Minimum Regulatory Capital Requirements (Tables)

3 Months Ended

Mar. 31, 2023

Regulatory Matters [Abstract]

Summary of Capital Requirements Administered by Banking Agencies Capital Ratios

The following tables present the capital and capital ratios to which the Bank is subject and the amounts and ratios to be adequately and well capitalized as of the dates stated. Adequately capitalized ratios include the conversation buffer, if applicable. The CECL Transitional Amount was $5.5 million, of which $1.4 million reduced the regulatory capital amounts and capital ratios as of March 31, 2023.

	March 31, 2023
	Actual					For Capital Adequacy Purposes					To Be Well Capitalized
(Dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total risk based capital
(To risk-weighted assets)
Blue Ridge Bank, N.A.	$	307,024		11.12	%	$	289,940		10.50	%	$	276,133		10.00	%
Tier 1 capital
(To risk-weighted assets)
Blue Ridge Bank, N.A.	$	277,898		10.06	%	$	234,711		8.50	%	$	220,905		8.00	%
Common equity tier 1 capital
(To risk-weighted assets)
Blue Ridge Bank, N.A.	$	277,898		10.06	%	$	193,368		7.00	%	$	179,556		6.50	%
Tier 1 leverage
(To average assets)
Blue Ridge Bank, N.A.	$	277,898		8.50	%	$	130,776		4.00	%	$	163,469		5.00	%

	December 31, 2022
	Actual					For Capital Adequacy Purposes					To Be Well Capitalized
(Dollars in thousands)	Amount		Ratio			Amount		Ratio			Amount		Ratio
Total risk based capital
(To risk-weighted assets)
Blue Ridge Bank, N.A.	$	303,876		11.22	%	$	286,161		10.50	%	$	272,535		10.00	%
Tier 1 capital
(To risk-weighted assets)
Blue Ridge Bank, N.A.	$	279,125		10.31	%	$	231,470		8.50	%	$	217,854		8.00	%
Common equity tier 1 capital
(To risk-weighted assets)
Blue Ridge Bank, N.A.	$	279,125		10.31	%	$	190,622		7.00	%	$	177,006		6.50	%
Tier 1 leverage
(To average assets)
Blue Ridge Bank, N.A.	$	279,125		9.25	%	$	120,703		4.00	%	$	150,878		5.00	%