The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101 7,530 45,649 SH   DFND 1 29,049 0 16,600
ABBOTT LABS COM 002824100 3,292 71,065 SH   DFND 1 51,515 0 19,550
ABBVIE INC. COM 00287Y109 4,408 75,298 SH   DFND 1 54,048 0 21,250
ACCENTURE LTD SHS CLASS A G1151C101 79,005 843,258 SH   DFND 1 633,800 0 209,458
ACTAVIS PLC SHS G0083B108 4,011 13,477 SH   DFND 1 1,158 0 12,319
AETNA INC NEW COM 00817Y108 272 2,553 SH   DFND 1 2,553 0 0
AIR PRODUCTS & CHEMICALS INC COM 009158106 1,551 10,255 SH   DFND 1 10,255 0 0
AIRGAS INC COM 009363102 3,563 33,575 SH   DFND 1 33,575 0 0
ALERIAN MLP ETF ALERIAN MLP 00162Q866 528 31,872 SH   DFND 1 31,872 0 0
ALPINE GROUP, INC. COM 020825600 156 777,928 SH   DFND 1 777,928 0 0
ALTRIA GROUP INC COM COM 02209S103 19,039 380,628 SH   DFND 1 366,891 0 13,737
AMAZON.COM INC COM 023135106 211 568 SH   DFND 1 568 0 0
AMERICAN EXPRESS CO COM 025816109 76,789 982,968 SH   DFND 1 737,841 0 245,127
AMGEN INC COM 031162100 4,384 27,424 SH   DFND 1 27,424 0 0
ANADARKO PETROLEUM CORP COM 032511107 298 3,594 SH   DFND 1 3,594 0 0
ANHEUSER-BUSCH INBEV SA ADR SPONSORED ADR 03524A108 48,069 394,297 SH   DFND 1 343,998 0 50,299
APPLE INC COM 037833100 97,970 787,354 SH   DFND 1 612,754 0 174,600
AT&T INC COM 00206R102 4,698 143,882 SH   DFND 1 136,580 0 7,302
AUTOMATIC DATA PROCESSING COM 053015103 19,013 222,010 SH   DFND 1 206,429 0 15,581
BANCORP INC DEL COM COM 05969A105 903 100,000 SH   DFND 1 100,000 0 0
BECTON DICKINSON COM 075887109 76,562 533,196 SH   DFND 1 417,832 0 115,364
BENEFICIAL MUTUAL BANCORP COM 08171T102 236 20,895 SH   DFND 1 20,895 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,958 9 SH   DFND 1 9 0 0
BERKSHIRE HATHAWAY INC DEL CL B CL B NEW 084670702 1,208 8,371 SH   DFND 1 5,564 0 2,807
BIOGEN IDEC INC COM 09062X103 507 1,200 SH   DFND 1 1,200 0 0
BLACKROCK INC COM 09247X101 100,794 275,515 SH   DFND 1 217,397 0 58,118
BOEING CO COM 097023105 578 3,853 SH   DFND 1 3,853 0 0
BP PLC SPONSORED ADR 055622104 342 8,743 SH   DFND 1 8,743 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 4,293 66,558 SH   DFND 1 63,358 0 3,200
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 645 8,539 SH   DFND 1 8,539 0 0
CAMPBELL SOUP CO COM 134429109 360 7,733 SH   DFND 1 4,808 0 2,925
CANADIAN IMPERIAL BANK COM 136069101 13,652 188,301 SH   DFND 1 178,127 0 10,174
CANADIAN PACIFIC RAILWAY LTD COM 13645T100 685 3,750 SH   DFND 1 3,750 0 0
CAPSTEAD MORTGAGE CORP COM NO PAR 14067E506 381 32,338 SH   DFND 1 32,338 0 0
CDK GLOBAL INC COM 12508E101 382 8,173 SH   DFND 1 6,927 0 1,246
CELGENE CORP COM 151020104 269 2,332 SH   DFND 1 2,332 0 0
CENOVUS ENERGY INC COM 15135U109 173 10,260 SH   DFND 1 10,260 0 0
CF INDUSTRIES COM 125269100 369 1,300 SH   DFND 1 1,300 0 0
CHEVRON CORPORATION COM 166764100 71,401 680,142 SH   DFND 1 550,938 0 129,204
CHUBB CORPORATION COM 171232101 536 5,306 SH   DFND 1 5,306 0 0
CIGNA CORP COM 125509109 466 3,600 SH   DFND 1 3,600 0 0
CISCO SYS INC COM 17275R102 1,259 45,758 SH   DFND 1 44,358 0 1,400
CLARCOR INC COM 179895107 333 5,042 SH   DFND 1 5,042 0 0
CLOROX CO COM 189054109 530 4,799 SH   DFND 1 4,799 0 0
COCA-COLA CO COM 191216100 51,819 1,277,910 SH   DFND 1 976,604 0 301,306
COLGATE-PALMOLIVE CO COM 194162103 4,384 63,225 SH   DFND 1 45,925 0 17,300
COMCAST CORP NEW COM CL A CL A 20030N101 43,622 772,473 SH   DFND 1 589,542 0 182,931
CONOCOPHILLIPS COM 20825C104 2,436 39,121 SH   DFND 1 34,921 0 4,200
CONSOLIDATED EDISON INC COM 209115104 1,278 20,950 SH   DFND 1 20,950 0 0
CORNING INC COM 219350105 239 10,558 SH   DFND 1 10,558 0 0
COSTCO WHSL CORP NEW COM COM 22160K105 407 2,685 SH   DFND 1 2,385 0 300
BARD C R INC COM 067383109 261 1,562 SH   DFND 1 1,562 0 0
CSX CORP COM 126408103 418 12,626 SH   DFND 1 12,626 0 0
CUMMINS INC COM 231021106 222 1,600 SH   DFND 1 1,600 0 0
CVS HEALTH CORPORATION COM 126650100 117,722 1,140,605 SH   DFND 1 869,403 0 271,202
DANAHER CORP COM 235851102 572 6,740 SH   DFND 1 6,740 0 0
DARDEN RESTAURANTS COM 237194105 403 5,811 SH   DFND 1 5,811 0 0
DEERE & CO. COM 244199105 254 2,900 SH   DFND 1 2,900 0 0
DIAGEO PLC - SPONSORED ADR SPON ADR NEW 25243Q205 587 5,312 SH   DFND 1 5,312 0 0
DISNEY WALT PRODUCTIONS COM DISNEY 254687106 105,605 1,006,812 SH   DFND 1 768,994 0 237,818
DOMINION RES INC VA NEW COM COM 25746U109 830 11,712 SH   DFND 1 11,712 0 0
DOVER CORP COM 260003108 398 5,752 SH   DFND 1 5,752 0 0
DOW CHEMICAL CORP COM 260543103 253 5,281 SH   DFND 1 5,281 0 0
DU PONT E I DE NEMOURS CO COM 263534109 91,414 1,279,055 SH   DFND 1 1,050,216 0 228,839
DUKE ENERGY CORP COM NEW 26441C204 611 7,955 SH   DFND 1 7,955 0 0
EATON CORP, PLC SHS G29183103 71,678 1,055,022 SH   DFND 1 839,437 0 215,585
EGSHARES EM CONSUMER ETF EGS EMKTCONS ETF 268461779 48,982 1,853,258 SH   DFND 1 1,742,025 0 111,233
EMERSON ELECTRIC CO COM 291011104 1,943 34,317 SH   DFND 1 27,110 0 7,207
ENBRIDGE ENERGY PARTNERS L PCOM COM 29250R106 400 11,100 SH   DFND 1 11,100 0 0
ENCANA CORP COM COM 292505104 114 10,260 SH   DFND 1 10,260 0 0
ENERGY TRANSFER PARTNERS LP UNIT LTD PARTN 29273R109 374 6,716 SH   DFND 1 6,716 0 0
ENTERPRISE PRODUCTS PARTNERS COM 293792107 1,570 47,680 SH   DFND 1 47,680 0 0
EOG RESOURCES INC COM 26875P101 316 3,450 SH   DFND 1 3,450 0 0
EXELON CORP COM 30161N101 208 6,174 SH   DFND 1 6,174 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 207 2,387 SH   DFND 1 2,387 0 0
EXXON MOBIL CORP COM 30231G102 77,888 916,327 SH   DFND 1 727,112 0 189,215
FULTON FINL CORP PA COM 360271100 552 44,764 SH   DFND 1 44,764 0 0
GENERAL ELECTRIC COM 369604103 30,623 1,234,299 SH   DFND 1 1,159,813 0 74,486
GENERAL MILLS INC COM 370334104 1,528 26,992 SH   DFND 1 22,815 0 4,177
GENUINE PARTS CO COM 372460105 20,714 222,279 SH   DFND 1 211,682 0 10,597
GILEAD SCIENCES INC COM 375558103 279 2,846 SH   DFND 1 2,846 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 30,824 667,898 SH   DFND 1 491,574 0 176,324
GOOGLE INC - CL A CL A 38259P508 245 441 SH   DFND 1 441 0 0
GOOGLE INC CL C CL C 38259P706 385 703 SH   DFND 1 703 0 0
GUGGENHEIM S&P 500 EQUAL WEIGHT ETF GUG S&P500 EQ WT 78355W106 2,874 35,461 SH   DFND 1 35,461 0 0
HANOVER FOODS CORP - CL A COM 41078W100 755 7,333 SH   DFND 1 7,333 0 0
HOME DEPOT INC COM 437076102 4,619 40,661 SH   DFND 1 35,341 0 5,320
HONEYWELL INTERNATIONAL, INC. COM 438516106 1,761 16,878 SH   DFND 1 15,353 0 1,525
ILLINOIS TOOL WKS INC COM 452308109 365 3,755 SH   DFND 1 3,755 0 0
INTEL CORP COM 458140100 19,619 627,422 SH   DFND 1 593,698 0 33,724
INTERNATIONAL BUSINESS MACHINES COM 459200101 5,204 32,424 SH   DFND 1 24,424 0 8,000
ISHARES BARCLAYS 1-3 YEAR CREDIT BOND FUND 1-3 YR CR BD ETF 464288646 17,423 165,098 SH   DFND 1 158,331 0 6,767
ISHARES BARCLAYS INTERMEDIATE CREDIT BOND FUND INTERM CR BD ETF 464288638 40,375 364,821 SH   DFND 1 347,678 0 17,143
ISHARES BARCLAYS INTERMEDIATE GOVERNMENT/CREDIT BO INTRM GOV/CR ETF 464288612 8,057 72,064 SH   DFND 1 69,094 0 2,970
ISHARES BARCLAYS MBS BOND FUND MBS ETF 464288588 17,233 156,184 SH   DFND 1 150,542 0 5,642
ISHARES BARCLAYS TIPS BOND FUND TIPS BD ETF 464287176 275 2,421 SH   DFND 1 2,421 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103 94,633 1,958,063 SH   DFND 1 1,842,871 0 115,192
ISHARES CORE S&P 500 ETF CORE S&P ETF 464287200 510 2,453 SH   DFND 1 2,453 0 0
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507 52,290 344,061 SH   DFND 1 322,613 0 21,448
ISHARES CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804 49,543 419,750 SH   DFND 1 391,176 0 28,574
ISHARES CORE TOTAL U.S. BOND MARKET ETF CORE TOTUSBD ETF 464287226 754 6,770 SH   DFND 1 6,770 0 0
ISHARES DJ SELECT DIVIDEND INDEX FUND SELECT DIVID ETF 464287168 1,745 22,392 SH   DFND 1 22,392 0 0
ISHARES DOW JONES INTERNATIONAL SELECT DIVIDEND IN INTL SEL DIV ETF 464288448 47,784 1,420,438 SH   DFND 1 1,342,319 0 78,119
ISHARES EM HGHYL BD ETF 464286285 243 5,090 SH   DFND 1 5,090 0 0
ISHARES HIGH DIVIDEND EQUITY HIGH DIVIDND ETF 46429B663 1,968 26,240 SH   DFND 1 26,240 0 0
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND FUND IBOXX HI YD ETF 464288513 906 9,997 SH   DFND 1 9,997 0 0
ISHARES IBOXX $ INVESTOP INVESTMENT GRADE BOND FUN IBOXX INV CP ETF 464287242 777 6,384 SH   DFND 1 5,744 0 640
ISHARES MSCI CANADA INDEX FUND MSCI CDA ETF 464286509 21,681 797,677 SH   DFND 1 762,682 0 34,995
ISHARES MSCI EAFE INDEX FUND MSCI EAFE ETF 464287465 1,114 17,355 SH   DFND 1 17,155 0 200
ISHARES NAT AMT FREE BD 464288414 227 2,056 SH   DFND 1 2,056 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND RUS 1000 GRW ETF 464287614 2,444 24,709 SH   DFND 1 24,709 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND RUS 1000 VAL ETF 464287598 1,097 10,646 SH   DFND 1 10,646 0 0
ISHARES RUSSELL 2000 GROWTH INDEX FUND RUS 2000 GRW ETF 464287648 451 2,975 SH   DFND 1 2,975 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 362 2,912 SH   DFND 1 2,712 0 200
ISHARES RUSSELL MID CAP GROWTH INDEX FUND RUS MD CP GR ETF 464287481 226 2,306 SH   DFND 1 2,306 0 0
ISHARES RUSSELL MID CAP INDEX FUND RUS MID-CAP ETF 464287499 665 3,839 SH   DFND 1 3,639 0 200
ISHARES S&P 500 GROWTH INDEX FUND S&P 500 GRWT ETF 464287309 706 6,193 SH   DFND 1 6,193 0 0
ISHARES S&P SHORT TERM NATIONAL AMT-FREE MUNICIPAL SHT NTLAMTFR ETF 464288158 1,400 13,227 SH   DFND 1 13,227 0 0
ISHARES S&P SMALL CAP 600 VALUE INDEX FUND SP SMCP600VL ETF 464287879 1,385 11,646 SH   DFND 1 11,646 0 0
ISHARES U.S. PFD STK ETF 464288687 308 7,675 SH   DFND 1 7,675 0 0
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 1,536 30,630 SH   DFND 1 30,630 0 0
ISHARES TRUST ISHARES MSCI ACWI EX US INDEX FUND MSCI ACWI US ETF 464288240 2,101 46,996 SH   DFND 1 46,996 0 0
ISHR MSCI AUSTRALIA MSCI AUST ETF 464286103 347 15,200 SH   DFND 1 15,200 0 0
ITC HOLDINGS CORPORATION COM 465685105 203 5,430 SH   DFND 1 5,430 0 0
J.P. MORGAN CHASE & CO COM 46625H100 97,184 1,604,228 SH   DFND 1 1,276,642 0 327,586
JOHNSON & JOHNSON COM 478160104 123,192 1,224,574 SH   DFND 1 973,375 0 251,199
JOHNSON CONTROLS COM 478366107 258 5,120 SH   DFND 1 5,120 0 0
JP MORGAN ALERIAN MLP INDEX ALERIAN ML ETN 46625H365 26,243 613,156 SH   DFND 1 576,496 0 36,660
KAYNE ANDERSON MLP COM 486606106 1,443 40,638 SH   DFND 1 40,638 0 0
KIMBERLY CLARK CORP COM 494368103 21,118 197,164 SH   DFND 1 184,147 0 13,017
KINDER MORGAN INC DEL COM 49456B101 414 9,845 SH   DFND 1 9,845 0 0
KRAFT FOODS GROUP INC COM 50076Q106 29,193 335,107 SH   DFND 1 322,810 0 12,297
LEGGETT & PLATT INC COM 524660107 22,505 488,288 SH   DFND 1 457,523 0 30,765
LIBERTY PROPERTY TRUST SH BEN INT 531172104 250 7,000 SH   DFND 1 7,000 0 0
LILLY, ELI & COMPANY COM 532457108 380 5,228 SH   DFND 1 5,028 0 200
LOCKHEED MARTIN CORP COM 539830109 998 4,916 SH   DFND 1 4,416 0 500
LOWES COS INC COM 548661107 1,036 13,932 SH   DFND 1 13,932 0 0
M & T BK CORP COM 55261F104 17,734 139,634 SH   DFND 1 132,636 0 6,998
MAGELLAN MIDSTREAM PARTNERS COM UNIT RP LP 559080106 1,657 21,600 SH   DFND 1 21,600 0 0
MARATHON OIL CORP COM 565849106 200 7,676 SH   DFND 1 7,676 0 0
MARATHON PETROLEUM CORP COM 56585A102 403 3,938 SH   DFND 1 3,938 0 0
MARKET VECTORS ETF TR OIL SVCS ETF 57060U191 429 12,713 SH   DFND 1 12,713 0 0
MARKWEST ENERGY PARTNERS, LP UNIT LTD PARTN 570759100 225 3,397 SH   DFND 1 3,397 0 0
MASTERCARD CLA 57636Q104 47,789 553,174 SH   DFND 1 420,257 0 132,917
MATTEL INC COM 577081102 11,565 506,121 SH   DFND 1 479,720 0 26,401
MCDONALDS CORP COM 580135101 18,768 192,611 SH   DFND 1 154,678 0 37,933
MEDTRONIC PLC SHS G5960L103 43,772 561,392 SH   DFND 1 453,727 0 107,665
MERCK & CO COM 58933Y105 32,307 562,060 SH   DFND 1 520,772 0 41,288
MICROSOFT CORP COM 594918104 34,656 852,432 SH   DFND 1 794,606 0 57,826
MIDDLESEX WTR CO COM 596680108 546 24,001 SH   DFND 1 24,001 0 0
MONDELEZ INTERNATIONAL INC CL A CL A 609207105 1,317 36,503 SH   DFND 1 36,503 0 0
MONSANTO CO NEW COM 61166W101 535 4,751 SH   DFND 1 4,751 0 0
NESTLE S A SPON ADR REG COM 641069406 955 12,632 SH   DFND 1 12,632 0 0
NEXTERA ENERGY INC COM 65339F101 1,604 15,416 SH   DFND 1 15,016 0 400
NIKE INC CL B CL B 654106103 665 6,630 SH   DFND 1 6,630 0 0
NORFOLK SOUTHERN CORP COM 655844108 1,452 14,109 SH   DFND 1 14,109 0 0
NOVARTIS AG - ADR SPONSORED ADR 66987V109 3,109 31,525 SH   DFND 1 30,325 0 1,200
NOVO-NORDISK A/S SPONS ADR ADR 670100205 872 16,331 SH   DFND 1 16,331 0 0
OCCIDENTAL PETE CORP COM 674599105 1,153 15,791 SH   DFND 1 15,791 0 0
ORACLE SYS CORP COM 68389X105 79,554 1,843,661 SH   DFND 1 1,389,823 0 453,838
PALL CORP. COM 696429307 1,175 11,708 SH   DFND 1 11,708 0 0
PENN VIRGINIA CORP COM 707882106 204 31,528 SH   DFND 1 31,528 0 0
PEPSICO INC COM 713448108 94,915 992,630 SH   DFND 1 775,948 0 216,682
PFIZER INC COM 717081103 6,823 196,118 SH   DFND 1 175,745 0 20,373
PHILIP MORRIS INTL,INC COM 718172109 26,098 346,447 SH   DFND 1 335,488 0 10,959
PLAINS ALL AMERICAN PIPELINE UNIT LTD PARTN 726503105 225 4,607 SH   DFND 1 4,607 0 0
PNC FINANCIAL CORP COM 693475105 899 9,637 SH   DFND 1 8,937 0 700
POWERSHARES BUILD AMERICA BONDS BUILD AMER ETF 73937B407 12,836 422,668 SH   DFND 1 406,710 0 15,958
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 437 4,139 SH   DFND 1 4,139 0 0
PPG INDS INC COM 693506107 440 1,953 SH   DFND 1 1,453 0 500
PPL CORP COM COM 69351T106 673 19,998 SH   DFND 1 18,998 0 1,000
PRAXAIR INC COM 74005P104 206 1,707 SH   DFND 1 1,707 0 0
PRECISION CASTPARTS CORP COM 740189105 327 1,555 SH   DFND 1 1,555 0 0
PROCTER & GAMBLE COM 742718109 79,513 970,386 SH   DFND 1 691,346 0 279,040
PUBLIC SVC ENTERPRISES COM 744573106 369 8,808 SH   DFND 1 8,808 0 0
QUALCOMM INC COM 747525103 46,636 672,568 SH   DFND 1 516,210 0 156,358
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 4,648 77,914 SH   DFND 1 56,831 0 21,083
SANOFI-AVENTIS ADR SPONSORED ADR 80105N105 21,554 435,961 SH   DFND 1 415,076 0 20,885
SCHLUMBERGER COM 806857108 55,546 665,705 SH   DFND 1 507,810 0 157,895
SHERWIN WILLIAMS CO COM 824348106 1,864 6,552 SH   DFND 1 6,552 0 0
SHIP FINANCE INTER LTD. SHS G81075106 215 14,506 SH   DFND 1 14,506 0 0
SOUTHERN CO COM 842587107 535 12,083 SH   DFND 1 12,083 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 744 30,840 SH   DFND 1 30,840 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 1,304 11,475 SH   DFND 1 11,475 0 0
SPDR TR UNIT SER 1 TR UNIT 78462F103 4,524 21,916 SH   DFND 1 21,916 0 0
STRYKER CORP COM 863667101 567 6,150 SH   DFND 1 6,150 0 0
TARGET CORP COM 87612E106 26,096 317,978 SH   DFND 1 300,500 0 17,478
THE FINISH LINE, INC. CL A 317923100 292 11,900 SH   DFND 1 11,900 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 368 2,743 SH   DFND 1 2,743 0 0
TIFFANY & CO COM 886547108 246 2,800 SH   DFND 1 2,800 0 0
TJX COS INC NEW COM 872540109 76,618 1,093,757 SH   DFND 1 829,299 0 264,458
TORONTO-DOMINION BANK COM NEW 891160509 257 6,002 SH   DFND 1 6,002 0 0
TOTAL FINA ELF S A ADR SPONSORED ADR 89151E109 944 19,016 SH   DFND 1 18,716 0 300
TRANSDIGM GROUP, INC. COM 893641100 547 2,500 SH   DFND 1 2,500 0 0
TRAVELERS COMPANIES INC COM 89417E109 710 6,562 SH   DFND 1 3,298 0 3,264
TRIUMPH GROUP INC COM 896818101 349 5,850 SH   DFND 1 5,850 0 0
TWENTY-FIRST CENTURY FOX, INC. CL A 90130A200 43,185 1,313,413 SH   DFND 1 1,016,578 0 296,835
U S BANCORP COM NEW 902973304 607 13,896 SH   DFND 1 4,896 0 9,000
UBS E-TRACS ALERIAN MLP ALERIAN INFRST 902641646 282 7,443 SH   DFND 1 7,443 0 0
UNILEVER N V WI N Y SHS NEW 904784709 3,010 72,088 SH   DFND 1 39,248 0 32,840
UNILEVER PLC SPONSORED ADR SPON ADR NEW 904767704 1,009 24,188 SH   DFND 1 24,188 0 0
UNION PACIFIC CORP COM 907818108 74,983 692,301 SH   DFND 1 531,365 0 160,936
UNITED CONTINENTAL HOLDINGS INC. COM 910047109 294 4,375 SH   DFND 1 4,375 0 0
UNITED PARCEL SVC INC CL B CL B 911312106 23,895 246,497 SH   DFND 1 235,750 0 10,747
UNITED TECHNOLOGIES CORP COM 913017109 93,032 793,788 SH   DFND 1 615,917 0 177,871
UNITEDHEALTH GROUP INC COM COM 91324P102 82,189 694,813 SH   DFND 1 534,384 0 160,429
UTILITIES SELECT SECTOR SPDR SBI INT-UTILS 81369Y886 546 12,300 SH   DFND 1 12,300 0 0
VANGUARD DIVIDEND DIV APP ETF 921908844 2,826 35,122 SH   DFND 1 35,122 0 0
VANGUARD FTSE ALL WORLD SC ETF FTSE SMCAP ETF 922042718 36,268 365,389 SH   DFND 1 347,646 0 17,743
VANGUARD FTSE EUROPE ETF FTSE EUROPE ETF 922042874 32,735 603,742 SH   DFND 1 573,648 0 30,094
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406 809 11,851 SH   DFND 1 11,851 0 0
VANGUARD MSCI EMERGING MARKET ETF FTSE EMR MKT ETF 922042858 5,588 136,718 SH   DFND 1 136,718 0 0
VANGUARD MSCI EUROPE PACIFIC ETF FTSE DEV MKT ETF 921943858 94,066 2,361,695 SH   DFND 1 2,200,803 0 160,892
VANGUARD REIT ETF REIT ETF 922908553 3,830 45,424 SH   DFND 1 45,424 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 2,461 13,009 SH   DFND 1 13,009 0 0
VANGUARD TOTAL STOCK MARKET TOTAL STK MKT 922908769 2,215 20,649 SH   DFND 1 20,649 0 0
VANGUARD VALUE ETF VALUE ETF 922908744 311 3,715 SH   DFND 1 3,715 0 0
VENTAS INC COM 92276F100 287 3,933 SH   DFND 1 3,933 0 0
VERIZON COMMUNICATIONS COM 92343V104 29,877 614,371 SH   DFND 1 584,784 0 29,587
VODAFONE GROUP PLC SPNSR ADR NO PAR 92857W308 365 11,165 SH   DFND 1 11,165 0 0
WALGREENS BOOTS ALLIANCE, INC COM 931427108 303 3,582 SH   DFND 1 3,582 0 0
WAL-MART STORES COM 931142103 1,180 14,351 SH   DFND 1 13,351 0 1,000
WASTE MGMT INC DEL COM 94106L109 24,706 455,579 SH   DFND 1 428,267 0 27,312
WELLS FARGO CO COM 949746101 105,060 1,931,251 SH   DFND 1 1,468,338 0 462,913
WISDOMTREE TR EUROPE HEDGED EQ 97717X701 1,402 21,193 SH   DFND 1 21,193 0 0
WISDOMTREE DEFA FUND TOTAL DIVID FD 97717W703 503 9,720 SH   DFND 1 9,720 0 0
WISDOMTREE JAPAN HEDGED EQUITY FUND JAPN HEDGE EQT 97717W851 1,960 35,555 SH   DFND 1 35,555 0 0
WW GRAINGER INC COM 384802104 78,312 332,098 SH   DFND 1 260,955 0 71,143