The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101   4,266,978 39,032 SH   DFND   30,357 0 8,675
ABBOTT LABS COM 002824100   10,333,262 93,879 SH   DFND   87,504 0 6,375
ABBVIE INC. COM 00287Y109   14,713,317 94,943 SH   DFND   80,341 0 14,602
ACCENTURE LTD SHS CLASS A G1151C101   267,364,955 761,919 SH   DFND   662,095 0 99,824
ACNB CORP COM 000868109   1,520,587 33,972 SH   DFND   33,972 0 0
ADOBE SYSTEMS COM 00724F101   3,039,677 5,095 SH   DFND   4,350 0 745
AFLAC COM 001055102   2,586,953 31,357 SH   DFND   31,357 0 0
AGILENT TECHNOLOGIES INC COM COM 00846U101   604,641 4,349 SH   DFND   3,568 0 781
AIR PRODUCTS & CHEMICALS INC COM 009158106   116,205,004 424,416 SH   DFND   380,831 0 43,585
ALPHABET INC - CL A CAP STK CL A 02079K305   7,557,229 54,100 SH   DFND   52,600 0 1,500
ALPHABET INC CL C CAP STK CL C 02079K107   13,635,682 96,755 SH   DFND   95,255 0 1,500
ALPS ETF TR OSHARES US SMLCP 00162Q395   2,023,843 51,655 SH   DFND   51,655 0 0
ALTRIA GROUP INC COM COM 02209S103   2,505,921 62,120 SH   DFND   61,723 0 397
AMAZON.COM INC COM 023135106   9,909,983 65,223 SH   DFND   56,616 0 8,607
AMERICAN ELECTRIC POWER COM 025537101   12,480,428 153,662 SH   DFND   151,940 0 1,722
AMERICAN EXPRESS CO COM 025816109   2,103,454 11,228 SH   DFND   10,458 0 770
AMERICAN TOWER CORP COM 03027X100   38,658,711 179,075 SH   DFND   178,180 0 895
AMERICAN WTR WK COM 030420103   567,161 4,297 SH   DFND   1,522 0 2,775
AMETEK INC COM 031100100   513,632 3,115 SH   DFND   3,115 0 0
AMGEN INC COM 031162100   11,292,400 39,207 SH   DFND   38,546 0 661
ANALOG DEVICES COM 032654105   463,042 2,332 SH   DFND   2,332 0 0
AON PLC SHS CL A G0403H108   100,606,633 345,704 SH   DFND   305,916 0 39,788
APPLE INC COM 037833100   482,059,159 2,503,813 SH   DFND   2,245,581 0 258,232
APPLIED MATLS INC COM 038222105   265,957 1,641 SH   DFND   1,641 0 0
ARTHUR J GALLAGHER & CO COM 363576109   982,276 4,368 SH   DFND   4,368 0 0
ASML HOLDINGS N.V. N Y REGISTRY SHS N07059210   16,858,122 22,272 SH   DFND   22,037 0 235
ASTRA ZENECA PLC ADR SPONSORED ADR 046353108   299,505 4,447 SH   DFND   4,447 0 0
AT&T INC COM 00206R102   930,199 55,435 SH   DFND   54,483 0 952
AUTODESK INC COM 052769106   327,724 1,346 SH   DFND   1,128 0 218
AUTOMATIC DATA PROCESSING COM 053015103   61,306,191 263,151 SH   DFND   260,307 0 2,844
AVANTIS EMERGING MARKETS EQ AVANTIS EMGMKT 025072604   123,757,139 2,194,665 SH   DFND   2,100,363 0 94,302
AVANTIS INTERNATIONAL SMALL CAP VALUE INTL SMCP VLU 025072802   92,104,886 1,473,914 SH   DFND   1,424,555 0 49,359
BANK OF AMERICA COM 060505104   942,154 27,982 SH   DFND   27,982 0 0
BAXTER INTL INC COM 071813109   793,690 20,530 SH   DFND   20,225 0 305
BECTON DICKINSON COM 075887109   14,257,245 58,472 SH   DFND   48,177 0 10,295
BERKSHIRE HATHAWAY INC DEL CL A 084670108   21,705,001 40 SH   DFND   40 0 0
BERKSHIRE HATHAWAY INC DEL CL B CL B NEW 084670702   15,178,380 42,557 SH   DFND   40,332 0 2,225
BLACKROCK INC COM 09247X101   267,445,343 329,447 SH   DFND   294,247 0 35,200
BOEING CO COM 097023105   1,030,389 3,953 SH   DFND   3,078 0 875
BOOKING HOLDINGS INC. COM 09857L108   769,747 217 SH   DFND   217 0 0
BRISTOL MYERS SQUIBB CO COM 110122108   4,014,546 78,241 SH   DFND   74,658 0 3,583
BROADCOM LTD COM 11135F101   2,044,970 1,832 SH   DFND   1,832 0 0
BRUNSWICK CORP COM 117043109   252,614 2,611 SH   DFND   2,611 0 0
CANADIAN NATL RAILWAY CO COM 136375102   515,083 4,100 SH   DFND   4,100 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   1,458,183 18,444 SH   DFND   18,444 0 0
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101   3,494,563 123,789 SH   DFND   123,789 0 0
CATERPILLAR INC COM 149123101   1,805,952 6,108 SH   DFND   5,693 0 415
CENCORA INC COM 03073E105   236,455 1,162 SH   DFND   1,162 0 0
CHEMOURS COMPANY COM 163851108   1,208,424 38,314 SH   DFND   38,314 0 0
CHEVRON CORPORATION COM 166764100   141,896,052 951,301 SH   DFND   914,309 0 36,992
CHUBB LTD COM H1467J104   2,096,150 9,275 SH   DFND   9,275 0 0
CHURCH & DWIGHT CO COM 171340102   1,684,019 17,809 SH   DFND   17,809 0 0
CIGNA CORP COM 125523100   687,837 2,297 SH   DFND   2,297 0 0
CINCINNATI FINANCIAL CORP COM 172062101   728,876 7,045 SH   DFND   7,045 0 0
CINTAS CORP COM 172908105   395,948 657 SH   DFND   657 0 0
CISCO SYS INC COM 17275R102   76,150,261 1,507,329 SH   DFND   1,498,578 0 8,751
CLOROX CO COM 189054109   559,381 3,923 SH   DFND   3,923 0 0
CME GROUP INC. COM 12572Q105   14,744,527 70,012 SH   DFND   69,972 0 40
COCA-COLA CO COM 191216100   87,161,258 1,479,064 SH   DFND   1,280,574 0 198,490
COGNIZANT TECH SOLUTIONS - A CL A 192446102   213,674 2,829 SH   DFND   2,669 0 160
COLGATE-PALMOLIVE CO COM 194162103   4,361,173 54,713 SH   DFND   44,633 0 10,080
COMCAST CORP NEW COM CL A CL A 20030N101   5,203,504 118,666 SH   DFND   118,566 0 100
COMM SERV SELECT SECTOR SPDR COMMUNICATION 81369Y852   1,067,884 14,697 SH   DFND   14,697 0 0
CONOCOPHILLIPS COM 20825C104   3,321,691 28,618 SH   DFND   27,787 0 831
CONSOLIDATED EDISON INC COM 209115104   631,969 6,947 SH   DFND   4,797 0 2,150
CONSTELLATION BRANDS INC CL A 21036P108   756,678 3,130 SH   DFND   3,130 0 0
CONSTELLATION ENERGY CORP COM 21037T109   448,507 3,837 SH   DFND   3,837 0 0
COPART, INC COM 217204106   707,070 14,430 SH   DFND   14,430 0 0
CORTEVA INC COM 22052L104   3,599,223 75,109 SH   DFND   75,109 0 0
COSTCO WHSL CORP NEW COM COM 22160K105   226,899,342 343,745 SH   DFND   306,348 0 37,397
CUMMINS INC COM 231021106   459,495 1,918 SH   DFND   1,918 0 0
CVS HEALTH CORPORATION COM 126650100   133,563,149 1,691,529 SH   DFND   1,518,272 0 173,257
DANAHER CORP COM 235851102   3,139,052 13,569 SH   DFND   13,569 0 0
DEERE & CO. COM 244199105   1,468,723 3,673 SH   DFND   3,418 0 255
DIAGEO PLC - SPONSORED ADR SPON ADR NEW 25243Q205   2,425,530 16,652 SH   DFND   16,652 0 0
DIAMONDBACK ENERGY INC COM 25278X109   233,240 1,504 SH   DFND   74 0 1,430
DIMENSIONSAL ETF TRUST US CORE EQUITY 2 25434V708   211,596 7,239 SH   DFND   7,239 0 0
DISNEY WALT PRODUCTIONS COM DISNEY 254687106   6,462,416 71,574 SH   DFND   68,130 0 3,444
DOLLAR GENERAL CORP COM 256677105   1,328,911 9,775 SH   DFND   9,733 0 42
DOMINION ENERGY INC COM 25746U109   671,912 14,296 SH   DFND   14,296 0 0
DOVER CORP COM 260003108   463,737 3,015 SH   DFND   3,015 0 0
DOW INC COM 260557103   27,579,475 502,908 SH   DFND   502,228 0 680
DUKE ENERGY CORP COM NEW 26441C204   945,655 9,745 SH   DFND   9,745 0 0
DUPONT DE NEMOURS INC COM 26614N102   13,269,810 172,492 SH   DFND   160,602 0 11,890
EATON CORP, PLC SHS G29183103   93,764,102 389,353 SH   DFND   362,779 0 26,574
ECOLAB INC COM 278865100   252,500 1,273 SH   DFND   1,273 0 0
ELEVANCE HEALTH INC COM 036752103   1,600,475 3,394 SH   DFND   3,394 0 0
EMERSON ELECTRIC CO COM 291011104   4,299,553 44,175 SH   DFND   39,705 0 4,470
ENERGY SELECT SECTOR SPDR ENERGY 81369Y506   922,072 10,998 SH   DFND   10,998 0 0
ENERGY TRANSFER COM UT LTD PTN 29273V100   1,298,966 94,128 SH   DFND   94,128 0 0
ENTERPRISE PRODUCTS PARTNERS COM 293792107   1,907,292 72,383 SH   DFND   67,423 0 4,960
ESSENTIAL UTILITIES INC COM 29670G102   939,166 25,145 SH   DFND   22,431 0 2,714
ESTEE LAUDER COS INC CL A CL A 518439104   487,159 3,331 SH   DFND   3,331 0 0
EXELON CORP COM 30161N101   411,163 11,453 SH   DFND   11,453 0 0
EXXON MOBIL CORP COM 30231G102   13,168,438 131,711 SH   DFND   125,051 0 6,660
FACTSET RESEARCH COM 303075105   294,817 618 SH   DFND   618 0 0
FASTENAL COMPANY COM 311900104   768,626 11,867 SH   DFND   11,867 0 0
FEDEX CORP COM 31428X106   478,366 1,891 SH   DFND   1,891 0 0
FIRST COMMONWEALTH FINANCIAL COM 319829107   754,862 48,890 SH   DFND   48,890 0 0
GARTNER INC COM 366651107   288,710 640 SH   DFND   640 0 0
GENERAL DYNAMICS CORP COM 369550108   7,981,477 30,737 SH   DFND   30,152 0 585
GENERAL ELECTRIC COM NEW 369604301   506,819 3,971 SH   DFND   3,971 0 0
GENERAL MILLS INC COM 370334104   478,388 7,344 SH   DFND   7,344 0 0
GENUINE PARTS CO COM 372460105   15,298,677 110,460 SH   DFND   110,255 0 205
GILEAD SCIENCES INC COM 375558103   1,076,218 13,285 SH   DFND   6,531 0 6,754
GLATFELTER CORP COM 377320106   204,961 105,650 SH   DFND   105,650 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W204   3,174,374 85,655 SH   DFND   27,153 0 58,502
GLOBAL PAYMENTS INC COM 37940X102   337,820 2,660 SH   DFND   2,310 0 350
GLOBAL X S&P 500 CATHOLIC VALUES ETF S&P 500 CATHOLIC 37954Y889   2,460,400 42,428 SH   DFND   42,428 0 0
GOLDMAN SACHS ACCESS INV GRADE CORP BOND ETF ACCESS INVT GR 381430479   920,600 19,879 SH   DFND   19,879 0 0
GOLDMAN SACHS ACTIVEBETA EMERGING MARKETS ACTIVEBETA EME 381430206   363,063 11,830 SH   DFND   6,000 0 5,830
GOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF ACTIVEBETA INT 381430107   3,927,463 120,253 SH   DFND   120,253 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104   643,079 1,667 SH   DFND   1,320 0 347
GOLDMAN SACHS TREAS ACC ETF ACCES TREASURY 381430529   260,920 2,616 SH   DFND   2,616 0 0
GRACO INC COM 384109104   261,842 3,018 SH   DFND   3,018 0 0
HALEON PLC SPON ADS 405552100   327,966 39,850 SH   DFND   340 0 39,510
HEICO CORPORATION CL A 422806208   357,240 2,508 SH   DFND   2,508 0 0
HILTON WORLDWIDE HLD COM 43300A203   212,317 1,166 SH   DFND   1,166 0 0
HOME DEPOT INC COM 437076102   41,646,646 120,175 SH   DFND   118,930 0 1,245
HONEYWELL INTERNATIONAL, INC. COM 438516106   188,221,073 897,530 SH   DFND   811,191 0 86,339
HUBBELL INC COM 443510607   358,534 1,090 SH   DFND   1,090 0 0
IDEXX LABORATORIES COM 45168D104   213,139 384 SH   DFND   384 0 0
IISHARES CORE S&P TOTAL US CORE S&P TTL STK 464287150   309,376 2,940 SH   DFND   2,940 0 0
ILLINOIS TOOL WKS INC COM 452308109   47,744,852 182,274 SH   DFND   180,940 0 1,334
INDUSTRIAL SELECT SECT SPDR INDL 81369Y704   341,058 2,992 SH   DFND   2,992 0 0
INTEL CORP COM 458140100   2,478,230 49,318 SH   DFND   48,943 0 375
INTERCONTINENTAL EXCHANGE COM 45866F104   593,989 4,625 SH   DFND   4,625 0 0
INTERNATIONAL BUSINESS MACHINES COM 459200101   1,735,429 10,611 SH   DFND   10,611 0 0
INTL FLAVORS & FRAGRANCES COM 459506101   655,452 8,095 SH   DFND   8,095 0 0
INTUIT INC COM 461202103   45,827,825 73,321 SH   DFND   72,671 0 650
INVESCO QQQ TRUST SERIES 1 UNIT SER 1 46090E103   8,203,095 20,031 SH   DFND   19,667 0 364
INVESCO S&P 500 EQUAL WEIGHT S&P500 EQL TEC 46137V282   359,040 11,000 SH   DFND   11,000 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF S&P500 EQL WGT 46137V357   7,710,735 48,864 SH   DFND   36,382 0 12,482
INVESCO S&P 500 HIGH DIVIDEND LOW VOL ETF S&P500 HDL VOL 46138E362   882,128 20,800 SH   DFND   20,800 0 0
ISHARES 0-5 YEAR TIPS BOND ETF 0-5 YR TIPS ETF 46429B747   58,943,048 597,860 SH   DFND   587,118 0 10,742
ISHARES 1-3 YEAR TREASURY BOND ETF 1 3 YR TREAS BD 464287457   22,269,334 271,445 SH   DFND   262,421 0 9,024
ISHARES BARCLAYS 3-7 YEAR TREASURY BOND FUND 3 7 YR TREAS BD 464288661   13,952,626 119,121 SH   DFND   113,608 0 5,513
ISHARES BARCLAYS 7-10 YEAR TREASURY BOND FUND 7-10 Y TR BD ETF 464287440   11,752,554 121,927 SH   DFND   117,660 0 4,267
ISHARES BARCLAYS INTERMEDIATE GOVERNMENT/CREDIT BO INTRM GOV/CR ETF 464288612   1,945,498 18,571 SH   DFND   10,406 0 8,165
ISHARES BARCLAYS MBS BOND FUND MBS ETF 464288588   50,608,891 537,935 SH   DFND   525,834 0 12,101
ISHARES CORE DIVIDEND GROWTH ETF CORE DIV GRWTH 46434V621   1,939,081 36,029 SH   DFND   34,109 0 1,920
ISHARES CORE MSCI ACMI CORE MSCI TOTAL 46432F834   2,400,462 36,970 SH   DFND   36,970 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842   188,274,652 2,676,257 SH   DFND   2,587,349 0 88,907
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103   171,228,863 3,385,308 SH   DFND   3,264,445 0 120,863
ISHARES CORE S&P 500 ETF CORE S&P ETF 464287200   224,436,732 469,897 SH   DFND   456,742 0 13,155
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507   138,016,688 497,986 SH   DFND   485,785 0 12,200
ISHARES CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804   225,678,747 2,084,792 SH   DFND   1,998,378 0 86,414
ISHARES DJ SELECT DIVIDEND INDEX FUND SELECT DIVID ETF 464287168   2,705,555 23,081 SH   DFND   23,081 0 0
ISHARES DJ US HEALTH CARE SECTOR INDEX FUND US HLTHCARE ETF 464287762   816,929 2,854 SH   DFND   2,854 0 0
ISHARES DJ US INDUSTRIAL SECTOR INDEX FUND US INDUSTRIALS 464287754   456,068 3,988 SH   DFND   3,988 0 0
ISHARES DJ US TECHNOLOGY SECTOR INDEX FUND U.S. TECH ETF 464287721   2,277,626 18,555 SH   DFND   18,555 0 0
ISHARES DOW JONES INTERNATIONAL SELECT DIVIDEND IN INTL SEL DIV ETF 464288448   370,868 13,250 SH   DFND   13,250 0 0
ISHARES EDGE MSCI USA MOMENT MSCI USA MMENTM 46432F396   3,982,496 25,384 SH   DFND   22,627 0 2,757
ISHARES EDGE MSCI USA QUALIT MSCI USA QLT FCT 46432F339   25,485,089 173,203 SH   DFND   164,771 0 8,432
ISHARES EDGE MSCI USA VALUE FACTO MSCI USA VALUE 46432F388   14,641,898 144,740 SH   DFND   131,716 0 13,024
ISHARES ESG MSCI USA SMALL- CAP ESG AWARE MSCI 46435U663   1,564,530 41,161 SH   DFND   41,161 0 0
ISHARES FLOATING RATE BOND E FLTG RATE NT ETF 46429B655   57,021,604 1,126,464 SH   DFND   1,104,993 0 21,471
ISHARES IBOXX $ INVESTOP INVESTMENT GRADE BOND FUN IBOXX INV CP ETF 464287242   381,556 3,448 SH   DFND   3,448 0 0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF IBOXX HI YD ETF 464288513   388,730 5,023 SH   DFND   5,023 0 0
ISHARES INTERMEDIATE TERM CORP BOND ETF INTERM CR BD ETF 464288638   52,623,794 1,011,996 SH   DFND   977,996 0 34,000
ISHARES MORNINGSTAR MID-CAP ETF MRGSTR MD CP ETF 464288208   437,486 6,517 SH   DFND   6,517 0 0
ISHARES MSC EAFE ESG ESG AW MSCI EAFE 46435G516   1,007,024 13,331 SH   DFND   13,331 0 0
ISHARES MSCI ACWI ETF MSCI ACWI ETF 464288257   1,481,975 14,562 SH   DFND   14,562 0 0
ISHARES MSCI EAFE GROWTH INDEX FUND EAFE GRWTH ETF 464288885   566,088 5,845 SH   DFND   5,845 0 0
ISHARES MSCI EAFE INDEX FUND MSCI EAFE ETF 464287465   1,188,496 15,773 SH   DFND   15,773 0 0
ISHARES MSCI EM ESG OP ESG AWR MSCI EM 46434G863   928,426 28,959 SH   DFND   28,959 0 0
ISHARES MSCI EM MKTS EX CHINA MSCI EMRG CHN 46434G764   493,925 8,914 SH   DFND   8,914 0 0
ISHARES MSCI EMERGING MARKETS INDEX FUND MSCI EMG MKT ETF 464287234   466,476 11,601 SH   DFND   11,601 0 0
ISHARES MSCI EMERGING MARKETS MINIMUM VOLATILITY I EM MK MINVOL ETF 464286533   1,528,725 27,500 SH   DFND   27,500 0 0
ISHARES MSCI USA ESG OP ESG AWR MSCI USA 46435G425   317,698 3,028 SH   DFND   3,028 0 0
ISHARES MSCI USA MINIMUM VOL MSCI USA MIN VOL 46429B697   5,406,231 69,284 SH   DFND   23,495 0 45,789
ISHARES NASDAQ BIOTECHNOLOGY ISHARES BIOTECH 464287556   607,521 4,472 SH   DFND   4,125 0 347
ISHARES NORTH AMERICAN TECH-SOFTWARE ETF EXPANDED TECH 464287515   395,499 975 SH   DFND   975 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND RUS 1000 GRW ETF 464287614   18,961,329 62,544 SH   DFND   39,926 0 22,618
ISHARES RUSSELL 1000 INDEX FUND RUS 1000 ETF 464287622   4,593,222 17,514 SH   DFND   17,514 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND RUS 1000 VAL ETF 464287598   12,325,781 74,589 SH   DFND   46,034 0 28,554
ISHARES RUSSELL 2000 GROWTH INDEX FUND RUS 2000 GRW ETF 464287648   1,516,094 6,011 SH   DFND   2,526 0 3,485
ISHARES RUSSELL 2000 INDEX FUND RUSSELL 2000 ETF 464287655   2,397,080 11,943 SH   DFND   11,943 0 0
ISHARES RUSSELL 2000 VALUE INDEX FUND RUS 2000 VAL ETF 464287630   823,404 5,301 SH   DFND   1,423 0 3,878
ISHARES RUSSELL 3000 INDEX FUND RUSSELL 3000 ETF 464287689   383,236 1,400 SH   DFND   1,400 0 0
ISHARES RUSSELL MID CAP GROWTH INDEX FUND RUS MDCP VAL ETF 464287481   797,552 7,635 SH   DFND   7,635 0 0
ISHARES RUSSELL MID CAP INDEX FUND RUS MID-CAP ETF 464287499   24,038,313 309,254 SH   DFND   303,774 0 5,480
ISHARES S&P 500 GROWTH INDEX FUND S&P 500 GRWT ETF 464287309   2,643,745 35,203 SH   DFND   35,203 0 0
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408   418,727 2,408 SH   DFND   2,408 0 0
ISHARES S&P MID CAP 400 GROWTH INDEX FUND S&P MC 400GR ETF 464287606   394,199 4,976 SH   DFND   4,976 0 0
ISHARES S&P MID CAP 400 VALUE INDEX FUND S&P MC 400VL ETF 464287705   277,687 2,435 SH   DFND   2,435 0 0
ISHARES S&P SHORT TERM NATIONAL AMT-FREE MUNICIPAL SHRT NAT MUN ETF 464288158   1,470,643 13,949 SH   DFND   13,949 0 0
ISHARES S&P US PREFERRED STOCK INDEX FUND U.S. PFD STK ETF 464288687   892,751 28,623 SH   DFND   28,623 0 0
ISHARES SHORT-TERM CORPORATE BOND ETF 1-3 YR CR BD ETF 464288646   91,251,216 1,779,643 SH   DFND   1,727,158 0 52,485
ISHARES TR RUS MDCP VAL ETF 464287473   201,879 1,736 SH   DFND   1,736 0 0
ISHARES TR MSCI USA ESG SLC 464288802   926,300 9,216 SH   DFND   9,216 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   2,116,700 21,110 SH   DFND   21,110 0 0
ISHARES TRUST ISHARES MSCI ACWI EX US INDEX FUND MSCI ACWI US ETF 464288240   2,269,800 44,471 SH   DFND   43,201 0 1,270
ISHARES ULTRA SHORT-TERM BOND ULTR SH TRM BD 46434V878   8,553,797 169,853 SH   DFND   132,046 0 37,807
ISHARES US CONSUMER DISCRETIONARY ETF US CONSUM DISCRE 464287580   634,195 8,370 SH   DFND   8,370 0 0
ISHARES US CONSUMER STAPLES ETF US CONSM STAPLES 464287812   222,000 1,158 SH   DFND   1,158 0 0
ISHARES US FINANCIALS ETF U.S. FINLS ETF 464287788   601,372 7,041 SH   DFND   7,041 0 0
ISHARES US HEALTH CARE PROVIDERS ETF US HLTHCR PR ETF 464288828   386,736 1,473 SH   DFND   1,473 0 0
J.P. MORGAN CHASE & CO COM 46625H100   274,693,596 1,614,895 SH   DFND   1,443,400 0 171,495
JANUS DETROIT STR TR HENDERSON MTG 47103U852   229,195 4,989 SH   DFND   4,589 0 400
JOHNSON & JOHNSON COM 478160104   211,514,954 1,349,464 SH   DFND   1,205,417 0 144,047
JOHNSON CONTROLS INTERNATIONAL PLC SHS G51502105   16,810,072 291,639 SH   DFND   291,238 0 401
JP MORGAN ALERIAN MLP INDEX ALERIAN ML ETN 46625H365   230,776 9,100 SH   DFND   9,100 0 0
JP MORGAN EQUITY PREMIUM INCOME ETF EQUITY PREMIUM 46641Q332   890,731 16,201 SH   DFND   2,166 0 14,035
KIMBERLY CLARK CORP COM 494368103   3,934,494 32,380 SH   DFND   29,985 0 2,395
KLA - TENCOR CORPROATION COM NEW 482480100   1,378,262 2,371 SH   DFND   2,371 0 0
KROGER CO COM 501044101   349,544 7,647 SH   DFND   7,533 0 114
LAM RESEARCH CP COM 512807108   404,162 516 SH   DFND   516 0 0
LILLY, ELI & COMPANY COM 532457108   2,817,835 4,834 SH   DFND   4,664 0 170
LINDE PLC SHS G54950103   3,984,298 9,701 SH   DFND   9,421 0 280
LITHIA MOTORS INC CL A CL A 536797103   541,336 1,644 SH   DFND   1,644 0 0
LOCKHEED MARTIN CORP COM 539830109   18,313,162 40,405 SH   DFND   39,650 0 755
LOWES COS INC COM 548661107   225,404,842 1,012,828 SH   DFND   885,726 0 127,102
M & T BK CORP COM 55261F104   560,520 4,089 SH   DFND   4,089 0 0
MARATHON PETROLEUM CORP COM 56585A102   860,933 5,803 SH   DFND   5,803 0 0
MARRIOTT INTL INC NEW CL A CL A 571903202   939,700 4,167 SH   DFND   4,167 0 0
MASCO CORP COM 574599106   31,518,109 470,560 SH   DFND   465,595 0 4,965
MASTERCARD CLA 57636Q104   270,460,875 634,126 SH   DFND   559,261 0 74,865
MCCORMICK & CO COM NON VTG 579780206   19,339,802 282,663 SH   DFND   281,753 0 910
MCDONALDS CORP COM 580135101   84,246,491 284,127 SH   DFND   265,874 0 18,253
MCKESSON CORP COM 58155Q103   65,643,156 141,784 SH   DFND   121,994 0 19,790
MEDTRONIC PLC SHS G5960L103   109,288,117 1,326,634 SH   DFND   1,203,396 0 123,238
MERCK & CO COM 58933Y105   88,770,481 814,259 SH   DFND   803,151 0 11,108
META PLATFORMS, INC. CLASS A CL A 30303M102   1,531,585 4,327 SH   DFND   4,112 0 215
MICROCHIP TECHNOLOGY COM 595017104   733,704 8,136 SH   DFND   8,136 0 0
MICROSOFT CORP COM 594918104   479,988,195 1,276,429 SH   DFND   1,169,313 0 107,116
MIDCAP SPDR TRUST SERIES 1 UTSER1 S&PDCRP 78467Y107   3,458,302 6,816 SH   DFND   6,578 0 238
MONDELEZ INTERNATIONAL INC CL A CL A 609207105   2,023,984 27,944 SH   DFND   27,944 0 0
MOODYS CORP COM COM 615369105   424,539 1,087 SH   DFND   1,087 0 0
MORGAN STANLEY COM NEW 617446448   985,093 10,564 SH   DFND   10,564 0 0
NESTLE S A SPON ADR REG COM 641069406   4,008,545 34,667 SH   DFND   29,755 0 4,912
NETFLIX INC COM 64110L106   662,157 1,360 SH   DFND   1,360 0 0
NEXTERA ENERGY INC COM 65339F101   6,420,400 105,703 SH   DFND   101,703 0 4,000
NIKE INC CL B CL B 654106103   79,599,983 733,167 SH   DFND   644,099 0 89,068
NORFOLK SOUTHERN CORP COM 655844108   3,352,578 14,183 SH   DFND   13,738 0 445
NORTHERN TR CORP COM 665859104   231,286 2,741 SH   DFND   2,741 0 0
NORTHROP GRUMMAN CORP COM 666807102   1,021,950 2,183 SH   DFND   2,183 0 0
NOVARTIS AG - ADR SPONSORED ADR 66987V109   3,515,372 34,816 SH   DFND   34,816 0 0
NOVO-NORDISK A/S SPONS ADR ADR 670100205   2,716,597 26,260 SH   DFND   26,260 0 0
NUVEEN ESG EMERGING MARKETS NUVEEN ESG EMRGN 67092P888   539,000 20,000 SH   DFND   20,000 0 0
NUVEEN PA INVT QUALITY MUN FD COM 670972108   170,979 14,765 SH   DFND   14,765 0 0
nVENT ELECTRIC PLC SHS G6700G107   31,751,125 537,335 SH   DFND   533,090 0 4,245
NVIDIA CORP COM 67066G104   2,154,207 4,350 SH   DFND   4,350 0 0
ONEOK INC COM 682680103   339,233 4,831 SH   DFND   4,831 0 0
ORACLE SYS CORP COM 68389X105   190,414,324 1,806,073 SH   DFND   1,610,760 0 195,313
OREILLY AUTOMOTIVE COM 67103H107   214,718 226 SH   DFND   226 0 0
PARKER-HANNIFIN CORP COM 701094104   504,467 1,095 SH   DFND   678 0 417
PAYCHEX INC COM 704326107   527,896 4,432 SH   DFND   3,601 0 831
PAYPAL HOLDINGS, INC. COM 70450Y103   336,281 5,476 SH   DFND   5,201 0 275
PEPSICO INC COM 713448108   221,443,032 1,303,833 SH   DFND   1,160,669 0 143,164
PFIZER INC COM 717081103   14,876,628 516,729 SH   DFND   508,226 0 8,503
PHILIP MORRIS INTL,INC COM 718172109   24,896,134 264,627 SH   DFND   263,870 0 757
PHILLIPS 66 COM 718546104   1,730,687 12,999 SH   DFND   10,828 0 2,171
PIMCO ENHANCED SHORT MATURITY ETF ENHAN SHRT MA AC 72201R833   418,120 4,190 SH   DFND   0 0 4,190
PNC FINANCIAL CORP COM 693475105   1,250,259 8,074 SH   DFND   7,474 0 600
POWERSHARES FTSE RAFI US 1K FTSE RAFI 1000 46137V613   2,171,840 61,700 SH   DFND   12,350 0 49,350
PPG INDS INC COM 693506107   825,067 5,517 SH   DFND   5,517 0 0
PPL CORP COM COM 69351T106   350,972 12,951 SH   DFND   12,951 0 0
PRIMIS FINANCIAL CORP COM 74167B109   126,600 10,000 SH   DFND   10,000 0 0
PROCTER & GAMBLE COM 742718109   36,094,121 246,309 SH   DFND   207,214 0 39,095
PROGRESSIVE CORP OHIO COM 743315103   1,214,988 7,628 SH   DFND   7,628 0 0
PROLOGIS COM 74340W103   290,594 2,180 SH   DFND   2,180 0 0
PUBLIC STORAGE COM 74460D109   1,196,210 3,922 SH   DFND   3,922 0 0
PUBLIC SVC ENTERPRISES COM 744573106   976,137 15,963 SH   DFND   15,963 0 0
QUALCOMM INC COM 747525103   19,503,789 134,853 SH   DFND   134,808 0 45
RAYTHEON TECHNOLOGIES CORP COM 75513E101   168,993,091 2,008,475 SH   DFND   1,813,039 0 195,436
REGENERON PHARMACEUTICALS COM 75886F107   302,132 344 SH   DFND   344 0 0
ROCKWELL AUTOMATION INC COM 773903109   211,747 682 SH   DFND   682 0 0
ROPER INDUSTRIES INC. COM 776696106   496,105 910 SH   DFND   910 0 0
S&P GLOBAL INC COM 78409V104   173,105,162 392,956 SH   DFND   349,506 0 43,450
SALESFORCE.COM INC COM 79466L302   720,214 2,737 SH   DFND   2,737 0 0
SAP SE SPONSORED ADR SPON ADR 803054204   854,728 5,529 SH   DFND   5,529 0 0
SCHLUMBERGER COM STK 806857108   210,658 4,048 SH   DFND   4,048 0 0
SCHWAB (CHARLES) CORP COM 808513105   350,605 5,096 SH   DFND   5,096 0 0
SCHWAB FUNDAMENTAL LARGE CAP SCHWAB FDT US LG 808524771   14,893,597 240,452 SH   DFND   90,464 0 149,988
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805   338,073 9,147 SH   DFND   9,147 0 0
SCHWAB US DVD EQUITY ETF US DIVIDEND EQ 808524797   453,811 5,961 SH   DFND   5,961 0 0
SCHWAB US LARGE-CAP VALUE ETF US LCAP VA ETF 808524409   881,973 12,582 SH   DFND   12,582 0 0
SCHWAB US MID CAP ETF US MID CAP ETF 808524508   465,478 6,180 SH   DFND   6,180 0 0
SCHWAB US SMALL-CAP ETF US SML CAP ETF 808524607   401,573 8,501 SH   DFND   8,501 0 0
SEI INVESTMENTS CO COM 784117103   420,256 6,613 SH   DFND   6,613 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   34,186,102 250,668 SH   DFND   241,438 0 9,230
SERVICE NOW INC. COM 81762P102   783,497 1,109 SH   DFND   1,109 0 0
SHELL PLC - ADR SPON ADS 780259305   2,005,913 30,485 SH   DFND   28,019 0 2,466
SHERWIN WILLIAMS CO COM 824348106   3,884,091 12,453 SH   DFND   12,195 0 258
SKYWORKS SOLUTIONS INC COM 83088M102   31,229,377 277,792 SH   DFND   274,227 0 3,565
SNAP-ON INC COM 833034101   945,662 3,274 SH   DFND   3,274 0 0
SOUTHERN CO COM 842587107   503,181 7,176 SH   DFND   7,176 0 0
SPDR GOLD TRUST GOLD SHS 78463V107   1,385,983 7,250 SH   DFND   7,250 0 0
SPDR S&P 600 SMALL CAP GROWTH ETF S&P 600 SMCP GRW 78464A201   47,310,495 565,712 SH   DFND   557,147 0 8,565
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763   2,018,220 16,150 SH   DFND   4,738 0 11,412
SPDR SER TR BLOOMBERG SHORT 78464A334   205,500 7,500 SH   DFND   7,500 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   207,729 2,273 SH   DFND   2,273 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   741,653 15,519 SH   DFND   15,519 0 0
SPDR TR UNIT SER 1 TR UNIT 78462F103   47,810,611 100,588 SH   DFND   92,320 0 8,268
STARBUCKS CORP COM 855244109   99,023,967 1,031,392 SH   DFND   910,923 0 120,469
STATE STR CORP COM 857477103   207,360 2,677 SH   DFND   2,677 0 0
STRYKER CORP COM 863667101   3,152,415 10,527 SH   DFND   9,672 0 855
SYSCO CORP COM 871829107   1,379,012 18,857 SH   DFND   18,857 0 0
TARGET CORP COM 87612E106   3,902,593 27,402 SH   DFND   27,382 0 20
TE CONNECTIVITY LTD SHS H84989104   26,676,033 189,865 SH   DFND   186,382 0 3,483
TECHNOLOGY SELECT SECT SPDR TECHNOLOGY 81369Y803   1,992,938 10,354 SH   DFND   8,783 0 1,571
TESLA MOTORS IN COM 88160R101   266,619 1,073 SH   DFND   1,073 0 0
TEXAS INSTRUMENTS INC COM 882508104   82,706,451 485,196 SH   DFND   437,219 0 47,977
THE BLACKSTONE GROUP INC COM CL A 09260D107   901,122 6,883 SH   DFND   6,883 0 0
THE HERSHEY COMPANY COM 427866108   3,771,868 20,231 SH   DFND   20,231 0 0
THE TRADE DESK INC COM CL A 88339J105   419,527 5,830 SH   DFND   5,830 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   101,682,989 191,569 SH   DFND   171,934 0 19,635
TJX COS INC NEW COM 872540109   176,645,523 1,883,014 SH   DFND   1,650,578 0 232,436
TRANE TECHNOLOGIES PLC SHS G8994E103   1,157,793 4,747 SH   DFND   4,747 0 0
TRANSDIGM GROUP, INC. COM 893641100   1,136,027 1,123 SH   DFND   1,123 0 0
TRAVELERS COMPANIES INC COM 89417E109   1,011,311 5,309 SH   DFND   2,831 0 2,478
TRUIST FINANCIAL CORP COM 89832Q109   337,375 9,138 SH   DFND   9,138 0 0
TYLER TECHNOLOGIES INC COM 902252105   549,410 1,314 SH   DFND   1,314 0 0
U S BANCORP COM NEW 902973304   492,570 11,381 SH   DFND   2,381 0 9,000
UNILEVER PLC SPONSORED ADR SPON ADR NEW 904767704   14,692,785 303,069 SH   DFND   294,625 0 8,444
UNION PACIFIC CORP COM 907818108   12,628,307 51,414 SH   DFND   50,574 0 840
UNITED PARCEL SVC INC CL B CL B 911312106   154,906,817 985,224 SH   DFND   936,650 0 48,574
UNITED RENTALS INC COM 911363109   458,163 799 SH   DFND   799 0 0
UNITEDHEALTH GROUP INC COM 91324P102   250,095,067 475,041 SH   DFND   408,969 0 66,072
UTILITIES SELECT SECTOR SPDR SBI INT-UTILS 81369Y886   231,344 3,653 SH   DFND   3,653 0 0
VANGUARD CONSUMER DISCRETIONARY ETF CONSUM DIS ETF 92204A108   1,536,759 5,046 SH   DFND   4,914 0 132
VANGUARD DIVIDEND DIV APP ETF 921908844   53,876,641 316,177 SH   DFND   236,405 0 79,773
VANGUARD ESG INTL STOCK ETF ESG INTL STK ETF 921910725   1,852,101 33,504 SH   DFND   33,504 0 0
VANGUARD ESG US STOCK ETF ESG US STK ETF 921910733   889,898 10,462 SH   DFND   10,462 0 0
VANGUARD FTSE ALL WORLD SC ETF FTSE SMCAP ETF 922042718   3,017,707 26,234 SH   DFND   26,234 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF FTSE DEV MKT ETF 921943858   4,041,850 84,381 SH   DFND   84,381 0 0
VANGUARD FTSE EMERGING MARKET ETF FTSE EMR MKT ETF 922042858   4,068,201 98,983 SH   DFND   98,983 0 0
VANGUARD FTSE EUROPE ETF FTSE EUROPE ETF 922042874   47,553,237 737,488 SH   DFND   723,396 0 14,092
VANGUARD FTSE PACIFIC ETF INF TECH ETF 922042866   73,348,879 1,018,310 SH   DFND   1,001,371 0 16,939
VANGUARD GROWTH ETF GROWTH ETF 922908736   979,960 3,152 SH   DFND   3,152 0 0
VANGUARD HEALTHCARE ETF HEALTH CAR ETF 92204A504   417,666 1,666 SH   DFND   1,666 0 0
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406   4,949,419 44,338 SH   DFND   43,938 0 400
VANGUARD INFO TECH ETF INF TECH ETF 92204A702   6,913,940 14,285 SH   DFND   14,285 0 0
VANGUARD LARGE - CAP ETF LARGE CAP ETF 922908637   20,200,472 92,599 SH   DFND   91,594 0 1,005
VANGUARD MEGA CAP ETF MEGA CAP INTDEX 921910873   384,266 2,270 SH   DFND   2,150 0 120
VANGUARD MEGA CAP VALUE ETF MEGA CAP VAL ETF 921910840   478,931 4,379 SH   DFND   4,379 0 0
VANGUARD MID-CAP ETF MID CAP ETF 922908629   1,874,846 8,059 SH   DFND   8,059 0 0
VANGUARD MID-CAP GROWTH ETF MCAP GR INXVIP 922908538   282,587 1,287 SH   DFND   1,201 0 86
VANGUARD REIT ETF REIT ETF 922908553   2,006,391 22,707 SH   DFND   22,707 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363   11,540,693 26,421 SH   DFND   20,243 0 6,178
VANGUARD SHORT TERM BOND ETF SHORT TRM BOND 921937827   4,206,601 54,617 SH   DFND   54,617 0 0
VANGUARD SMALL-CAP ETF SMALL CAP ETF 922908751   6,660,163 31,220 SH   DFND   28,595 0 2,625
VANGUARD TOTAL BOND MARKET TOTAL BND MRKT 921937835   3,703,978 50,360 SH   DFND   13,494 0 36,866
VANGUARD TOTAL INTL STOCK INDEX FUND ETF VG TL INTL STK F 921909768   69,058,818 1,191,491 SH   DFND   1,142,463 0 49,028
VANGUARD TOTAL STOCK MARKET TOTAL STK MKT 922908769   45,003,437 189,712 SH   DFND   176,805 0 12,907
VANGUARD VALUE ETF VALUE ETF 922908744   1,374,952 9,197 SH   DFND   6,755 0 2,442
VERIZON COMMUNICATIONS COM 92343V104   49,448,187 1,311,623 SH   DFND   1,304,173 0 7,450
VISA IN - CLASS A COM CL A 92826C839   7,173,163 27,552 SH   DFND   27,052 0 500
WALMART INC COM 931142103   3,262,409 20,694 SH   DFND   20,586 0 108
WASTE MGMT INC DEL COM 94106L109   6,085,460 33,978 SH   DFND   33,978 0 0
WATSCO INC COM 942622200   330,779 772 SH   DFND   772 0 0
WEC ENERGY GROUP INC COM 92939U106   290,807 3,455 SH   DFND   3,455 0 0
WELLS FARGO CO COM 949746101   2,076,789 42,194 SH   DFND   42,194 0 0
WEST PHARMACEUTICAL SERVICES COM 955306105   241,554 686 SH   DFND   686 0 0
WISDOMTREE L/C DIVIDEND FD US LARGECAP DIVD 97717W307   517,897 7,802 SH   DFND   7,802 0 0
WISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND US QTLY DIV GRT 97717X669   2,529,307 35,989 SH   DFND   35,989 0 0
WSFS FINANCIAL CORP COM 929328102   748,981 16,307 SH   DFND   16,307 0 0
WW GRAINGER INC COM 384802104   628,147 758 SH   DFND   758 0 0
YORK WATER COMPANY COM 987184108   255,471 6,615 SH   DFND   6,615 0 0
ZIMMER HLDGS INC COM 98956P102   379,461 3,118 SH   DFND   2,740 0 378
ZOETIS INC. CL A 98978V103   35,034,754 177,508 SH   DFND   175,928 0 1,580