10-Q/A

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 10-Q/A

(Amendment No. 1)

(Mark One)

☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the quarterly period ended September 30, 2019

or

☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from                  to                 

Commission File Number 001-39165

BLUE RIDGE BANKSHARES, INC.

(Exact Name of Registrant as Specified in its Charter)

Virginia	54-1470908
State or Other Jurisdiction of Incorporation or Organization	I.R.S. Employer Identification No.

17 West Main Street, Luray, Virginia	22835
Address of Principal Executive Offices	Zip Code

(540) 743-6521

Registrant’s Telephone Number, Including Area Code

Former Name, Former Address and Former Fiscal Year, if Changed Since Last Report

Securities registered pursuant to Section 12(b) of the Act:

Title of each class	Trading Symbol(s)	Name of each exchange on which registered
Common Stock, no par value	BRBS	NYSE American

Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.    Yes  ☐    No  ☒

Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).    Yes  ☒    No  ☐

Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging growth company” in Rule 12b-2 of the Exchange Act.

Large accelerated filer	☐	Accelerated filer	☐
Non-accelerated filer	☒	Smaller reporting company	☒
		Emerging growth company	☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ☐

Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act).    Yes  ☐    No  ☒

The registrant had 4,346,866 shares of common stock, no par value per share, outstanding as of December 13, 2019.

EXPLANATORY NOTE

The sole purpose of this Amendment No. 1 to Blue Ridge Bankshares, Inc.’s Quarterly Report on Form 10-Q for the period ended September 30, 2019, filed with the Securities and Exchange Commission on December 16, 2019 (the “Form 10-Q”), is to furnish Exhibit 101 to the Form 10-Q in accordance with Rule 405 of Regulation S-T. Exhibit 101 to this report provides the following items from the Form 10-Q formatted in eXtensible Business Reporting Language (XBRL): (i) Consolidated Balance Sheet, (ii) Consolidated Statements of Income, (iii) Consolidated Statements of Comprehensive Income, (iv) Consolidated Statements of Changes in Stockholders’ Equity, (v) Consolidated Statements of Cash Flows and (vi) Notes to Consolidated Financial Statements.

No other changes have been made to the Form 10-Q. This Amendment No. 1 to the Form 10-Q speaks as of the original filing date of the Form 10-Q, does not reflect events that may have occurred subsequent to the original filing date, and does not modify or update in any way disclosures made in the Form 10-Q.

Item 6. Exhibits

31.1	Rule 15(d)-14(a) Certification of Chief Executive Officer.
31.2	Rule 15(d)-14(a) Certification of Chief Financial Officer.
32.1	Statement of Chief Executive Officer and Chief Financial Officer Pursuant to 18 U.S.C. Section 1350.
101	The following materials from Blue Ridge Bankshares, Inc.’s Quarterly Report on Form 10-Q for the period ended September 30, 2019, formatted in eXtensible Business Reporting Language (XBRL): (i) Consolidated Balance Sheet, (ii) Consolidated Statements of Income, (iii) Consolidated Statements of Comprehensive Income, (iv) Consolidated Statements of Changes in Stockholders’ Equity, (v) Consolidated Statements of Cash Flows and (vi) Notes to Consolidated Financial Statements.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

	Blue Ridge Bankshares, Inc.
Date: January 15, 2020	By:	/s/ Brian K. Plum
		Brian K. Plum
		President and Chief Executive Officer
	By:	/s/ Amanda G. Story
		Amanda G. Story
		Chief Financial Officer

EX-31.1

Exhibit 31.1

CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER

Section 302 Certification

I, Brian K. Plum, certify that:

1. I have reviewed this quarterly report on Form 10-Q/A of Blue Ridge Bankshares, Inc.;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

4. The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) for the registrant and have:

(a) designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

(b) [reserved];

(c) evaluated the effectiveness of the registrant‘s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

(d) disclosed in this report any change in the registrant‘s internal control over financial reporting that occurred during the registrant‘s most recent fiscal quarter (the registrant‘s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant‘s internal control over financial reporting; and

5. The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

(a) all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

(b) any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

/s/ Brian K. Plum	Date: January 15, 2020
Brian K. Plum
President and Chief Executive Officer

EX-31.2

Exhibit 31.2

CERTIFICATION OF PRINCIPAL FINANCIAL OFFICER

Section 302 Certification

I, Amanda G. Story, certify that:

1. I have reviewed this quarterly report on Form 10-Q/A of Blue Ridge Bankshares, Inc.;

2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;

4. The registrant’s other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) for the registrant and have:

(a) designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

(b) [reserved];

(c) evaluated the effectiveness of the registrant‘s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and

(d) disclosed in this report any change in the registrant‘s internal control over financial reporting that occurred during the registrant‘s most recent fiscal quarter (the registrant‘s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant‘s internal control over financial reporting; and

5. The registrant’s other certifying officer(s) and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant’s auditors and the audit committee of the registrant’s board of directors (or persons performing the equivalent functions):

(a) all significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant’s ability to record, process, summarize and report financial information; and

(b) any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant’s internal control over financial reporting.

/s/ Amanda G. Story	Date: January 15, 2020
Amanda G. Story
Chief Financial Officer

EX-32.1

Exhibit 32.1

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350 AS ADOPTED PURSUANT TO

SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

In connection with the Quarterly Report of Blue Ridge Bankshares, Inc. (the “Company”) on Form 10-Q/A for the quarter ended September 30, 2019, as filed with the Securities and Exchange Commission on the date hereof (the “Report”), the undersigned Chief Executive Officer and Chief Financial Officer of the Company hereby certify, pursuant to 18 U.S.C. §1350, as adopted pursuant to §906 of the Sarbanes-Oxley Act of 2002 that based on their knowledge and belief: (1) the Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, and (2) the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company as of and for the periods covered in the Report.

/s/ Brian K. Plum

Brian K. Plum

President and Chief Executive Officer

/s/ Amanda G. Story

Amanda G. Story

Chief Financial Officer

January 15, 2020

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Investment Securities - Summary of investments classified by contractual maturity date (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Schedule of Investments [Abstract]
Securities Available for Sale, Amortized Cost, Due after one year through five years	$ 2,500
Securities Available for Sale, Amortized Cost, Due after five years	8,794
Securities Available for Sale, Amortized Cost, Due after ten years	108,854
Securities Available for Sale, Amortized Cost, Total	120,148	$ 38,828
Securities Available for Sale, Fair Value, Due after one year through five years	2,499
Securities Available for Sale, Fair Value, Due after five years	8,781
Securities Available for Sale, Fair Value, Due after ten years	110,460
Securities Available for Sale, Fair Value, Total	121,740	38,047
Securities Held to Maturity, Amortized Cost, Due in one year or less	461
Securities Held to Maturity, Amortized Cost, Due after one year through five years	2,590
Securities Held to Maturity, Amortized Cost, Due after five years	3,761
Securities Held to Maturity, Amortized Cost, Due after ten years	6,305
Securities Held to Maturity, Amortized Cost, Total	13,117	15,565
Securities Held to Maturity, Fair Value, Due in one year or less	463
Securities Held to Maturity, Fair Value, Due after one year through five years	2,641
Securities Held to Maturity, Fair Value, Due after five years	3,863
Securities Held to Maturity, Fair Value, Due after ten years	6,648
Securities Held to Maturity, Fair Value, Total	$ 13,615	$ 15,503

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Summary of Significant Accounting Policies

9 Months Ended

Sep. 30, 2019

Accounting Policies [Abstract]

Summary of Significant Accounting Policies

Note 1 – Summary of Significant Accounting Policies

Principles of Consolidation

The accompanying unaudited consolidated financial statements of Blue Ridge Bankshares, Inc. (“the Company” or “Blue Ridge”) include the accounts of Blue Ridge Bank, N.A. (“the Bank”), PVB Properties, LLC, and MoneyWise Payroll Solutions, Inc. (net of noncontrolling interest) and were prepared in accordance with accounting principles generally accepted in the United States of America (“U.S. GAAP”) for the interim financial information. Accordingly, these financial statements do not include all of the information and footnotes required by U.S. GAAP for complete financial statements. Operating results for the quarter ended September 30, 2019 are not necessarily indicative of the results that may be expected for the year ending December 31, 2019. These interim consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes thereto for the year ended December 31, 2018 included in the joint proxy statement/prospectus filed with the Securities and Exchange Commission on October 31, 2019.

The accompanying unaudited consolidated financial statements include the accounts of the Company, the Bank and its subsidiaries. All significant intercompany balances and transactions have been eliminated in consolidation.

Nature of Operations

The Company operates under the supervision and monitoring of the Federal Reserve Bank of Richmond while the Bank operates under a national charter subject to regulation by the Office of the Comptroller of the Currency.    The Bank provides commercial banking services to customers located primarily in the Piedmont, Southside, and Shenandoah Valley regions of the Commonwealth of Virginia and also operates under the name Carolina State Bank in Greensboro, North Carolina. Mortgage lending services are provided in these regions as well with additional mortgage offices located in Northern Virginia, Maryland, North Carolina, and Florida.

Basis of Presentation

The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, goodwill and intangibles, fair value, the valuation of deferred tax assets and liabilities, and valuation of foreclosed real estate. In the opinion of management, all adjustments, consisting only of normal recurring adjustments, which are necessary for fair presentation of the results of operations in these financial statements, have been made.

Reclassification

Certain reclassifications have been made to prior period amounts to conform to current period presentation. None of these reclassifications are considered material and have no impact on net income.

Earnings Per Share

Accounting guidance specifies the computation, presentation and disclosure requirements for earnings per share (“EPS”) for entities with publicly held common stock or potential common stock such as options, warrants, convertible securities or contingent stock agreements if those securities trade in a public market. ESOP shares are considered outstanding for this calculation. Basic EPS is computed by dividing net income by the weighted average number of common shares outstanding. Diluted EPS is similar to the computation of basic EPS except that the denominator is increased to include the number of additional common shares that would have been outstanding if the dilutive common shares had been issued. The Company had no dilutive common shares outstanding at September 30, 2019 and 2018.

The following table sets forth the computation of basic and diluted earnings per share for the three and nine months ended September 30.

	For the nine months ended September 30,						For the three months ended September 30,
	2019			2018			2019			2018
Net income	$	4,070,745		$	3,587,096		$	1,253,139		$	1,269,659
Net income attributable to noncontrolling interest		(21,251	)		(7,612	)		(3,075	)		(1,043	)
Net income available to common shareholders	$	4,049,494		$	3,579,484		$	1,250,064		$	1,268,616
Weighted average common shares		3,998,267			2,774,441			4,346,866			2,795,303
Effect of dilutive securities		—			—			—			—
Diluted average common shares		3,998,267			2,774,441			4,346,866			2,795,303
Earnings (losses) per common share	$	1.01		$	1.29		$	0.29		$	0.45
Diluted earnings (losses) per common share	$	1.01		$	1.29		$	0.29		$	0.45

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Disclosures About Fair Value of Financial Instruments (Tables)

9 Months Ended

Sep. 30, 2019

Disclosures About Fair Value of Financial Instruments [Abstract]

Summary of estimated fair values, and related carrying amounts of financial instruments

The estimated fair values, and related carrying amounts, of the Company’s financial instruments are as follows:

			Fair Value Measurements at September 30, 2019
	Carrying Amount		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)		Fair Value
(in thousands)
Financial Assets
Cash and short-term investments	$	22,318	$	22,318	$	—	$	—	$	22,318
Federal funds sold		285		285		—		—		285
Investment securities		142,712		—		143,210		—		143,210
Loans held for sale		80,255		—		80,255		—		80,255
Net loans held for investment		456,474		—		—		462,414		462,414
Accrued interest receivable		2,162		—		2,162		—		2,162
Bank-owned life insurance		8,871		—		8,871		—		8,871
Financial Liabilities
Deposits		520,280		—		428,908		85,162		514,070
Other borrowed funds		129,600		—		129,908		—		129,908
Subordinated debt, net		9,792		—		—		9,792		9,792
Accrued interest payable		834		—		834		—		834

			Fair Value Measurements at December 31, 2018
	Carrying Amount		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)		Fair Value
(in thousands)
Financial Assets
Cash and short-term investments	$	15,026	$	15,026	$	—	$	—	$	15,026
Federal funds sold		546		546		—		—		546
Investment securities		58,750		—		58,688		—		58,688
Loans held for sale		29,233		—		29,233		—		29,233
Net loans held for investment		411,288		—		—		404,888		404,888
Accrued interest receivable		1,769		—		1,769		—		1,769
Bank-owned life insurance		8,455		—		8,455		—		8,455
Financial Liabilities
Deposits		415,027		—		323,280		81,070		404,350
Other borrowed funds		73,100		—		73,113		—		73,113
Subordinated debt, net		9,766		—		—		9,766		9,766
Accrued interest payable		395		—		395		—		395

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Cover Page - shares	9 Months Ended
	Sep. 30, 2019	Dec. 13, 2019
Cover [Abstract]
Document Type	10-Q/A
Amendment Flag	false
Document Period End Date	Sep. 30, 2019
Document Fiscal Year Focus	2019
Document Fiscal Period Focus	Q3
Entity Registrant Name	BLUE RIDGE BANKSHARES, INC.
Entity Central Index Key	0000842717
Current Fiscal Year End Date	--12-31
Entity Address, State or Province	VA
Trading Symbol	BRBS
Entity Current Reporting Status	No
Entity Interactive Data Current	Yes
Entity Filer Category	Non-accelerated Filer
Entity Small Business	true
Entity Emerging Growth Company	true
Entity Ex Transition Period	false
Entity Shell Company	false
Title of 12(b) Security	Common Stock, no par value
Security Exchange Name	NYSE
Entity Common Stock, Shares Outstanding		4,346,866

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Consolidated Statements of Comprehensive Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Statement of Comprehensive Income [Abstract]
Net income	$ 1,253	$ 1,270	$ 4,071	$ 3,587
Other comprehensive income:
Gross unrealized gains (losses) arising during the period	1,256	(110)	2,288	(500)
Adjustment for income tax (expense) benefit	(264)	23	(480)	101
Other comprehensive income loss gross unrealized gains losses	992	(87)	1,808	(399)
Unrealized gains (losses) on interest rate swaps	(258)		(483)
Adjustment for income tax benefit	54		102
Other comprehensive income loss increase decrease excluding derivative component	(204)		(381)
Reclassifications adjustment for gains included in net income		2	86	5
Adjustment for income tax expense		(1)	(20)	(1)
Reclassification adjustment for gains		1	66	4
Other comprehensive income (loss), net of tax	788	(86)	1,493	(395)
Comprehensive income	2,041	1,184	5,564	3,192
Comprehensive income attributable to noncontrolling interest	(3)	(1)	(21)	(8)
Comprehensive income attributable to Blue Ridge Bankshares, Inc.	$ 2,038	$ 1,183	$ 5,543	$ 3,184

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Revenue from Contracts with Customers (Tables)

9 Months Ended

Sep. 30, 2019

Revenue from Contract with Customer [Abstract]

Summary of total non-interest income

The following table illustrates our total non-interest income segregated by revenues within the scope of ASC Topic 606 and those which are within the scope of other ASC Topics:

	Nine Months Ended September 30,
	2019		2018
Service fees on deposit accounts	$	459	$	479
Bank card revenue		408		356
Payroll processing income		743		739
Revenue from contracts with customers		1,610		1,574
Non-interest income within scope of other ASC topics		12,645		5,435
Total noninterest income	$	14,255	$	7,009

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Fair Value

9 Months Ended

Sep. 30, 2019

Fair Value Disclosures [Abstract]

Fair Value

Note 8– Fair Value

The fair value of a financial instrument is the current amount that would be exchanged between willing parties in the principal or most advantageous market for the asset or liability in an orderly transaction between market participants on the measurement date. Fair value is best determined based upon quoted market prices. However, in many instances, there are no quoted market prices for the Company’s various financial instruments. In cases where quoted market prices are not available, fair values are based on estimates using present value or other valuation techniques.

Those techniques are significantly affected by the assumptions used, including the discount rate and estimates of future cash flows. Accordingly, the fair value estimates may not be realized in an immediate settlement of the instrument.

The Company records fair value adjustments to certain assets and liabilities and determines fair value disclosures utilizing a definition of fair value of assets and liabilities that states that fair value is an exit price, representing the amount that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants. Additional considerations are involved to determine the fair value of financial assets in markets that are not active.

The Company uses a hierarchy of valuation techniques based on whether the inputs to those valuation techniques are observable or unobservable. Observable inputs reflect market data obtained from independent sources, while unobservable inputs reflect the Company’s market assumptions. The three levels of the fair value hierarchy based on these two types of inputs are as follows:

Level 1 –	Valuation is based on quoted prices in active markets for identical assets and liabilities.
Level 2 –	Valuation is based on observable inputs including quoted prices in active markets for similar assets and liabilities, quoted prices for identical or similar assets and liabilities in less active markets, and model-based valuation techniques for which significant assumptions can be derived primarily from or corroborated by observable data in the market.
Level 3 –	Valuation is based on model-based techniques that use one or more significant inputs or assumptions that are unobservable in the market.

The following describes the valuation techniques used by the Company to measure certain financial assets and liabilities recorded at fair value on a recurring basis in the financial statements:

Securities

Where quoted prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. Level 1 securities would include highly liquid government bonds, mortgage products and exchange traded equities. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics, or discounted cash flow. Level 2 securities would include U.S. agency securities, mortgage-backed agency securities, obligations of states and political subdivisions and certain corporate, asset backed and other securities. In certain cases where there is limited activity or less transparency around inputs to the valuation, securities are classified within Level 3 of the valuation hierarchy. The carrying value of restricted Federal Reserve Bank and Federal Home Loan Bank stock approximates fair value based upon the redemption provisions of each entity and is therefore excluded from the following table.

The following tables present the balances of financial assets measured at fair value on a recurring basis:

	September 30, 2019
(In thousands)	Total		Level 1		Level 2		Level 3
Available for sale securities
U.S. Treasury and agencies	$	3,331	$	—	$	3,331	$	—
Mortgage backed securities		111,790		—		111,790		—
Corporate bonds		6,619		—		6,619		—
Total securities available for sale	$	121,740	$	—	$	121,740	$	—
	December 31, 2018
(In thousands)	Total		Level 1		Level 2		Level 3
Available for sale securities
State and municipal	$	1,003	$	—	$	1,003	$	—
U.S. Treasury and agencies		3,167		—		3,167		—
Mortgage backed securities		28,370		—		28,370		—
Corporate bonds		5,507		—		5,507		—
Total securities available for sale	$	38,047	$	—	$	38,047	$	—

Certain financial assets are measured at fair value on a nonrecurring basis in accordance with GAAP. Adjustments to the fair value of these assets usually result from the application of lower-of-cost-or-market accounting or write-downs of individual assets.

The following describes the valuation techniques used by the Company to measure certain financial assets recorded at fair value on a nonrecurring basis in the financial statements.

Loans Held for Sale

Mortgage loans originated or purchased and intended for sale in the secondary market are carried at the lower of cost or estimated market value in the aggregate. The agreed upon sales price is considered fair value as all of these loans are under agreements to sell to investors at the time of origination. This amount is generally the loan’s principal amount. Changes in fair value are recognized in the Gain on Sale of Mortgages on the Consolidated Statements of Income.

Other Real Estate Owned

Certain assets such as other real estate owned (OREO) are measured at fair value less cost to sell. Valuation of other real estate owned is determined using current appraisals from independent parties, a level two input. If current appraisals cannot be obtained prior to reporting dates, or if declines in value are identified after a recent appraisal is received, appraisal values are discounted, resulting in Level 3 estimates. If the Company markets the property with a realtor, estimated selling costs reduce the fair value, resulting in a valuation based on Level 3 inputs.

The Company markets other real estate owned both independently and with local realtors. Properties marketed by realtors are discounted by selling costs. Properties that the Company markets independently are not discounted by selling costs.

The following table summarizes the Company’s other real estate owned that were measured at fair value on a nonrecurring basis during the period.

	September 30, 2019
(In thousands)	Total		Level 1		Level 2		Level 3
Other real estate owned	$	—	$	—	$	—	$	—

	December 31, 2018
(In thousands)	Total		Level 1		Level 2		Level 3
Other real estate owned	$	134	$	—	$	—	$	134

	Fair Value At September 30, 2019		Valuation Technique		Significant Unobservable Inputs		Range
Other real estate owned	$	—		Discounted appraised value		Discounted for selling costs	N/A

	Fair Value At December 31, 2018		Valuation Technique		Significant Unobservable Inputs		Range
Other real estate owned	$	134		Discounted appraised value		Discounted for selling costs	15%-35%

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Allowance for Loans Losses

9 Months Ended

Sep. 30, 2019

Receivables [Abstract]

Allowance for Loans Losses

Note 4 – Allowance for Loans Losses

A summary of changes in the allowance for loans losses (in thousands) for September 30, 2019 and December 31, 2018 is as follows:

	September 30, 2019			December 31, 2018
(Dollars in thousands)
Allowance, beginning of period	$	3,580		$	2,803
Charge-Offs
Commercial and industrial	$	43		$	6
Real estate, construction		—			—
Real estate, mortgage		3			13
Consumer and other loans		733			545
Total charge-offs		779			564
Recoveries
Commercial and industrial		—			—
Real estate, construction		—			—
Real estate, mortgage		(6	)		(12	)
Consumer and other loans		(132	)		(104	)
Total recoveries		(138	)		(116	)
Net charge-offs (recoveries)		641			448
Provision for loan losses		1,465			1,225
Allowance, end of period	$	4,404		$	3,580

	Individually Evaluated for Impairment		Collectively Evaluated for Impairment			Total
September 30, 2019
Commercial and industrial	$	291	$	50,535		$	50,826
Agricultural		—		175			175
Real Estate – construction, commercial		—		19,876			19,876
Real Estate – construction, residential		—		16,364			16,364
Real Estate – mortgage, commercial		735		166,488			167,223
Real Estate – mortgage, residential		658		165,207			165,865
Real Estate – mortgage, farmland		—		3,754			3,754
Consumer installment loans		—		37,433			37,433
Gross loans		1,684		459,832			461,516
Less: Unearned income		—		(638	)		(638	)
Total	$	1,684	$	459,194		$	460,878

	Individually Evaluated for Impairment		Collectively Evaluated for Impairment			Total
December 31, 2018
Commercial and industrial	$	—	$	49,076		$	49,076
Agricultural		—		216			216
Real Estate – construction, commercial		—		14,666			14,666
Real Estate – construction, residential		—		15,102			15,102
Real Estate – mortgage, commercial		1,258		149,255			150,513
Real Estate – mortgage residential		688		149,168			149,856
Real Estate – mortgage, farmland		—		4,179			4,179
Consumer installment loans		—		31,979			31,979
Gross loans		1,946		413,641			415,587
Less: Unearned income		—		(719	)		(719	)
Total	$	1,946	$	412,922		$	414,868

The following table presents information related to impaired loans, by portfolio segment, at the dates presented.

	September 30, 2019
(in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
With no specific allowance recorded:
Real estate – mortgage, residential	$	658	$	658	$	—	$	661	$	7
With an allowance recorded:
Commercial and industrial		291		291		151		146		2
Real estate – mortgage, commercial		735		735		100		735		5
	$	1,684	$	1,684	$	251	$	1,542	$	14

	December 31, 2018
(in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
With no specific allowance recorded:
Real estate – mortgage, residential	$	1,946	$	1,946	$	—	$	2,067	$	64
With an allowance recorded:
Real estate – mortgage, commercial		—		—		—		—		—
	$	1,946	$	1,946	$	—	$	2,067	$	64

Purchased loans from the 2016 River Bancorp, Inc. acquisition had remaining balances (in thousands) of $25,091 and 34,672 as of September 30, 2019 and December 31, 2018, respectively. Of these balances three loan relationships were considered specifically impaired purchased credit-impaired loans. One of these relationships was resolved during 2018 and the Company recovered $200 of the balance previously written-off. During the first quarter of 2019, another loan relationship was resolved and the Company recovered $200 of the balance previously written-off. At September 30, 2019, the remaining specifically impaired PCI loans totaled $2,318 with a specific impairment of $190. The following table presents the recorded investment in the segments of the River Bancorp, Inc. purchased loans as of September 30, 2019 and December 31, 2018 (in thousands):

	September 30, 2019		December 31, 2018
Real Estate
Construction loans and all land development and other land loans	$	1,415	$	1,522
Secured by farmland		3		319
Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit		2,814		3,376
Secured by first liens		7,803		10,448
Secured by junior liens		399		505
Secured by multifamily (5 or more) residential properties		95		250
Loans secured by owner-occupied, nonfarm nonresidential properties		4,146		7,344
Loans secured by other nonfarm nonresidential properties		5,395		6,239
Commercial and Industrial		2,906		4,457
Other
Other revolving credit plans		37		89
Automobile loans		10		30
Other consumer loans		68		93
Total	$	25,091	$	34,672

The following table presents the Company’s loan portfolio by internal loan grade (in thousands) as of September 30, 2019 and December 31, 2018:

	September 30, 2019
	Grade 1 Prime		Grade 2 Desirable		Grade 3 Good		Grade 4 Acceptable		Grade 5 Pass/Watch		Grade 6 Special Mention		Grade 7 Substandard		Total
Commercial and industrial	$	406	$	1,827	$	21,936	$	25,540	$	579	$	—	$	538	$	50,826
Agricultural		—		103		66		6		—		—		—		175
Real Estate – construction, commercial		—		659		10,210		7,923		104		—		980		19,876
Real Estate – construction, residential		—		—		4,295		8,011		4,058		—		—		16,364
Real Estate – mortgage, commercial		—		1,656		81,973		70,093		10,226		1,012		2,263		167,223
Real Estate – mortgage residential		—		2,917		81,246		76,351		3,648		96		1,607		165,865
Real Estate – mortgage, farmland		1,565		100		1,418		218		453		—		—		3,754
Consumer installment loans		297		32		23,863		12,447		106		—		688		37,433
Gross loans		2,268		7,294		225,007		200,589		19,174		1,108		6,076		461,516
Less: Unearned income																(638	)
Total															$	460,878
	December 31, 2018
	Grade 1 Prime		Grade 2 Desirable		Grade 3 Good		Grade 4 Acceptable		Grade 5 Pass/Watch		Grade 6 Special Mention		Grade 7 Substandard		Total
Commercial and industrial	$	44	$	2,660	$	21,009	$	24,254	$	797	$	—	$	312	$	49,076
Agricultural		9		99		105		3		—		—		—		216
Real Estate – construction, commercial		—		485		7,118		5,937		106		—		1,020		14,666
Real Estate – construction, residential		—		—		4,305		5,059		5,738		—		—		15,102
Real Estate – mortgage, commercial		—		1,920		82,097		53,487		8,470		1,668		2,871		150,513
Real Estate – mortgage residential		—		3,647		76,496		63,397		3,805		522		1,989		149,856
Real Estate – mortgage, farmland		1,700		100		1,340		730		—		—		309		4,179
Consumer installment loans		213		29		16,174		15,081		123		—		359		31,979
Gross loans		1,966		8,940		208,644		167,948		19,039		2,190		6,860		415,587
Less: Unearned income																(719	)
Total															$	414,868

The Company also utilizes the grades 8 (Doubtful) and 9 (Loss). There were no loans classified in these categories at September 30, 2019 and December 31, 2018.

XML

Fair Value - Summary of financial assets measured at fair value on a recurring basis (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale securities	$ 121,740	$ 38,047
Fair Value, Recurring [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale securities	121,740	38,047
Fair Value, Recurring [Member] | U.S. Treasury and agencies [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale securities	3,331	3,167
Fair Value, Recurring [Member] | Mortgage backed securities
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale securities	111,790	28,370
Fair Value, Recurring [Member] | Corporate bonds [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale securities	6,619	5,507
Fair Value, Recurring [Member] | State and municipal [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale securities		1,003
Fair Value, Recurring [Member] | Level 2 [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale securities	121,740	38,047
Fair Value, Recurring [Member] | Level 2 [Member] | U.S. Treasury and agencies [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale securities	3,331	3,167
Fair Value, Recurring [Member] | Level 2 [Member] | Mortgage backed securities
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale securities	111,790	28,370
Fair Value, Recurring [Member] | Level 2 [Member] | Corporate bonds [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale securities	$ 6,619	5,507
Fair Value, Recurring [Member] | Level 2 [Member] | State and municipal [Member]
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]
Available for sale securities		$ 1,003

XML

Allowance for Loans Losses - Summary of accounts notes loans and financing receivable (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	$ 461,516	$ 415,587
Less: Unearned income	(638)	(719)
Total	460,878	414,868
Grade 1 Prime [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	2,268	1,966
Grade 2 Desirable [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	7,294	8,940
Grade 3 Good [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	225,007	208,644
Grade 4 Acceptable [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	200,589	167,948
Grade 5 Pass/Watch [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	19,174	19,039
Grade 6 Special Mention [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	1,108	2,190
Grade 7 Substandard [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	6,076	6,860
Doubtful [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	0	0
Loss [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	0	0
Commercial and industrial [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	50,826	49,076
Commercial and industrial [Member] | Grade 1 Prime [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	406	44
Commercial and industrial [Member] | Grade 2 Desirable [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	1,827	2,660
Commercial and industrial [Member] | Grade 3 Good [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	21,936	21,009
Commercial and industrial [Member] | Grade 4 Acceptable [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	25,540	24,254
Commercial and industrial [Member] | Grade 5 Pass/Watch [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	579	797
Commercial and industrial [Member] | Grade 7 Substandard [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	538	312
Agricultural [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	175	216
Agricultural [Member] | Grade 1 Prime [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		9
Agricultural [Member] | Grade 2 Desirable [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	103	99
Agricultural [Member] | Grade 3 Good [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	66	105
Agricultural [Member] | Grade 4 Acceptable [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	6	3
Construction, commercial [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	19,876	14,666
Construction, commercial [Member] | Grade 2 Desirable [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	659	485
Construction, commercial [Member] | Grade 3 Good [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	10,210	7,118
Construction, commercial [Member] | Grade 4 Acceptable [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	7,923	5,937
Construction, commercial [Member] | Grade 5 Pass/Watch [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	104	106
Construction, commercial [Member] | Grade 7 Substandard [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	980	1,020
Construction, residential [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	16,364	15,102
Construction, residential [Member] | Grade 3 Good [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	4,295	4,305
Construction, residential [Member] | Grade 4 Acceptable [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	8,011	5,059
Construction, residential [Member] | Grade 5 Pass/Watch [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	4,058	5,738
Mortgage, commercial [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	167,223	150,513
Mortgage, commercial [Member] | Grade 2 Desirable [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	1,656	1,920
Mortgage, commercial [Member] | Grade 3 Good [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	81,973	82,097
Mortgage, commercial [Member] | Grade 4 Acceptable [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	70,093	53,487
Mortgage, commercial [Member] | Grade 5 Pass/Watch [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	10,226	8,470
Mortgage, commercial [Member] | Grade 6 Special Mention [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	1,012	1,668
Mortgage, commercial [Member] | Grade 7 Substandard [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	2,263	2,871
Mortgage, residential [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	165,865	149,856
Mortgage, residential [Member] | Grade 2 Desirable [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	2,917	3,647
Mortgage, residential [Member] | Grade 3 Good [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	81,246	76,496
Mortgage, residential [Member] | Grade 4 Acceptable [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	76,351	63,397
Mortgage, residential [Member] | Grade 5 Pass/Watch [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	3,648	3,805
Mortgage, residential [Member] | Grade 6 Special Mention [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	96	522
Mortgage, residential [Member] | Grade 7 Substandard [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	1,607	1,989
Mortgage, farmland [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	3,754	4,179
Mortgage, farmland [Member] | Grade 1 Prime [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	1,565	1,700
Mortgage, farmland [Member] | Grade 2 Desirable [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	100	100
Mortgage, farmland [Member] | Grade 3 Good [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	1,418	1,340
Mortgage, farmland [Member] | Grade 4 Acceptable [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	218	730
Mortgage, farmland [Member] | Grade 5 Pass/Watch [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	453
Mortgage, farmland [Member] | Grade 7 Substandard [Member] | Real Estate [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans		309
Consumer installment loans [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	37,433	31,979
Consumer installment loans [Member] | Grade 1 Prime [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	297	213
Consumer installment loans [Member] | Grade 2 Desirable [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	32	29
Consumer installment loans [Member] | Grade 3 Good [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	23,863	16,174
Consumer installment loans [Member] | Grade 4 Acceptable [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	12,447	15,081
Consumer installment loans [Member] | Grade 5 Pass/Watch [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	106	123
Consumer installment loans [Member] | Grade 7 Substandard [Member]
Financing Receivable, Credit Quality Indicator [Line Items]
Gross loans	$ 688	$ 359

XML

Business Segments - Summary of segment reporting information, by segment (Detail) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Segment Reporting Information [Line Items]
Revenues	$ 13,090	$ 8,862	$ 36,685	$ 23,072
Expenses	11,458	7,263	31,625	18,541
Income (loss) before income taxes	1,632	1,599	5,060	4,531
Income tax expense	379	329	989	944
Net income (loss)	1,253	1,270	4,071	3,587
Net (income) loss attributable to noncontrolling interest	(3)	(1)	(21)	(8)
Net Income attributable to Blue Ridge Bankshares, Inc.	1,250	1,269	4,050	3,579
Interest income [Member]
Segment Reporting Information [Line Items]
Revenues	8,118	5,445	22,430	15,738
Service charge on deposit accounts [Member]
Segment Reporting Information [Line Items]
Revenues	171	155	459	479
Mortgage banking income, net [Member]
Segment Reporting Information [Line Items]
Revenues	3,943	2,289	10,967	4,868
Payroll processing revenue [Member]
Segment Reporting Information [Line Items]
Revenues	232	220	743	739
Other operating income (expense) [Member]
Segment Reporting Information [Line Items]
Revenues	626	753	2,086	1,248
Expenses	3,127	2,892	9,068	6,210
Interest expense [Member]
Segment Reporting Information [Line Items]
Expenses	2,682	1,335	6,943	3,564
Provision for loan losses [Member]
Segment Reporting Information [Line Items]
Expenses	570	225	1,465	640
Salary and benefits [Member]
Segment Reporting Information [Line Items]
Expenses	5,079	2,811	14,149	8,127
Blue Ridge Bank [Member]
Segment Reporting Information [Line Items]
Revenues	8,537	6,165	24,097	17,479
Expenses	6,769	4,413	18,747	12,323
Income (loss) before income taxes	1,768	1,752	5,350	4,825
Income tax expense	344	366	932	999
Net income (loss)	1,424	1,386	4,418	3,826
Net Income attributable to Blue Ridge Bankshares, Inc.	1,424	1,386	4,418	3,826
Blue Ridge Bank [Member] | Interest income [Member]
Segment Reporting Information [Line Items]
Revenues	7,757	5,255	21,582	15,738
Blue Ridge Bank [Member] | Service charge on deposit accounts [Member]
Segment Reporting Information [Line Items]
Revenues	171	155	459	479
Blue Ridge Bank [Member] | Other operating income (expense) [Member]
Segment Reporting Information [Line Items]
Revenues	609	755	2,056	1,262
Expenses	1,784	2,066	5,194	4,800
Blue Ridge Bank [Member] | Interest expense [Member]
Segment Reporting Information [Line Items]
Expenses	2,289	1,159	5,921	3,032
Blue Ridge Bank [Member] | Provision for loan losses [Member]
Segment Reporting Information [Line Items]
Expenses	570	225	1,465	640
Blue Ridge Bank [Member] | Salary and benefits [Member]
Segment Reporting Information [Line Items]
Expenses	2,126	963	6,167	3,851
Blue Ridge Bank Mortgage Division [Member]
Segment Reporting Information [Line Items]
Revenues	4,302	2,473	11,811	5,193
Expenses	4,028	2,295	10,898	4,756
Income (loss) before income taxes	274	178	913	437
Income tax expense	80	33	193	92
Net income (loss)	194	145	720	345
Net Income attributable to Blue Ridge Bankshares, Inc.	194	145	720	345
Blue Ridge Bank Mortgage Division [Member] | Interest income [Member]
Segment Reporting Information [Line Items]
Revenues	359	184	844	325
Blue Ridge Bank Mortgage Division [Member] | Mortgage banking income, net [Member]
Segment Reporting Information [Line Items]
Revenues	3,943	2,289	10,967	4,868
Blue Ridge Bank Mortgage Division [Member] | Other operating income (expense) [Member]
Segment Reporting Information [Line Items]
Expenses	955	550	2,697	776
Blue Ridge Bank Mortgage Division [Member] | Interest expense [Member]
Segment Reporting Information [Line Items]
Expenses	215		490
Blue Ridge Bank Mortgage Division [Member] | Salary and benefits [Member]
Segment Reporting Information [Line Items]
Expenses	2,858	1,745	7,711	3,980
Money Wise Payroll Solutions, Inc. [Member]
Segment Reporting Information [Line Items]
Revenues	232	220	743	739
Expenses	214	206	615	693
Income (loss) before income taxes	18	14	128	46
Income tax expense	(1)	1	22	8
Net income (loss)	19	13	106	38
Net (income) loss attributable to noncontrolling interest	(3)	(1)	(21)	(8)
Net Income attributable to Blue Ridge Bankshares, Inc.	16	12	85	30
Money Wise Payroll Solutions, Inc. [Member] | Payroll processing revenue [Member]
Segment Reporting Information [Line Items]
Revenues	232	220	743	739
Money Wise Payroll Solutions, Inc. [Member] | Other operating income (expense) [Member]
Segment Reporting Information [Line Items]
Expenses	119	103	344	397
Money Wise Payroll Solutions, Inc. [Member] | Salary and benefits [Member]
Segment Reporting Information [Line Items]
Expenses	95	103	271	296
Parents Only [Member]
Segment Reporting Information [Line Items]
Revenues	25	10	52	10
Expenses	453	355	1,383	787
Income (loss) before income taxes	(428)	(345)	(1,331)	(777)
Income tax expense	(44)	(71)	(158)	(155)
Net income (loss)	(384)	(274)	(1,173)	(622)
Net Income attributable to Blue Ridge Bankshares, Inc.	(384)	(274)	(1,173)	(622)
Parents Only [Member] | Interest income [Member]
Segment Reporting Information [Line Items]
Revenues	2	6	4	6
Parents Only [Member] | Other operating income (expense) [Member]
Segment Reporting Information [Line Items]
Revenues	23	4	48	4
Expenses	275	179	851	255
Parents Only [Member] | Interest expense [Member]
Segment Reporting Information [Line Items]
Expenses	178	176	532	532
Eliminations [Member]
Segment Reporting Information [Line Items]
Revenues	(6)	(6)	(18)	(18)
Expenses	(6)	(6)	(18)	(18)
Eliminations [Member] | Other operating income (expense) [Member]
Segment Reporting Information [Line Items]
Revenues	(6)	(6)	(18)	(18)
Expenses	$ (6)	$ (6)	$ (18)	$ (18)

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Leases - Summary of lease cost (Detail) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Leases [Abstract]
Operating lease cost	$ 369	$ 213	$ 1,104	$ 582
Total lease cost	369	213	1,104	582
Cash paid for amounts included in the measurement of lease liabilities	$ 218	$ 213	$ 874	$ 582

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Subordinated Debt - Summary of subordinated debt (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Subordinated Borrowing [Line Items]
Subordinated debt	$ 10,000	$ 10,000
Unamortized issuance costs	(208)	(233)
Subordinated debt, net	$ 9,792	$ 9,767

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Allowance for Loans Losses - Additional Information (Detail) - USD ($) $ in Thousands	3 Months Ended	9 Months Ended	12 Months Ended
	Mar. 31, 2019	Sep. 30, 2019	Dec. 31, 2018
Purchase loans		$ 25,091	$ 34,672
Bad debts recovered		138	116
Outstanding specifically impaired loans		456,474	411,288
Specific impairment		1,684	1,946
Specifically impaired loans [Member]
Bad debts recovered	$ 200		$ 200
Specifically impaired loans [Member] | PCI loans [Member]
Outstanding specifically impaired loans		2,318
Specific impairment		$ 190

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Investment Securities - Additional Information (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Schedule of Investments [Abstract]
Federal home loan bank stock	$ 5,993
Federal reserve stock	963
Other investments	899
Securities Pledged	$ 97,265	$ 26,408

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Allowance for Loans Losses - Summary of allowance for loans losses (Detail) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended		12 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018	Dec. 31, 2018
Financing Receivable, Impaired [Line Items]
Allowance, beginning of period			$ 3,580	$ 2,803	$ 2,803
Charge-Offs			779		564
Recoveries			(138)		(116)
Net charge-offs (recoveries)			641		448
Provision for loan losses	$ 570	$ 225	1,465	$ 640	1,225
Allowance, end of period	$ 4,404		4,404		3,580
Commercial and industrial [Member]
Financing Receivable, Impaired [Line Items]
Charge-Offs			43		6
Real estate, mortgage [Member]
Financing Receivable, Impaired [Line Items]
Charge-Offs			3		13
Recoveries			(6)		(12)
Consumer and other loans [Member]
Financing Receivable, Impaired [Line Items]
Charge-Offs			733		545
Recoveries			$ (132)		$ (104)

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Summary of Significant Accounting Policies (Policies)

9 Months Ended

Sep. 30, 2019

Accounting Policies [Abstract]

Principles of Consolidation

Principles of Consolidation

The accompanying unaudited consolidated financial statements of Blue Ridge Bankshares, Inc. (“the Company” or “Blue Ridge”) include the accounts of Blue Ridge Bank, N.A. (“the Bank”), PVB Properties, LLC, and MoneyWise Payroll Solutions, Inc. (net of noncontrolling interest) and were prepared in accordance with accounting principles generally accepted in the United States of America (“U.S. GAAP”) for the interim financial information. Accordingly, these financial statements do not include all of the information and footnotes required by U.S. GAAP for complete financial statements. Operating results for the quarter ended September 30, 2019 are not necessarily indicative of the results that may be expected for the year ending December 31, 2019. These interim consolidated financial statements should be read in conjunction with the audited consolidated financial statements and notes thereto for the year ended December 31, 2018 included in the joint proxy statement/prospectus filed with the Securities and Exchange Commission on October 31, 2019.

The accompanying unaudited consolidated financial statements include the accounts of the Company, the Bank and its subsidiaries. All significant intercompany balances and transactions have been eliminated in consolidation.

Nature of Operations

Nature of Operations

The Company operates under the supervision and monitoring of the Federal Reserve Bank of Richmond while the Bank operates under a national charter subject to regulation by the Office of the Comptroller of the Currency.    The Bank provides commercial banking services to customers located primarily in the Piedmont, Southside, and Shenandoah Valley regions of the Commonwealth of Virginia and also operates under the name Carolina State Bank in Greensboro, North Carolina. Mortgage lending services are provided in these regions as well with additional mortgage offices located in Northern Virginia, Maryland, North Carolina, and Florida.

Basis of Presentation

Basis of Presentation

The preparation of financial statements in conformity with U.S. GAAP requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenues and expenses during the reporting period. Actual results could differ from those estimates. Material estimates that are particularly susceptible to significant change in the near term relate to the determination of the allowance for loan losses, goodwill and intangibles, fair value, the valuation of deferred tax assets and liabilities, and valuation of foreclosed real estate. In the opinion of management, all adjustments, consisting only of normal recurring adjustments, which are necessary for fair presentation of the results of operations in these financial statements, have been made.

Reclassification

Reclassification

Certain reclassifications have been made to prior period amounts to conform to current period presentation. None of these reclassifications are considered material and have no impact on net income.

Earnings Per Share

Earnings Per Share

Accounting guidance specifies the computation, presentation and disclosure requirements for earnings per share (“EPS”) for entities with publicly held common stock or potential common stock such as options, warrants, convertible securities or contingent stock agreements if those securities trade in a public market. ESOP shares are considered outstanding for this calculation. Basic EPS is computed by dividing net income by the weighted average number of common shares outstanding. Diluted EPS is similar to the computation of basic EPS except that the denominator is increased to include the number of additional common shares that would have been outstanding if the dilutive common shares had been issued. The Company had no dilutive common shares outstanding at September 30, 2019 and 2018.

The following table sets forth the computation of basic and diluted earnings per share for the three and nine months ended September 30.

	For the nine months ended September 30,						For the three months ended September 30,
	2019			2018			2019			2018
Net income	$	4,070,745		$	3,587,096		$	1,253,139		$	1,269,659
Net income attributable to noncontrolling interest		(21,251	)		(7,612	)		(3,075	)		(1,043	)
Net income available to common shareholders	$	4,049,494		$	3,579,484		$	1,250,064		$	1,268,616
Weighted average common shares		3,998,267			2,774,441			4,346,866			2,795,303
Effect of dilutive securities		—			—			—			—
Diluted average common shares		3,998,267			2,774,441			4,346,866			2,795,303
Earnings (losses) per common share	$	1.01		$	1.29		$	0.29		$	0.45
Diluted earnings (losses) per common share	$	1.01		$	1.29		$	0.29		$	0.45

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Subordinated Debt

9 Months Ended

Sep. 30, 2019

Subordinated Borrowings [Abstract]

Subordinated Debt

Note 12 - Subordinated Debt

On November 20, 2015, the Company entered into a Subordinated Note Purchase Agreement (the “Purchase Agreement”) with 14 institutional accredited investors under which the Company issued an aggregate of $10,000,000 of subordinated notes (the “Notes”) to the institutional accredited investors. The Notes have a maturity date of December 1, 2025. The Notes bear interest, payable on the 1st of June and December of each year, commencing June 1, 2016, at a fixed rate of 6.75% per year for the first five years, and thereafter will bear a floating interest rate of LIBOR plus 512.8 basis points. The Notes are not convertible into common stock or preferred stock and are not callable by the holders. The Company has the right to redeem the Notes, in whole or in part, without premium or penalty, at any interest payment date on or after December 1, 2020 and prior to the maturity date, but in all cases in a principal amount with integral multiples of $1,000, plus interest accrued and unpaid through the date of redemption. If an event of default occurs, such as the bankruptcy of the Company, the holder of a Note may declare the principal amount of the Note to be due and immediately payable. The Notes are unsecured, subordinated obligations of the Company and will rank junior in right of payment to the Company’s existing and future senior indebtedness. The Notes qualify as Tier 2 capital for regulatory reporting.

As part of the transaction, the Company incurred issuance costs totaling $338,813. These costs are being amortized over the life of the Notes. The following table summarizes the balance of the Notes and related issuance costs at September 30, 2019 and December 31, 2018:

	September 30,			December 31,
(In thousands)	2019			2018
Subordinated debt	$	10,000		$	10,000
Unamortized issuance costs		(208	)		(233	)
Subordinated debt, net	$	9,792		$	9,767

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Allowance for Loans Losses (Tables)

9 Months Ended

Sep. 30, 2019

Receivables [Abstract]

Summary of allowance for loans losses

A summary of changes in the allowance for loans losses (in thousands) for September 30, 2019 and December 31, 2018 is as follows:

	September 30, 2019			December 31, 2018
(Dollars in thousands)
Allowance, beginning of period	$	3,580		$	2,803
Charge-Offs
Commercial and industrial	$	43		$	6
Real estate, construction		—			—
Real estate, mortgage		3			13
Consumer and other loans		733			545
Total charge-offs		779			564
Recoveries
Commercial and industrial		—			—
Real estate, construction		—			—
Real estate, mortgage		(6	)		(12	)
Consumer and other loans		(132	)		(104	)
Total recoveries		(138	)		(116	)
Net charge-offs (recoveries)		641			448
Provision for loan losses		1,465			1,225
Allowance, end of period	$	4,404		$	3,580

Summary of loans and leases receivable method of impairment evaluation

	Individually Evaluated for Impairment		Collectively Evaluated for Impairment			Total
September 30, 2019
Commercial and industrial	$	291	$	50,535		$	50,826
Agricultural		—		175			175
Real Estate – construction, commercial		—		19,876			19,876
Real Estate – construction, residential		—		16,364			16,364
Real Estate – mortgage, commercial		735		166,488			167,223
Real Estate – mortgage, residential		658		165,207			165,865
Real Estate – mortgage, farmland		—		3,754			3,754
Consumer installment loans		—		37,433			37,433
Gross loans		1,684		459,832			461,516
Less: Unearned income		—		(638	)		(638	)
Total	$	1,684	$	459,194		$	460,878

	Individually Evaluated for Impairment		Collectively Evaluated for Impairment			Total
December 31, 2018
Commercial and industrial	$	—	$	49,076		$	49,076
Agricultural		—		216			216
Real Estate – construction, commercial		—		14,666			14,666
Real Estate – construction, residential		—		15,102			15,102
Real Estate – mortgage, commercial		1,258		149,255			150,513
Real Estate – mortgage residential		688		149,168			149,856
Real Estate – mortgage, farmland		—		4,179			4,179
Consumer installment loans		—		31,979			31,979
Gross loans		1,946		413,641			415,587
Less: Unearned income		—		(719	)		(719	)
Total	$	1,946	$	412,922		$	414,868

Summary impaired financing receivables

The following table presents information related to impaired loans, by portfolio segment, at the dates presented.

	September 30, 2019
(in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
With no specific allowance recorded:
Real estate – mortgage, residential	$	658	$	658	$	—	$	661	$	7
With an allowance recorded:
Commercial and industrial		291		291		151		146		2
Real estate – mortgage, commercial		735		735		100		735		5
	$	1,684	$	1,684	$	251	$	1,542	$	14

	December 31, 2018
(in thousands)	Recorded Investment		Unpaid Principal Balance		Related Allowance		Average Recorded Investment		Interest Income Recognized
With no specific allowance recorded:
Real estate – mortgage, residential	$	1,946	$	1,946	$	—	$	2,067	$	64
With an allowance recorded:
Real estate – mortgage, commercial		—		—		—		—		—
	$	1,946	$	1,946	$	—	$	2,067	$	64

Summary of purchased loans

	September 30, 2019		December 31, 2018
Real Estate
Construction loans and all land development and other land loans	$	1,415	$	1,522
Secured by farmland		3		319
Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit		2,814		3,376
Secured by first liens		7,803		10,448
Secured by junior liens		399		505
Secured by multifamily (5 or more) residential properties		95		250
Loans secured by owner-occupied, nonfarm nonresidential properties		4,146		7,344
Loans secured by other nonfarm nonresidential properties		5,395		6,239
Commercial and Industrial		2,906		4,457
Other
Other revolving credit plans		37		89
Automobile loans		10		30
Other consumer loans		68		93
Total	$	25,091	$	34,672

Summary of accounts notes loans and financing receivable

The following table presents the Company’s loan portfolio by internal loan grade (in thousands) as of September 30, 2019 and December 31, 2018:

	September 30, 2019
	Grade 1 Prime		Grade 2 Desirable		Grade 3 Good		Grade 4 Acceptable		Grade 5 Pass/Watch		Grade 6 Special Mention		Grade 7 Substandard		Total
Commercial and industrial	$	406	$	1,827	$	21,936	$	25,540	$	579	$	—	$	538	$	50,826
Agricultural		—		103		66		6		—		—		—		175
Real Estate – construction, commercial		—		659		10,210		7,923		104		—		980		19,876
Real Estate – construction, residential		—		—		4,295		8,011		4,058		—		—		16,364
Real Estate – mortgage, commercial		—		1,656		81,973		70,093		10,226		1,012		2,263		167,223
Real Estate – mortgage residential		—		2,917		81,246		76,351		3,648		96		1,607		165,865
Real Estate – mortgage, farmland		1,565		100		1,418		218		453		—		—		3,754
Consumer installment loans		297		32		23,863		12,447		106		—		688		37,433
Gross loans		2,268		7,294		225,007		200,589		19,174		1,108		6,076		461,516
Less: Unearned income																(638	)
Total															$	460,878
	December 31, 2018
	Grade 1 Prime		Grade 2 Desirable		Grade 3 Good		Grade 4 Acceptable		Grade 5 Pass/Watch		Grade 6 Special Mention		Grade 7 Substandard		Total
Commercial and industrial	$	44	$	2,660	$	21,009	$	24,254	$	797	$	—	$	312	$	49,076
Agricultural		9		99		105		3		—		—		—		216
Real Estate – construction, commercial		—		485		7,118		5,937		106		—		1,020		14,666
Real Estate – construction, residential		—		—		4,305		5,059		5,738		—		—		15,102
Real Estate – mortgage, commercial		—		1,920		82,097		53,487		8,470		1,668		2,871		150,513
Real Estate – mortgage residential		—		3,647		76,496		63,397		3,805		522		1,989		149,856
Real Estate – mortgage, farmland		1,700		100		1,340		730		—		—		309		4,179
Consumer installment loans		213		29		16,174		15,081		123		—		359		31,979
Gross loans		1,966		8,940		208,644		167,948		19,039		2,190		6,860		415,587
Less: Unearned income																(719	)
Total															$	414,868

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Leases - Summary of operating lease liabilities (Detail) $ in Thousands	Sep. 30, 2019 USD ($)
Leases [Abstract]
Three months ending December 31, 2019	$ 314
Twelve months ending December 31, 2020	1,305
Twelve months ending December 31, 2021	1,230
Twelve months ending December 31, 2022	1,022
Twelve months ending December 31, 2023	934
Twelve months ending December 31, 2024	640
Thereafter	1,979
Total undiscounted cash flows	7,425
Discount	(753)
Lease liabilities	$ 6,672

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Revenue from Contracts with Customers - Summary of total non-interest income (Detail) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Disaggregation of Revenue [Line Items]
Revenue from contracts with customers			$ 1,610	$ 1,574
Non-interest income within scope of other ASC topics			12,645	5,435
Total other income	$ 4,973	$ 3,091	14,255	7,009
Service fees on deposit accounts [Member]
Disaggregation of Revenue [Line Items]
Revenue from contracts with customers			459	479
Bank card revenue [Member]
Disaggregation of Revenue [Line Items]
Revenue from contracts with customers			408	356
Payroll processing income [Member]
Disaggregation of Revenue [Line Items]
Revenue from contracts with customers			$ 743	$ 739

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Investment Securities - Summary of unrealized losses (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Schedule of Held-to-maturity Securities [Line Items]
Available-for-sale Securities, Fair Value, Less Than 12 Months, Total	$ 8,168	$ 18,423
Available-for-sale Securities, Unrealized Losses, Less Than 12 Months, Total	(12)	(192)
Available-for-sale Securities, Fair Value, 12 Months or Greater, Total	10,713	23,230
Available-for-sale Securities, Unrealized Losses, 12 months or Greater, Total	(114)	(832)
Fair Value, Total	18,881	41,653
Unrealized Losses, Total	(126)	(1,024)
State and municipal [Member]
Schedule of Held-to-maturity Securities [Line Items]
Held to maturity, Fair Value, Less Than 12 Months	1,667	6,278
Held to maturity, Unrealized Losses, Less Than 12 Months	(8)	(105)
Held to maturity, Fair Value 12 Months or Greater		2,402
Held to maturity, Unrealized Losses, 12 Months or Greater		(35)
Fair Value, Total	1,667	8,680
Unrealized Losses, Total	(8)	(140)
U.S. Treasury and agencies [Member]
Schedule of Held-to-maturity Securities [Line Items]
Available-for-sale Securities, Fair Value, 12 Months or Greater	2,829	3,167
Available-for-sale Securities, Unrealized Losses, 12 months or Greater	(46)	(208)
Fair Value, Total	2,829	3,167
Unrealized Losses, Total	(46)	(208)
Mortgage backed [Member]
Schedule of Held-to-maturity Securities [Line Items]
Available-for-sale Securities, Fair Value, Less Than 12 Months	6,251	10,031
Available-for-sale Securities, Unrealized Losses, Less Than 12 Months	(4)	(51)
Available-for-sale Securities, Fair Value, 12 Months or Greater	6,986	17,173
Available-for-sale Securities, Unrealized Losses, 12 months or Greater	(66)	(577)
Fair Value, Total	13,237	27,204
Unrealized Losses, Total	(70)	(628)
Corporate bonds [Member]
Schedule of Held-to-maturity Securities [Line Items]
Available-for-sale Securities, Fair Value, Less Than 12 Months	250	2,114
Available-for-sale Securities, Unrealized Losses, Less Than 12 Months		(36)
Available-for-sale Securities, Fair Value, 12 Months or Greater	898	488
Available-for-sale Securities, Unrealized Losses, 12 months or Greater	(2)	(12)
Fair Value, Total	1,148	2,602
Unrealized Losses, Total	$ (2)	$ (48)

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Loans - Additional Information (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Federal Home Loan Bank of Atlanta [Member]
Loans held for investment pledged	$ 126,125	$ 104,791

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Allowance for Loans Losses - Summary of purchased loans (Detail) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2019	Dec. 31, 2018
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	$ 25,091	$ 34,672
Commercial and Industrial [member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	2,906	4,457
Other revolving credit plans [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	37	89
Automobile loans [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	10	30
Other consumer loans [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	68	93
Construction loans and all land development and other land loans [Member] | Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	1,415	1,522
Secured by farmland [Member] | Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	3	319
Secured by 1-4 family residential [Member] | Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	2,814	3,376
Secured by first liens [Member] | Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	7,803	10,448
Secured by junior liens [Member] | Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	399	505
Secured by multifamily [Member] | Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	95	250
Loans secured by owner-occupied, nonfarm nonresidential properties [Member] | Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	4,146	7,344
Loans secured by other nonfarm nonresidential properties [Member] | Real Estate [Member]
Financing Receivable, Allowance for Credit Loss [Line Items]
Purchase loans	$ 5,395	$ 6,239

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Derivative Financial Instruments and Hedging Activities (Tables)

9 Months Ended

Sep. 30, 2019

Derivative Instruments and Hedging Activities Disclosure [Abstract]

Summary of derivative instruments

	September 30, 2019
	Notional Amount		Fair Value
(Dollars in thousands)
Interest Rate Swap Agreements
Receive Fixed/Pay Variable Swaps	$	2,156	$	244
Pay Fixed/Receive Variable Swaps		2,156		(244	)

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Summary of Significant Accounting Policies (Tables)

9 Months Ended

Sep. 30, 2019

Accounting Policies [Abstract]

Summary of computation of basic and diluted earning per share

The following table sets forth the computation of basic and diluted earnings per share for the three and nine months ended September 30.

	For the nine months ended September 30,						For the three months ended September 30,
	2019			2018			2019			2018
Net income	$	4,070,745		$	3,587,096		$	1,253,139		$	1,269,659
Net income attributable to noncontrolling interest		(21,251	)		(7,612	)		(3,075	)		(1,043	)
Net income available to common shareholders	$	4,049,494		$	3,579,484		$	1,250,064		$	1,268,616
Weighted average common shares		3,998,267			2,774,441			4,346,866			2,795,303
Effect of dilutive securities		—			—			—			—
Diluted average common shares		3,998,267			2,774,441			4,346,866			2,795,303
Earnings (losses) per common share	$	1.01		$	1.29		$	0.29		$	0.45
Diluted earnings (losses) per common share	$	1.01		$	1.29		$	0.29		$	0.45

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Revenue from Contracts with Customers

9 Months Ended

Sep. 30, 2019

Revenue from Contract with Customer [Abstract]

Revenue from Contracts with Customers

Note 13 - Revenue from Contracts with Customers

In May 2014, the FASB issued ASU No. 2014-09, Revenue from Contracts with Customers (Topic 606). ASU 2014-09 is a comprehensive revenue recognition model that requires a company to recognize revenue to depict the transfer of goods or services to a customer at an amount that reflects the consideration it expects to receive in exchange for those goods or services.

Interest income, loan fees, realized securities gains and losses, bank owned life insurance income, SBIC income, and mortgage banking revenue are not in the scope of ASC Topic 606. All of the Company’s revenue from contracts with customers in the scope of ASC 606 is recognized within noninterest income in the consolidated statements of income. Incremental costs of obtaining a contract are expensed when incurred when the amortization period is one year or less.

A description of the Company’s significant sources of revenue accounted for under ASC 606 is as follows:

Service fees on deposit accounts are fees charged to deposit customers for transaction-based, account maintenance and overdraft services. Transaction-based fees, which are earned based on specific transactions or customer activity within a customer’s deposit account, are recognized at the time the related transaction or activity occurs, as it is at this point when the customer’s request has been fulfilled. Account maintenance fees, which relate primarily to monthly maintenance, are earned over the course of a month, representing the period over which the performance obligation was satisfied. Overdraft fees are recognized when the overdraft occurs. Service fees on deposit accounts are paid through a direct charge to the customer’s account.

Bank card revenue is comprised of interchange revenue and ATM fees. Interchange revenue is earned when bank debit and credit cardholders conduct transactions through VISA, MasterCard, and other payment networks. Interchange fees represent a percentage of the underlying cardholder’s transaction value and are generally recognized daily, concurrent with the transaction processing services provided to the cardholder. ATM fees are earned when a non-Bank cardholder uses a Bank ATM. ATM fees are recognized daily, as the related ATM transactions are settled.

Payroll processing income is comprised of fees charged to customers for payroll services through MoneyWise Payroll Solutions, Inc., of which Blue Ridge Bank, N.A. owns a controlling interest.

The following table illustrates our total non-interest income segregated by revenues within the scope of ASC Topic 606 and those which are within the scope of other ASC Topics:

	Nine Months Ended September 30,
	2019		2018
Service fees on deposit accounts	$	459	$	479
Bank card revenue		408		356
Payroll processing income		743		739
Revenue from contracts with customers		1,610		1,574
Non-interest income within scope of other ASC topics		12,645		5,435
Total noninterest income	$	14,255	$	7,009

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Fair Value (Tables)

9 Months Ended

Sep. 30, 2019

Fair Value Disclosures [Abstract]

Summary of financial assets measured at fair value on a recurring basis

The following tables present the balances of financial assets measured at fair value on a recurring basis:

	September 30, 2019
(In thousands)	Total		Level 1		Level 2		Level 3
Available for sale securities
U.S. Treasury and agencies	$	3,331	$	—	$	3,331	$	—
Mortgage backed securities		111,790		—		111,790		—
Corporate bonds		6,619		—		6,619		—
Total securities available for sale	$	121,740	$	—	$	121,740	$	—
	December 31, 2018
(In thousands)	Total		Level 1		Level 2		Level 3
Available for sale securities
State and municipal	$	1,003	$	—	$	1,003	$	—
U.S. Treasury and agencies		3,167		—		3,167		—
Mortgage backed securities		28,370		—		28,370		—
Corporate bonds		5,507		—		5,507		—
Total securities available for sale	$	38,047	$	—	$	38,047	$	—

Summary of other real estate owned measured at fair value on a nonrecurring basis

The following table summarizes the Company’s other real estate owned that were measured at fair value on a nonrecurring basis during the period.

	September 30, 2019
(In thousands)	Total		Level 1		Level 2		Level 3
Other real estate owned	$	—	$	—	$	—	$	—

	December 31, 2018
(In thousands)	Total		Level 1		Level 2		Level 3
Other real estate owned	$	134	$	—	$	—	$	134

Summary of other real estate owned measured On nonrecurring basis valuation techniques

	Fair Value At September 30, 2019		Valuation Technique		Significant Unobservable Inputs		Range
Other real estate owned	$	—		Discounted appraised value		Discounted for selling costs	N/A

	Fair Value At December 31, 2018		Valuation Technique		Significant Unobservable Inputs		Range
Other real estate owned	$	134		Discounted appraised value		Discounted for selling costs	15%-35%

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Consolidated Statements of Income - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Interest income:
Interest and fees on loans	$ 6,927	$ 5,285	$ 19,640	$ 14,625
Interest on taxable securities	1,133	409	2,601	1,199
Interest on nontaxable securities	56	73	183	226
Interest on federal funds sold	2	3	6	13
Total interest income	8,118	5,770	22,430	16,063
Interest expense:
Interest on deposits	1,763	910	4,491	2,469
Interest on subordinated debentures	169	169	532	532
Interest on other borrowings	750	255	1,920	563
Total interest expense	2,682	1,334	6,943	3,564
Net interest income	5,436	4,436	15,487	12,499
Provision for loan losses	570	225	1,465	640
Net interest income after provision for loan losses	4,866	4,211	14,022	11,859
Non-interest income:
Service charges on deposit accounts	171	155	459	479
Mortgage brokerage income	1,648	904	3,511	1,914
Gain on sale of mortgages	2,295	1,385	7,455	2,954
Income from investment in life insurance contracts	59	50	874	148
Other income	800	597	1,956	1,514
Total other income	4,973	3,091	14,255	7,009
Non-interest expenses:
Salaries and employee benefits	5,079	3,430	14,149	8,127
Occupancy and equipment expense	627	414	1,868	1,117
Data processing fees	413	265	1,069	803
Legal and other professional fees	434	334	1,253	578
Advertising fees	191	113	607	348
Audit and accounting fees	37	29	125	114
FDIC insurance expense	86	42	256	138
Director fees	52	45	174	141
Other taxes and assessments	171	159	490	397
Other operating	1,117	872	3,226	2,574
Total other expenses	8,207	5,703	23,217	14,337
Income before income tax	1,632	1,599	5,060	4,531
Income tax expense	379	329	989	944
Net income	1,253	1,270	4,071	3,587
Net Income attributable to noncontrolling interest	(3)	(1)	(21)	(8)
Net Income attributable to Blue Ridge Bankshares, Inc.	1,250	1,269	4,050	3,579
Net Income available to Common Stockholders	$ 1,250	$ 1,269	$ 4,050	$ 3,579
Basic earnings per common share	$ 0.29	$ 0.45	$ 1.01	$ 1.29
Diluted earnings per common share	$ 0.29	$ 0.45	$ 1.01	$ 1.29

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Subordinated Debt (Tables)

9 Months Ended

Sep. 30, 2019

Subordinated Borrowings [Abstract]

Summary of subordinated debt

The following table summarizes the balance of the Notes and related issuance costs at September 30, 2019 and December 31, 2018:

	September 30,			December 31,
(In thousands)	2019			2018
Subordinated debt	$	10,000		$	10,000
Unamortized issuance costs		(208	)		(233	)
Subordinated debt, net	$	9,792		$	9,767

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Investment Securities - Summary of amortized cost and fair values of investment securities (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Debt Securities, Available-for-sale [Line Items]
Available for sale, Amortized Cost	$ 120,148	$ 38,828
Available for sale, Gross Unrealized Gains	1,710	103
Available for sale, Gross Unrealized Losses	118	884
Available for sale, Fair Value	121,740	38,047
Held to maturity, Amortized Cost	13,117	15,565
Held to maturity, Gross Unrealized Gains	506	78
Held to maturity, Gross Unrealized Losses	8	140
Held to maturity, Fair Value	13,615	15,503
Investment Securities, Amortized Cost	133,265	54,393
Investment Securities, Gross Unrealized Gains	2,216	181
Investment Securities, Gross Unrealized Losses	126	1,024
Investment Securities, Fair Value	135,355	53,550
U.S. Treasury and agencies [Member]
Debt Securities, Available-for-sale [Line Items]
Available for sale, Amortized Cost	3,375	3,375
Available for sale, Gross Unrealized Gains	2
Available for sale, Gross Unrealized Losses	46	208
Available for sale, Fair Value	3,331	3,167
Mortgage backed securities [Member]
Debt Securities, Available-for-sale [Line Items]
Available for sale, Amortized Cost	110,220	28,976
Available for sale, Gross Unrealized Gains	1,640	22
Available for sale, Gross Unrealized Losses	70	628
Available for sale, Fair Value	111,790	28,370
Corporate bonds [Member]
Debt Securities, Available-for-sale [Line Items]
Available for sale, Amortized Cost	6,553	5,477
Available for sale, Gross Unrealized Gains	68	78
Available for sale, Gross Unrealized Losses	2	48
Available for sale, Fair Value	6,619	5,507
State and municipal [Member]
Debt Securities, Available-for-sale [Line Items]
Available for sale, Amortized Cost		1,000
Available for sale, Gross Unrealized Gains		3
Available for sale, Fair Value		1,003
Held to maturity, Amortized Cost	13,117	15,565
Held to maturity, Gross Unrealized Gains	506	78
Held to maturity, Gross Unrealized Losses	8	140
Held to maturity, Fair Value	$ 13,615	$ 15,503

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Consolidated Statements of Cash Flows - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018
Cash flows from operating activities:
Net income	$ 4,071	$ 3,587
Adjustments to reconcile net income to net cash used in operating activities:
Depreciation, amortization and accretion	383	295
Deferred income taxes	9	(325)
Provision for loan losses	1,465	640
Proceeds from sale of loans held for sale, originated	241,112	105,343
Gain on sale of loans held for sale, originated	(7,455)	(2,954)
Gain on sale of securities	(86)	(5)
Loans held for sale, originated	(264,625)	(108,773)
(Gain) loss on disposal of premises and equipment	(2)	5
Loss on sale of other real estate owned	33
Investment amortization expense, net	356	182
Amortization of debt refinancing fees		57
Amortization of subordinated debt issuance costs	25	25
Amortization of other intangibles	352	390
Earnings on life insurance	(874)	(148)
Increase in other assets	(9,677)	(2,392)
Increase (decrease) in accrued expenses	8,893	(160)
Release of unearned ESOP shares		196
Net cash used in operating activities	(26,020)	(4,037)
Cash flows used in investing activities:
Net (increase) decrease in federal funds sold	261	(138)
Purchase of securities available for sale	(96,743)	(9,307)
Purchase of securities held to maturity		(4,401)
Proceeds from calls, maturities, sales, paydowns and maturities of securities available for sale	15,231	4,342
Proceeds from calls, maturities, sales, paydowns and maturities of securities held for investment	2,370	1,915
Purchase of insurance policies	(600)
Redemption of insurance policies	1,058
Net change in restricted equity securities	(2,717)	(249)
Net increase in loans held for investment	(46,650)	(45,484)
Net increase in loans held for sale, participations	(20,053)	(4,719)
Purchase of premises and equipment	(507)	(640)
Proceeds from sale of premises and equipment	13	4
Capital calls of SBIC funds and other investments	(665)	(310)
Nonincome distributions from limited liability companies	147	252
Net cash used in investing activities	(148,855)	(58,735)
Cash flows from financing activities:
Net increase in deposits	105,254	53,683
Common stock dividends paid	(1,866)	(1,110)
Federal Home Loan Bank advances	257,100	106,100
Federal Home Loan Bank repayments	(200,600)	(92,700)
Issuance of common stock	22,279	89
Repayment of contingent ESOP liability		(151)
Net cash provided by financing activities	182,167	65,911
Net increase in cash and due from banks	7,292	3,139
Cash and due from banks at beginning of period	15,026	10,319
Cash and due from banks at end of period	22,318	13,458
Supplemental disclosures of cash flow information:
Cash paid during the period for interest	$ 6,217	$ 3,203

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Disclosures About Fair Value of Financial Instruments

9 Months Ended

Sep. 30, 2019

Disclosures About Fair Value of Financial Instruments [Abstract]

Disclosures About Fair Value of Financial Instruments

Note 9 – Disclosures About Fair Value of Financial Instruments

The estimated fair values, and related carrying amounts, of the Company’s financial instruments are as follows:

			Fair Value Measurements at September 30, 2019
	Carrying Amount		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)		Fair Value
(in thousands)
Financial Assets
Cash and short-term investments	$	22,318	$	22,318	$	—	$	—	$	22,318
Federal funds sold		285		285		—		—		285
Investment securities		142,712		—		143,210		—		143,210
Loans held for sale		80,255		—		80,255		—		80,255
Net loans held for investment		456,474		—		—		462,414		462,414
Accrued interest receivable		2,162		—		2,162		—		2,162
Bank-owned life insurance		8,871		—		8,871		—		8,871
Financial Liabilities
Deposits		520,280		—		428,908		85,162		514,070
Other borrowed funds		129,600		—		129,908		—		129,908
Subordinated debt, net		9,792		—		—		9,792		9,792
Accrued interest payable		834		—		834		—		834

			Fair Value Measurements at December 31, 2018
	Carrying Amount		Quoted Prices in Active Markets for Identical Assets (Level 1)		Significant Observable Inputs (Level 2)		Significant Unobservable Inputs (Level 3)		Fair Value
(in thousands)
Financial Assets
Cash and short-term investments	$	15,026	$	15,026	$	—	$	—	$	15,026
Federal funds sold		546		546		—		—		546
Investment securities		58,750		—		58,688		—		58,688
Loans held for sale		29,233		—		29,233		—		29,233
Net loans held for investment		411,288		—		—		404,888		404,888
Accrued interest receivable		1,769		—		1,769		—		1,769
Bank-owned life insurance		8,455		—		8,455		—		8,455
Financial Liabilities
Deposits		415,027		—		323,280		81,070		404,350
Other borrowed funds		73,100		—		73,113		—		73,113
Subordinated debt, net		9,766		—		—		9,766		9,766
Accrued interest payable		395		—		395		—		395

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Derivative Financial Instruments and Hedging Activities

9 Months Ended

Sep. 30, 2019

Derivative Instruments and Hedging Activities Disclosure [Abstract]

Derivative Financial Instruments and Hedging Activities

Note 5 - Derivative Financial Instruments and Hedging Activities

During the first quarter of 2019, the Company entered into an interest rate swap agreement (‘‘swap agreement’’) to facilitate the risk management strategies needed in order to accommodate the needs of its banking customers. The Company mitigates the risk of entering into these loan agreements by entering into equal and offsetting swap agreements with a highly rated third-party financial institution. This back-to-back swap agreement is a free-standing derivative and is recorded at fair value in the Company’s consolidated balance sheets (asset positions are included in other assets and liability positions are included in other liabilities) as of September 30, 2019.

	September 30, 2019
	Notional Amount		Fair Value
(Dollars in thousands)
Interest Rate Swap Agreements
Receive Fixed/Pay Variable Swaps	$	2,156	$	244
Pay Fixed/Receive Variable Swaps		2,156		(244	)

The Bank also participates in a “mandatory” delivery program for its government guaranteed and conventional mortgage loans held for sale. Under the mandatory delivery system, loans with interest rate locks are paired with the sale of a TBA mortgage-backed security bearing similar attributes. Under the mandatory delivery program, the Bank commits to deliver loans to an investor at an agreed upon price prior to the close of such loans. This differs from a “best efforts” delivery, which sets the sale price with the investor on a loan-by-loan basis when each loan is locked.

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Other Borrowed Funds - Additional Information (Detail) - Federal Home Loan Bank of Atlanta [Member] - USD ($) $ in Millions	9 Months Ended
	Sep. 30, 2019	Dec. 31, 2018
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Federal home loan bank advance	$ 129.6	$ 73.1
Increase in other borrowings	$ 56.5

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Fair Value - Summary of other real estate owned measured at fair value on a nonrecurring basis (Detail) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Disclosure of Other Real Estate Owned Measured at Fair Value on a Nonrecurring Basis Table [Line Items]
Other real estate owned, fair value		$ 134
Level 3 [Member]
Disclosure of Other Real Estate Owned Measured at Fair Value on a Nonrecurring Basis Table [Line Items]
Other real estate owned, fair value		$ 134

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Derivative Financial Instruments and Hedging Activities - Summary of derivative instruments (Detail) - Interest Rate Swap Agreement [Member] $ in Thousands	Sep. 30, 2019 USD ($)
Receive Fixed/Pay Variable Swaps [Member]
Derivative [Line Items]
Notional Amount	$ 2,156
Fair Value	244
Pay Fixed/Receive Variable Swaps [Member]
Derivative [Line Items]
Notional Amount	2,156
Fair Value	$ (244)

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Loans - Summary of loans held for investment (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	$ 461,516	$ 415,587
Less: Unearned income	(638)	(719)
Total	460,878	414,868
Commercial and industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	50,826	49,076
Agricultural [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	175	216
Construction, commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	19,876	14,666
Construction, residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	16,364	15,102
Mortgage, commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	167,223	150,513
Mortgage, residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	165,865	149,856
Mortgage, farmland [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	3,754	4,179
Consumer installment loans [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	$ 37,433	$ 31,979

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Allowance for Loans Losses - Summary of loans and leases receivable method of impairment evaluation (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	$ 461,516	$ 415,587
Less: Unearned income	(638)	(719)
Total	460,878	414,868
Individually Evaluated for Impairment [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	1,684	1,946
Total	1,684	1,946
Collectively Evaluated for Impairment [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	459,832	413,641
Less: Unearned income	(638)	(719)
Total	459,194	412,922
Commercial and industrial [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	50,826	49,076
Commercial and industrial [Member] | Individually Evaluated for Impairment [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	291
Commercial and industrial [Member] | Collectively Evaluated for Impairment [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	50,535	49,076
Agricultural [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	175	216
Agricultural [Member] | Collectively Evaluated for Impairment [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	175	216
Construction, commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	19,876	14,666
Construction, commercial [Member] | Collectively Evaluated for Impairment [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	19,876	14,666
Construction, residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	16,364	15,102
Construction, residential [Member] | Collectively Evaluated for Impairment [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	16,364	15,102
Mortgage, commercial [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	167,223	150,513
Mortgage, commercial [Member] | Individually Evaluated for Impairment [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	735	1,258
Mortgage, commercial [Member] | Collectively Evaluated for Impairment [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	166,488	149,255
Mortgage, residential [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	165,865	149,856
Mortgage, residential [Member] | Individually Evaluated for Impairment [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	658	688
Mortgage, residential [Member] | Collectively Evaluated for Impairment [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	165,207	149,168
Mortgage, farmland [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	3,754	4,179
Mortgage, farmland [Member] | Collectively Evaluated for Impairment [Member] | Real Estate [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	3,754	4,179
Consumer installment loans [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	37,433	31,979
Consumer installment loans [Member] | Collectively Evaluated for Impairment [Member]
Loans and Leases Receivable Disclosure [Line Items]
Gross loans	$ 37,433	$ 31,979

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Leases - Summary of company's leases (Detail) $ in Thousands	Sep. 30, 2019 USD ($)
Leases [Abstract]
Lease liabilities	$ 6,672
Right-of-use assets	$ 6,575
Weighted average remaining lease term	6 years 3 months 3 days
Weighted average discount rate	2.79%

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Subordinated Debt - Additional Information (Detail) - Subordinated debt [Member]	1 Months Ended
	Nov. 20, 2015 USD ($)
Subordinated Borrowing [Line Items]
Subordinated debt instrument face value	$ 10,000,000
Subordinated debt instrument maturity date	Dec. 01, 2025
Subordinated debt interest rate terms	The Notes bear interest, payable on the 1st of June and December of each year, commencing June 1, 2016, at a fixed rate of 6.75% per year for the first five years, and thereafter will bear a floating interest rate of LIBOR plus 512.8 basis points.
Subordinated debt instrument fixed rate of interest	6.75%
Subordinated debt instrument variable interest rate spread	5.13%
Subordinated debt instrument call feature	The Company has the right to redeem the Notes, in whole or in part, without premium or penalty, at any interest payment date on or after December 1, 2020 and prior to the maturity date, but in all cases in a principal amount with integral multiples of $1,000, plus interest accrued and unpaid through the date of redemption.
Subordinated debt instrument date of first required payment	Jun. 01, 2016
Subordinated debt issuance costs	$ 338,813

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Loans (Tables)

9 Months Ended

Sep. 30, 2019

Loans and Leases Receivable Disclosure [Abstract]

Summary of loans held for investment

Loans held for investment outstanding at September 30, 2019 and December 31, 2018 are summarized as follows:

	September 30, 2019			December 31, 2018
(in thousands)
Commercial and industrial	$	50,826		$	49,076
Agricultural		175			216
Real estate – construction, commercial		19,876			14,666
Real estate – construction, residential		16,364			15,102
Real estate – mortgage, commercial		167,223			150,513
Real estate – mortgage, residential		165,865			149,856
Real estate – mortgage, farmland		3,754			4,179
Consumer installment loans		37,433			31,979
Gross loans		461,516			415,587
Less: Unearned income		(638	)		(719	)
Total	$	460,878		$	414,868

Summary of financing receivable, past due

The following table presents the aging of the recorded investment of past due loans (in thousands) as of September 30, 2019 and December 31, 2018:

	September 30, 2019
(in thousands)	30-59 Days Past Due		60-89 Days Past Due		Greater than 90 Days Past Due & Accruing		Nonaccrual		Total Past Due & Nonaccrual		Current Loans			Total Loans
Commercial and industrial	$	126	$	—	$	—	$	538	$	664	$	50,162		$	50,826
Real estate – construction, commercial		141		363		—		942		1,446		18,430			19,876
Real estate – construction, residential		493		240		—		—		733		15,631			16,364
Real estate – mortgage, commercial		—		—		—		2,026		2,026		165,197			167,223
Real estate – mortgage, residential		1,482		—		708		947		3,137		162,728			165,865
Agricultural & Farmland		—		—		—		—		—		3,929			3,929
Consumer installment loans		760		322		—		688		1,770		35,663			37,433
Less: Unearned income		—		—		—		—		—		(638	)		(638	)
	$	3,002	$	925	$	708	$	5,141	$	9,776	$	451,102		$	460,878

	December 31, 2018
(in thousands)	30-59 Days Past Due		60-89 Days Past Due		Greater than 90 Days Past Due & Accruing		Nonaccrual		Total Past Due & Nonaccrual		Current Loans			Total Loans
Commercial and industrial	$	280	$	29	$	—	$	312	$	621	$	48,455		$	49,076
Real estate – construction, commercial		—		—		—		979		979		13,687			14,666
Real estate – construction, residential		—		—		231		—		231		14,871			15,102
Real estate – mortgage, commercial		218		441		430		2,441		3,530		146,983			150,513
Real estate – mortgage, residential		760		7		1,079		1,441		3,287		146,569			149,856
Agricultural & Farmland		123		—		309		—		432		3,963			4,395
Consumer installment loans		1,017		408		4		357		1,786		30,193			31,979
Less: Unearned income		—		—		—		—		—		(719	)		(719	)
	$	2,398	$	885	$	2,053	$	5,530	$	10,866	$	404,002		$	414,868

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Subsequent Events

9 Months Ended

Sep. 30, 2019

Subsequent Events [Abstract]

Subsequent Events

Note 15 – Subsequent Events

On November 20, 2019, the Company declared a quarterly dividend of $0.1425 per share payable on December 13, 2019 to shareholders of record as of December 6, 2019.

Effective December 15, 2019, the Company completed its acquisition of Virginia Community Bankshares, Inc. (“VCB”). The merger of VCB with and into the Company (the “Merger”) was effected pursuant to the terms and conditions of the Agreement and Plan of Reorganization, dated as of May 13, 2019, between the Company and VCB, and a related Plan of Merger (the “Merger Agreement”). Immediately after the Merger, Virginia Community Bank, VCB’s wholly-owned bank subsidiary, merged with and into the Bank. Pursuant to the Merger Agreement, former holders of shares of VCB common stock had the right to elect to receive either $58.00 in cash or 3.05 shares of the Company’s common stock for each share of VCB common stock held, subject to adjustment so that the overall mix of consideration paid to VCB shareholders consists of approximately 60% the Company’s common stock and 40% cash. The Company expects to issue approximately 1,312,970 shares of its common stock and pay approximately $16.6 million in cash in connection with the Merger.

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Stock-Based Compensation

9 Months Ended

Sep. 30, 2019

Share-based Payment Arrangement [Abstract]

 Stock-Based Compensation

Note 7 – Stock-Based Compensation

The Company has granted restricted stock awards to employees under the Blue Ridge Bank Equity Incentive Plan. The restricted stock awards are considered fixed awards as the number of shares and fair value is known at the date of grant and the fair value at the grant date is amortized over the vesting period. Non-cash compensation expense recognized in the Consolidated Statements of Income related to restricted stock awards, net of estimated forfeitures, in thousands, was $160 thousand and $89 thousand for the nine months ended September 30, 2019 and 2018, respectively and $40 thousand and $67 thousand for the three months ended September 30, 2019, and 2018, respectively. The fair value of restricted stock awards at September 30, 2019 was $1.0 million.

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Loans

9 Months Ended

Sep. 30, 2019

Loans and Leases Receivable Disclosure [Abstract]

Loans

Note 3 – Loans

Loans held for investment outstanding at September 30, 2019 and December 31, 2018 are summarized as follows:

	September 30, 2019			December 31, 2018
(in thousands)
Commercial and industrial	$	50,826		$	49,076
Agricultural		175			216
Real estate – construction, commercial		19,876			14,666
Real estate – construction, residential		16,364			15,102
Real estate – mortgage, commercial		167,223			150,513
Real estate – mortgage, residential		165,865			149,856
Real estate – mortgage, farmland		3,754			4,179
Consumer installment loans		37,433			31,979
Gross loans		461,516			415,587
Less: Unearned income		(638	)		(719	)
Total	$	460,878		$	414,868

The Company has pledged loans held for investment (in thousands) as collateral for borrowings with the Federal Home Loan Bank of Atlanta totaling $126,125 and $104,791 as of September 30, 2019 and December 31, 2018, respectively.

The following table presents the aging of the recorded investment of past due loans (in thousands) as of September 30, 2019 and December 31, 2018:

	September 30, 2019
(in thousands)	30-59 Days Past Due		60-89 Days Past Due		Greater than 90 Days Past Due & Accruing		Nonaccrual		Total Past Due & Nonaccrual		Current Loans			Total Loans
Commercial and industrial	$	126	$	—	$	—	$	538	$	664	$	50,162		$	50,826
Real estate – construction, commercial		141		363		—		942		1,446		18,430			19,876
Real estate – construction, residential		493		240		—		—		733		15,631			16,364
Real estate – mortgage, commercial		—		—		—		2,026		2,026		165,197			167,223
Real estate – mortgage, residential		1,482		—		708		947		3,137		162,728			165,865
Agricultural & Farmland		—		—		—		—		—		3,929			3,929
Consumer installment loans		760		322		—		688		1,770		35,663			37,433
Less: Unearned income		—		—		—		—		—		(638	)		(638	)
	$	3,002	$	925	$	708	$	5,141	$	9,776	$	451,102		$	460,878

	December 31, 2018
(in thousands)	30-59 Days Past Due		60-89 Days Past Due		Greater than 90 Days Past Due & Accruing		Nonaccrual		Total Past Due & Nonaccrual		Current Loans			Total Loans
Commercial and industrial	$	280	$	29	$	—	$	312	$	621	$	48,455		$	49,076
Real estate – construction, commercial		—		—		—		979		979		13,687			14,666
Real estate – construction, residential		—		—		231		—		231		14,871			15,102
Real estate – mortgage, commercial		218		441		430		2,441		3,530		146,983			150,513
Real estate – mortgage, residential		760		7		1,079		1,441		3,287		146,569			149,856
Agricultural & Farmland		123		—		309		—		432		3,963			4,395
Consumer installment loans		1,017		408		4		357		1,786		30,193			31,979
Less: Unearned income		—		—		—		—		—		(719	)		(719	)
	$	2,398	$	885	$	2,053	$	5,530	$	10,866	$	404,002		$	414,868

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Other Borrowed Funds

9 Months Ended

Sep. 30, 2019

Other Borrowed Funds [Abstract]

Other Borrowed Funds

Note 11 - Other Borrowed Funds

Other Borrowings of $129.6 million at September 30, 2019 are composed of advances from the Federal Home Loan Bank of Atlanta (“FHLB”). The Company utilizes the FHLB advance programs to fund loan growth and provide liquidity. Other borrowings increased $56.5 million from $73.1 million at December 31, 2018.

FHLB advances outstanding and related terms at September 30, 2019 and December 31, 2018 are shown in the following tables:

(In thousands)			FHLB Advances Outstanding September 30, 2019
Type advance	Balance		Interest rate			Maturity date
Fixed rate	$	15,000		2.31	%		October 1, 2019
Fixed rate		5,000		2.58	%		October 4, 2019
Fixed rate		5,000		2.15	%		October 16, 2019
Fixed rate		4,000		2.59	%		October 23, 2019
Fixed rate		3,500		2.58	%		October 30, 2019
Fixed rate		25,000		2.24	%		November 4, 2019
Fixed rate		10,000		2.13	%		November 29, 2019
Fixed rate		7,000		2.51	%		November 29, 2019
Fixed rate		10,000		2.46	%		December 4, 2019
Daily rate		10,000		2.07	%		December 30, 2019
Fixed rate		26,100		2.49	%		May 4, 2020
Fixed rate		5,000		1.99	%		May 6, 2020
Fixed rate		4,000		2.15	%		September 9, 2020
FHLB Advances, net	$	129,600

(In thousands)			FHLB Advances Outstanding December 31, 2018
Type advance	Balance		Interest rate			Maturity date
Fixed rate	$	5,000		2.42	%		January 3, 2019
Fixed rate		2,800		2.40	%		January 7, 2019
Fixed rate		4,500		2.38	%		January 9, 2019
Fixed rate		5,000		2.46	%		January 16, 2019
Fixed rate		1,200		2.49	%		January 18, 2019
Fixed rate		8,000		2.47	%		January 31, 2019
Fixed rate		3,000		2.51	%		March 8, 2019
Fixed rate		2,000		2.54	%		March 19, 2019
Fixed rate		5,000		2.55	%		April 1, 2019
Fixed rate		3,500		2.62	%		April 30, 2019
Fixed rate		4,000		1.34	%		May 31, 2019
Fixed rate		2,000		2.66	%		June 19, 2019
Fixed rate		1,000		3.95	%		August 27, 2019
Daily rate		22,100		2.65	%		August 30, 2019
Fixed rate		4,000		2.13	%		September 30, 2019
FHLB Advances, net	$	73,100

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Business Segments (Tables)

9 Months Ended

Sep. 30, 2019

Segment Reporting [Abstract]

Summary of segment reporting information, by segment

Nine Months Ended September 30, 2019
(in thousands)	Blue Ridge Bank		Blue Ridge Bank Mortgage Division		MoneyWise Payroll Solutions, Inc.			Parent Only			Eliminations			Blue Ridge Bankshares, Inc. Consolidated
Revenues:
Interest income	$	21,582	$	844	$	—		$	4		$	—		$	22,430
Service charges on deposit accounts		459		—		—			—			—			459
Mortgage banking income, net		—		10,967		—			—			—			10,967
Payroll processing revenue		—		—		743			—			—			743
Other operating income		2,056		—		—			48			(18	)		2,086
Total income		24,097		11,811		743			52			(18	)		36,685
Expenses:
Interest expense		5,921		490		—			532			—			6,943
Provision for loan losses		1,465		—		—			—			—			1,465
Salary and benefits		6,167		7,711		271			—			—			14,149
Other operating expenses		5,194		2,697		344			851			(18	)		9,068
Total expense		18,747		10,898		615			1,383			(18	)		31,625
Income (loss) before income taxes		5,350		913		128			(1,331	)		—			5,060
Income tax expense		932		193		22			(158	)		—			989
Net income (loss)	$	4,418	$	720	$	106		$	(1,173	)	$	—		$	4,071
Net (income) loss attributable to noncontrolling interest	$	—	$	—	$	(21	)	$	—		$	—		$	(21	)
Net income (loss) attributable to Blue Ridge Bankshares	$	4,418	$	720	$	85		$	(1,173	)	$	—		$	4,050

Three Months Ended September 30, 2019
(in thousands)	Blue Ridge Bank		Blue Ridge Bank Mortgage Division		MoneyWise Payroll Solutions, Inc.			Parent Only			Eliminations			Blue Ridge Bankshares, Inc. Consolidated
Revenues:
Interest income	$	7,757	$	359	$	—		$	2		$	—		$	8,118
Service charges on deposit accounts		171		—		—			—			—			171
Mortgage banking income, net		—		3,943		—			—			—			3,943
Payroll processing revenue		—		—		232			—			—			232
Other operating income		609		—		—			23			(6	)		626
Total income		8,537		4,302		232			25			(6	)		13,090
Expenses:
Interest expense		2,289		215		—			178			—			2,682
Provision for loan losses		570		—		—			—			—			570
Salary and benefits		2,126		2,858		95			—			—			5,079
Other operating expenses		1,784		955		119			275			(6	)		3,127
Total expense		6,769		4,028		214			453			(6	)		11,458
Income (loss) before income taxes		1,768		274		18			(428	)		—			1,632
Income tax expense (benefit)		344		80		(1	)		(44	)		—			379
Net income (loss)	$	1,424	$	194	$	19		$	(384	)	$	—		$	1,253
Net (income) loss attributable to noncontrolling interest	$	—	$	—	$	(3	)	$	—		$	—		$	(3	)
Net income (loss) attributable to Blue Ridge Bankshares	$	1,424	$	194	$	16		$	(384	)	$	—		$	1,250

Nine Months Ended September 30, 2018
(in thousands)	Blue Ridge Bank		Blue Ridge Bank Mortgage Division		MoneyWise Payroll Solutions, Inc.			Parent Only			Eliminations			Blue Ridge Bankshares, Inc. Consolidated
Revenues:
Interest income	$	15,738	$	325	$	—		$	6		$	—		$	15,738
Service charges on deposit accounts		479		—		—			—			—			479
Mortgage banking income, net		—		4,868		—			—			—			4,868
Payroll processing revenue		—		—		739			—			—			739
Other operating income		1,262		—		—			4			(18	)		1,248
Total income		17,479		5,193		739			10			(18	)		23,072
Expenses:
Interest expense		3,032		—		—			532			—			3,564
Provision for loan losses		640		—		—			—			—			640
Salary and benefits		3,851		3,980		296			—			—			8,127
Other operating expenses		4,800		776		397			255			(18	)		6,210
Total expense		12,323		4,756		693			787			(18	)		18,541
Income (loss) before income taxes		4,825		437		46			(777	)		—			4,531
Income tax expense		999		92		8			(155	)		—			944
Net income (loss)	$	3,826	$	345	$	38		$	(622	)	$	—		$	3,587
Net (income) loss attributable to noncontrolling interest	$	—	$	—	$	(8	)	$	—		$	—		$	(8	)
Net income (loss) attributable to Blue Ridge Bankshares	$	3,826	$	345	$	30		$	(622	)	$	—		$	3,579

Three Months Ended September 30, 2018
(in thousands)	Blue Ridge Bank		Blue Ridge Bank Mortgage Division		MoneyWise Payroll Solutions, Inc.			Parent Only			Eliminations			Blue Ridge Bankshares, Inc. Consolidated
Revenues:
Interest income	$	5,255	$	184	$	—		$	6		$	—		$	5,445
Service charges on deposit accounts		155		—		—			—			—			155
Mortgage banking income, net		—		2,289		—			—			—			2,289
Payroll processing revenue		—		—		220			—			—			220
Other operating income		755		—		—			4			(6	)		753
Total income		6,165		2,473		220			10			(6	)		8,862
Expenses:
Interest expense		1,159		—		—			176			—			1,335
Provision for loan losses		225		—		—			—			—			225
Salary and benefits		963		1,745		103			—			—			2,811
Other operating expenses		2,066		550		103			179			(6	)		2,892
Total expense		4,413		2,295		206			355			(6	)		7,263
Income (loss) before income taxes		1,752		178		14			(345	)		—			1,599
Income tax expense		366		33		1			(71	)		—			329
Net income (loss)	$	1,386	$	145	$	13		$	(274	)	$	—		$	1,270
Net (income) loss attributable to noncontrolling interest	$	—	$	—	$	(1	)	$	—		$	—		$	(1	)
Net income (loss) attributable to Blue Ridge Bankshares	$	1,386	$	145	$	12		$	(274	)	$	—		$	1,269

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Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Assets
Cash and due from banks	$ 22,318	$ 15,026
Federal funds sold	285	546
Securities available for sale, at fair value	121,740	38,047
Securities held to maturity, at cost	13,117	15,565
Restricted equity securities, at cost	7,855	5,138
Loans held for sale	80,255	29,233
Loans, net of unearned income	460,878	414,868
Less allowance for loan losses	(4,404)	(3,580)
Loans, net	456,474	411,288
Premises and equipment, net	3,457	3,343
Cash surrender value of life insurance	8,871	8,455
Goodwill	3,307	2,694
Other assets	18,559	10,255
Total assets	736,238	539,590
Deposits:
Noninterest-bearing	91,840	88,265
Interest-bearing	428,440	326,762
Total deposits	520,280	415,027
Other borrowings	129,600	73,100
Subordinated debentures, net of issuance costs	9,792	9,766
Other liabilities	10,970	2,076
Total liabilities	670,642	499,969
Stockholders' Equity:
Common stock, no par value; 10,000,000 shares authorized; 4,346,866 and 2,792,885 shares issued and outstanding at September 30, 2019 and December 31, 2018, respectively	38,731	16,453
Additional paid-in capital	252	252
Retained earnings	25,516	23,321
Accumulated other comprehensive income	876	(618)
Stockholders' Equity	65,375	39,408
Noncontrolling interest	221	213
Total stockholders' equity	65,596	39,621
Total liabilities and stockholders' equity	$ 736,238	$ 539,590

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Condensed Consolidated Statements of Changes in Stockholders' Equity - USD ($) $ in Thousands	Total	Common Stock & Related Surplus [Member]	Contributed Equity [Member]	Retained Earnings [Member]	Accumulated Other Comprehensive Income (Loss) [Member]	Noncontrolling Interest [Member]	Unearned ESOP Shares [Member]
Beginning Balance at Dec. 31, 2017	$ 36,441	$ 16,324	$ 195	$ 20,190	$ (324)	$ 199	$ (143)
Net income	3,587			3,579		8
Other comprehensive income (loss)	(395)				(395)
Dividends on common stock	(1,110)			(1,110)
Issuance of restricted common stock, net of forfeitures	89	89
Release of unearned ESOP shares	196		53				143
Ending Balance at Sep. 30, 2018	38,808	16,413	248	22,660	(719)	207
Beginning Balance at Jun. 30, 2018	37,936	16,375	237	21,782	(633)	206	(31)
Net income	1,270			1,269		1
Other comprehensive income (loss)	(86)				(86)
Dividends on common stock	(391)			(391)
Issuance of restricted common stock, net of forfeitures	38	38
Release of unearned ESOP shares	41		10				$ 31
Ending Balance at Sep. 30, 2018	38,808	16,413	248	22,660	(719)	207
Beginning Balance at Dec. 31, 2018	39,621	16,452	252	23,321	(618)	213
Net income	4,071			4,050		21
Other comprehensive income (loss)	1,493				1,494
Noncontrolling interest capital distributions	(13)					(13)
Dividends on common stock	(1,855)			(1,855)
Issuance of common stock (1,536,731 shares), Net of capital raise expenses	22,119	22,119
Issuance of restricted common stock, net of forfeitures	160	160
Ending Balance at Sep. 30, 2019	65,596	38,731	252	25,516	876	221
Beginning Balance at Jun. 30, 2019	64,134	38,690	252	24,886	88	218
Net income	1,253			1,250		3
Other comprehensive income (loss)	788				788
Dividends on common stock	(620)			(620)
Issuance of restricted common stock, net of forfeitures	41	41
Ending Balance at Sep. 30, 2019	$ 65,596	$ 38,731	$ 252	$ 25,516	$ 876	$ 221

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Leases (Tables)

9 Months Ended

Sep. 30, 2019

Leases [Abstract]

Summary of company's leases

The following tables present information about the Company’s leases:

(Dollars in thousands)	September 30, 2019
Lease liabilities	$	6,672
Right-of-use assets	$	6,575
Weighted average remaining lease term		6.26 years
Weighted average discount rate		2.79	%

Summary of lease cost

	For the Three Months Ended September 30,				For the Nine Months Ended September 30,
Lease Cost (in thousands)	2019		2018		2019		2018
Operating lease cost	$	369	$	213	$	1,104	$	582
Total lease cost	$	369	$	213	$	1,104	$	582
Cash paid for amounts included in the measurement of lease liabilities	$	218	$	213	$	874	$	582

Summary of operating lease liabilities

A maturity analysis of operating lease liabilities and reconciliation of the undiscounted cash flows to the total of operating lease liabilities is as follows:

	As of
Lease payments due (in thousands)	September 30, 2019
Three months ending December 31, 2019	$	314
Twelve months ending December 31, 2020		1,305
Twelve months ending December 31, 2021		1,230
Twelve months ending December 31, 2022		1,022
Twelve months ending December 31, 2023		934
Twelve months ending December 31, 2024		640
Thereafter		1,979
Total undiscounted cash flows		7,425
Discount		(753	)
Lease liabilities	$	6,672

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Disclosures About Fair Value of Financial Instruments - Summary of estimated fair values, and related carrying amounts of financial instruments (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018	Sep. 30, 2018	Dec. 31, 2017
Financial Assets
Cash and short-term investments	$ 22,318	$ 15,026	$ 13,458	$ 10,319
Federal funds sold	285	546
Investment securities	142,712	58,750
Loans held for sale	80,255	29,233
Net loans held for investment	456,474	411,288
Accrued interest receivable	2,162	1,769
Bank-owned life insurance	8,871	8,455
Financial Liabilities
Deposits	520,280	415,027
Other borrowed funds	129,600	73,100
Subordinated debt, net	9,792	9,766
Accrued interest payable	834	395
Financial Assets
Cash and short-term investments	22,318	15,026
Federal funds sold	285	546
Investment securities	143,210	58,688
Loans held for sale	80,255	29,233
Net loans held for investment	462,414	404,888
Accrued interest receivable	2,162	1,769
Bank-owned life insurance	8,871	8,455
Financial Liabilities
Deposits	514,070	404,350
Other borrowed funds	129,908	73,113
Subordinated debt, net	9,792	9,766
Accrued interest payable	834	395
Quoted Prices in Active Markets for Identical Assets (Level 1) [Member]
Financial Assets
Cash and short-term investments	22,318	15,026
Federal funds sold	285	546
Significant Observable Inputs (Level 2) [Member]
Financial Assets
Investment securities	143,210	58,688
Loans held for sale	80,255	29,233
Accrued interest receivable	2,162	1,769
Bank-owned life insurance	8,871	8,455
Financial Liabilities
Deposits	428,908	323,280
Other borrowed funds	129,908	73,113
Accrued interest payable	834	395
Significant Unobservable Inputs (Level 3) [Member]
Financial Assets
Net loans held for investment	462,414	404,888
Financial Liabilities
Deposits	85,162	81,070
Subordinated debt, net	$ 9,792	$ 9,766

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Stock-Based Compensation - Additional Information (Detail) - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Share-based Payment Arrangement [Abstract]
Non-cash compensation expense	$ 40	$ 67	$ 160	$ 89
Fair value of restricted stock awards			$ 1,000

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Business Segments

9 Months Ended

Sep. 30, 2019

Segment Reporting [Abstract]

Business Segments

Note 10 – Business Segments

The Company utilizes its subsidiaries and divisions to provide multiple business segments including retail banking, mortgage banking, and payroll processing services. Revenues from retail banking operations consist primarily of interest earned on loans and investment securities and service charges on deposit accounts. Mortgage Banking operating revenues consist principally of gains on sales of loans in the secondary market, loan origination fee income and interest earned on mortgage loans held for sale. Revenues from payroll services consist of fees charged to customers for payroll services.

Nine Months Ended September 30, 2019
(in thousands)	Blue Ridge Bank		Blue Ridge Bank Mortgage Division		MoneyWise Payroll Solutions, Inc.			Parent Only			Eliminations			Blue Ridge Bankshares, Inc. Consolidated
Revenues:
Interest income	$	21,582	$	844	$	—		$	4		$	—		$	22,430
Service charges on deposit accounts		459		—		—			—			—			459
Mortgage banking income, net		—		10,967		—			—			—			10,967
Payroll processing revenue		—		—		743			—			—			743
Other operating income		2,056		—		—			48			(18	)		2,086
Total income		24,097		11,811		743			52			(18	)		36,685
Expenses:
Interest expense		5,921		490		—			532			—			6,943
Provision for loan losses		1,465		—		—			—			—			1,465
Salary and benefits		6,167		7,711		271			—			—			14,149
Other operating expenses		5,194		2,697		344			851			(18	)		9,068
Total expense		18,747		10,898		615			1,383			(18	)		31,625
Income (loss) before income taxes		5,350		913		128			(1,331	)		—			5,060
Income tax expense		932		193		22			(158	)		—			989
Net income (loss)	$	4,418	$	720	$	106		$	(1,173	)	$	—		$	4,071
Net (income) loss attributable to noncontrolling interest	$	—	$	—	$	(21	)	$	—		$	—		$	(21	)
Net income (loss) attributable to Blue Ridge Bankshares	$	4,418	$	720	$	85		$	(1,173	)	$	—		$	4,050

Three Months Ended September 30, 2019
(in thousands)	Blue Ridge Bank		Blue Ridge Bank Mortgage Division		MoneyWise Payroll Solutions, Inc.			Parent Only			Eliminations			Blue Ridge Bankshares, Inc. Consolidated
Revenues:
Interest income	$	7,757	$	359	$	—		$	2		$	—		$	8,118
Service charges on deposit accounts		171		—		—			—			—			171
Mortgage banking income, net		—		3,943		—			—			—			3,943
Payroll processing revenue		—		—		232			—			—			232
Other operating income		609		—		—			23			(6	)		626
Total income		8,537		4,302		232			25			(6	)		13,090
Expenses:
Interest expense		2,289		215		—			178			—			2,682
Provision for loan losses		570		—		—			—			—			570
Salary and benefits		2,126		2,858		95			—			—			5,079
Other operating expenses		1,784		955		119			275			(6	)		3,127
Total expense		6,769		4,028		214			453			(6	)		11,458
Income (loss) before income taxes		1,768		274		18			(428	)		—			1,632
Income tax expense (benefit)		344		80		(1	)		(44	)		—			379
Net income (loss)	$	1,424	$	194	$	19		$	(384	)	$	—		$	1,253
Net (income) loss attributable to noncontrolling interest	$	—	$	—	$	(3	)	$	—		$	—		$	(3	)
Net income (loss) attributable to Blue Ridge Bankshares	$	1,424	$	194	$	16		$	(384	)	$	—		$	1,250

Nine Months Ended September 30, 2018
(in thousands)	Blue Ridge Bank		Blue Ridge Bank Mortgage Division		MoneyWise Payroll Solutions, Inc.			Parent Only			Eliminations			Blue Ridge Bankshares, Inc. Consolidated
Revenues:
Interest income	$	15,738	$	325	$	—		$	6		$	—		$	15,738
Service charges on deposit accounts		479		—		—			—			—			479
Mortgage banking income, net		—		4,868		—			—			—			4,868
Payroll processing revenue		—		—		739			—			—			739
Other operating income		1,262		—		—			4			(18	)		1,248
Total income		17,479		5,193		739			10			(18	)		23,072
Expenses:
Interest expense		3,032		—		—			532			—			3,564
Provision for loan losses		640		—		—			—			—			640
Salary and benefits		3,851		3,980		296			—			—			8,127
Other operating expenses		4,800		776		397			255			(18	)		6,210
Total expense		12,323		4,756		693			787			(18	)		18,541
Income (loss) before income taxes		4,825		437		46			(777	)		—			4,531
Income tax expense		999		92		8			(155	)		—			944
Net income (loss)	$	3,826	$	345	$	38		$	(622	)	$	—		$	3,587
Net (income) loss attributable to noncontrolling interest	$	—	$	—	$	(8	)	$	—		$	—		$	(8	)
Net income (loss) attributable to Blue Ridge Bankshares	$	3,826	$	345	$	30		$	(622	)	$	—		$	3,579

Three Months Ended September 30, 2018
(in thousands)	Blue Ridge Bank		Blue Ridge Bank Mortgage Division		MoneyWise Payroll Solutions, Inc.			Parent Only			Eliminations			Blue Ridge Bankshares, Inc. Consolidated
Revenues:
Interest income	$	5,255	$	184	$	—		$	6		$	—		$	5,445
Service charges on deposit accounts		155		—		—			—			—			155
Mortgage banking income, net		—		2,289		—			—			—			2,289
Payroll processing revenue		—		—		220			—			—			220
Other operating income		755		—		—			4			(6	)		753
Total income		6,165		2,473		220			10			(6	)		8,862
Expenses:
Interest expense		1,159		—		—			176			—			1,335
Provision for loan losses		225		—		—			—			—			225
Salary and benefits		963		1,745		103			—			—			2,811
Other operating expenses		2,066		550		103			179			(6	)		2,892
Total expense		4,413		2,295		206			355			(6	)		7,263
Income (loss) before income taxes		1,752		178		14			(345	)		—			1,599
Income tax expense		366		33		1			(71	)		—			329
Net income (loss)	$	1,386	$	145	$	13		$	(274	)	$	—		$	1,270
Net (income) loss attributable to noncontrolling interest	$	—	$	—	$	(1	)	$	—		$	—		$	(1	)
Net income (loss) attributable to Blue Ridge Bankshares	$	1,386	$	145	$	12		$	(274	)	$	—		$	1,269

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Employee Benefit Plan

9 Months Ended

Sep. 30, 2019

Retirement Benefits [Abstract]

Employee Benefit Plan

Note 6 – Employee Benefit Plan

The Company has a 401(k) Profit Sharing Plan that covers eligible employees. Employees may make voluntary contributions subject to certain limits based on federal tax laws. The Bank matches 100 percent of an employee’s contribution up to five percent of his or her salary following one year of continuous service and the benefits vest immediately. The Company’s Board of Directors may make additional contributions at its discretion. Employees become eligible to participate in the discretionary contributions after one year of continuous service and the benefits vest over a five-year period. For the nine months ended September 30, 2019 and the year ended December 31, 2018, total expenses attributable to this plan were $454,439 and $364,653, respectively.

In 2013, the Company established an Employee Stock Ownership Plan (ESOP) that covers eligible employees. Benefits in the Plan vest over a five-year period. Contributions to the plan are made at the discretion of the Board of Directors and may include both the matching component to employees’ elective deferrals into the 401(k) plan and discretionary profit contributions. The Plan held 79,800 total shares of Company stock at September 30, 2019 and December 31, 2018. All shares issued to and held by the Plan are considered outstanding in the computation of earnings per share. The Plan or the Company is required to purchase shares from separated employees at a price determined by a third-party appraisal.

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Investment Securities

9 Months Ended

Sep. 30, 2019

Schedule of Investments [Abstract]

Investment Securities

Note 2 – Investment Securities

Investment securities available for sale are carried in the consolidated balance sheets at their fair value and investment securities held to maturity are carried in the consolidated balance sheets at their amortized cost. The amortized cost and fair values of investment securities at September 30, 2019 and December 31, 2018 are as follows:

	September 30, 2019
(In thousands)	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
Available for sale
U.S. Treasury and agencies	$	3,375	$	2	$	46	$	3,331
Mortgage backed securities		110,220		1,640		70		111,790
Corporate bonds		6,553		68		2		6,619
	$	120,148	$	1,710	$	118	$	121,740
Held to maturity
State and municipal	$	13,117	$	506	$	8	$	13,615
	$	13,117	$	506	$	8	$	13,615
Total Investment Securities	$	133,265	$	2,216	$	126	$	135,355
	December 31, 2018
(In thousands)	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
Available for sale
State and municipal	$	1,000	$	3	$	—	$	1,003
U.S. Treasury and agencies		3,375		—		208		3,167
Mortgage backed securities		28,976		22		628		28,370
Corporate bonds		5,477		78		48		5,507
	$	38,828	$	103	$	884	$	38,047
Held to maturity
State and municipal	$	15,565	$	78	$	140	$	15,503
	$	15,565	$	78	$	140	$	15,503
Total Investment Securities	$	54,393	$	181	$	1,024	$	53,550

The amortized cost and fair value of securities at September 30, 2019, by contractual maturity are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.

	September 30, 2019
	Securities Available for Sale				Securities Held to Maturity
(In thousands)	Amortized Cost		Fair Value		Amortized Cost		Fair Value
Due in one year or less	$	—	$	—	$	461	$	463
Due after one year through five years		2,500		2,499		2,590		2,641
Due after five years		8,794		8,781		3,761		3,863
Due after ten years		108,854		110,460		6,305		6,648
Total	$	120,148	$	121,740	$	13,117	$	13,615

A summary of unrealized losses (in thousands) and the length of time in a continuous loss position, by security type at September 30, 2019 and December 31, 2018 is as follows:

September 30, 2019	Less than 12 Months					12 Months or Greater					Total
	Fair Value		Unrealized Losses			Fair Value		Unrealized Losses			Fair Value		Unrealized Losses
State and Municipal	$	1,667	$	(8	)	$	—	$	—		$	1,667	$	(8	)
U.S. Treasury and Agency		—		—			2,829		(46	)		2,829		(46	)
Mortgage backed		6,251		(4	)		6,986		(66	)		13,237		(70	)
Corporate bonds		250		—			898		(2	)		1,148		(2	)
Total	$	8,168	$	(12	)	$	10,713	$	(114	)	$	18,881	$	(126	)

December 31, 2018	Less than 12 Months					12 Months or Greater					Total
	Fair Value		Unrealized Losses			Fair Value		Unrealized Losses			Fair Value		Unrealized Losses
State and Municipal	$	6,278	$	(105	)	$	2,402	$	(35	)	$	8,680	$	(140	)
U.S. Treasury and Agency		—		—			3,167		(208	)		3,167		(208	)
Mortgage backed		10,031		(51	)		17,173		(577	)		27,204		(628	)
Corporate bonds		2,114		(36	)		488		(12	)		2,602		(48	)
Total	$	18,423	$	(192	)	$	23,230	$	(832	)	$	41,653	$	(1,024	)

Other investments (in thousands) consist of stock in the Federal Home Loan Bank (carrying basis $5,993), Federal Reserve stock (carrying basis $963), and various other investments (carrying basis $899).

The Company had pledged securities (in thousands) of $97,265 and $26,408 at September 30, 2019 and December 31, 2018, respectively.

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Other Borrowed Funds (Tables)

9 Months Ended

Sep. 30, 2019

Other Borrowed Funds [Abstract]

Summary of FHLB advances outstanding and related terms

FHLB advances outstanding and related terms at September 30, 2019 and December 31, 2018 are shown in the following tables:

(In thousands)			FHLB Advances Outstanding September 30, 2019
Type advance	Balance		Interest rate			Maturity date
Fixed rate	$	15,000		2.31	%		October 1, 2019
Fixed rate		5,000		2.58	%		October 4, 2019
Fixed rate		5,000		2.15	%		October 16, 2019
Fixed rate		4,000		2.59	%		October 23, 2019
Fixed rate		3,500		2.58	%		October 30, 2019
Fixed rate		25,000		2.24	%		November 4, 2019
Fixed rate		10,000		2.13	%		November 29, 2019
Fixed rate		7,000		2.51	%		November 29, 2019
Fixed rate		10,000		2.46	%		December 4, 2019
Daily rate		10,000		2.07	%		December 30, 2019
Fixed rate		26,100		2.49	%		May 4, 2020
Fixed rate		5,000		1.99	%		May 6, 2020
Fixed rate		4,000		2.15	%		September 9, 2020
FHLB Advances, net	$	129,600

(In thousands)			FHLB Advances Outstanding December 31, 2018
Type advance	Balance		Interest rate			Maturity date
Fixed rate	$	5,000		2.42	%		January 3, 2019
Fixed rate		2,800		2.40	%		January 7, 2019
Fixed rate		4,500		2.38	%		January 9, 2019
Fixed rate		5,000		2.46	%		January 16, 2019
Fixed rate		1,200		2.49	%		January 18, 2019
Fixed rate		8,000		2.47	%		January 31, 2019
Fixed rate		3,000		2.51	%		March 8, 2019
Fixed rate		2,000		2.54	%		March 19, 2019
Fixed rate		5,000		2.55	%		April 1, 2019
Fixed rate		3,500		2.62	%		April 30, 2019
Fixed rate		4,000		1.34	%		May 31, 2019
Fixed rate		2,000		2.66	%		June 19, 2019
Fixed rate		1,000		3.95	%		August 27, 2019
Daily rate		22,100		2.65	%		August 30, 2019
Fixed rate		4,000		2.13	%		September 30, 2019
FHLB Advances, net	$	73,100

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Consolidated Balance Sheets (Parenthetical) - $ / shares	Sep. 30, 2019	Dec. 31, 2018
Statement of Financial Position [Abstract]
Common Stock, No Par Value	$ 0	$ 0
Common Stock, Shares Authorized	10,000,000	10,000,000
Common Stock, Shares, Issued	4,346,866	2,792,885
Common Stock, Shares, Outstanding	4,346,866	2,792,885

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Condensed Consolidated Statements of Changes in Stockholders' Equity (Parenthetical) - $ / shares	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Statement of Stockholders' Equity [Abstract]
Common stock dividends per share cash paid	$ 0.1425	$ 0.14	$ 0.1425	$ 0.40
Stock issued during period shares new issues			1,536,731

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Summary of Significant Accounting Policies - Summary of computation of basic and diluted earning per share (Detail) - USD ($) $ / shares in Units, $ in Thousands	3 Months Ended		9 Months Ended
	Sep. 30, 2019	Sep. 30, 2018	Sep. 30, 2019	Sep. 30, 2018
Accounting Policies [Abstract]
Net income	$ 1,253	$ 1,270	$ 4,071	$ 3,587
Net Income attributable to noncontrolling interest	(3)	(1)	(21)	(8)
Net Income attributable to Blue Ridge Bankshares, Inc.	$ 1,250	$ 1,269	$ 4,050	$ 3,579
Weighted average common shares	4,346,866	2,795,303	3,998,267	2,774,441
Effect of dilutive securities	0	0	0	0
Diluted average common shares	4,346,866	2,795,303	3,998,267	2,774,441
Earnings (losses) per common share	$ 0.29	$ 0.45	$ 1.01	$ 1.29
Diluted earnings (losses) per common share	$ 0.29	$ 0.45	$ 1.01	$ 1.29

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Fair Value - Summary of other real estate owned measured on nonrecurring basis valuation techniques (Detail) - Fair Value, Nonrecurring [Member] - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2019	Dec. 31, 2018
Disclosure of Other Real Estate Owned Measured on Nonrecurring Vasis Valuation Techniques [Line Items]
Other real estate owned, fair value		$ 134
Other real estate owned, valuation technique	Discounted appraised value	Discounted appraised value
Other real estate owned, significant unobservable inputs	Discounted for selling costs	Discounted for selling costs
Minimum [Member] | Measurement Input, Discount Rate [Member]
Disclosure of Other Real Estate Owned Measured on Nonrecurring Vasis Valuation Techniques [Line Items]
Other real estate owned, range		15.00%
Maximum [Member] | Measurement Input, Discount Rate [Member]
Disclosure of Other Real Estate Owned Measured on Nonrecurring Vasis Valuation Techniques [Line Items]
Other real estate owned, range		35.00%

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Employee Benefit Plan - Additional Information (Detail) - USD ($)	9 Months Ended	12 Months Ended
	Sep. 30, 2019	Dec. 31, 2018
The 401k profit sharing plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Plan Expense	$ 454,439	$ 364,653
Defined contribution Plan Eligibility	Employees become eligible to participate in the discretionary contributions after one year of continuous service and the benefits vest over a five-year period
Employee stock ownership plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Shares Issued Under Employee Benefit plan	79,800	79,800
Maximum [Member] | The 401k profit sharing plan [Member]
Defined Benefit Plan Disclosure [Line Items]
Defined Benefit Employer Matching Contribution	5.00%

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Loans - Summary of financing receivable, past due (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Dec. 31, 2018
Financing Receivable, Past Due [Line Items]
Nonaccrual	$ 5,141	$ 5,530
Total past due and nonaccrual	9,776	10,866
Gross loans	461,516	415,587
Less: Unearned income	(638)	(719)
Total	460,878	414,868
30-59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Days past due	3,002	2,398
60-89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Days past due	925	885
Greater than 90 Days Past Due & Accruing [Member]
Financing Receivable, Past Due [Line Items]
Days past due	708	2,053
Current Loans [Member]
Financing Receivable, Past Due [Line Items]
Current loans	451,102	404,002
Less: Unearned income	(638)	(719)
Commercial and industrial [Member]
Financing Receivable, Past Due [Line Items]
Nonaccrual	538	312
Total past due and nonaccrual	664	621
Gross loans	50,826	49,076
Commercial and industrial [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Days past due	126	280
Commercial and industrial [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Days past due		29
Commercial and industrial [Member] | Current Loans [Member]
Financing Receivable, Past Due [Line Items]
Current loans	50,162	48,455
Construction, commercial [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Nonaccrual	942	979
Total past due and nonaccrual	1,446	979
Gross loans	19,876	14,666
Construction, commercial [Member] | 30-59 Days Past Due [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due	141
Construction, commercial [Member] | 60-89 Days Past Due [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due	363
Construction, commercial [Member] | Current Loans [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Current loans	18,430	13,687
Construction, residential [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Total past due and nonaccrual	733	231
Gross loans	16,364	15,102
Construction, residential [Member] | 30-59 Days Past Due [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due	493
Construction, residential [Member] | 60-89 Days Past Due [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due	240
Construction, residential [Member] | Greater than 90 Days Past Due & Accruing [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due		231
Construction, residential [Member] | Current Loans [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Current loans	15,631	14,871
Mortgage, commercial [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Nonaccrual	2,026	2,441
Total past due and nonaccrual	2,026	3,530
Gross loans	167,223	150,513
Mortgage, commercial [Member] | 30-59 Days Past Due [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due		218
Mortgage, commercial [Member] | 60-89 Days Past Due [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due		441
Mortgage, commercial [Member] | Greater than 90 Days Past Due & Accruing [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due		430
Mortgage, commercial [Member] | Current Loans [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Current loans	165,197	146,983
Mortgage, residential [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Nonaccrual	947	1,441
Total past due and nonaccrual	3,137	3,287
Gross loans	165,865	149,856
Mortgage, residential [Member] | 30-59 Days Past Due [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due	1,482	760
Mortgage, residential [Member] | 60-89 Days Past Due [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due		7
Mortgage, residential [Member] | Greater than 90 Days Past Due & Accruing [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Days past due	708	1,079
Mortgage, residential [Member] | Current Loans [Member] | Real Estate [Member]
Financing Receivable, Past Due [Line Items]
Current loans	162,728	146,569
Agricultural and Farmland [Member]
Financing Receivable, Past Due [Line Items]
Total past due and nonaccrual		432
Gross loans	3,929	4,395
Agricultural and Farmland [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Days past due		123
Agricultural and Farmland [Member] | Greater than 90 Days Past Due & Accruing [Member]
Financing Receivable, Past Due [Line Items]
Days past due		309
Agricultural and Farmland [Member] | Current Loans [Member]
Financing Receivable, Past Due [Line Items]
Current loans	3,929	3,963
Consumer installment loans [Member]
Financing Receivable, Past Due [Line Items]
Nonaccrual	688	357
Total past due and nonaccrual	1,770	1,786
Gross loans	37,433	31,979
Consumer installment loans [Member] | 30-59 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Days past due	760	1,017
Consumer installment loans [Member] | 60-89 Days Past Due [Member]
Financing Receivable, Past Due [Line Items]
Days past due	322	408
Consumer installment loans [Member] | Greater than 90 Days Past Due & Accruing [Member]
Financing Receivable, Past Due [Line Items]
Days past due		4
Consumer installment loans [Member] | Current Loans [Member]
Financing Receivable, Past Due [Line Items]
Current loans	$ 35,663	$ 30,193

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Allowance for Loans Losses - Summary of impaired financing receivables (Detail) - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2019	Dec. 31, 2018
Financing Receivable, Impaired [Line Items]
Impaired financing receivable, recorded investment	$ 1,684	$ 1,946
Impaired financing receivable, unpaid principal balance	1,684	1,946
Impaired financing receivable, related allowance	251
Impaired financing receivable, average recorded investment	1,542	2,067
Impaired financing receivable, interest income recognized	14	64
Mortgage, residential [Member] | Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Impaired financing receivable, with no specific allowance recorded, recorded investment	658	1,946
Impaired financing receivable, with no specific allowance recorded, unpaid principal balance	658	1,946
Impaired financing receivable, with no specific allowance recorded, average recorded investment	661	2,067
Impaired financing receivable, with no specific allowance recorded, interest income, accrual method	7	$ 64
Commercial and industrial [Member]
Financing Receivable, Impaired [Line Items]
Impaired financing receivable, with an allowance recorded, recorded investment	291
Impaired financing receivable, with an allowance recorded, unpaid principal balance	291
Impaired financing receivable, with an allowance recorded, average recorded investment	146
Impaired financing receivable, with an allowance recorded, interest income recognized	2
Impaired financing receivable, related allowance	151
Mortgage, commercial [Member] | Real Estate [Member]
Financing Receivable, Impaired [Line Items]
Impaired financing receivable, with an allowance recorded, recorded investment	735
Impaired financing receivable, with an allowance recorded, unpaid principal balance	735
Impaired financing receivable, with an allowance recorded, average recorded investment	735
Impaired financing receivable, with an allowance recorded, interest income recognized	5
Impaired financing receivable, related allowance	$ 100

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Subsequent Events - Additional Information (Detail) - Subsequent Event [Member] - USD ($) $ / shares in Units, $ in Millions	Dec. 15, 2019	Nov. 20, 2019
Dividend per common stock		$ 0.1425
Virginia Community Bankshares, Inc [Member]
Cash paid per share	$ 58.00
Shares issued per share	$ 3.05
Percentage of stock issued under business combination	60.00%
Percentage of cash paid under business combination	40.00%
Number of shares expected to issue	1,312,970
Expected payments under business combination	$ 16.6

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Leases - Additional Information (Detail) - USD ($) $ in Thousands	Sep. 30, 2019	Jan. 01, 2019
Lessee, Lease, Description [Line Items]
Operating lease right of use assets	$ 6,575
Operating lease liabilities	$ 6,672
Accounting Standards Update 2016-02 [Member]
Lessee, Lease, Description [Line Items]
Operating lease right of use assets		$ 7,000
Operating lease liabilities		$ 7,000

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Other Borrowed Funds - Summary of federal home loan bank, advances, by branch of FHLB bank (Detail) - Federal Home Loan Bank of Atlanta [Member] - USD ($) $ in Thousands	9 Months Ended	12 Months Ended
	Sep. 30, 2019	Dec. 31, 2018
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Balance	$ 129,600	$ 73,100
Federal Home Loan Bank Advance Fixed Rate One [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Balance	$ 15,000	$ 5,000
Interest rate	2.31%	2.42%
Maturity date	Oct. 01, 2019	Jan. 03, 2019
Federal Home Loan Bank Advance Fixed Rate Two [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Balance	$ 5,000	$ 2,800
Interest rate	2.58%	2.40%
Maturity date	Oct. 04, 2019	Jan. 07, 2019
Federal Home Loan Bank Advance Fixed Rate Three [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Balance	$ 5,000	$ 4,500
Interest rate	2.15%	2.38%
Maturity date	Oct. 16, 2019	Jan. 09, 2019
Federal Home Loan Bank Advance Fixed Rate Four [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Balance	$ 4,000	$ 5,000
Interest rate	2.59%	2.46%
Maturity date	Oct. 23, 2019	Jan. 16, 2019
Federal Home Loan Bank Advance Fixed Rate Five [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Balance	$ 3,500	$ 1,200
Interest rate	2.58%	2.49%
Maturity date	Oct. 30, 2019	Jan. 18, 2019
Federal Home Loan Bank Advance Fixed Rate Six [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Balance	$ 25,000	$ 8,000
Interest rate	2.24%	2.47%
Maturity date	Nov. 04, 2019	Jan. 31, 2019
Federal Home Loan Bank Advance Fixed Rate Seven [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Balance	$ 10,000	$ 3,000
Interest rate	2.13%	2.51%
Maturity date	Nov. 29, 2019	Mar. 08, 2019
Federal Home Loan Bank Advance Fixed Rate Eight [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Balance	$ 7,000	$ 2,000
Interest rate	2.51%	2.54%
Maturity date	Nov. 29, 2019	Mar. 19, 2019
Federal Home Loan Bank Advance Fixed Rate Nine [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Balance	$ 10,000	$ 5,000
Interest rate	2.46%	2.55%
Maturity date	Dec. 04, 2019	Apr. 01, 2019
Federal Home Loan Bank Advance Daily Rate Ten [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Balance	$ 10,000
Interest rate	2.07%
Maturity date	Dec. 30, 2019
Federal Home Loan Bank Advance Fixed Rate Ten [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Balance		$ 3,500
Interest rate		2.62%
Maturity date		Apr. 30, 2019
Federal Home Loan Bank Advance Fixed Rate Eleven [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Balance	$ 26,100	$ 4,000
Interest rate	2.49%	1.34%
Maturity date	May 04, 2020	May 31, 2019
Federal Home Loan Bank Advance Fixed Rate Twelve [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Balance	$ 5,000	$ 2,000
Interest rate	1.99%	2.66%
Maturity date	May 06, 2020	Jun. 19, 2019
Federal Home Loan Bank Advance Fixed Rate Thirteen [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Balance	$ 4,000	$ 1,000
Interest rate	2.15%	3.95%
Maturity date	Sep. 09, 2020	Aug. 27, 2019
Federal Home Loan Bank Advance Daily Rate Fourteen [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Balance		$ 22,100
Interest rate		2.65%
Maturity date		Aug. 30, 2019
Federal Home Loan Bank Advance Fixed Rate Fifteen [Member]
Federal Home Loan Bank, Advances, Branch of FHLB Bank [Line Items]
Balance		$ 4,000
Interest rate		2.13%
Maturity date		Sep. 30, 2019

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Investment Securities (Tables)

9 Months Ended

Sep. 30, 2019

Schedule of Investments [Abstract]

Summary of amortized cost and fair values of investment securities

Investment securities available for sale are carried in the consolidated balance sheets at their fair value and investment securities held to maturity are carried in the consolidated balance sheets at their amortized cost. The amortized cost and fair values of investment securities at September 30, 2019 and December 31, 2018 are as follows:

	September 30, 2019
(In thousands)	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
Available for sale
U.S. Treasury and agencies	$	3,375	$	2	$	46	$	3,331
Mortgage backed securities		110,220		1,640		70		111,790
Corporate bonds		6,553		68		2		6,619
	$	120,148	$	1,710	$	118	$	121,740
Held to maturity
State and municipal	$	13,117	$	506	$	8	$	13,615
	$	13,117	$	506	$	8	$	13,615
Total Investment Securities	$	133,265	$	2,216	$	126	$	135,355
	December 31, 2018
(In thousands)	Amortized Cost		Gross Unrealized Gains		Gross Unrealized Losses		Fair Value
Available for sale
State and municipal	$	1,000	$	3	$	—	$	1,003
U.S. Treasury and agencies		3,375		—		208		3,167
Mortgage backed securities		28,976		22		628		28,370
Corporate bonds		5,477		78		48		5,507
	$	38,828	$	103	$	884	$	38,047
Held to maturity
State and municipal	$	15,565	$	78	$	140	$	15,503
	$	15,565	$	78	$	140	$	15,503
Total Investment Securities	$	54,393	$	181	$	1,024	$	53,550

Summary of investments classified by contractual maturity date

The amortized cost and fair value of securities at September 30, 2019, by contractual maturity are shown below. Expected maturities will differ from contractual maturities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties.

	September 30, 2019
	Securities Available for Sale				Securities Held to Maturity
(In thousands)	Amortized Cost		Fair Value		Amortized Cost		Fair Value
Due in one year or less	$	—	$	—	$	461	$	463
Due after one year through five years		2,500		2,499		2,590		2,641
Due after five years		8,794		8,781		3,761		3,863
Due after ten years		108,854		110,460		6,305		6,648
Total	$	120,148	$	121,740	$	13,117	$	13,615

Summary of unrealized losses

A summary of unrealized losses (in thousands) and the length of time in a continuous loss position, by security type at September 30, 2019 and December 31, 2018 is as follows:

September 30, 2019	Less than 12 Months					12 Months or Greater					Total
	Fair Value		Unrealized Losses			Fair Value		Unrealized Losses			Fair Value		Unrealized Losses
State and Municipal	$	1,667	$	(8	)	$	—	$	—		$	1,667	$	(8	)
U.S. Treasury and Agency		—		—			2,829		(46	)		2,829		(46	)
Mortgage backed		6,251		(4	)		6,986		(66	)		13,237		(70	)
Corporate bonds		250		—			898		(2	)		1,148		(2	)
Total	$	8,168	$	(12	)	$	10,713	$	(114	)	$	18,881	$	(126	)

December 31, 2018	Less than 12 Months					12 Months or Greater					Total
	Fair Value		Unrealized Losses			Fair Value		Unrealized Losses			Fair Value		Unrealized Losses
State and Municipal	$	6,278	$	(105	)	$	2,402	$	(35	)	$	8,680	$	(140	)
U.S. Treasury and Agency		—		—			3,167		(208	)		3,167		(208	)
Mortgage backed		10,031		(51	)		17,173		(577	)		27,204		(628	)
Corporate bonds		2,114		(36	)		488		(12	)		2,602		(48	)
Total	$	18,423	$	(192	)	$	23,230	$	(832	)	$	41,653	$	(1,024	)

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Leases

9 Months Ended

Sep. 30, 2019

Leases [Abstract]

Leases

Note 14 – Leases

On January 1, 2019, the Company adopted ASU No. 2016-02 “Leases (Topic 842)” and all subsequent ASUs that modified Topic 842. The Company elected the prospective application approach provided by ASU 2018-11 and did not adjust prior periods for ASC 842. The Company also elected certain practical expedients within the standard and consistent with such elections did not reassess whether any expired or existing contracts are or contain leases, did not reassess the lease classification for any expired or existing leases, and did not reassess any initial direct costs for existing leases. The implementation of the new standard resulted in recognition of a right-of-use asset and lease liability of $7.0 million at the date of adoption, which is related to the Company’s lease of premises used in operations. The right-of-use asset and lease liability are included in other assets and other liabilities, respectively, in the Consolidated Balance Sheets.

Lease liabilities represent the Company’s obligation to make lease payments and are presented at each reporting date as the net present value of the remaining contractual cash flows. Cash flows are discounted at the Company’s incremental borrowing rate in effect at the commencement date of the lease. Right-of-use assets represent the Company’s right to use the underlying asset for the lease term and are calculated as the sum of the lease liability and if applicable, prepaid rent, initial direct costs and any incentives received from the lessor.

The Company’s long-term lease agreements are classified as operating leases. Certain of these leases offer the option to extend the lease term and the Company has included such extensions in its calculation of the lease liabilities to the extent the options are reasonably assured of being exercised. The lease agreements do not provide for residual value guarantees and have no restrictions or covenants that would impact dividends or require incurring additional financial obligations.

The following tables present information about the Company’s leases:

(Dollars in thousands)	September 30, 2019
Lease liabilities	$	6,672
Right-of-use assets	$	6,575
Weighted average remaining lease term		6.26 years
Weighted average discount rate		2.79	%

	For the Three Months Ended September 30,				For the Nine Months Ended September 30,
Lease Cost (in thousands)	2019		2018		2019		2018
Operating lease cost	$	369	$	213	$	1,104	$	582
Total lease cost	$	369	$	213	$	1,104	$	582
Cash paid for amounts included in the measurement of lease liabilities	$	218	$	213	$	874	$	582

A maturity analysis of operating lease liabilities and reconciliation of the undiscounted cash flows to the total of operating lease liabilities is as follows:

	As of
Lease payments due (in thousands)	September 30, 2019
Three months ending December 31, 2019	$	314
Twelve months ending December 31, 2020		1,305
Twelve months ending December 31, 2021		1,230
Twelve months ending December 31, 2022		1,022
Twelve months ending December 31, 2023		934
Twelve months ending December 31, 2024		640
Thereafter		1,979
Total undiscounted cash flows		7,425
Discount		(753	)
Lease liabilities	$	6,672