,950 SH   DFND   9,950 0 0
ORACLE SYS CORP COM 68389X105   247,425,478 1,752,305 SH   DFND   1,563,985 0 188,320
OREILLY AUTOMOTIVE COM 67103H107   240,782 228 SH   DFND   228 0 0
ORGANON AND CO COMMON STOCK 68622V106   206,027 9,953 SH   DFND   9,953 0 0
OSHARES U.S. SMALL-CAP QUALITY DIVIDEND ETF OSHARES US SMLCP 00162Q395   1,824,634 44,255 SH   DFND   44,255 0 0
OTIS WORLDWIDE CORP COM 68902V107   206,766 2,148 SH   DFND   2,148 0 0
PARKER-HANNIFIN CORP COM 701094104   436,008 862 SH   DFND   729 0 133
PAYCHEX INC COM 704326107   536,128 4,522 SH   DFND   3,691 0 831
PAYPAL HOLDINGS, INC. COM 70450Y103   314,407 5,418 SH   DFND   5,143 0 275
PEPSICO INC COM 713448108   207,450,308 1,257,808 SH   DFND   1,119,513 0 138,295
PFIZER INC COM 717081103   14,133,202 505,118 SH   DFND   498,115 0 7,003
PHILIP MORRIS INTL,INC COM 718172109   25,916,188 255,760 SH   DFND   255,003 0 757
PHILLIPS 66 COM 718546104   2,181,924 15,456 SH   DFND   13,285 0 2,171
PIMCO ENHANCED SHORT MATURITY ETF ENHAN SHRT MA AC 72201R833   499,929 4,967 SH   DFND   777 0 4,190
PNC FINANCIAL CORP COM 693475105   1,706,859 10,978 SH   DFND   10,628 0 350
POWERSHARES FTSE RAFI US 1K FTSE RAFI 1000 46137V613   2,232,978 58,840 SH   DFND   12,350 0 46,490
PPG INDS INC COM 693506107   771,957 6,132 SH   DFND   6,132 0 0
PPL CORP COM COM 69351T106   306,611 11,089 SH   DFND   11,089 0 0
PROCTER & GAMBLE COM 742718109   39,014,465 236,566 SH   DFND   199,098 0 37,468
PROGRESSIVE CORP OHIO COM 743315103   1,171,277 5,639 SH   DFND   5,639 0 0
PROLOGIS COM 74340W103   286,952 2,555 SH   DFND   2,555 0 0
PRUDENTIAL FINL INC COM 744320102   213,520 1,822 SH   DFND   1,822 0 0
PUBLIC STORAGE COM 74460D109   1,223,088 4,252 SH   DFND   4,252 0 0
PUBLIC SVC ENTERPRISES COM 744573106   842,981 11,438 SH   DFND   11,438 0 0
QUALCOMM INC COM 747525103   59,295,288 297,697 SH   DFND   296,048 0 1,649
RAYTHEON TECHNOLOGIES CORP COM 75513E101   198,017,412 1,972,481 SH   DFND   1,786,733 0 185,748
REGENERON PHARMACEUTICALS COM 75886F107   299,544 285 SH   DFND   285 0 0
ROPER INDUSTRIES INC. COM 776696106   727,121 1,290 SH   DFND   1,290 0 0
RPM INTL INC COM 749685103   650,818 6,044 SH   DFND   6,044 0 0
S&P GLOBAL INC COM 78409V104   170,937,376 383,268 SH   DFND   341,045 0 42,223
SALESFORCE.COM INC COM 79466L302   1,055,653 4,106 SH   DFND   4,106 0 0
SAP SE SPONSORED ADR SPON ADR 803054204   1,138,048 5,642 SH   DFND   5,642 0 0
SCHLUMBERGER COM STK 806857108   206,177 4,370 SH   DFND   4,370 0 0
SCHWAB (CHARLES) CORP COM 808513105   722,752 9,808 SH   DFND   9,808 0 0
SCHWAB FUNDAMENTAL LARGE CAP SCHWAB FDT US LG 808524771   18,733,904 279,694 SH   DFND   131,179 0 148,515
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805   351,428 9,147 SH   DFND   9,147 0 0
SCHWAB US DVD EQUITY ETF US DIVIDEND EQ 808524797   463,527 5,961 SH   DFND   5,961 0 0
SCHWAB US LARGE-CAP VALUE ETF US LCAP VA ETF 808524409   889,452 12,007 SH   DFND   12,007 0 0
SCHWAB US MID CAP ETF US MID CAP ETF 808524508   480,989 6,180 SH   DFND   6,180 0 0
SCHWAB US SMALL-CAP ETF US SML CAP ETF 808524607   403,358 8,501 SH   DFND   8,501 0 0
SEI INVESTMENTS CO COM 784117103   427,795 6,613 SH   DFND   6,613 0 0
SERVICE NOW INC. COM 81762P102   858,257 1,091 SH   DFND   1,091 0 0
SHELL PLC - ADR SPON ADS 780259305   1,971,597 27,315 SH   DFND   24,849 0 2,466
SHERWIN WILLIAMS CO COM 824348106   3,715,155 12,449 SH   DFND   12,191 0 258
SKYWORKS SOLUTIONS INC COM 83088M102   2,644,250 24,810 SH   DFND   24,110 0 700
SOLVENTUM CORP COM SHS 83444M101   341,711 6,462 SH   DFND   4,294 0 2,168
SOUTHERN CO COM 842587107   493,811 6,366 SH   DFND   6,366 0 0
SPDR GOLD TRUST GOLD SHS 78463V107   569,777 2,650 SH   DFND   2,650 0 0
SPDR HEALTH CARE SEL SEC SBI HEALTHCARE 81369Y209   5,364,183 36,804 SH   DFND   35,504 0 1,300
SPDR NUVEEN BARCLAYS SHORT TERM MUNI NUVEEN BLMBRG SH 78468R739   732,342 15,519 SH   DFND   15,519 0 0
SPDR S&P 600 SMALL CAP GROWTH ETF S&P 600 SMCP GRW 78464A201   2,394,807 27,892 SH   DFND   22,437 0 5,455
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763   2,045,390 16,083 SH   DFND   4,671 0 11,412
SPDR TR UNIT SER 1 TR UNIT 78462F103   57,542,160 105,733 SH   DFND   97,469 0 8,264
SPROTT PHYSICAL GOLD TRUST UNIT 85207H104   368,514 20,405 SH   DFND   20,405 0 0
STARBUCKS CORP COM 855244109   5,479,005 70,379 SH   DFND   66,304 0 4,075
STRYKER CORP COM 863667101   70,528,734 207,285 SH   DFND   187,853 0 19,432
SYSCO CORP COM 871829107   1,036,012 14,512 SH   DFND   14,512 0 0
TARGET CORP COM 87612E106   4,685,762 31,652 SH   DFND   31,652 0 0
TE CONNECTIVITY LTD SHS H84989104   29,973,027 199,249 SH   DFND   196,181 0 3,068
TECHNOLOGY SELECT SECT SPDR TECHNOLOGY 81369Y803   2,522,238 11,149 SH   DFND   9,578 0 1,571
TESLA MOTORS IN COM 88160R101   327,096 1,653 SH   DFND   1,653 0 0
TEXAS INSTRUMENTS INC COM 882508104   112,604,003 578,852 SH   DFND   526,393 0 52,459
THE BLACKSTONE GROUP INC COM CL A 09260D107   825,251 6,666 SH   DFND   6,666 0 0
THE HERSHEY COMPANY COM 427866108   1,157,761 6,298 SH   DFND   6,298 0 0
THE KRAFT HEINZ COMPANY COM 500754106   510,913 15,857 SH   DFND   15,857 0 0
THE TRADE DESK INC COM CL A 88339J105   569,904 5,835 SH   DFND   5,835 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   123,779,204 223,832 SH   DFND   202,376 0 21,456
TJX COS INC NEW COM 872540109   196,298,490 1,782,911 SH   DFND   1,559,661 0 223,250
TRACTOR SUPPLY COMPANY COM 892356106   365,850 1,355 SH   DFND   1,355 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   859,494 2,613 SH   DFND   2,613 0 0
TRANSDIGM GROUP, INC. COM 893641100   1,377,264 1,078 SH   DFND   1,078 0 0
TRAVELERS COMPANIES INC COM 89417E109   1,081,159 5,317 SH   DFND   2,839 0 2,478
TRUIST FINANCIAL CORP COM 89832Q109   451,864 11,631 SH   DFND   11,631 0 0
TYLER TECHNOLOGIES INC COM 902252105   670,709 1,334 SH   DFND   1,334 0 0
U S BANCORP COM NEW 902973304   1,625,794 40,952 SH   DFND   31,952 0 9,000
UNILEVER PLC SPONSORED ADR SPON ADR NEW 904767704   4,114,902 74,830 SH   DFND   68,276 0 6,554
UNION PACIFIC CORP COM 907818108   11,066,150 48,909 SH   DFND   48,069 0 840
UNITED PARCEL SVC INC CL B CL B 911312106   106,964,451 781,618 SH   DFND   730,249 0 51,369
UNITED RENTALS INC COM 911363109   455,298 704 SH   DFND   704 0 0
UNITEDHEALTH GROUP INC COM 91324P102   219,577,542 431,170 SH   DFND   371,794 0 59,376
UNIVERSAL HEALTH SERVICES CL B 913903100   715,309 3,868 SH   DFND   3,868 0 0
UTILITIES SELECT SECTOR SPDR SBI INT-UTILS 81369Y886   253,481 3,720 SH   DFND   3,720 0 0
VALERO ENERGY CORP COM 91913Y100   335,780 2,142 SH   DFND   2,142 0 0
VANGUARD CONSUMER DISCRETIONARY ETF CONSUM DIS ETF 92204A108   1,576,017 5,046 SH   DFND   4,914 0 132
VANGUARD DIVIDEND DIV APP ETF 921908844   66,740,751 365,603 SH   DFND   285,067 0 80,536
VANGUARD ESG INTL STOCK ETF ESG INTL STK ETF 921910725   1,907,664 33,310 SH   DFND   33,310 0 0
VANGUARD ESG US STOCK ETF ESG US STK ETF 921910733   1,792,687 18,554 SH   DFND   18,554 0 0
VANGUARD FTSE ALL WORLD SC ETF FTSE SMCAP ETF 922042718   3,393,699 28,885 SH   DFND   28,885 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF FTSE DEV MKT ETF 921943858   4,709,133 95,288 SH   DFND   95,288 0 0
VANGUARD FTSE EMERGING MARKET ETF FTSE EMR MKT ETF 922042858   4,541,500 103,782 SH   DFND   103,782 0 0
VANGUARD FTSE EUROPE ETF FTSE EUROPE ETF 922042874   51,128,671 765,743 SH   DFND   751,789 0 13,954
VANGUARD FTSE PACIFIC ETF INF TECH ETF 922042866   75,099,917 1,012,401 SH   DFND   995,567 0 16,834
VANGUARD GROWTH ETF GROWTH ETF 922908736   1,106,401 2,958 SH   DFND   2,958 0 0
VANGUARD HEALTHCARE ETF HEALTH CAR ETF 92204A504   399,000 1,500 SH   DFND   1,500 0 0
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406   4,583,982 38,651 SH   DFND   38,251 0 400
VANGUARD INFO TECH ETF INF TECH ETF 92204A702   7,477,796 12,969 SH   DFND   12,969 0 0
VANGUARD LARGE - CAP ETF LARGE CAP ETF 922908637   31,031,261 124,314 SH   DFND   122,306 0 2,008
VANGUARD MEGA CAP ETF MEGA CAP INTDEX 921910873   419,241 2,125 SH   DFND   2,005 0 120
VANGUARD MEGA CAP VALUE ETF MEGA CAP VAL ETF 921910840   518,912 4,379 SH   DFND   4,379 0 0
VANGUARD MID-CAP ETF MID CAP ETF 922908629   2,001,925 8,269 SH   DFND   8,041 0 228
VANGUARD MID-CAP GROWTH ETF MCAP GR INXVIP 922908538   295,214 1,286 SH   DFND   1,200 0 86
VANGUARD REIT ETF REIT ETF 922908553   1,798,830 21,476 SH   DFND   21,476 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363   13,496,008 26,985 SH   DFND   20,807 0 6,178
VANGUARD SHORT TERM BOND ETF SHORT TRM BOND 921937827   4,206,995 54,850 SH   DFND   54,850 0 0
VANGUARD SHORT-TERM TAX EXEMPT BOND ETF SHORT TRM TAX EX 921935870   1,142,499 11,417 SH   DFND   11,417 0 0
VANGUARD SMALL-CAP ETF SMALL CAP ETF 922908751   6,867,170 31,495 SH   DFND   28,629 0 2,866
VANGUARD TOTAL BOND MARKET TOTAL BND MRKT 921937835   3,461,498 48,043 SH   DFND   13,494 0 34,549
VANGUARD TOTAL INTL STOCK INDEX FUND ETF VG TL INTL STK F 921909768   45,887,938 760,994 SH   DFND   712,441 0 48,553
VANGUARD TOTAL STOCK MARKET TOTAL STK MKT 922908769   59,359,618 221,897 SH   DFND   211,934 0 9,963
VANGUARD TOTAL WORLD STK TT WRLD ST ETF 922042742   221,881 1,970 SH   DFND   1,848 0 122
VANGUARD VALUE ETF VALUE ETF 922908744   1,401,663 8,738 SH   DFND   6,296 0 2,442
VERIZON COMMUNICATIONS COM 92343V104   57,726,185 1,399,762 SH   DFND   1,392,522 0 7,240
VISA IN - CLASS A COM CL A 92826C839   21,863,489 83,299 SH   DFND   82,387 0 912
WALMART INC COM 931142103   5,131,402 75,785 SH   DFND   75,461 0 324
WASTE MGMT INC DEL COM 94106L109   6,375,666 29,885 SH   DFND   29,885 0 0
WATSCO INC COM 942622200   375,224 810 SH   DFND   810 0 0
WEC ENERGY GROUP INC COM 92939U106   336,123 4,284 SH   DFND   4,284 0 0
WELLS FARGO CO COM 949746101   3,140,127 52,873 SH   DFND   52,873 0 0
WEST PHARMACEUTICAL SERVICES COM 955306105   259,559 788 SH   DFND   788 0 0
WISDOMTREE L/C DIVIDEND FD US LARGECAP DIVD 97717W307   567,596 7,802 SH   DFND   7,802 0 0
WISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND US QTLY DIV GRT 97717X669   2,808,941 35,989 SH   DFND   35,989 0 0
WSFS FINANCIAL CORP COM 929328102   625,429 13,307 SH   DFND   13,307 0 0
WW GRAINGER INC COM 384802104   683,898 758 SH   DFND   758 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   385,933 3,556 SH   DFND   3,178 0 378
ZOETIS INC. CL A 98978V103   22,487,392 129,715 SH   DFND   128,825 0 890